7903 Bluefin Trl · South Fulton, GA 30291

$270,000

3 bd · 2.0 ba · 1,937 sqft · SingleFamily · 48 Days on market

Built 2008 5,122 sqft lot $139/sqft · 25% below area Est $358k · 25% under $50/mo HOA · 2% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Appreciation +10.0/10.0
• Cash flow +7.7/30.0
• Schools +4.5/10.0
• Rent growth +3.1/5.0
• 1% rule +2.5/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.8/10.0

Listing remarks MLS

Welcome to this spacious, level ranch in the highly sought-after Oakley Township subdivision! This well-designed home offers an open and functional layout with a large living room and a separate formal dining room-perfect for both everyday living and entertaining. The generously sized owner's suite features a custom walk-in closet, providing comfort and ample storage. The kitchen offers plenty of space with an inviting eat-in breakfast area and convenient access to the nearby laundry room. Step outside to enjoy the private patio-ideal for relaxing or hosting guests. Additional features include an attached 2-car garage and a level lot for easy maintenance. Residents of Oakley Township enjoy fantastic amenities including swim/tennis, lawn maintenance, and trash service-all included in the HOA for low-maintenance living.

Key facts

• 5,122 sq ft lot
• 2 garage spots
• Community pool

Property features AI

Finance

• Other: Property on asphalt city street; GPS directions available
• HOA & community: Has association; $600 annual association fee; Community amenities include a pool, playground, dog park, and other community features

Exterior

• Parking: Detached garage faces front; 2 garage spaces
• Utilities: Public water; Public sewer; Electric service (other); Other utilities
• Home design: Single-level (one story); Vinyl siding exterior; Shingle roof; Slab foundation; Updated / remodeled condition
• Construction: Vinyl siding construction; Shingle roof; Slab foundation
• Exterior features: Covered patio/porch; Other exterior features; No common walls

Interior

• Kitchen: Kitchen with other included features
• Bedrooms: 3 bedrooms with the master bedroom on the main level
• Flooring: Luxury vinyl flooring
• Bathrooms: 2 full bathrooms (both on the main level); Master bathroom has no special features listed
• Heating & cooling: Central heating with ENERGY STAR qualified equipment; Central air conditioning with ENERGY STAR qualified equipment; Ceiling fans
• Interior features: One electric fireplace; Energy Star qualified windows; Updated / remodeled interior; Other interior features
• Laundry & utility: Main-level laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $-316 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $224k (16.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $203k (25.0% below list).
• Recommended offer: $203k (25.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Oakley Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 712 students, 100% FRL); Creekside High School (math 30% / reading 24%, grade F, #160 of 424 statewide, top 38%, 1,768 students, 100% FRL) — zoned schools average 100% FRL vs 41% district-wide (59 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 25% at this address vs 51% district-wide (-26 pts) — the specific schools serving this property underperform the Fulton County average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+2.2%/yr); 167 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
• At $2,026/mo this rent would consume 50% of the median local household income ($48k/yr) (locally 1778% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
• Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 48 days — a 3% lower offer ($262k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $131k; list at $270k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $202,555 (25.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 4.89%
• Cash-on-cash: -5.01%
• DSCR: 0.78
• GRM: 11.1

CMA / ARV

• ARV (median comp): $358,273
• List price: $270,000
• Delta: -24.64%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7344 Toccoa Cir	0.22mi	3/2.0	1,946 (+0%)	1mo	$289,000	$149	88
4354 Favored Way	0.32mi	4/2.5 (+1)	2,033 (+5%)	3mo	$305,000	$150	67
7314 Basalt Dr	0.20mi	4/2.5 (+1)	2,107 (+9%)	11mo	$325,000	$154	60
4200 Vinca Way	0.57mi	3/2.0	1,870 (-4%)	10mo	$276,000	$148	59
4357 Calidge	0.50mi	3/2.5	1,952 (+1%)	24mo	$330,000	$169	54
4367 Favored Way	0.29mi	4/2.5 (+1)	2,104 (+9%)	15mo	$299,999	$143	53
4417 Belcamp Rd	0.43mi	4/2.5 (+1)	2,116 (+9%)	10mo	$316,500	$150	50
7350 Gossamer St	0.55mi	3/2.5	2,166 (+12%)	7mo	$275,000	$127	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.2% rent growth · sell at horizon

5-year hold

• IRR: 20.5%
• Equity multiple: 2.66×
• Total profit: $125,384
• Equity at exit: $243,237

10-year hold

• IRR: 18.5%
• Equity multiple: 6.05×
• Total profit: $381,994
• Equity at exit: $524,551

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30291

• Home prices YoY: 11.1%
• Rents YoY: 2.2%
• Active inventory: 167
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $2,026 high
• Mortgage (P&I): −$1,416
• Tax est. 1.5%: −$338 /mo · $4,050/yr
• Insurance: −$112
• HOA: −$50
• Vacancy / Maint / Mgmt: −$425
• Net cashflow: $-316

