4004 Brock Rd · Clinton, AR 72031

$126,000

2 bd · 1.0 ba · 1,080 sqft · SingleFamily public records · 172 Days on market

Built 1987 9.16 ac lot $117/sqft · 5% above area Est $120k · 5% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +8.1/30.0
• ARV discount +5.2/15.0
• Schools +3.7/10.0
• Livability +3.7/5.0
• 1% rule +2.5/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.1/10.0

Listing remarks MLS

Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

Key facts

• Unique homestead
• Rustic inviting feel
• Serene pond

Tags

• FLAT USABLE LAND
• SERENE POND
• CHARMING BARN DOORS
• RUSTIC INVITING FEEL
• UNIQUE HOMESTEAD

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $126k.

Deal economics

• At list price, monthly cash flow is $-124 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $108k (14.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $94k (25.0% below list).
• Recommended offer: $94k (25.0% below list) — sets the bar for 1% rule.
• Cap rate 5.1% vs local median 3.6% in Clinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#15 in AR, #4,397 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities F, commute F.
• Clinton School District (rural): math 46% / reading 45% proficiency, ranked #41 of 238 in AR (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 100 active listings in the ZIP; 16 units permitted in Van Buren County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $13k of equity ($871 loan paydown + $13k appreciation (10.0% local appreciation)).
• Van Buren County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 3, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 172 days — a 12% lower offer ($111k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $25k; list at $126k implies a 404% gain — meaningful room to come down on a strong offer.

Recommended offer $94,495 (25.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 172 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.11%
• Cash-on-cash: -4.23%
• DSCR: 0.81
• GRM: 11.1

CMA / ARV

• ARV (median comp): $120,000
• List price: $126,000
• Delta: 5.00%
• Verdict: FAIR
• Comps: 1 within 2.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4004 Brock Rd	0.00mi	2/1.0	1,080 (0%)	1mo	$120,000	$111	99

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.3%
• Equity multiple: 2.72×
• Total profit: $60,724
• Equity at exit: $113,511

10-year hold

• IRR: 19.2%
• Equity multiple: 6.25×
• Total profit: $185,073
• Equity at exit: $244,790

Cash invested: $35,280 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72031

• Home prices YoY: 5.2%
• Active inventory: 100
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $945 medium
• Mortgage (P&I): −$661
• Tax est. 1.5%: −$158 /mo · $1,890/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$198
• Net cashflow: $-124

Break-even live

Break-even rent $1,102

Max offer price $108,021

Occupancy floor —

Sensitivity live

Price	-10% $-37	-5% $-81	+0% $-124	+5% $-168	+10% $-211
Rent	-10% $-199	-5% $-162	+0% $-124	+5% $-87	+10% $-50
Rate	-1.0pp $-61	-0.5pp $-92	base $-124	+0.5pp $-157	+1.0pp $-190

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,500
• Closing costs: $3,780
• Reserves months: —
• Total cash needed: —

Listing history 15 events

1. 2026-05-07
   status Under Contract 714-char remark

   Show marketing remark (714 chars)

   Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

2. 2026-04-27
   status Pending 714-char remark

   Show marketing remark (714 chars)

   Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

3. 2026-01-31
   price $126,000 714-char remark

   Show marketing remark (714 chars)

   Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

4. 2026-01-30
   price $126,000 714-char remark

   Show marketing remark (714 chars)

   Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

5. 2025-11-29
   status Back on Market 714-char remark

   Show marketing remark (714 chars)

   Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

6. 2025-11-07
   status Active 714-char remark

   Show marketing remark (714 chars)

   Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

7. 2025-10-08
   status Under Contract 714-char remark

   Show marketing remark (714 chars)

   Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

8. 2025-10-08
   status Pending 714-char remark

   Show marketing remark (714 chars)

   Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

9. 2025-09-22
   listed $129,000 New Listing 714-char remark

   Show marketing remark (714 chars)

   Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

10. 2025-09-08
    listed $129,000 Active 714-char remark

    Show marketing remark (714 chars)

    Discover a one of a kind property with limitless potential, sold as-is for those with vision and creativity. Nestled on flat, usable land with a serene pond, this rare find includes not just the home but all materials, furniture, and personal items on-site—everything conveys at closing! Featuring charming barn doors that open to let the breeze flow through both the main level and the loft bedrooms (with locking screens already in place!), this property offers a rustic yet inviting feel. Whether you dream of a weekend retreat, investment project, or unique homestead, the canvas is here it just needs your touch! No utilities will be turned on, no repairs will be made, bring your flashlights and ideas!

11. 2022-11-08
    historical
12. 2022-11-01
    listed $1
13. 2015-12-04
    historical
14. 2015-06-04
    listed $85,000 New Listing
15. 1996-05-23
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,339
• − Mortgage interest: −$7,058
• − Property taxes: −$1,890
• − Insurance: −$630
• − Repairs & maintenance: −$907
• − Management: −$907
• − Depreciation: −$3,665
• Taxable loss: −$3,718
• Est. tax savings @ 24.0%: +$892
• After-tax cash flow: $-599/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clinton School District
• NCES district ID: 0504410
• Math proficiency: 46% ▼ -10.00%
• Reading proficiency: 45% ▼ -12.00%
• Median HH income: $32,018
• Composite: 37.34/100
• National rank: #4438
• State rank: #41 of 238 in AR

Livability — Clinton

• Score: 74/100
• State rank: #15
• US rank: #4397

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 7,108

Population outlook (Van Buren County) Hauer SSP2

• Today (2025): 15,459 people
• By 2030: 14,645 · -5.3%
• By 2040: 12,918 · -16.4%
• By 2050: 11,263 · -27.1%
• By 2075: 7,870 · -49.1%
• By 2100: 4,918 · -68.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Hispanic / Latino 5% Two or more races 3%
• Common ancestry: Slovak 4% Serbian 2% Romanian 1%
• Foreign-born: 2% · Canada
• Languages at home: 95% English-only · Spanish 5%

Political lean MEDSL · Van Buren

• 2024 margin: Solid R (+60.2) · D 18.9% · R 79.0% · Other 2.1%
• 2008→2024 swing: -28.5pp toward R · 2008: -31.7pp · 2024: -60.2pp
• All cycles: 2024: R+60.2 2020: R+56.9 2016: R+53.9 2012: R+39.5 2008: R+31.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 12.08%
• Current HPI: 244.9609
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+404.0% since first listed

15 events — show timeline

• 2026-05-07 Pending — CARMLS
• 2026-04-27 Pending — NWARMLS
• 2026-01-31 Price Changed $126,000 CARMLS
• 2026-01-30 Price Changed $126,000 NWARMLS
• 2025-11-29 Relisted — CARMLS
• 2025-11-07 Relisted — NWARMLS
• 2025-10-08 Pending — CARMLS
• 2025-10-08 Pending — NWARMLS
• 2025-09-22 Listed $129,000 CARMLS
• 2025-09-08 Listed $129,000 NWARMLS
• 2022-11-08 Listing Removed — CARMLS
• 2022-11-01 Listed $1 CARMLS
• 2015-12-04 Listing Removed — CARMLS
• 2015-06-04 Listed $85,000 CARMLS
• 1996-05-23 Sold (Public Records) $25,000 Public Records

Property tax history

+15.2%/yr

Latest (2025): $60 · +2.1% YoY. Source: county tax records.