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1027 Glass Run Rd
D Composite 42.67
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.2/30.0
  • Schools +4.0/10.0
  • Livability +4.0/5.0
  • Rent growth +3.9/5.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0
  • Appreciation +0.0/10.0

$174,900

1027 Glass Run Rd · Baldwin, PA 15236
2 bd · 1.5 ba · 1,068 sqft · SingleFamily public records · 324 Days on market
Built 1956 0.54 ac lot $164/sqft · 17% below area Est $211k · 17% under ↓ 33% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This well maintained, one owner, 2 bedroom, 2 bath, brick ranch home sits on an amazingly half-acre lot in Baldwin Boro offering tremendous potential for its new owner! An enclosed front porch offers an ideal spot for relaxing, while the private location ensures peace and quietness. The main level includes a kitchen, ample sized living and dining areas, 2 cozy bedrooms and bathroom. It offers the perfect space for comfortable living. Downstairs you will enjoy a spacious game room, bathroom, a separate laundry area leading to the backyard, and an additional room. The rear yard includes a storage shed and opportunities for outdoor entertainment.

Key facts

  • Half-acre lot
  • Storage shed
  • Private location

Tags

HALF-ACRE LOTENCLOSED FRONT PORCHPRIVATE LOCATIONSPACIOUS GAME ROOMSTORAGE SHEDOUTDOOR ENTERTAINMENT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $-165 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $146k (16.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (21.6% below list).
  • Recommended offer: $137k (21.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 3.4% in Baldwin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#189 in PA, #1,596 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, employment A; Watch: commute F.
  • Baldwin-Whitehall SD (suburban): math 34% / reading 58% proficiency, ranked #246 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: J.E. Harrison Education Ctr (math 26% / reading 57%, grade F, #927 of 1,518 statewide, top 61%, 1,143 students, 58% FRL); Baldwin Shs (math 32% / reading 53%, grade F, #226 of 437 statewide, top 52%, 2,086 students, 42% FRL) — zoned schools average 50% FRL vs 32% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.7%/yr); 115 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 324 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $85k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $137,135 (21.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 324 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.16%
Cash-on-cash
-4.06%
DSCR
0.82
GRM
10.6

CMA / ARV

ARV (median comp)
$210,777
List price
$174,900
Delta
-17.02%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3135 Churchview Ave 0.26mi 3/2.0 (+1) 1,080 (+1%) 1mo $285,000 $264 78
3053 Harmening Ave 0.35mi 3/2.0 (+1) 1,053 (-1%) 3mo $120,000 $114 72
3029 Churchview Ave 0.43mi 3/1.5 (+1) 1,100 (+3%) 1mo $200,000 $182 69
180 Green Glen Dr 0.48mi 3/2.0 (+1) 1,066 (-0%) 7mo $272,500 $256 64
630 Agnew Rd 0.64mi 2/1.5 1,120 (+5%) 6mo $160,000 $143 57
1149 Michael Dr 0.39mi 3/2.0 (+1) 984 (-8%) 7mo $210,500 $214 56
3210 Hazelhurst Ave 0.48mi 3/2.0 (+1) 1,178 (+10%) 3mo $200,000 $170 51
494 Barbara Dr 0.66mi 3/1.5 (+1) 1,000 (-6%) 4mo $205,000 $205 50
604 Calvert Ave 0.66mi 3/1.0 (+1) 1,148 (+8%) 0mo $245,000 $213 50
2812 Waterman 0.51mi 3/1.0 (+1) 1,194 (+12%) 6mo $150,000 $126 45
111 Cedarcove St 0.61mi 3/1.0 (+1) 924 (-14%) 1mo $205,000 $222 41
1241 Pleasantvue Dr 0.72mi 3/2.0 (+1) 912 (-15%) 3mo $165,000 $181 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.74% rent growth · sell at horizon

5-year hold
IRR
-20.0%
Equity multiple
0.29×
Total profit
$-34,952
Equity at exit
$26,078
10-year hold
IRR
-7.8%
Equity multiple
0.45×
Total profit
$-26,964
Equity at exit
$15,122

Cash invested: $48,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15236

Rents YoY
5.7%
Active inventory
115
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,371 high interval (Pro) →
Mortgage (P&I)
$917
Tax from tax record
$259 /mo · $3,106/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$288
Net cashflow
$-165

Break-even live

Break-even rent $1,581
Max offer price $145,665
Occupancy floor

Sensitivity live

Price -10% $-66 -5% $-116 +0% $-165 +5% $-215 +10% $-265
Rent -10% $-274 -5% $-220 +0% $-165 +5% $-111 +10% $-57
Rate -1.0pp $-77 -0.5pp $-121 base $-165 +0.5pp $-211 +1.0pp $-257