Break-even live

Break-even rent $2,425

Max offer price $224,314

Occupancy floor —

Sensitivity live

Price	-10% $-129	-5% $-222	+0% $-316	+5% $-409	+10% $-502
Rent	-10% $-476	-5% $-396	+0% $-316	+5% $-236	+10% $-156
Rate	-1.0pp $-180	-0.5pp $-247	base $-316	+0.5pp $-386	+1.0pp $-457

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,500
• Closing costs: $8,100
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7915 Bluefin Trl Union City, GA	3.0	2.0	1514	$1,815	$1.20	21d	1	0.03mi
7723 Fanlight Pl Union City, GA	3.0	2.5	2473	$2,200	$0.89	13d	1	0.13mi
217 Elkhound Ct Union City, GA	3.0	2.0	1485	$1,600	$1.08	6d	1	0.38mi
7286 Madison Cir Union City, GA	3.0	2.0	2608	$2,200	$0.84	44d	1	0.49mi
7528 Congregation St Fairburn, GA	3.0	2.5	1600	$2,249	$1.41	3d	1	0.90mi
4456 Pinscher St Union City, GA	3.0	2.5	1560	$1,600	$1.03	44d	1	1.07mi
6294 Hickory Lane Cir Union City, GA	3.0	2.5	1568	$1,700	$1.08	44d	1	1.07mi
306 Ashigan St Union City, GA	3.0	2.5	1560	$1,695	$1.09	44d	1	1.11mi
7200 Grosbeak St Union City, GA	2.0	2.5	1560	$1,500	$0.96	44d	1	1.11mi
7190 Gotland St Union City, GA	2.0	2.5	1500	$1,450	$0.97	13d	1	1.11mi
313 Ashigan St Union City, GA	3.0	2.5	1529	$1,775	$1.16	22d	1	1.13mi
7190 Flagstone Pl Union City, GA	4.0	2.5	2246	$2,255	$1.00	5d	1	1.14mi
7225 Boulder Pass Union City, GA	4.0	3.5	2436	$2,299	$0.94	21d	1	1.15mi
6202 Hickory Lane Cir Union City, GA	3.0	2.5	1744	$1,995	$1.14	44d	1	1.20mi
7817 Rock Rose Ln Fairburn, GA	4.0	2.0	2080	$2,299	$1.11	44d	1	1.23mi
6237 Hickory Lane Cir Union City, GA	4.0	2.5	1420	$2,300	$1.62	25d	1	1.28mi

HOA detail

• Monthly dues: $50 · $600/yr
• Likely covers: trash

Listing history 18 events

1. 2026-06-18
   days on market $270,000 Active 48 DOM
2. 2026-06-17
   days on market $270,000 Active 47 DOM
3. 2026-06-16
   days on market $270,000 Active 46 DOM
4. 2026-06-15
   days on market $270,000 Active 45 DOM
5. 2026-06-13
   days on market $270,000 Active 43 DOM
6. 2026-06-09
   days on market $270,000 Active 39 DOM
7. 2026-06-08
   days on market $270,000 Active 38 DOM
8. 2026-06-07
   days on market $270,000 Active 37 DOM
9. 2026-06-04
   days on market $270,000 Active 34 DOM
10. 2026-06-03
    days on market $270,000 Active 33 DOM
11. 2026-06-01
    days on market $270,000 Active 31 DOM
12. 2026-05-31
    days on market $270,000 Active 30 DOM
13. 2026-05-01
    listed $270,000 Active 855-char remark

    Show marketing remark (831 chars)

    Welcome to this spacious, level ranch in the highly sought-after Oakley Township subdivision! This well-designed home offers an open and functional layout with a large living room and a separate formal dining room-perfect for both everyday living and entertaining. The generously sized owner's suite features a custom walk-in closet, providing comfort and ample storage. The kitchen offers plenty of space with an inviting eat-in breakfast area and convenient access to the nearby laundry room. Step outside to enjoy the private patio-ideal for relaxing or hosting guests. Additional features include an attached 2-car garage and a level lot for easy maintenance. Residents of Oakley Township enjoy fantastic amenities including swim/tennis, lawn maintenance, and trash service-all included in the HOA for low-maintenance living.

14. 2026-05-01
    listed $270,000 New 831-char remark

    Show marketing remark (831 chars)

    Welcome to this spacious, level ranch in the highly sought-after Oakley Township subdivision! This well-designed home offers an open and functional layout with a large living room and a separate formal dining room-perfect for both everyday living and entertaining. The generously sized owner's suite features a custom walk-in closet, providing comfort and ample storage. The kitchen offers plenty of space with an inviting eat-in breakfast area and convenient access to the nearby laundry room. Step outside to enjoy the private patio-ideal for relaxing or hosting guests. Additional features include an attached 2-car garage and a level lot for easy maintenance. Residents of Oakley Township enjoy fantastic amenities including swim/tennis, lawn maintenance, and trash service-all included in the HOA for low-maintenance living.

