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169 Denton Ln
D Composite 44.28
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.1/30.0
  • ARV discount +7.6/15.0
  • Schools +5.2/10.0
  • DSCR +4.6/10.0
  • Livability +3.7/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$219,000

169 Denton Ln · Bristol, VA 24201
3 bd · 2.0 ba · 1,516 sqft · SingleFamily public records · 41 Days on market
Built 1966 9,148 sqft lot $144/sqft · 61% above area Est $220k · at est. ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 169 Denton Lane in beautiful Bristol! This inviting 4 bedroom, 2 full bath home offers approximately 2,086 total square feet of comfortable living space, perfectly designed for everyday living and entertaining. Step inside to find a spacious layout filled with natural light, creating a warm and welcoming atmosphere throughout. With multiple living areas, there's plenty of room to relax, host guests, or create the perfect work-from-home setup. Enjoy the best of indoor and outdoor living with both open and enclosed porch spaces - ideal for morning coffee, evening relaxation, or year round enjoyment . The attached carport adds convenience and protection, while the property provides

Key facts

  • Attached carport
  • Minutes from dining
  • 9,148 sq ft lot

Tags

MULTIPLE LIVING AREASOPEN AND ENCLOSED PORCH SPACESATTACHED CARPORTSPACE TO ENJOY THE OUTDOORSMINUTES FROM SHOPPINGMINUTES FROM DINING

Property features AI

Exterior

  • Parking: Attached garage (1 car); Carport
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Two levels
  • Construction: Brick and vinyl siding exterior; Shingle roof; Finished below-grade area
  • Exterior features: Cul-de-sac lot; Wooded lot

Interior

  • Kitchen: Refrigerator
  • Flooring: Carpet; Vinyl; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Baseboard heating; Attic fan; Ceiling fan(s); Wall/window unit(s)
  • Interior features: Fireplace (3 total); Basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $219k.

Deal economics

  • At list price, monthly cash flow is $72 ($867/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (20.3% below list).
  • Recommended offer: $175k (20.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 4.9% in Bristol — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#140 in VA, #4,544 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, commute F, employment F.
  • Bristol City Public School District (urban): math 57% / reading 70% proficiency, ranked #53 of 131 in VA (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Stonewall Jackson Elementary (math 47% / reading 67%, grade C+, #597 of 1,108 statewide, top 57%, 254 students, 102% FRL); Virginia Middle (math 56% / reading 71%, grade B+, #128 of 342 statewide, top 39%, 487 students, 101% FRL); Virginia High (math 62% / reading 77%, grade B, #159 of 319 statewide, top 53%, 637 students, 100% FRL) — zoned schools average 101% FRL vs 58% district-wide (43 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 157 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 15 units permitted in Bristol city in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Bristol County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
Recommended offer $174,580 (20.3% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.69%
Cash-on-cash
1.41%
DSCR
1.06
GRM
10.5

CMA / ARV

ARV (median comp)
$219,654
List price
$219,000
Delta
-2.12%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
543 Ventura Cir 0.12mi 3/1.0 1,462 (-4%) 16mo $216,000 $148 72
664 Page St 0.57mi 3/1.0 1,446 (-5%) 0mo $168,500 $117 61
1225 Bristol View Dr 0.51mi 4/2.0 (+1) 1,501 (-1%) 11mo $280,000 $187 60
332 Randolph St 0.45mi 3/2.0 1,342 (-12%) 1mo $215,000 $160 59
160 Gouge St St 0.43mi 3/1.5 1,725 (+14%) 6mo $207,000 $120 50
351 Hill Park Dr 0.38mi 3/1.0 1,316 (-13%) 21mo $145,000 $110 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.1%
Equity multiple
0.49×
Total profit
$-30,986
Equity at exit
$32,654
10-year hold
IRR
-5.4%
Equity multiple
0.65×
Total profit
$-21,464
Equity at exit
$18,935

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 24201

Active inventory
157
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,746 high interval (Pro) →
Mortgage (P&I)
$1,148
Tax from tax record
$67 /mo · $807/yr
Insurance
$91
HOA
$0
Vacancy / Maint / Mgmt
$367
Net cashflow
$72

Break-even live

Break-even rent $1,654
Max offer price $219,000
Occupancy floor 91%

Sensitivity live

Price -10% $196 -5% $134 +0% $72 +5% $10 +10% $-52
Rent -10% $-66 -5% $3 +0% $72 +5% $141 +10% $210
Rate -1.0pp $183 -0.5pp $128 base $72 +0.5pp $16 +1.0pp $-42