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,725
Closing costs
$5,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1053 Edward Dr Pittsburgh, PA 3.0 1.0 1163 $1,700 $1.46 25d 1 0.26mi
3341 Recker Dr Pittsburgh, PA 3.0 2.0 1174 $1,750 $1.49 25d 1 0.58mi
3341 Recker Dr Pittsburgh, PA 3.0 2.0 875 $1,790 $2.05 45d 1 0.58mi
2940 Brevard Ave Pittsburgh, PA 3.0 1.5 1176 $1,475 $1.25 45d 1 0.63mi
960 Agnew Rd Pittsburgh, PA 3.0 2.0 950 $1,295 $1.36 16d 1 0.63mi
2769 Churchview Ave Unit 9 Pittsburgh, PA 2.0 1.0 1200 $1,095 $0.91 45d 1 0.67mi
2733-2735 Pyramid Ave Pittsburgh, PA 2.0 1.0 1028 $1,295 $1.26 45d 1 0.75mi
3325 Shadyway Dr Pittsburgh, PA 2.0 1.0 756 $1,450 $1.92 18d 1 0.80mi
616 Lane Way Pittsburgh, PA 2.0 1.0 1228 $1,690 $1.38 25d 1 0.82mi
616 Lane Way Pittsburgh, PA 2.0 1.0 1228 $1,690 $1.38 45d 1 0.82mi
2823 Clermont Ave Pittsburgh, PA 3.0 1.0 1354 $1,490 $1.10 22d 1 0.82mi
2811 Brownsville Rd Unit 4 Brentwood, PA 2.0 1.0 1250 $995 $0.80 45d 1 0.86mi
1567 Cathell Rd Pittsburgh, PA 2.0 1.0 1000 $1,349 $1.35 6d 4 0.95mi
1569-1575 Cathell Rd Apt A1 Pittsburgh, PA 2.0 1.0 1000 $1,199 $1.20 6d 1 0.97mi
1569 Cathell Rd Apt D1 Pittsburgh, PA 2.0 1.0 1000 $1,199 $1.20 25d 1 0.98mi
416 Jacobson Dr Brentwood, PA 2.0 1.0 1150 $1,050 $0.91 25d 1 1.03mi
3224 Bookman Ave Unit 1 Pittsburgh, PA 2.0 2.0 1207 $1,550 $1.28 45d 1 1.08mi
3224 Bookman Ave #2 Pittsburgh, PA 1.0 1.0 1207 $1,000 $0.83 45d 1 1.08mi
139 W Bellecrest Ave Brentwood, PA 1.0–3.0 1.0 775 $1,222 $1.58 4d 12 1.19mi

Listing history 15 events

  1. 2026-06-08
    statusdays on market $174,900 Pending 324 DOM
  2. 2026-06-07
    days on market $174,900 Contingent 323 DOM
  3. 2026-06-03
    days on market $174,900 Contingent 319 DOM
  4. 2026-06-02
    days on market $174,900 Contingent 318 DOM
  5. 2026-06-01
    days on market $174,900 Contingent 317 DOM
  6. 2026-06-01
    status $174,900 Contingent 316 DOM
  7. 2026-05-31
    days on market $174,900 Active 316 DOM
  8. 2026-05-04
    historical Contingent 652-char remark
    Show marketing remark (652 chars)

    This well maintained, one owner, 2 bedroom, 2 bath, brick ranch home sits on an amazingly half-acre lot in Baldwin Boro offering tremendous potential for its new owner! An enclosed front porch offers an ideal spot for relaxing, while the private location ensures peace and quietness. The main level includes a kitchen, ample sized living and dining areas, 2 cozy bedrooms and bathroom. It offers the perfect space for comfortable living. Downstairs you will enjoy a spacious game room, bathroom, a separate laundry area leading to the backyard, and an additional room. The rear yard includes a storage shed and opportunities for outdoor entertainment.

  9. 2026-04-14
    status Active 652-char remark
    Show marketing remark (652 chars)

    This well maintained, one owner, 2 bedroom, 2 bath, brick ranch home sits on an amazingly half-acre lot in Baldwin Boro offering tremendous potential for its new owner! An enclosed front porch offers an ideal spot for relaxing, while the private location ensures peace and quietness. The main level includes a kitchen, ample sized living and dining areas, 2 cozy bedrooms and bathroom. It offers the perfect space for comfortable living. Downstairs you will enjoy a spacious game room, bathroom, a separate laundry area leading to the backyard, and an additional room. The rear yard includes a storage shed and opportunities for outdoor entertainment.

  10. 2026-04-03
    historical Contingent 652-char remark
    Show marketing remark (652 chars)

    This well maintained, one owner, 2 bedroom, 2 bath, brick ranch home sits on an amazingly half-acre lot in Baldwin Boro offering tremendous potential for its new owner! An enclosed front porch offers an ideal spot for relaxing, while the private location ensures peace and quietness. The main level includes a kitchen, ample sized living and dining areas, 2 cozy bedrooms and bathroom. It offers the perfect space for comfortable living. Downstairs you will enjoy a spacious game room, bathroom, a separate laundry area leading to the backyard, and an additional room. The rear yard includes a storage shed and opportunities for outdoor entertainment.

