14914 E Azalea Dr · Alexander, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 10.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.2/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$95,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Attention, First Home Buyers, or investors, this could be great property. Bryant schools, close to I-30 and from there Benton is 10 min away, Outlet Mall 10 min away. This home has had several updates. Is clean and ready to move in. 3 bedrooms, 2 bathrooms, good size yard. Come see it to appreciate it. Tambien informacion en Español!!!
Key facts
- Good size yard
- Close to i-30
- Bryant schools
Tags
Property features AI
Finance
- Other: Annual taxes recorded as $208
- Financial info: Cash purchase possible
Exterior
- Parking: Parking pads for 4+ cars
- Utilities: Public sewer; Public water; Municipal electric service (includes Entergy); Natural gas
- Home design: Frame construction; Single-story (approximate living area: 1,152); Located on a 0.31-acre lot
- Construction: Frame exterior; Metal roof; Crawl space foundation
- Exterior features: Paved road access; Property inside city limits; Lot is level to sloped
Interior
- Kitchen: Built-in stove; Refrigerator stays
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central electric cooling; Central gas heat
- Interior features: Washer connection; Electric dryer connection
- Laundry & utility: Washer connection; Electric dryer connection
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $95k.
Deal economics
- At list price, monthly cash flow is $736 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $95k).
- Recommended offer: $92k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 63/100 on livability (#194 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
- Bryant School District (suburban): math 49% / reading 48% proficiency, ranked #16 of 238 in AR (top 7%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 184 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 446 units permitted in Saline County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Saline County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 48 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.72% ✓
- Cap rate
- 15.59%
- Cash-on-cash
- 33.22%
- DSCR
- 2.48
- GRM
- 4.8
CMA / ARV
- ARV (on-the-fly)
- $116,352
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14904 Hwy 111 | 0.21mi | 2/2.0 (-1) | 1,088 (-6%) | 24mo | $110,000 | $101 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 28.4%
- Equity multiple
- 2.18×
- Total profit
- $31,466
- Equity at exit
- $14,165
- IRR
- 35.8%
- Equity multiple
- 4.29×
- Total profit
- $87,635
- Equity at exit
- $8,214
Cash invested: $26,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72002
- Home prices YoY
- -11.0%
- Active inventory
- 184
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $1,635 medium interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$17 /mo · $208/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$343
- Net cashflow
- $736
Break-even live
Sensitivity live
| Price | -10% $790 | -5% $763 | +0% $736 | +5% $709 | +10% $569 |
|---|---|---|---|---|---|
| Rent | -10% $607 | -5% $672 | +0% $736 | +5% $801 | +10% $865 |
| Rate | -1.0pp $784 | -0.5pp $760 | base $736 | +0.5pp $712 | +1.0pp $687 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,750
- Closing costs
- $2,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9112 Pleasant Valley Dr Alexander, AR | 3.0 | 2.0 | 1340 | $1,700 | $1.27 | 22d | 1 | 0.49mi |
| 13907 Rockinghorse Ln Alexander, AR | 3.0 | 2.0 | 1300 | $1,450 | $1.12 | 15d | 1 | 1.43mi |
Listing history 21 events
-
2026-06-18days on market $95,000 Active 48 DOM
-
2026-06-17days on market $95,000 Active 47 DOM
-
2026-06-16days on market $95,000 Active 46 DOM
-
2026-06-15days on market $95,000 Active 45 DOM
-
2026-06-14days on market $95,000 Active 43 DOM
-
2026-06-13days on market $95,000 Active 42 DOM
-
2026-06-10days on market $95,000 Active 40 DOM
-
2026-06-09days on market $95,000 Active 39 DOM
-
2026-06-08days on market $95,000 Active 38 DOM
-
2026-06-07days on market $95,000 Active 37 DOM
-
2026-06-05days on market $95,000 Active 34 DOM
-
2026-06-03days on market $95,000 Active 33 DOM
-
2026-06-02days on market $95,000 Active 32 DOM
-
2026-06-01days on market $95,000 Active 31 DOM
-
2026-05-31days on market $95,000 Active 30 DOM
-
2026-05-31days on market $95,000 Active 29 DOM
-
2026-05-02$95,000 New Listing
-
2026-05-01historical
-
2026-04-08status Back on Market
-
2026-03-04historical Take Backups
-
2025-11-03$95,000 New Listing
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $208 · $17/mo
- Projected year-2 tax
- $608 · $51/mo
- Expected delta
- +$400/yr (+$33/mo · 191.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,617
- − Mortgage interest
- −$5,321
- − Property taxes
- −$208
- − Insurance
- −$475
- − Repairs & maintenance
- −$1,569
- − Management
- −$1,569
- − Depreciation
- −$2,764
- Taxable income
- $7,710
- Est. tax owed @ 24.0%
- −$1,850
- After-tax cash flow
- $6,986/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bryant School District
- NCES district ID
- 0503690
- Math proficiency
- 49% ▼ -13.00%
- Reading proficiency
- 48% ▼ -8.00%
- Median HH income
- $57,578
- Composite
- 42.28/100
- National rank
- #3266
- State rank
- #16 of 238 in AR
Livability — Alexander
- Score
- 63/100
- State rank
- #194
- US rank
- #15376
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Alexander, AR
- Population (ZIP)
- 21,386
Population outlook (Saline County) Hauer SSP2
- Today (2025)
- 140,141 people
- By 2030
- 151,233 · +7.9%
- By 2040
- 173,100 · +23.5%
- By 2050
- 194,368 · +38.7%
- By 2075
- 245,295 · +75.0%
- By 2100
- 279,117 · +99.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Black 20% Hispanic / Latino 10% Two or more races 7%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Slovak 3% Lithuanian 2% Serbian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 91% English-only · Spanish 8%
Political lean MEDSL · Saline
- 2024 margin
- Solid R (+40.1) · D 28.8% · R 69.0% · Other 2.2%
- 2008→2024 swing
- +0.8pp no change · 2008: -41.0pp · 2024: -40.1pp
- All cycles
- 2024: R+40.1 2020: R+41.2 2016: R+43.5 2012: R+42.7 2008: R+41.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -27.89%
- Current HPI
- 226.2889
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
|
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Price history
+0.0% since first listed5 events — show timeline
- 2026-05-02 Listed $95,000 CARMLS
- 2026-05-01 Listing Removed — CARMLS
- 2026-04-08 Relisted — CARMLS
- 2026-03-04 Contingent — CARMLS
- 2025-11-03 Listed $95,000 CARMLS
Property tax history
+2.0%/yrLatest (2025): $208 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…