781 Palmer Rd Unit 2D · Yonkers, NY 10708

$175,000

1 bd · 1.0 ba · 700 sqft · Condo · 112 Days on market

Built 1950 Fair condition $250/sqft · 25% below area Est $232k · 25% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• 1% rule +8.5/10.0
• Cash flow +7.9/30.0
• Schools +4.1/10.0
• Rent growth +3.6/5.0
• Livability +3.4/5.0
• Condition / age +2.2/5.0
• DSCR +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this inviting and beautiful 1 Bedroom co-op, nestled away just minutes from the heart of Bronxville Village—and only 25 minutes north of Manhattan—this lovely one-bedroom co-op offers the perfect blend of charm, comfort, and convenience. Located in a beautifully maintained garden-style complex, less than 1 mile to the Bronxville Metro North train - this spacious, sun-drenched apartment feels bright and airy from the moment you enter. The apartment features a welcoming galley kitchen with enough space for dining, seamlessly flowing into a generously sized living room highlighted by beautifully finished hardwood floors. The cozy yet open layout creates an inviting atmosphere ideal for both relaxing and entertaining. The spacious bedroom offers ample closet space and a warm, tranquil retreat. Additional highlights include abundant natural light throughout, ample street parking, and a meticulously maintained building with a live-in superintendent, on-site laundry, assigned storage space and indoor garage parking (waitlist). Truly a commuter’s dream, this home is just moments from Bronxville Village’s vibrant shops, restaurants, and Metro-North station—offering effortless access to city living while enjoying suburban charm.

Key facts

• Galley kitchen
• Ample closet space
• Natural light

Tags

• GALLEY KITCHEN
• HARDWOOD FLOORS
• AMPLE CLOSET SPACE
• NATURAL LIGHT
• STREET PARKING
• ON-SITE LAUNDRY

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $175k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $-189 ($-2k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $159k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
• Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.3%/yr); 246 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 112 days — a 9% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $115k; list at $175k implies a 52% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 36% of rent; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $159,250 (9.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
4. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.35% ✓
• Cap rate: 5.00%
• Cash-on-cash: -4.62%
• DSCR: 0.79
• GRM: 6.2

CMA / ARV

• ARV (median comp): $231,902
• List price: $175,000
• Delta: -24.54%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.27% rent growth · sell at horizon

5-year hold

• IRR: -21.2%
• Equity multiple: 0.25×
• Total profit: $-36,753
• Equity at exit: $26,093

10-year hold

• IRR: -9.7%
• Equity multiple: 0.34×
• Total profit: $-32,334
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 5 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City Yonkers: 5 Strongly Tenant-Friendly · D+20

Westchester rent guidelines board.

Methodology + full state rankings →

ZIP-level market 10708

• Rents YoY: 4.3%
• Active inventory: 246
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $2,363 high
• Mortgage (P&I): −$918
• Tax est. 1.5%: −$219 /mo · $2,625/yr
• Insurance: −$73
• HOA est. from 1 same-building comp: −$846
• Vacancy / Maint / Mgmt: −$496
• Net cashflow: $-189

Break-even live

Break-even rent $2,602

Max offer price $147,716

Occupancy floor —

Sensitivity live

Price	-10% $-68	-5% $-128	+0% $-189	+5% $-249	+10% $-309
Rent	-10% $-375	-5% $-282	+0% $-189	+5% $-95	+10% $-2
Rate	-1.0pp $-100	-0.5pp $-144	base $-189	+0.5pp $-234	+1.0pp $-280

