CashFlowRE
Sign in Sign up
20050 Idlewood Trl
C- Composite 51.42
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.7/15.0
  • Cash flow +13.1/30.0
  • Schools +6.7/10.0
  • Livability +4.4/5.0
  • DSCR +3.9/10.0
  • 1% rule +3.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$465,000

20050 Idlewood Trl · Strongsville, OH 44149
4 bd · 2.5 ba · 4,294 sqft · SingleFamily public records · 256 Days on market
Built 1972 0.53 ac lot $108/sqft · 16% below area Est $554k · 16% under $24/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover this one-of-a-kind contemporary Colonial tucked away on a private . 53-acre property in Strongsville’s sought-after Co-Moor community. A nature lover’s dream, this home combines serene surroundings with an abundance of living space with over 4,200 square feet of thoughtfully designed rooms for everyday comfort and entertaining. Step inside to a welcoming living room featuring a cozy fireplace and impressive patio doors framing views of the picturesque backyard. A formal dining room opens to a spacious kitchen with generous cabinetry, ample prep space, a pantry, coffee bar, included appliances, updated flooring, and a bright dining area with a sliding door to the sprawling deck, perfect for outdoor gatherings or peaceful mornings. Adding to the homes appeal there ae multiple spaces for the whole family to enjoy including the comfortable family room, a versatile game room, a workshop off the oversized 3 car garage, and a bonus room off the primary suite, an ideal space for an office, nursery, or craft room. Two half baths ideal for guests & a large laundry room. Upstairs, four bedrooms & two full baths offer room for everyone. The park-like backyard invites relaxation with its firepit area and storage shed, an inviting spot for cool autumn evenings spent roasting marshmallows with family and friends. Updates include new siding (2017), gutters (2018), deck (2018), shed (2021), and a new furnace and A/C (2025). Enjoy all that Co-Moor has to offer, from its community pool and recreational amenities to its convenient location near schools, shopping, restaurants, quick interstate access and Strongsville’s beautiful Metroparks. This property blends privacy, space, and an active neighborhood lifestyle, making it a truly special place to call home.

Key facts

  • Generous cabinetry
  • Spacious kitchen
  • Ample prep space

Tags

COZY FIREPLACESPACIOUS KITCHENGENEROUS CABINETRYAMPLE PREP SPACECOFFEE BARUPDATED FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $465k.

Deal economics

  • At list price, monthly cash flow is $-20 ($-239/yr) — negative.
  • To cash-flow at today's rent, offer at most $461k (0.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $401k (13.8% below list).
  • Recommended offer: $401k (13.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 3.2% in Strongsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 88/100 on livability (#27 in OH, #243 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, amenities A+; Watch: commute F.
  • Strongsville City (suburban): math 73% / reading 79% proficiency, ranked #62 of 656 in OH (top 10%) — strong family-tenant draw, lease renewals of 3-5y typical; only 15% free/reduced lunch — higher-income household profile.
  • Market conditions: 120 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
  • Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 256 days — a 12% lower offer ($409k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $75k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $210k; list at $465k implies a 121% gain — meaningful room to come down on a strong offer.
Recommended offer $400,635 (13.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 256 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.24%
Cash-on-cash
-0.18%
DSCR
0.99
GRM
9.7

CMA / ARV

ARV (median comp)
$553,852
List price
$465,000
Delta
-16.04%
Verdict
UNDERPRICED
Comps
13 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.6%
Equity multiple
0.41×
Total profit
$-76,575
Equity at exit
$69,333
10-year hold
IRR
-8.4%
Equity multiple
0.48×
Total profit
$-68,138
Equity at exit
$40,205

Cash invested: $130,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44149

Active inventory
120
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$4,006 medium interval (Pro) →
Mortgage (P&I)
$2,439
Tax from tax record
$529 /mo · $6,344/yr
Insurance
$194
HOA
$24
Vacancy / Maint / Mgmt
$841
Net cashflow
$-20

Break-even live

Break-even rent $4,032
Max offer price $461,484
Occupancy floor 96%

Sensitivity live

Price -10% $243 -5% $112 +0% $-20 +5% $-152 +10% $-283
Rent -10% $-336 -5% $-178 +0% $-20 +5% $138 +10% $297
Rate -1.0pp $214 -0.5pp $98 base $-20 +0.5pp $-140 +1.0pp $-263

