CashFlowRE
Sign in Sign up
776 Tess St
C Composite 57.86
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.1/30.0
  • Appreciation +9.2/10.0
  • ARV discount +7.1/15.0
  • DSCR +5.7/10.0
  • 1% rule +5.0/10.0
  • Condition / age +4.0/5.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0

$291,345

776 Tess St · Burnettown, SC 29829
4 bd · 2.5 ba · 2,046 sqft · SingleFamily · 38 Days on market
Built 2026 Good condition 5,227 sqft lot Est $288k · at est. $33/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* SPECIAL FINANCING * 4.75 % Forward Commitment Program fixed rate with up to 8,000 in closing cost with the use of our preferred lender on contracts written by before May 31, 2026 and Close by July 23, 2026 Walk into the Cade and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming four-bedroom, single-family home has many upgraded options including Oak staircase with open railings, Pendant Lighting, Granite Countertops, and Solid Wood Shaker Cabinets. The large kitchen island is ideal for entertaining, and the beautiful main-level owner's suite is your own personal paradise overlooking the covered porch. The two-story Foyer with hanging chandelier, opens to the upper-level loft perfect for relaxing or enjoying your favorite hobby. Three large guest bedrooms are waiting for everyone to unwind and relax. Imagine all the warm cozy nights and cool peaceful mornings! Fun Neighborhood amenities include In Ground Pool with Splash/Waterfall feature, Covered Cabana, and lots of seating around the pool to watch the family splash away. Close to I20, SRS, Fort Eisenhower, and Savanah River, Graniteville is an excellent location call home. The Cade is a place to call your own, to find peace and your well-deserved retreat. Each home is built using energy efficient construction methods and are independently inspected and tested by The Home Energy Rating System (HERS) Index. * Photos are for illustrative purposes only actual finishes may vary * Homesite H20 CADE

Key facts

  • Large kitchen island
  • Two-story foyer
  • Oak staircase

Tags

OAK STAIRCASEGRANITE COUNTERTOPSSOLID WOOD SHAKER CABINETSLARGE KITCHEN ISLANDMAIN-LEVEL OWNER'S SUITETWO-STORY FOYER

Property features AI

Finance

  • Other: Subdivision: Clairbourne
  • HOA & community: Homeowners association with annual fee of $400; Association amenities include a playground

Exterior

  • Parking: Attached garage with garage door opener; Two garage spaces (two parking spaces total)
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single-family residence; Two stories; Entry level: 1st floor; New construction
  • Construction: Built with concrete, stone, vinyl siding and frame; Slab foundation; Composition roof
  • Exterior features: Patio; Porch; Landscaped yard; Front and rear sprinklers; Paved road access; Has view; Street lights in community; Pool in community; Playground in association

Interior

  • Kitchen: Range; Dishwasher; Microwave; Kitchen island; Pantry; Eat-in kitchen
  • Bedrooms: Total rooms: 8
  • Flooring: Carpet
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central air conditioning; Forced-air heating (natural gas)
  • Interior features: Walk-in closets; Kitchen island; Pantry; Eat-in kitchen; Wired for data; Insulated windows; Range; Dishwasher; Microwave; Tankless water heater; Carpet flooring; No basement
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $291k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $254 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $291k (0.0% below list).
  • Recommended offer: $283k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 5.5% in Burnettown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Jefferson Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 557 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 81% FRL vs 54% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 299 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $82k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($283k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $282,604 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.34%
Cash-on-cash
3.74%
DSCR
1.17
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$288,486
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
871 Tess St 0.08mi 4/2.5 2,046 (0%) 3mo $275,900 $135 94
902 Tess St 0.09mi 4/2.5 2,046 (0%) 2mo $275,900 $135 94
925 Tess St 0.12mi 4/2.5 2,046 (0%) 4mo $286,900 $140 91
973 Tess St 0.16mi 4/2.5 2,046 (0%) 4mo $285,900 $140 89
959 Tess St 0.15mi 3/2.5 (-1) 2,110 (+3%) 4mo $285,900 $135 79
870 Tess St 0.07mi 3/2.5 (-1) 1,890 (-8%) 2mo $292,295 $155 77
1034 Tess St 0.16mi 3/2.5 (-1) 1,890 (-8%) 4mo $275,000 $146 72
350 Country Glen Ave 0.46mi 4/2.5 2,184 (+7%) 1mo $275,000 $126 66
139 Midland Pines Dr 0.38mi 3/2.5 (-1) 2,200 (+8%) 2mo $315,000 $143 63
3109 Brevard Dr 0.68mi 4/2.5 2,246 (+10%) 1mo $360,000 $160 51
3145 Camden Way 0.72mi 3/2.5 (-1) 1,880 (-8%) 2mo $265,000 $141 46
462 Country Glen Ave 0.51mi 3/2.0 (-1) 1,765 (-14%) 0mo $277,500 $157 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.7%
Equity multiple
2.76×
Total profit
$143,387
Equity at exit
$228,918
10-year hold
IRR
21.4%
Equity multiple
5.96×
Total profit
$404,573
Equity at exit
$461,822

Cash invested: $81,577 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,912 medium interval (Pro) →
Mortgage (P&I)
$1,528
Tax est. 1.5%
$364 /mo · $4,370/yr
Insurance
$121
HOA
$33
Vacancy / Maint / Mgmt
$612
Net cashflow
$254

