8559 Gulf Hwy · Lake Charles, LA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +4.6/5.0
- Livability +3.4/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$82,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.
Key facts
- 7,405 sq ft lot
- Listed 141 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath land listed at $83k.
Deal economics
- At list price, monthly cash flow is $577 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $83k).
- Recommended offer: $73k (12.0% below list) — sets the bar for market timing.
- Cap rate 14.6% vs local median 4.3% in Lake Charles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#95 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
- Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: M. J. Kaufman Elementary School (math 12% / reading 32%, grade F, #415 of 646 statewide, top 67%, 294 students, 79% FRL); F. K. White Middle School (math 26% / reading 39%, grade F, #104 of 218 statewide, top 48%, 661 students, 67% FRL); Lagrange High School (math 9% / reading 22%, grade F, #217 of 265 statewide, top 82%, 907 students, 76% FRL) — zoned schools average 74% FRL vs 52% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 23% at this address vs 37% district-wide (-14 pts) — the specific schools serving this property underperform the Calcasieu Parish average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+8.6%/yr); 569 active listings in the ZIP; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $573 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $23k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 142 days — a 12% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 10y ago; this cycle's ask has dropped $47k (36%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 142 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.76% ✓
- Cap rate
- 14.64%
- Cash-on-cash
- 29.83%
- DSCR
- 2.33
- GRM
- 4.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 29.9%
- Equity multiple
- 2.34×
- Total profit
- $31,025
- Equity at exit
- $12,361
- IRR
- 40.0%
- Equity multiple
- 5.71×
- Total profit
- $109,429
- Equity at exit
- $7,168
Cash invested: $23,212 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70607
- Rents YoY
- 8.6%
- Active inventory
- 569
- Price-to-rent
- 4.7×
Monthly cashflow live
- Estimated rent
- $1,455 medium interval (Pro) →
- Mortgage (P&I)
- −$435
- Tax est. 1.5%
- −$104 /mo · $1,244/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$306
- Net cashflow
- $577
Break-even live
Sensitivity live
| Price | -10% $634 | -5% $606 | +0% $577 | +5% $548 | +10% $520 |
|---|---|---|---|---|---|
| Rent | -10% $462 | -5% $519 | +0% $577 | +5% $634 | +10% $692 |
| Rate | -1.0pp $619 | -0.5pp $598 | base $577 | +0.5pp $555 | +1.0pp $534 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,725
- Closing costs
- $2,487
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 8 events
-
2026-05-30days on market $82,900 Active 142 DOM
-
2026-04-27price $87,900 798-char remark
Show marketing remark (798 chars)
Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.
-
2026-03-30price $99,900 798-char remark
Show marketing remark (798 chars)
Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.
-
2026-03-03price $109,900 798-char remark
Show marketing remark (798 chars)
Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.
-
2026-02-03price $119,900 798-char remark
Show marketing remark (798 chars)
Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.
-
2026-01-08$129,900 Active 798-char remark
Show marketing remark (798 chars)
Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.
-
2016-11-18soldstatus 678-char remark
Show marketing remark (678 chars)
2005 Caepaert Double Wide Mobile Home; 4 bedrooms, 2 baths, open, spilt floor plan with island in the kitchen. Master bath has separate tub, shower, and walk-in closet. With a little TLC, this would make a nice home or potential investment property. HUD OWNED PROPERTY, CASE#221- 378735. HUD HOMES ARE SOLD "AS IS", ASK YOUR AGENT FOR DETAILS & SUBMIT OFFERS FOR THIS PROPERTY AT WWW. HUDHOMESTORE. COM * Must have an active NAID number per HUD to show * Must present NAID # when calling to make an appointment. Click here to register for an NAID number www. hudhomestore.com No Utilities, Meas M/L. http://www. propertypanorama.com/instaview/ 897994/LA-137859
-
2016-06-07$53,460 678-char remark
Show marketing remark (678 chars)
2005 Caepaert Double Wide Mobile Home; 4 bedrooms, 2 baths, open, spilt floor plan with island in the kitchen. Master bath has separate tub, shower, and walk-in closet. With a little TLC, this would make a nice home or potential investment property. HUD OWNED PROPERTY, CASE#221- 378735. HUD HOMES ARE SOLD "AS IS", ASK YOUR AGENT FOR DETAILS & SUBMIT OFFERS FOR THIS PROPERTY AT WWW. HUDHOMESTORE. COM * Must have an active NAID number per HUD to show * Must present NAID # when calling to make an appointment. Click here to register for an NAID number www. hudhomestore.com No Utilities, Meas M/L. http://www. propertypanorama.com/instaview/ 897994/LA-137859
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,466
- − Mortgage interest
- −$4,644
- − Property taxes
- −$1,244
- − Insurance
- −$414
- − Repairs & maintenance
- −$1,397
- − Management
- −$1,397
- − Depreciation
- −$2,412
- Taxable income
- $5,958
- Est. tax owed @ 24.0%
- −$1,430
- After-tax cash flow
- $5,493/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Calcasieu Parish
- NCES district ID
- 2200330
- Math proficiency
- 30% ▼ -39.00%
- Reading proficiency
- 44% ▼ -33.00%
- Median HH income
- $44,700
- Composite
- 31.45/100
- National rank
- #5979
- State rank
- #29 of 98 in LA
Livability — Lake Charles
- Score
- 68/100
- State rank
- #95
- US rank
- #9820
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Calcasieu Parish · 170,889 people
- City population
- 133,538
- Metro
- Lake Charles, LA
- Population (ZIP)
- 27,080
- Household income
- $60,351
- Rent vs Own
- Severe rent burden
- 1267.0
Population outlook (Calcasieu County) Hauer SSP2
- Today (2025)
- 212,179 people
- By 2030
- 218,199 · +2.8%
- By 2040
- 228,486 · +7.7%
- By 2050
- 236,208 · +11.3%
- By 2075
- 251,696 · +18.6%
- By 2100
- 247,848 · +16.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 46% Black 36% Two or more races 11% Hispanic / Latino 6% Asian 2%
- Hispanic origin (detail)
- Mexican 1%
- Common ancestry
- Lithuanian 10% Serbian 1%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 93% English-only · Spanish 4% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Calcasieu
- 2024 margin
- Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
- 2008→2024 swing
- -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
- All cycles
- 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -91.59%
- Current HPI
- 93.679
- Rent YoY
- ▲ 8.55%
- Metro
- Lake Charles, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
||
| Advertising | 1 | $2B |
|
||
Price history
+64.4% since first listed7 events — show timeline
- 2026-04-27 Price Changed $87,900 GFPAR
- 2026-03-30 Price Changed $99,900 GFPAR
- 2026-03-03 Price Changed $109,900 GFPAR
- 2026-02-03 Price Changed $119,900 GFPAR
- 2026-01-08 Listed $129,900 GFPAR
- 2016-11-18 Sold (MLS) — SWLAR
- 2016-06-07 Listed $53,460 SWLAR
Property tax history
+51.8%/yrLatest (2025): $8,064 · +1.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…