  11. 2026-03-25
    price $174,900 652-char remark
    Show marketing remark (652 chars)

    This well maintained, one owner, 2 bedroom, 2 bath, brick ranch home sits on an amazingly half-acre lot in Baldwin Boro offering tremendous potential for its new owner! An enclosed front porch offers an ideal spot for relaxing, while the private location ensures peace and quietness. The main level includes a kitchen, ample sized living and dining areas, 2 cozy bedrooms and bathroom. It offers the perfect space for comfortable living. Downstairs you will enjoy a spacious game room, bathroom, a separate laundry area leading to the backyard, and an additional room. The rear yard includes a storage shed and opportunities for outdoor entertainment.

  12. 2025-10-28
    price $184,900 652-char remark
    Show marketing remark (652 chars)

    This well maintained, one owner, 2 bedroom, 2 bath, brick ranch home sits on an amazingly half-acre lot in Baldwin Boro offering tremendous potential for its new owner! An enclosed front porch offers an ideal spot for relaxing, while the private location ensures peace and quietness. The main level includes a kitchen, ample sized living and dining areas, 2 cozy bedrooms and bathroom. It offers the perfect space for comfortable living. Downstairs you will enjoy a spacious game room, bathroom, a separate laundry area leading to the backyard, and an additional room. The rear yard includes a storage shed and opportunities for outdoor entertainment.

  13. 2025-09-30
    price $199,999 652-char remark
    Show marketing remark (652 chars)

    This well maintained, one owner, 2 bedroom, 2 bath, brick ranch home sits on an amazingly half-acre lot in Baldwin Boro offering tremendous potential for its new owner! An enclosed front porch offers an ideal spot for relaxing, while the private location ensures peace and quietness. The main level includes a kitchen, ample sized living and dining areas, 2 cozy bedrooms and bathroom. It offers the perfect space for comfortable living. Downstairs you will enjoy a spacious game room, bathroom, a separate laundry area leading to the backyard, and an additional room. The rear yard includes a storage shed and opportunities for outdoor entertainment.

  14. 2025-08-15
    price $230,000 652-char remark
    Show marketing remark (652 chars)

    This well maintained, one owner, 2 bedroom, 2 bath, brick ranch home sits on an amazingly half-acre lot in Baldwin Boro offering tremendous potential for its new owner! An enclosed front porch offers an ideal spot for relaxing, while the private location ensures peace and quietness. The main level includes a kitchen, ample sized living and dining areas, 2 cozy bedrooms and bathroom. It offers the perfect space for comfortable living. Downstairs you will enjoy a spacious game room, bathroom, a separate laundry area leading to the backyard, and an additional room. The rear yard includes a storage shed and opportunities for outdoor entertainment.

  15. 2025-07-19
    listed $260,000 Active 652-char remark
    Show marketing remark (652 chars)

    This well maintained, one owner, 2 bedroom, 2 bath, brick ranch home sits on an amazingly half-acre lot in Baldwin Boro offering tremendous potential for its new owner! An enclosed front porch offers an ideal spot for relaxing, while the private location ensures peace and quietness. The main level includes a kitchen, ample sized living and dining areas, 2 cozy bedrooms and bathroom. It offers the perfect space for comfortable living. Downstairs you will enjoy a spacious game room, bathroom, a separate laundry area leading to the backyard, and an additional room. The rear yard includes a storage shed and opportunities for outdoor entertainment.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,106 · $259/mo
Projected year-2 tax
$3,106 · $259/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,456
− Mortgage interest
−$9,797
− Property taxes
−$3,106
− Insurance
−$874
− Repairs & maintenance
−$1,316
− Management
−$1,316
− Depreciation
−$5,088
Taxable loss
−$5,042
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,210
After-tax cash flow
$-776/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baldwin-Whitehall SD
NCES district ID
4202970
Math proficiency
34% ▼ -20.00%
Reading proficiency
58% ▼ -14.00%
Median HH income
$54,368
Composite
39.79/100
National rank
#3880
State rank
#246 of 539 in PA

Livability — Baldwin

Score
81/100
State rank
#189
US rank
#1596

Category grades

Amenities C Commute F Cost of living A+ Crime B Employment A Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baldwin, PA
County
Allegheny County · 1,022,028 people
Metro
Pittsburgh, PA
Population (ZIP)
31,313
Household income
$90,767
Rent vs Own
22.5% rent · 77.5% own
Severe rent burden
732.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Asian 9% Black 3% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Romanian 8% Scotch-Irish 1% Italian 1%
Foreign-born
11% · India, Canada
Languages at home
88% English-only · Other Indo-European 8% Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -194.15%
Current HPI
255.0278
Rent YoY
▲ 5.74%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-32.7% since first listed
8 events — show timeline
  • 2026-05-04 Contingent West Penn MLS
  • 2026-04-14 Relisted West Penn MLS
  • 2026-04-03 Contingent West Penn MLS
  • 2026-03-25 Price Changed $174,900 West Penn MLS
  • 2025-10-28 Price Changed $184,900 West Penn MLS
  • 2025-09-30 Price Changed $199,999 West Penn MLS
  • 2025-08-15 Price Changed $230,000 West Penn MLS
  • 2025-07-19 Listed $260,000 West Penn MLS

Property tax history

+2.0%/yr

Latest (2026): $3,106 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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