11900 Duff Rd #7 · Lakeview, OH 43331

$109,900

2 bd · 2.0 ba · 952 sqft · Manufactured · 25 Days on market

Built 2023 Good condition $115/sqft · 136% above area $500/mo HOA · 31% of rent ↓ 12% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.7/30.0
• 1% rule +9.6/10.0
• ARV discount +7.5/15.0
• Schools +5.3/10.0
• DSCR +4.1/10.0
• Condition / age +4.0/5.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 11900 Duff Rd, unit: #7, located in the desirable Lakeview Meadows Community! This beautifully upgraded 2023 home offers low-maintenance living with modern finishes and access to great community amenities. Step inside to find a spacious, open-concept layout featuring fresh interior paint (2026), updated flooring (2026), and a bright, inviting living area perfect for relaxing or entertaining. The kitchen is a standout with stylish cabinetry, ample counter space, and newer appliances including: refrigerator, stove, and microwave (2025). This home offers 2 bedrooms and 2 full baths, including a comfortable primary suite. Additional updates include a newer water heater (2026), washer and dryer (2025), and even an EV car charger (2024) for added convenience. Outside, enjoy a clean, well-kept lot with a storage shed included, providing extra space for tools, toys, or seasonal items. Located down from Indian Lake, in Lakeview, Ohio, this community offers fantastic amenities including: Private pool, Playground, Trash services, and snow removal. Lot rent: $500.50/month. Close to: Old Field Beach, parks, boat ramps, walking and biking trails, restaurants, nightlife, shopping, and open spaces. Whether you're looking for a full-time residence, weekend getaway, or low-maintenance lifestyle near the lake, this one checks all the boxes. Schedule your showing today and come experience easy living at Lakeview Meadows!

Key facts

• Stylish cabinetry
• Ample counter space
• Community amenities

Tags

• LAKEVIEW MEADOWS COMMUNITY
• MODERN FINISHES
• COMMUNITY AMENITIES
• OPEN-CONCEPT LAYOUT
• STYLISH CABINETRY
• AMPLE COUNTER SPACE

Property features AI

Finance

• HOA & community: Homeowners association with a monthly fee of $500.50; HOA covers trash and snow removal

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer
• Home design: Other residential without deeded land; One-level home; Built in 2023; No shared/common walls
• Construction: Other foundation
• Exterior features: In-ground pool; Shed(s)

Interior

• Bedrooms: 2 main-level bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air conditioning; Forced air heating
• Interior features: 952 square feet of living area

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $110k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $8 ($101/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $110k).
• Recommended offer: $108k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 63/100 on livability (#836 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
• Indian Lake Local (rural): math 59% / reading 66% proficiency, ranked #261 of 656 in OH (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Indian Lake Elementary School (math 72% / reading 67%, grade A-, #391 of 1,584 statewide, top 27%, 510 students, 45% FRL); Indian Lake Middle School (math 56% / reading 65%, grade B+, #259 of 654 statewide, top 40%, 407 students, 42% FRL); Indian Lake High School (math 52% / reading 72%, grade B-, #202 of 781 statewide, top 29%, 492 students, 34% FRL) — zoned schools at 40% FRL track the district average.
• Market conditions: 109 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 121 units permitted in Logan County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Logan County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 31% of rent.
• Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $108,251 (1.5% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.46% ✓
• Cap rate: 6.39%
• Cash-on-cash: 0.33%
• DSCR: 1.01
• GRM: 5.7

CMA / ARV

• ARV (median comp): $46,532
• List price: $109,900
• Delta: 157.67%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -15.4%
• Equity multiple: 0.45×
• Total profit: $-16,938
• Equity at exit: $16,386

10-year hold

• IRR: -6.3%
• Equity multiple: 0.59×
• Total profit: $-12,710
• Equity at exit: $9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43331