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
28 Kenilworth Rd Unit The Cottage Yonkers, NY	1.0	1.0	600	$1,950	$3.25	15d	1	0.54mi
42 Winchester Ave Unit 2A Yonkers, NY	1.0	1.0	700	$2,100	$3.00	15d	1	0.56mi
8 Wainwright Ave Unit 2A Yonkers, NY	—	1.0	700	$1,600	$2.29	8d	1	0.64mi
12 Wainwright Ave Apt 1B Yonkers, NY	1.0	1.0	700	$1,950	$2.79	45d	1	0.67mi
717 Tuckahoe Rd Unit 16A Yonkers, NY	1.0	1.0	650	$2,495	$3.84	5d	1	0.68mi
247 Mile Square Rd Unit 1ST Yonkers, NY	—	1.5	350	$1,650	$4.71	5d	1	0.86mi
247 Mile Square Rd Yonkers, NY	—	1.0	350	$1,650	$4.71	5d	1	0.86mi
21 Scarsdale Rd Yonkers, NY	2.0	1.0	835	$3,795	$4.54	3d	21	1.04mi
50 Columbus Ave Unit 817 Tuckahoe, NY	1.0	1.0	750	$3,000	$4.00	23d	1	1.25mi
42 Broad St W Mount Vernon, NY	3.0	1.0–2.0	1014	$3,956	$3.90	25d	15	1.25mi
42 Broad St W Mount Vernon, NY	3.0	1.0–2.0	955	$2,841	$2.97	3d	16	1.25mi
669 N Terrace Ave Mount Vernon, NY	1.0	1.0	750	$2,031	$2.71	25d	1	1.30mi
601 Ridge Hill Blvd Yonkers, NY	2.0	1.0–2.0	819	$3,500	$4.27	8d	14	1.44mi
33 William St Mount Vernon, NY	1.0–2.0	1.0	725	$1,850	$2.55	23d	2	1.44mi
40 Jackson Ave Eastchester, NY	1.0	1.0	725	$2,950	$4.07	15d	1	1.45mi
23 Belknap Ave Yonkers, NY	1.0	1.0	700	$2,300	$3.29	25d	1	1.46mi
2 Consulate Dr Unit 1J Tuckahoe, NY	1.0	1.0	750	$2,700	$3.60	13d	1	1.49mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 14 events

1. 2026-05-19
   status Pending 1284-char remark

   Show marketing remark (1284 chars)

   Welcome home to this inviting and beautiful 1 Bedroom co-op, nestled away just minutes from the heart of Bronxville Village—and only 25 minutes north of Manhattan—this lovely one-bedroom co-op offers the perfect blend of charm, comfort, and convenience. Located in a beautifully maintained garden-style complex, less than 1 mile to the Bronxville Metro North train - this spacious, sun-drenched apartment feels bright and airy from the moment you enter. The apartment features a welcoming galley kitchen with enough space for dining, seamlessly flowing into a generously sized living room highlighted by beautifully finished hardwood floors. The cozy yet open layout creates an inviting atmosphere ideal for both relaxing and entertaining. The spacious bedroom offers ample closet space and a warm, tranquil retreat. Additional highlights include abundant natural light throughout, ample street parking, and a meticulously maintained building with a live-in superintendent, on-site laundry, assigned storage space and indoor garage parking (waitlist). Truly a commuter’s dream, this home is just moments from Bronxville Village’s vibrant shops, restaurants, and Metro-North station—offering effortless access to city living while enjoying suburban charm.

2. 2026-05-14
   status Active 1284-char remark

   Show marketing remark (1284 chars)

   Welcome home to this inviting and beautiful 1 Bedroom co-op, nestled away just minutes from the heart of Bronxville Village—and only 25 minutes north of Manhattan—this lovely one-bedroom co-op offers the perfect blend of charm, comfort, and convenience. Located in a beautifully maintained garden-style complex, less than 1 mile to the Bronxville Metro North train - this spacious, sun-drenched apartment feels bright and airy from the moment you enter. The apartment features a welcoming galley kitchen with enough space for dining, seamlessly flowing into a generously sized living room highlighted by beautifully finished hardwood floors. The cozy yet open layout creates an inviting atmosphere ideal for both relaxing and entertaining. The spacious bedroom offers ample closet space and a warm, tranquil retreat. Additional highlights include abundant natural light throughout, ample street parking, and a meticulously maintained building with a live-in superintendent, on-site laundry, assigned storage space and indoor garage parking (waitlist). Truly a commuter’s dream, this home is just moments from Bronxville Village’s vibrant shops, restaurants, and Metro-North station—offering effortless access to city living while enjoying suburban charm.