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,750
Closing costs
$6,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
203 Opal Ln Unit 4 Bristol, VA 2.0 1.5 1200 $1,500 $1.25 22d 1 0.25mi
1156 Bristol View Dr Bristol, VA 2.0 2.5 1152 $1,650 $1.43 15d 2 0.38mi
2510 Catherine St Bristol, VA 3.0 2.0 1418 $2,500 $1.76 15d 1 0.91mi
1405 Newton St Bristol, VA 3.0 1.0 1200 $1,600 $1.33 15d 1 0.97mi
1216 Norway St Unit 102 Bristol, VA 2.0 1.0 1215 $1,600 $1.32 15d 1 1.00mi
1216 Norway St Unit 101 Bristol, VA 4.0 2.0 1615 $2,100 $1.30 15d 1 1.00mi
145 Midway St Unit 1397968P Bristol, VA 3.0 2.0 1388 $5,335 $3.84 22d 1 1.08mi
1718 Clifton Rd Bristol, TN 3.0 1.5 1672 $1,900 $1.14 45d 1 1.39mi

Listing history 22 events

  1. 2026-06-22
    days on market $219,000 Active 41 DOM
  2. 2026-06-19
    days on market $219,000 Active 39 DOM
  3. 2026-06-18
    days on market $219,000 Active 38 DOM
  4. 2026-06-17
    days on market $219,000 Active 37 DOM
  5. 2026-06-16
    days on market $219,000 Active 36 DOM
  6. 2026-06-15
    pricedays on marketlisting id $219,000 Active 35 DOM
  7. 2026-06-14
    days on market $214,995 Active 74 DOM
  8. 2026-06-13
    days on market $214,995 Active 73 DOM
  9. 2026-06-10
    days on market $214,995 Active 71 DOM
  10. 2026-06-09
    days on market $214,995 Active 70 DOM
  11. 2026-06-08
    days on market $214,995 Active 69 DOM
  12. 2026-06-07
    days on market $214,995 Active 68 DOM
  13. 2026-06-03
    days on market $214,995 Active 64 DOM
  14. 2026-06-02
    days on market $214,995 Active 63 DOM
  15. 2026-06-01
    days on market $214,995 Active 62 DOM
  16. 2026-05-31
    days on market $214,995 Active 61 DOM
  17. 2026-05-30
    days on market $214,995 Active 60 DOM
  18. 2026-05-15
    price $214,995 1493-char remark
  19. 2026-05-11
    price $219,000 1301-char remark
  20. 2026-04-19
    price $219,000 1493-char remark
  21. 2026-03-31
    listed $229,995 Active 1493-char remark
  22. 2026-03-31
    listed $229,995 Active 1301-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$807 · $67/mo
Projected year-2 tax
$1,796 · $150/mo
Expected delta
+$989/yr (+$82/mo · 122.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,950
− Mortgage interest
−$12,267
− Property taxes
−$807
− Insurance
−$1,095
− Repairs & maintenance
−$1,676
− Management
−$1,676
− Depreciation
−$6,371
Taxable loss
−$2,942
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$706
After-tax cash flow
$1,573/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bristol City Public School District
NCES district ID
5100450
Math proficiency
57% ▼ -24.00%
Reading proficiency
70% ▼ -6.00%
Median HH income
$33,978
Composite
52.4/100
National rank
#1579
State rank
#53 of 131 in VA

Livability — Bristol

Score
74/100
State rank
#140
US rank
#4544

Category grades

Amenities C+ Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bristol, VA
City population
16,039
Population (ZIP)
16,039

Population outlook (Bristol County) Hauer SSP2

Today (2025)
16,113 people
By 2030
15,510 · -3.7%
By 2040
14,121 · -12.4%
By 2050
12,847 · -20.3%
By 2075
9,870 · -38.7%
By 2100
7,883 · -51.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Black 7% Two or more races 6% Hispanic / Latino 3%
Common ancestry
Slovak 4% Serbian 1% Iranian 0%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Bristol

2024 margin
Solid R (+39.7) · D 29.8% · R 69.5%
2008→2024 swing
-13.6pp toward R · 2008: -26.0pp · 2024: -39.7pp
All cycles
2024: R+39.7 2020: R+38.9 2016: R+43.8 2012: R+31.1 2008: R+26.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -206.40%
Current HPI
196.2099
Rent YoY
Metro
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

-6.5% since first listed
4 events — show timeline
  • 2026-05-15 Price Changed $214,995 TVRMLS
  • 2026-05-11 Price Changed $219,000 SWVAR
  • 2026-04-19 Price Changed $219,000 TVRMLS
  • 2026-03-31 Listed $229,995 SWVAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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