15. 2026-04-30
    historical $270,000 831-char remark

    Show marketing remark (831 chars)

    Welcome to this spacious, level ranch in the highly sought-after Oakley Township subdivision! This well-designed home offers an open and functional layout with a large living room and a separate formal dining room-perfect for both everyday living and entertaining. The generously sized owner's suite features a custom walk-in closet, providing comfort and ample storage. The kitchen offers plenty of space with an inviting eat-in breakfast area and convenient access to the nearby laundry room. Step outside to enjoy the private patio-ideal for relaxing or hosting guests. Additional features include an attached 2-car garage and a level lot for easy maintenance. Residents of Oakley Township enjoy fantastic amenities including swim/tennis, lawn maintenance, and trash service-all included in the HOA for low-maintenance living.

16. 2026-04-30
    historical $270,000 855-char remark

    Show marketing remark (831 chars)

    Welcome to this spacious, level ranch in the highly sought-after Oakley Township subdivision! This well-designed home offers an open and functional layout with a large living room and a separate formal dining room-perfect for both everyday living and entertaining. The generously sized owner's suite features a custom walk-in closet, providing comfort and ample storage. The kitchen offers plenty of space with an inviting eat-in breakfast area and convenient access to the nearby laundry room. Step outside to enjoy the private patio-ideal for relaxing or hosting guests. Additional features include an attached 2-car garage and a level lot for easy maintenance. Residents of Oakley Township enjoy fantastic amenities including swim/tennis, lawn maintenance, and trash service-all included in the HOA for low-maintenance living.

17. 2009-06-30
    soldstatus $130,990

    Show marketing remark (304 chars)

    Gorgeous ranch w/sep formal din rm, spacious fam rm w/corner fp & vaulted ceil. Laminate flr extends from fam rm to eat-in kit w/upgraded cab w/crown moulding. Security syst is monitored for 1st yr, 2 car auto gar. Spacious mstr ste w/walk in clst. Mstr ba w/seat for added comfort. Energy efficient.

18. 2008-10-03
    listed $147,103

    Show marketing remark (304 chars)

    Gorgeous ranch w/sep formal din rm, spacious fam rm w/corner fp & vaulted ceil. Laminate flr extends from fam rm to eat-in kit w/upgraded cab w/crown moulding. Security syst is monitored for 1st yr, 2 car auto gar. Spacious mstr ste w/walk in clst. Mstr ba w/seat for added comfort. Energy efficient.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,307
• − Mortgage interest: −$15,124
• − Property taxes: −$4,050
• − Insurance: −$1,350
• − Repairs & maintenance: −$1,945
• − Management: −$1,945
• − HOA: −$600
• − Depreciation: −$7,855
• Taxable loss: −$8,561
• Est. tax savings @ 24.0%: +$2,055
• After-tax cash flow: $-1,734/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Fulton County
• NCES district ID: 1302280
• Math proficiency: 49% ▼ -2.00%
• Reading proficiency: 53% ▬ 0.00%
• Median HH income: $68,035
• Composite: 45.33/100
• National rank: #2640
• State rank: #12 of 174 in GA

Livability — South Fulton

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: South Fulton, GA
• County: Fulton County · 1,094,430 people
• City population: 127,674
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 25,130
• Household income: $48,184
• Rent vs Own: 61.3% rent · 38.7% own
• Severe rent burden: 1778.0

Population outlook (Fulton County) Hauer SSP2

• Today (2025): 1,203,707 people
• By 2030: 1,299,706 · +8.0%
• By 2040: 1,488,256 · +23.6%
• By 2050: 1,664,580 · +38.3%
• By 2075: 2,036,072 · +69.2%
• By 2100: 2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (86%)
• Race & ethnicity: Black 86% Hispanic / Latino 7% Two or more races 6% White 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Italian 1%
• Foreign-born: 5% · Canada
• Languages at home: 92% English-only · Spanish 6%

Political lean MEDSL · Fulton

• 2024 margin: Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
• 2008→2024 swing: +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
• All cycles: 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 23.98%
• Current HPI: 239.3471
• Rent YoY: ▲ 2.20%
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+83.5% since first listed

6 events — show timeline

• 2026-05-01 Listed $270,000 FMLS
• 2026-05-01 Listed $270,000 GAMLS
• 2026-04-30 Coming Soon $270,000 GAMLS
• 2026-04-30 Coming Soon $270,000 FMLS
• 2009-06-30 Sold (MLS) $130,990 FMLS
• 2008-10-03 Listed $147,103 FMLS