3. 2026-05-14
   status Pending 1284-char remark

   Show marketing remark (1284 chars)

   Welcome home to this inviting and beautiful 1 Bedroom co-op, nestled away just minutes from the heart of Bronxville Village—and only 25 minutes north of Manhattan—this lovely one-bedroom co-op offers the perfect blend of charm, comfort, and convenience. Located in a beautifully maintained garden-style complex, less than 1 mile to the Bronxville Metro North train - this spacious, sun-drenched apartment feels bright and airy from the moment you enter. The apartment features a welcoming galley kitchen with enough space for dining, seamlessly flowing into a generously sized living room highlighted by beautifully finished hardwood floors. The cozy yet open layout creates an inviting atmosphere ideal for both relaxing and entertaining. The spacious bedroom offers ample closet space and a warm, tranquil retreat. Additional highlights include abundant natural light throughout, ample street parking, and a meticulously maintained building with a live-in superintendent, on-site laundry, assigned storage space and indoor garage parking (waitlist). Truly a commuter’s dream, this home is just moments from Bronxville Village’s vibrant shops, restaurants, and Metro-North station—offering effortless access to city living while enjoying suburban charm.

4. 2026-04-14
   price $175,000 1284-char remark

   Show marketing remark (1284 chars)

   Welcome home to this inviting and beautiful 1 Bedroom co-op, nestled away just minutes from the heart of Bronxville Village—and only 25 minutes north of Manhattan—this lovely one-bedroom co-op offers the perfect blend of charm, comfort, and convenience. Located in a beautifully maintained garden-style complex, less than 1 mile to the Bronxville Metro North train - this spacious, sun-drenched apartment feels bright and airy from the moment you enter. The apartment features a welcoming galley kitchen with enough space for dining, seamlessly flowing into a generously sized living room highlighted by beautifully finished hardwood floors. The cozy yet open layout creates an inviting atmosphere ideal for both relaxing and entertaining. The spacious bedroom offers ample closet space and a warm, tranquil retreat. Additional highlights include abundant natural light throughout, ample street parking, and a meticulously maintained building with a live-in superintendent, on-site laundry, assigned storage space and indoor garage parking (waitlist). Truly a commuter’s dream, this home is just moments from Bronxville Village’s vibrant shops, restaurants, and Metro-North station—offering effortless access to city living while enjoying suburban charm.

5. 2026-03-23
   price $185,000 1284-char remark

   Show marketing remark (1284 chars)

   Welcome home to this inviting and beautiful 1 Bedroom co-op, nestled away just minutes from the heart of Bronxville Village—and only 25 minutes north of Manhattan—this lovely one-bedroom co-op offers the perfect blend of charm, comfort, and convenience. Located in a beautifully maintained garden-style complex, less than 1 mile to the Bronxville Metro North train - this spacious, sun-drenched apartment feels bright and airy from the moment you enter. The apartment features a welcoming galley kitchen with enough space for dining, seamlessly flowing into a generously sized living room highlighted by beautifully finished hardwood floors. The cozy yet open layout creates an inviting atmosphere ideal for both relaxing and entertaining. The spacious bedroom offers ample closet space and a warm, tranquil retreat. Additional highlights include abundant natural light throughout, ample street parking, and a meticulously maintained building with a live-in superintendent, on-site laundry, assigned storage space and indoor garage parking (waitlist). Truly a commuter’s dream, this home is just moments from Bronxville Village’s vibrant shops, restaurants, and Metro-North station—offering effortless access to city living while enjoying suburban charm.

6. 2026-01-26
   listed $195,000 Active 1284-char remark

   Show marketing remark (1284 chars)

   Welcome home to this inviting and beautiful 1 Bedroom co-op, nestled away just minutes from the heart of Bronxville Village—and only 25 minutes north of Manhattan—this lovely one-bedroom co-op offers the perfect blend of charm, comfort, and convenience. Located in a beautifully maintained garden-style complex, less than 1 mile to the Bronxville Metro North train - this spacious, sun-drenched apartment feels bright and airy from the moment you enter. The apartment features a welcoming galley kitchen with enough space for dining, seamlessly flowing into a generously sized living room highlighted by beautifully finished hardwood floors. The cozy yet open layout creates an inviting atmosphere ideal for both relaxing and entertaining. The spacious bedroom offers ample closet space and a warm, tranquil retreat. Additional highlights include abundant natural light throughout, ample street parking, and a meticulously maintained building with a live-in superintendent, on-site laundry, assigned storage space and indoor garage parking (waitlist). Truly a commuter’s dream, this home is just moments from Bronxville Village’s vibrant shops, restaurants, and Metro-North station—offering effortless access to city living while enjoying suburban charm.

