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8559 Gulf Hwy
B Composite 71.18
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.6/5.0
  • Livability +3.4/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$82,900

8559 Gulf Hwy · Lake Charles, LA 70607
3 bd · 2.0 ba · 1,680 sqft · Land · 142 Days on market
7,405 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.

Key facts

  • 7,405 sq ft lot
  • Listed 141 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $83k.

Deal economics

  • At list price, monthly cash flow is $577 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $83k).
  • Recommended offer: $73k (12.0% below list) — sets the bar for market timing.
  • Cap rate 14.6% vs local median 4.3% in Lake Charles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#95 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: M. J. Kaufman Elementary School (math 12% / reading 32%, grade F, #415 of 646 statewide, top 67%, 294 students, 79% FRL); F. K. White Middle School (math 26% / reading 39%, grade F, #104 of 218 statewide, top 48%, 661 students, 67% FRL); Lagrange High School (math 9% / reading 22%, grade F, #217 of 265 statewide, top 82%, 907 students, 76% FRL) — zoned schools average 74% FRL vs 52% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 23% at this address vs 37% district-wide (-14 pts) — the specific schools serving this property underperform the Calcasieu Parish average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+8.6%/yr); 569 active listings in the ZIP; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $573 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $23k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 142 days — a 12% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 10y ago; this cycle's ask has dropped $47k (36%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $72,952 (12.0% below list)

Questions for the listing agent

  1. It's been on market 142 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.76%
Cap rate
14.64%
Cash-on-cash
29.83%
DSCR
2.33
GRM
4.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
29.9%
Equity multiple
2.34×
Total profit
$31,025
Equity at exit
$12,361
10-year hold
IRR
40.0%
Equity multiple
5.71×
Total profit
$109,429
Equity at exit
$7,168

Cash invested: $23,212 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70607

Rents YoY
8.6%
Active inventory
569
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,455 medium interval (Pro) →
Mortgage (P&I)
$435
Tax est. 1.5%
$104 /mo · $1,244/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$306
Net cashflow
$577

Break-even live

Break-even rent $725
Max offer price $82,900
Occupancy floor 55%

Sensitivity live

Price -10% $634 -5% $606 +0% $577 +5% $548 +10% $520
Rent -10% $462 -5% $519 +0% $577 +5% $634 +10% $692
Rate -1.0pp $619 -0.5pp $598 base $577 +0.5pp $555 +1.0pp $534

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,725
Closing costs
$2,487
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 8 events

  1. 2026-05-30
    days on market $82,900 Active 142 DOM
  2. 2026-04-27
    price $87,900 798-char remark
    Show marketing remark (798 chars)

    Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.

  3. 2026-03-30
    price $99,900 798-char remark
    Show marketing remark (798 chars)

    Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.

  4. 2026-03-03
    price $109,900 798-char remark
    Show marketing remark (798 chars)

    Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.

  5. 2026-02-03
    price $119,900 798-char remark
    Show marketing remark (798 chars)

    Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.

  6. 2026-01-08
    listed $129,900 Active 798-char remark
    Show marketing remark (798 chars)

    Brand New never Lived in. Experience modern farmhouse living in this energy-efficient 2022 Durango model by Clayton Homes. This spacious manufactured home, with its inviting design and contemporary features, offers all the comforts of a traditional build. Enjoy the premium, residential-style finish provided by the upgraded sheetrock walls and ceiling throughout the home. This upgrade offers greater durability and design Open-concept layout: The home features a large, 1,680 sq. ft. , open floor plan with a split-bedroom layout that separates the primary suite from the additional bedrooms. The main living area includes a large living room with accent trim and a coffered ceiling, a designated dining space with oversized windows, and a Gourmet kitchen: The kitchen is equipped with stainless.

  7. 2016-11-18
    soldstatus 678-char remark
    Show marketing remark (678 chars)

    2005 Caepaert Double Wide Mobile Home; 4 bedrooms, 2 baths, open, spilt floor plan with island in the kitchen. Master bath has separate tub, shower, and walk-in closet. With a little TLC, this would make a nice home or potential investment property. HUD OWNED PROPERTY, CASE#221- 378735. HUD HOMES ARE SOLD "AS IS", ASK YOUR AGENT FOR DETAILS & SUBMIT OFFERS FOR THIS PROPERTY AT WWW. HUDHOMESTORE. COM * Must have an active NAID number per HUD to show * Must present NAID # when calling to make an appointment. Click here to register for an NAID number www. hudhomestore.com No Utilities, Meas M/L. http://www. propertypanorama.com/instaview/ 897994/LA-137859

  8. 2016-06-07
    listed $53,460 678-char remark
    Show marketing remark (678 chars)

    2005 Caepaert Double Wide Mobile Home; 4 bedrooms, 2 baths, open, spilt floor plan with island in the kitchen. Master bath has separate tub, shower, and walk-in closet. With a little TLC, this would make a nice home or potential investment property. HUD OWNED PROPERTY, CASE#221- 378735. HUD HOMES ARE SOLD "AS IS", ASK YOUR AGENT FOR DETAILS & SUBMIT OFFERS FOR THIS PROPERTY AT WWW. HUDHOMESTORE. COM * Must have an active NAID number per HUD to show * Must present NAID # when calling to make an appointment. Click here to register for an NAID number www. hudhomestore.com No Utilities, Meas M/L. http://www. propertypanorama.com/instaview/ 897994/LA-137859

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,466
− Mortgage interest
−$4,644
− Property taxes
−$1,244
− Insurance
−$414
− Repairs & maintenance
−$1,397
− Management
−$1,397
− Depreciation
−$2,412
Taxable income
$5,958
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,430
After-tax cash flow
$5,493/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Lake Charles

Score
68/100
State rank
#95
US rank
#9820

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Calcasieu Parish · 170,889 people
City population
133,538
Metro
Lake Charles, LA
Population (ZIP)
27,080
Household income
$60,351
Rent vs Own
33.5% rent · 66.5% own
Severe rent burden
1267.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 46% Black 36% Two or more races 11% Hispanic / Latino 6% Asian 2%
Hispanic origin (detail)
Mexican 1%
Common ancestry
Lithuanian 10% Serbian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
93% English-only · Spanish 4% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.59%
Current HPI
93.679
Rent YoY
▲ 8.55%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+64.4% since first listed
7 events — show timeline
  • 2026-04-27 Price Changed $87,900 GFPAR
  • 2026-03-30 Price Changed $99,900 GFPAR
  • 2026-03-03 Price Changed $109,900 GFPAR
  • 2026-02-03 Price Changed $119,900 GFPAR
  • 2026-01-08 Listed $129,900 GFPAR
  • 2016-11-18 Sold (MLS) SWLAR
  • 2016-06-07 Listed $53,460 SWLAR

Property tax history

+51.8%/yr

Latest (2025): $8,064 · +1.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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