• Home prices YoY: -30.0%
• Active inventory: 109
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,605 medium
• Mortgage (P&I): −$576
• Tax est. 1.5%: −$137 /mo · $1,648/yr
• Insurance: −$46
• HOA: −$500
• Vacancy / Maint / Mgmt: −$337
• Net cashflow: $8

Break-even live

Break-even rent $1,594

Max offer price $109,900

Occupancy floor 94%

Sensitivity live

Price	-10% $84	-5% $46	+0% $8	+5% $-30	+10% $-67
Rent	-10% $-118	-5% $-55	+0% $8	+5% $72	+10% $135
Rate	-1.0pp $64	-0.5pp $36	base $8	+0.5pp $-20	+1.0pp $-49

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,475
• Closing costs: $3,297
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8926 Franklin Ave Unit B Lakeview, OH	2.0	1.0	696	$1,605	$2.31	3d	1	1.49mi
8926 Franklin Ave Lakeview, OH	2.0	1.0	696	$1,605	$2.31	3d	1	1.49mi

HOA detail

• Monthly dues: $500 · $6,000/yr
• Likely covers: watertrashsnow removalpool

Listing history 18 events

1. 2026-06-21
   days on market $109,900 Active 25 DOM
2. 2026-06-21
   days on market $109,900 Active 24 DOM
3. 2026-06-18
   days on market $109,900 Active 22 DOM
4. 2026-06-17
   days on market $109,900 Active 21 DOM
5. 2026-06-16
   days on market $109,900 Active 20 DOM
6. 2026-06-15
   days on market $109,900 Active 19 DOM
7. 2026-06-13
   days on market $109,900 Active 17 DOM
8. 2026-06-12
   days on market $109,900 Active 16 DOM
9. 2026-06-09
   days on market $109,900 Active 13 DOM
10. 2026-06-08
    days on market $109,900 Active 12 DOM
11. 2026-06-08
    days on market $109,900 Active 11 DOM
12. 2026-06-07
    days on market $109,900 Active 10 DOM
13. 2026-06-04
    days on market $109,900 Active 7 DOM
14. 2026-06-02
    days on market $109,900 Active 6 DOM
15. 2026-06-01
    days on market $109,900 Active 5 DOM
16. 2026-05-31
    days on market $109,900 Active 4 DOM
17. 2026-05-11
    price $119,900 1450-char remark

    Show marketing remark (1450 chars)

    Welcome to 11900 Duff Rd, unit: #7, located in the desirable Lakeview Meadows Community! This beautifully upgraded 2023 home offers low-maintenance living with modern finishes and access to great community amenities. Step inside to find a spacious, open-concept layout featuring fresh interior paint (2026), updated flooring (2026), and a bright, inviting living area perfect for relaxing or entertaining. The kitchen is a standout with stylish cabinetry, ample counter space, and newer appliances including: refrigerator, stove, and microwave (2025). This home offers 2 bedrooms and 2 full baths, including a comfortable primary suite. Additional updates include a newer water heater (2026), washer and dryer (2025), and even an EV car charger (2024) for added convenience. Outside, enjoy a clean, well-kept lot with a storage shed included, providing extra space for tools, toys, or seasonal items. Located down from Indian Lake, in Lakeview, Ohio, this community offers fantastic amenities including: Private pool, Playground, Trash services, and snow removal. Lot rent: $500.50/month. Close to: Old Field Beach, parks, boat ramps, walking and biking trails, restaurants, nightlife, shopping, and open spaces. Whether you're looking for a full-time residence, weekend getaway, or low-maintenance lifestyle near the lake, this one checks all the boxes. Schedule your showing today and come experience easy living at Lakeview Meadows!