7. 2022-10-13
   soldstatus $115,000 Closed 637-char remark

   Show marketing remark (637 chars)

   This one bedroom unit located on the second floor is filled with light. Hardwood floors throughout. There is a full bath off the bedroom and a nice size kitchen with tiled floor. There is lot and garage parking (waitlist) and additional street parking is available. Close to Metro North and shopping. Laundry on premises, on-site super, plenty of street parking. Close to all transportation and Ridge Hill shopping and restaurants. There is a minimum 20% down requirement, no flip tax and Board approval is necessary. Monthly maintenance does not include STAR credit of $93.49. Additional Information: HeatingFuel:Oil Above Ground,

8. 2022-04-13
   status Pending 637-char remark

   Show marketing remark (637 chars)

   This one bedroom unit located on the second floor is filled with light. Hardwood floors throughout. There is a full bath off the bedroom and a nice size kitchen with tiled floor. There is lot and garage parking (waitlist) and additional street parking is available. Close to Metro North and shopping. Laundry on premises, on-site super, plenty of street parking. Close to all transportation and Ridge Hill shopping and restaurants. There is a minimum 20% down requirement, no flip tax and Board approval is necessary. Monthly maintenance does not include STAR credit of $93.49. Additional Information: HeatingFuel:Oil Above Ground,

9. 2022-03-18
   price $119,000 637-char remark

   Show marketing remark (637 chars)

   This one bedroom unit located on the second floor is filled with light. Hardwood floors throughout. There is a full bath off the bedroom and a nice size kitchen with tiled floor. There is lot and garage parking (waitlist) and additional street parking is available. Close to Metro North and shopping. Laundry on premises, on-site super, plenty of street parking. Close to all transportation and Ridge Hill shopping and restaurants. There is a minimum 20% down requirement, no flip tax and Board approval is necessary. Monthly maintenance does not include STAR credit of $93.49. Additional Information: HeatingFuel:Oil Above Ground,

10. 2022-03-01
    price $128,000 637-char remark

    Show marketing remark (637 chars)

    This one bedroom unit located on the second floor is filled with light. Hardwood floors throughout. There is a full bath off the bedroom and a nice size kitchen with tiled floor. There is lot and garage parking (waitlist) and additional street parking is available. Close to Metro North and shopping. Laundry on premises, on-site super, plenty of street parking. Close to all transportation and Ridge Hill shopping and restaurants. There is a minimum 20% down requirement, no flip tax and Board approval is necessary. Monthly maintenance does not include STAR credit of $93.49. Additional Information: HeatingFuel:Oil Above Ground,

11. 2022-01-03
    price $135,000 637-char remark

    Show marketing remark (637 chars)

    This one bedroom unit located on the second floor is filled with light. Hardwood floors throughout. There is a full bath off the bedroom and a nice size kitchen with tiled floor. There is lot and garage parking (waitlist) and additional street parking is available. Close to Metro North and shopping. Laundry on premises, on-site super, plenty of street parking. Close to all transportation and Ridge Hill shopping and restaurants. There is a minimum 20% down requirement, no flip tax and Board approval is necessary. Monthly maintenance does not include STAR credit of $93.49. Additional Information: HeatingFuel:Oil Above Ground,

12. 2021-12-06
    price $148,000 637-char remark

    Show marketing remark (637 chars)

    This one bedroom unit located on the second floor is filled with light. Hardwood floors throughout. There is a full bath off the bedroom and a nice size kitchen with tiled floor. There is lot and garage parking (waitlist) and additional street parking is available. Close to Metro North and shopping. Laundry on premises, on-site super, plenty of street parking. Close to all transportation and Ridge Hill shopping and restaurants. There is a minimum 20% down requirement, no flip tax and Board approval is necessary. Monthly maintenance does not include STAR credit of $93.49. Additional Information: HeatingFuel:Oil Above Ground,

13. 2021-10-22
    listed $149,000 Active 637-char remark

    Show marketing remark (637 chars)

    This one bedroom unit located on the second floor is filled with light. Hardwood floors throughout. There is a full bath off the bedroom and a nice size kitchen with tiled floor. There is lot and garage parking (waitlist) and additional street parking is available. Close to Metro North and shopping. Laundry on premises, on-site super, plenty of street parking. Close to all transportation and Ridge Hill shopping and restaurants. There is a minimum 20% down requirement, no flip tax and Board approval is necessary. Monthly maintenance does not include STAR credit of $93.49. Additional Information: HeatingFuel:Oil Above Ground,

