51 Annaloro Blvd · Danville, NH
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +10.1/15.0
- DSCR +10.0/10.0
- 1% rule +8.9/10.0
- Schools +3.9/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$89,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Newly renovated one bedroom, one bath Park Style home at the Rock Rimmon Cooperative, Inc. New: roof, deck, skirting, appliances, carpet and flooring, and paved driveway. Lots of storage, pantry closet, and space for a shed. Other units will be coming to the market soon. Coop amenities include an in-ground swimming pool. Park rent is $445 per month and there is a one time fee of $500 to join the Cooperative. Pets permitted with Park approval.
Key facts
- Large deck
- Bright living area
- Efficient kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $90k.
Deal economics
- At list price, monthly cash flow is $417 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Timberlane Regional School District (suburban): math 32% / reading 50% proficiency, ranked #54 of 98 in NH (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 10% free/reduced lunch — higher-income household profile.
- Market conditions: 13 active listings in the ZIP; 1,276 units permitted in Rockingham County in 2024 (593 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $39k; list at $90k implies a 131% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 11.87%
- Cash-on-cash
- 19.90%
- DSCR
- 1.89
- GRM
- 6.0
CMA / ARV
- ARV (on-the-fly)
- $95,472
- Comps found
- 9
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6 Annaloro Blvd | 0.12mi | 1/1.0 | 408 (-6%) | 2mo | $84,000 | $206 | 84 |
| 2 Paul's Pl | 0.04mi | 1/1.0 | 408 (-6%) | 10mo | $90,000 | $221 | 80 |
| 9 Grandma's Ln | 0.06mi | 1/1.0 | 408 (-6%) | 10mo | $97,500 | $239 | 80 |
| 14 Annaloro Blvd | 0.14mi | 1/1.0 | 408 (-6%) | 10mo | $90,000 | $221 | 76 |
| 10 Annaloro Blvd | 0.16mi | 1/1.0 | 408 (-6%) | 10mo | $97,000 | $238 | 75 |
| 9 Grandma's Ln | 0.11mi | 1/1.0 | 408 (-6%) | 14mo | $95,000 | $233 | 74 |
| 7 Nicholas Cir | 0.03mi | 1/1.0 | 495 (+15%) | 6mo | $95,000 | $192 | 69 |
| 37 Annaloro Blvd | 0.17mi | 1/1.0 | 402 (-7%) | 23mo | $95,000 | $236 | 62 |
| 60 Annaloro Blvd | 0.01mi | 1/1.0 | 481 (+11%) | 23mo | $95,000 | $198 | 61 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 12.0%
- Equity multiple
- 1.48×
- Total profit
- $12,011
- Equity at exit
- $13,404
- IRR
- 21.0%
- Equity multiple
- 2.77×
- Total profit
- $44,652
- Equity at exit
- $7,773
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 56 Moderately Landlord-Leaning
- State New Hampshire
- 56 Moderately Landlord-Leaning · D+1
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 03819
- Home prices YoY
- -12.6%
- Active inventory
- 13
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,253 medium interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax from tax record
- −$63 /mo · $758/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$263
- Net cashflow
- $417
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 5 events
-
2026-06-17status $89,900 Under Contract 6 DOM
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2026-06-16days on market $89,900 Active 6 DOM
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2026-06-15days on market $89,900 Active 5 DOM
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2026-06-13remarks 699-char remark
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2026-06-13$89,900 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NH · Partial reset (capped growth)
- Current annual tax
- $758 · $63/mo
- Projected year-2 tax
- $1,359 · $113/mo
- Expected delta
- +$601/yr (+$50/mo · 79.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,031
- − Mortgage interest
- −$5,036
- − Property taxes
- −$758
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,203
- − Management
- −$1,203
- − Depreciation
- −$2,615
- Taxable income
- $3,768
- Est. tax owed @ 24.0%
- −$904
- After-tax cash flow
- $4,106/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Timberlane Regional School District
- NCES district ID
- 3306720
- Math proficiency
- 32% ▼ -14.00%
- Reading proficiency
- 50% ▼ -8.00%
- Median HH income
- $83,938
- Composite
- 38.5/100
- National rank
- #4180
- State rank
- #54 of 98 in NH
Livability — Danville
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 4,325
Population outlook (Rockingham County) Hauer SSP2
- Today (2025)
- 316,118 people
- By 2030
- 320,929 · +1.5%
- By 2040
- 323,358 · +2.3%
- By 2050
- 314,977 · -0.4%
- By 2075
- 297,686 · -5.8%
- By 2100
- 256,363 · -18.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 3% Asian 2% Hispanic / Latino 1%
- Common ancestry
- Lithuanian 13% Slovak 5% Romanian 4%
- Foreign-born
- 1% · South Korea, Canada
- Languages at home
- 99% English-only · French/Haitian/Cajun 1%
Political lean MEDSL · Rockingham
- 2024 margin
- Toss-up / Even · D 48.3% · R 50.8%
- 2008→2024 swing
- -3.5pp toward R · 2008: 1.1pp · 2024: -2.4pp
- All cycles
- 2024: R+2.4 2020: D+2.1 2016: R+5.8 2012: R+4.5 2008: D+1.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -46.53%
- Current HPI
- 324.1764
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+130.5% since first listed7 events — show timeline
- 2026-06-11 Listed $89,900 FSBO.com
- 2019-10-31 Sold (Public Records) $39,000 Public Records
- 2019-10-31 Sold (MLS) $39,000 PrimeMLS
- 2019-09-10 Pending — PrimeMLS
- 2019-09-05 Relisted — PrimeMLS
- 2019-08-18 Pending — PrimeMLS
- 2019-08-10 Listed $39,000 PrimeMLS
Property tax history
+3.2%/yrLatest (2025): $758 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…