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$116,250
Closing costs
$13,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
20427 Scotch Pine Way Strongsville, OH 5.0 3.5 4300 $4,000 $0.93 16d 1 0.25mi
20427 Scotch Pine Way Strongsville, OH 5.0 4.0 4300 $4,000 $0.93 3d 1 0.25mi
12341 Paddock Cir Strongsville, OH 4.0 4.5 5664 $4,100 $0.72 3d 1 1.38mi

HOA detail

Monthly dues
$24 · $288/yr
Likely covers
pool

Listing history 13 events

  1. 2026-06-08
    status $465,000 Pending 256 DOM
  2. 2026-06-07
    days on market $465,000 Active 256 DOM
  3. 2026-06-03
    days on market $465,000 Active 252 DOM
  4. 2026-06-02
    days on market $465,000 Active 251 DOM
  5. 2026-06-01
    days on market $465,000 Active 250 DOM
  6. 2026-05-31
    days on market $465,000 Active 249 DOM
  7. 2026-04-20
    status Active 1807-char remark
    Show marketing remark (1807 chars)

    Discover this one-of-a-kind contemporary Colonial tucked away on a private . 53-acre property in Strongsville’s sought-after Co-Moor community. A nature lover’s dream, this home combines serene surroundings with an abundance of living space with over 4,200 square feet of thoughtfully designed rooms for everyday comfort and entertaining. Step inside to a welcoming living room featuring a cozy fireplace and impressive patio doors framing views of the picturesque backyard. A formal dining room opens to a spacious kitchen with generous cabinetry, ample prep space, a pantry, coffee bar, included appliances, updated flooring, and a bright dining area with a sliding door to the sprawling deck, perfect for outdoor gatherings or peaceful mornings. Adding to the homes appeal there ae multiple spaces for the whole family to enjoy including the comfortable family room, a versatile game room, a workshop off the oversized 3 car garage, and a bonus room off the primary suite, an ideal space for an office, nursery, or craft room. Two half baths ideal for guests & a large laundry room. Upstairs, four bedrooms & two full baths offer room for everyone. The park-like backyard invites relaxation with its firepit area and storage shed, an inviting spot for cool autumn evenings spent roasting marshmallows with family and friends. Updates include new siding (2017), gutters (2018), deck (2018), shed (2021), and a new furnace and A/C (2025). Enjoy all that Co-Moor has to offer, from its community pool and recreational amenities to its convenient location near schools, shopping, restaurants, quick interstate access and Strongsville’s beautiful Metroparks. This property blends privacy, space, and an active neighborhood lifestyle, making it a truly special place to call home.

  8. 2026-04-20
    price $480,000 1807-char remark
    Show marketing remark (1807 chars)

    Discover this one-of-a-kind contemporary Colonial tucked away on a private . 53-acre property in Strongsville’s sought-after Co-Moor community. A nature lover’s dream, this home combines serene surroundings with an abundance of living space with over 4,200 square feet of thoughtfully designed rooms for everyday comfort and entertaining. Step inside to a welcoming living room featuring a cozy fireplace and impressive patio doors framing views of the picturesque backyard. A formal dining room opens to a spacious kitchen with generous cabinetry, ample prep space, a pantry, coffee bar, included appliances, updated flooring, and a bright dining area with a sliding door to the sprawling deck, perfect for outdoor gatherings or peaceful mornings. Adding to the homes appeal there ae multiple spaces for the whole family to enjoy including the comfortable family room, a versatile game room, a workshop off the oversized 3 car garage, and a bonus room off the primary suite, an ideal space for an office, nursery, or craft room. Two half baths ideal for guests & a large laundry room. Upstairs, four bedrooms & two full baths offer room for everyone. The park-like backyard invites relaxation with its firepit area and storage shed, an inviting spot for cool autumn evenings spent roasting marshmallows with family and friends. Updates include new siding (2017), gutters (2018), deck (2018), shed (2021), and a new furnace and A/C (2025). Enjoy all that Co-Moor has to offer, from its community pool and recreational amenities to its convenient location near schools, shopping, restaurants, quick interstate access and Strongsville’s beautiful Metroparks. This property blends privacy, space, and an active neighborhood lifestyle, making it a truly special place to call home.