14. 2021-10-22
    historical $149,000 637-char remark

    Show marketing remark (637 chars)

    This one bedroom unit located on the second floor is filled with light. Hardwood floors throughout. There is a full bath off the bedroom and a nice size kitchen with tiled floor. There is lot and garage parking (waitlist) and additional street parking is available. Close to Metro North and shopping. Laundry on premises, on-site super, plenty of street parking. Close to all transportation and Ridge Hill shopping and restaurants. There is a minimum 20% down requirement, no flip tax and Board approval is necessary. Monthly maintenance does not include STAR credit of $93.49. Additional Information: HeatingFuel:Oil Above Ground,

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,357
• − Mortgage interest: −$9,803
• − Property taxes: −$2,625
• − Insurance: −$875
• − Repairs & maintenance: −$2,269
• − Management: −$2,269
• − HOA: −$10,152
• − Depreciation: −$5,091
• Taxable loss: −$4,726
• Est. tax savings @ 24.0%: +$1,134
• After-tax cash flow: $-1,128/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Cosmetic rehab

This 1-bedroom condo is in fair condition with cosmetic updates needed. It offers a good layout and is located in a well-maintained complex.

Repairs flagged

• Minor kitchen backsplash — Worn tiles
• Minor bathroom faucet — Visible wear

Value-add opportunities

• Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
• Both Replace kitchen backsplash — New backsplash improves functionality and appearance
• Both Upgrade bathroom faucet — Modern faucet enhances functionality and aesthetics

Renovation cost estimate screening

Repair item	Severity	Est. cost
kitchen backsplash · Worn tiles	Minor	$500–3,000
bathroom faucet · Visible wear	Minor	$500–3,000
Total estimated repair cost · 2 items		$1,000–6,000

Value-add ROI direction

• Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Replace kitchen backsplash — New backsplash improves functionality and appearance ↑
• Both Upgrade bathroom faucet — Modern faucet enhances functionality and aesthetics ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Yonkers City School District
• NCES district ID: 3631920
• Math proficiency: 41% ▼ -1.00%
• Reading proficiency: 54% ▲ 14.00%
• Median HH income: $58,042
• Composite: 41.43/100
• National rank: #3471
• State rank: #413 of 590 in NY

Livability — Yonkers

• Score: 68/100
• State rank: #528
• US rank: #9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yonkers, NY
• County: Westchester County · 709,332 people
• City population: 212,407
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 22,482
• Household income: $126,343
• Rent vs Own: 24.5% rent · 75.5% own
• Severe rent burden: 357.0

Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 17% Two or more races 10% Black 6% Asian 4%
• Hispanic origin (detail): Puerto Rican 7% Dominican 3%
• Common ancestry: Romanian 2% Lithuanian 2% Scotch-Irish 1%
• Foreign-born: 16% · Canada, China
• Languages at home: 76% English-only · Spanish 10% Other Indo-European 6% Other Asian/Pacific 2%

Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -668.11%
• Current HPI: 203.4295
• Rent YoY: ▲ 4.27%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+17.4% since first listed

14 events — show timeline

• 2026-05-19 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-05-14 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2026-05-14 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-04-14 Price Changed $175,000 OneKey® MLS as Distributed by MLS Grid
• 2026-03-23 Price Changed $185,000 OneKey® MLS as Distributed by MLS Grid
• 2026-01-26 Listed $195,000 OneKey® MLS as Distributed by MLS Grid
• 2022-10-13 Sold (MLS) $115,000 OneKey® MLS as Distributed by MLS Grid
• 2022-04-13 Pending — OneKey® MLS as Distributed by MLS Grid
• 2022-03-18 Price Changed $119,000 OneKey® MLS as Distributed by MLS Grid
• 2022-03-01 Price Changed $128,000 OneKey® MLS as Distributed by MLS Grid
• 2022-01-03 Price Changed $135,000 OneKey® MLS as Distributed by MLS Grid
• 2021-12-06 Price Changed $148,000 OneKey® MLS as Distributed by MLS Grid
• 2021-10-22 Listed $149,000 OneKey® MLS as Distributed by MLS Grid
• 2021-10-22 Coming Soon $149,000 OneKey® MLS as Distributed by MLS Grid