18. 2026-04-12
    listed $124,900 Active 1450-char remark

    Show marketing remark (1450 chars)

    Welcome to 11900 Duff Rd, unit: #7, located in the desirable Lakeview Meadows Community! This beautifully upgraded 2023 home offers low-maintenance living with modern finishes and access to great community amenities. Step inside to find a spacious, open-concept layout featuring fresh interior paint (2026), updated flooring (2026), and a bright, inviting living area perfect for relaxing or entertaining. The kitchen is a standout with stylish cabinetry, ample counter space, and newer appliances including: refrigerator, stove, and microwave (2025). This home offers 2 bedrooms and 2 full baths, including a comfortable primary suite. Additional updates include a newer water heater (2026), washer and dryer (2025), and even an EV car charger (2024) for added convenience. Outside, enjoy a clean, well-kept lot with a storage shed included, providing extra space for tools, toys, or seasonal items. Located down from Indian Lake, in Lakeview, Ohio, this community offers fantastic amenities including: Private pool, Playground, Trash services, and snow removal. Lot rent: $500.50/month. Close to: Old Field Beach, parks, boat ramps, walking and biking trails, restaurants, nightlife, shopping, and open spaces. Whether you're looking for a full-time residence, weekend getaway, or low-maintenance lifestyle near the lake, this one checks all the boxes. Schedule your showing today and come experience easy living at Lakeview Meadows!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 70% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,260
• − Mortgage interest: −$6,156
• − Property taxes: −$1,648
• − Insurance: −$550
• − Repairs & maintenance: −$1,541
• − Management: −$1,541
• − HOA: −$6,000
• − Depreciation: −$3,197
• Taxable loss: −$1,373
• Est. tax savings @ 24.0%: +$329
• After-tax cash flow: $431/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This 2023 manufactured home in Lakeview Meadows offers a good condition with modern updates and low-maintenance living. It is move-in ready with a fresh paint job and updated flooring.

Value-add opportunities

• Both Painting exterior siding — Enhances curb appeal and value.
• Both Landscaping — Improves curb appeal and enhances property value.
• Both Replace ceiling fans with modern fixtures — Modernizes the space and adds value.
• Both Install smart home devices — Enhances convenience and adds value to the property.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior siding — Enhances curb appeal and value. ↑
• Both Landscaping — Improves curb appeal and enhances property value. ↑
• Both Replace ceiling fans with modern fixtures — Modernizes the space and adds value. ↑
• Both Install smart home devices — Enhances convenience and adds value to the property. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Indian Lake Local
• NCES district ID: 3904808
• Math proficiency: 59% ▼ -14.00%
• Reading proficiency: 66% ▼ -4.00%
• Median HH income: $44,496
• Composite: 52.6/100
• National rank: #1559
• State rank: #261 of 656 in OH

Livability — Lakeview

• Score: 63/100
• State rank: #836
• US rank: #15632

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lakeview, OH
• County: Logan · 47,256 people
• Population (ZIP): 4,012
• Household income: $60,159
• Rent vs Own: 11.5% rent · 88.5% own
• Severe rent burden: 16.1

Population outlook (Logan County) Hauer SSP2

• Today (2025): 44,240 people
• By 2030: 43,166 · -2.4%
• By 2040: 40,495 · -8.5%
• By 2050: 37,511 · -15.2%
• By 2075: 30,453 · -31.2%
• By 2100: 23,081 · -47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (94%)
• Race & ethnicity: White 94% Hispanic / Latino 4% Two or more races 2% Black 1%
• Common ancestry: Lithuanian 2% Slovak 2% Iranian 1%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 4%

Political lean MEDSL · Logan

• 2024 margin: Solid R (+56.2) · D 21.5% · R 77.7%
• 2008→2024 swing: -29.6pp toward R · 2008: -26.6pp · 2024: -56.2pp
• All cycles: 2024: R+56.2 2020: R+55.2 2016: R+52.6 2012: R+31.8 2008: R+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -109.75%
• Current HPI: 256.2406
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

-12.0% since first listed

5 events — show timeline

• 2026-05-29 Price Changed $109,900 CBRMLS
• 2026-05-29 Price Changed $109,900 WRIST
• 2026-05-27 Listed $119,900 CBRMLS
• 2026-05-11 Price Changed $119,900 WRIST
• 2026-04-12 Listed $124,900 WRIST