  9. 2026-04-13
    status Pending 1807-char remark
    Show marketing remark (1807 chars)

    Discover this one-of-a-kind contemporary Colonial tucked away on a private . 53-acre property in Strongsville’s sought-after Co-Moor community. A nature lover’s dream, this home combines serene surroundings with an abundance of living space with over 4,200 square feet of thoughtfully designed rooms for everyday comfort and entertaining. Step inside to a welcoming living room featuring a cozy fireplace and impressive patio doors framing views of the picturesque backyard. A formal dining room opens to a spacious kitchen with generous cabinetry, ample prep space, a pantry, coffee bar, included appliances, updated flooring, and a bright dining area with a sliding door to the sprawling deck, perfect for outdoor gatherings or peaceful mornings. Adding to the homes appeal there ae multiple spaces for the whole family to enjoy including the comfortable family room, a versatile game room, a workshop off the oversized 3 car garage, and a bonus room off the primary suite, an ideal space for an office, nursery, or craft room. Two half baths ideal for guests & a large laundry room. Upstairs, four bedrooms & two full baths offer room for everyone. The park-like backyard invites relaxation with its firepit area and storage shed, an inviting spot for cool autumn evenings spent roasting marshmallows with family and friends. Updates include new siding (2017), gutters (2018), deck (2018), shed (2021), and a new furnace and A/C (2025). Enjoy all that Co-Moor has to offer, from its community pool and recreational amenities to its convenient location near schools, shopping, restaurants, quick interstate access and Strongsville’s beautiful Metroparks. This property blends privacy, space, and an active neighborhood lifestyle, making it a truly special place to call home.

  10. 2026-03-25
    price $495,000 1807-char remark
    Show marketing remark (1807 chars)

    Discover this one-of-a-kind contemporary Colonial tucked away on a private . 53-acre property in Strongsville’s sought-after Co-Moor community. A nature lover’s dream, this home combines serene surroundings with an abundance of living space with over 4,200 square feet of thoughtfully designed rooms for everyday comfort and entertaining. Step inside to a welcoming living room featuring a cozy fireplace and impressive patio doors framing views of the picturesque backyard. A formal dining room opens to a spacious kitchen with generous cabinetry, ample prep space, a pantry, coffee bar, included appliances, updated flooring, and a bright dining area with a sliding door to the sprawling deck, perfect for outdoor gatherings or peaceful mornings. Adding to the homes appeal there ae multiple spaces for the whole family to enjoy including the comfortable family room, a versatile game room, a workshop off the oversized 3 car garage, and a bonus room off the primary suite, an ideal space for an office, nursery, or craft room. Two half baths ideal for guests & a large laundry room. Upstairs, four bedrooms & two full baths offer room for everyone. The park-like backyard invites relaxation with its firepit area and storage shed, an inviting spot for cool autumn evenings spent roasting marshmallows with family and friends. Updates include new siding (2017), gutters (2018), deck (2018), shed (2021), and a new furnace and A/C (2025). Enjoy all that Co-Moor has to offer, from its community pool and recreational amenities to its convenient location near schools, shopping, restaurants, quick interstate access and Strongsville’s beautiful Metroparks. This property blends privacy, space, and an active neighborhood lifestyle, making it a truly special place to call home.

  11. 2026-01-15
    price $515,000 1807-char remark
    Show marketing remark (1807 chars)

    Discover this one-of-a-kind contemporary Colonial tucked away on a private . 53-acre property in Strongsville’s sought-after Co-Moor community. A nature lover’s dream, this home combines serene surroundings with an abundance of living space with over 4,200 square feet of thoughtfully designed rooms for everyday comfort and entertaining. Step inside to a welcoming living room featuring a cozy fireplace and impressive patio doors framing views of the picturesque backyard. A formal dining room opens to a spacious kitchen with generous cabinetry, ample prep space, a pantry, coffee bar, included appliances, updated flooring, and a bright dining area with a sliding door to the sprawling deck, perfect for outdoor gatherings or peaceful mornings. Adding to the homes appeal there ae multiple spaces for the whole family to enjoy including the comfortable family room, a versatile game room, a workshop off the oversized 3 car garage, and a bonus room off the primary suite, an ideal space for an office, nursery, or craft room. Two half baths ideal for guests & a large laundry room. Upstairs, four bedrooms & two full baths offer room for everyone. The park-like backyard invites relaxation with its firepit area and storage shed, an inviting spot for cool autumn evenings spent roasting marshmallows with family and friends. Updates include new siding (2017), gutters (2018), deck (2018), shed (2021), and a new furnace and A/C (2025). Enjoy all that Co-Moor has to offer, from its community pool and recreational amenities to its convenient location near schools, shopping, restaurants, quick interstate access and Strongsville’s beautiful Metroparks. This property blends privacy, space, and an active neighborhood lifestyle, making it a truly special place to call home.

  12. 2025-09-17
    listed $540,000 Active 1807-char remark
    Show marketing remark (1807 chars)

    Discover this one-of-a-kind contemporary Colonial tucked away on a private . 53-acre property in Strongsville’s sought-after Co-Moor community. A nature lover’s dream, this home combines serene surroundings with an abundance of living space with over 4,200 square feet of thoughtfully designed rooms for everyday comfort and entertaining. Step inside to a welcoming living room featuring a cozy fireplace and impressive patio doors framing views of the picturesque backyard. A formal dining room opens to a spacious kitchen with generous cabinetry, ample prep space, a pantry, coffee bar, included appliances, updated flooring, and a bright dining area with a sliding door to the sprawling deck, perfect for outdoor gatherings or peaceful mornings. Adding to the homes appeal there ae multiple spaces for the whole family to enjoy including the comfortable family room, a versatile game room, a workshop off the oversized 3 car garage, and a bonus room off the primary suite, an ideal space for an office, nursery, or craft room. Two half baths ideal for guests & a large laundry room. Upstairs, four bedrooms & two full baths offer room for everyone. The park-like backyard invites relaxation with its firepit area and storage shed, an inviting spot for cool autumn evenings spent roasting marshmallows with family and friends. Updates include new siding (2017), gutters (2018), deck (2018), shed (2021), and a new furnace and A/C (2025). Enjoy all that Co-Moor has to offer, from its community pool and recreational amenities to its convenient location near schools, shopping, restaurants, quick interstate access and Strongsville’s beautiful Metroparks. This property blends privacy, space, and an active neighborhood lifestyle, making it a truly special place to call home.

  13. 2007-07-20
    soldstatus $210,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$6,344 · $529/mo
Projected year-2 tax
$6,799 · $567/mo
Expected delta
+$455/yr (+$38/mo · 7.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$48,076
− Mortgage interest
−$26,047
− Property taxes
−$6,344
− Insurance
−$2,325
− Repairs & maintenance
−$3,846
− Management
−$3,846
− HOA
−$288
− Depreciation
−$13,527
Taxable loss
−$8,147
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,955
After-tax cash flow
$1,717/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Strongsville City
NCES district ID
3904484
Math proficiency
73% ▼ -10.00%
Reading proficiency
79% ▼ -2.00%
Median HH income
$78,206
Composite
67.02/100
National rank
#395
State rank
#62 of 656 in OH

Livability — Strongsville

Score
88/100
State rank
#27
US rank
#243

Category grades

Amenities A+ Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Strongsville, OH
County
Cuyahoga · 1,045,444 people
City population
46,110
Metro
Cleveland, OH
Population (ZIP)
21,042
Household income
$114,107
Rent vs Own
5.7% rent · 94.3% own
Severe rent burden
2.7

Population outlook (Cuyahoga County) Hauer SSP2

Today (2025)
1,244,621 people
By 2030
1,230,093 · -1.2%
By 2040
1,189,108 · -4.5%
By 2050
1,145,706 · -7.9%
By 2075
1,076,557 · -13.5%
By 2100
978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Asian 3% Two or more races 3% Hispanic / Latino 3% Black 1%
Common ancestry
Romanian 11% Italian 2% Slovak 2%
Foreign-born
7% · Canada, China
Languages at home
92% English-only · Other Indo-European 2% Arabic 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Cuyahoga

2024 margin
Solid D (+31.5) · D 65.4% · R 33.9%
2008→2024 swing
-7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
All cycles
2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -238.17%
Current HPI
196.9311
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+128.6% since first listed
7 events — show timeline
  • 2026-04-20 Relisted MLSNOW
  • 2026-04-20 Price Changed $480,000 MLSNOW
  • 2026-04-13 Pending MLSNOW
  • 2026-03-25 Price Changed $495,000 MLSNOW
  • 2026-01-15 Price Changed $515,000 MLSNOW
  • 2025-09-17 Listed $540,000 MLSNOW
  • 2007-07-20 Sold (Public Records) $210,000 Public Records

Property tax history

+1.5%/yr

Latest (2025): $6,344 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…