Break-even live

Break-even rent $2,590
Max offer price $291,345
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,836
Closing costs
$8,740
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6370 Whirlaway Rd Graniteville, SC 5.0 3.0 2830 $2,755 $0.97 14d 1 0.24mi
618 Count Fleet Ct Graniteville, SC 4.0 2.5 2362 $2,299 $0.97 21d 1 0.43mi

HOA detail

Monthly dues
$33 · $396/yr
Likely covers
waterpool

Listing history 19 events

  1. 2026-06-18
    days on market $291,345 Active 38 DOM
  2. 2026-06-17
    days on market $291,345 Active 37 DOM
  3. 2026-06-16
    days on market $291,345 Active 36 DOM
  4. 2026-06-15
    days on market $291,345 Active 35 DOM
  5. 2026-06-14
    days on market $291,345 Active 33 DOM
  6. 2026-06-13
    days on market $291,345 Active 32 DOM
  7. 2026-06-10
    days on market $291,345 Active 30 DOM
  8. 2026-06-09
    days on market $291,345 Active 29 DOM
  9. 2026-06-08
    days on market $291,345 Active 28 DOM
  10. 2026-06-07
    pricedays on market $291,345 Active 27 DOM
  11. 2026-06-03
    days on market $289,345 Active 23 DOM
  12. 2026-06-02
    days on market $289,345 Active 22 DOM
  13. 2026-06-01
    days on market $289,345 Active 21 DOM
  14. 2026-05-31
    days on market $289,345 Active 20 DOM
  15. 2026-05-30
    days on market $289,345 Active 19 DOM
  16. 2026-05-11
    historical
  17. 2026-04-30
    listed $289,345 Active
    Show marketing remark (1522 chars)

    * SPECIAL FINANCING * 4.75 % Forward Commitment Program fixed rate with up to 8,000 in closing cost with the use of our preferred lender on contracts written by before May 31, 2026 and Close by July 23, 2026 Walk into the Cade and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming four-bedroom, single-family home has many upgraded options including Oak staircase with open railings, Pendant Lighting, Granite Countertops, and Solid Wood Shaker Cabinets. The large kitchen island is ideal for entertaining, and the beautiful main-level owner's suite is your own personal paradise overlooking the covered porch. The two-story Foyer with hanging chandelier, opens to the upper-level loft perfect for relaxing or enjoying your favorite hobby. Three large guest bedrooms are waiting for everyone to unwind and relax. Imagine all the warm cozy nights and cool peaceful mornings! Fun Neighborhood amenities include In Ground Pool with Splash/Waterfall feature, Covered Cabana, and lots of seating around the pool to watch the family splash away. Close to I20, SRS, Fort Eisenhower, and Savanah River, Graniteville is an excellent location call home. The Cade is a place to call your own, to find peace and your well-deserved retreat. Each home is built using energy efficient construction methods and are independently inspected and tested by The Home Energy Rating System (HERS) Index. * Photos are for illustrative purposes only actual finishes may vary * Homesite H20 CADE

  18. 2026-04-30
    listed $289,345 Active 1522-char remark
    Show marketing remark (1522 chars)

    * SPECIAL FINANCING * 4.75 % Forward Commitment Program fixed rate with up to 8,000 in closing cost with the use of our preferred lender on contracts written by before May 31, 2026 and Close by July 23, 2026 Walk into the Cade and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming four-bedroom, single-family home has many upgraded options including Oak staircase with open railings, Pendant Lighting, Granite Countertops, and Solid Wood Shaker Cabinets. The large kitchen island is ideal for entertaining, and the beautiful main-level owner's suite is your own personal paradise overlooking the covered porch. The two-story Foyer with hanging chandelier, opens to the upper-level loft perfect for relaxing or enjoying your favorite hobby. Three large guest bedrooms are waiting for everyone to unwind and relax. Imagine all the warm cozy nights and cool peaceful mornings! Fun Neighborhood amenities include In Ground Pool with Splash/Waterfall feature, Covered Cabana, and lots of seating around the pool to watch the family splash away. Close to I20, SRS, Fort Eisenhower, and Savanah River, Graniteville is an excellent location call home. The Cade is a place to call your own, to find peace and your well-deserved retreat. Each home is built using energy efficient construction methods and are independently inspected and tested by The Home Energy Rating System (HERS) Index. * Photos are for illustrative purposes only actual finishes may vary * Homesite H20 CADE

  19. 2026-04-30
    listed $289,345 Active
    Show marketing remark (1522 chars)

    * SPECIAL FINANCING * 4.75 % Forward Commitment Program fixed rate with up to 8,000 in closing cost with the use of our preferred lender on contracts written by before May 31, 2026 and Close by July 23, 2026 Walk into the Cade and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming four-bedroom, single-family home has many upgraded options including Oak staircase with open railings, Pendant Lighting, Granite Countertops, and Solid Wood Shaker Cabinets. The large kitchen island is ideal for entertaining, and the beautiful main-level owner's suite is your own personal paradise overlooking the covered porch. The two-story Foyer with hanging chandelier, opens to the upper-level loft perfect for relaxing or enjoying your favorite hobby. Three large guest bedrooms are waiting for everyone to unwind and relax. Imagine all the warm cozy nights and cool peaceful mornings! Fun Neighborhood amenities include In Ground Pool with Splash/Waterfall feature, Covered Cabana, and lots of seating around the pool to watch the family splash away. Close to I20, SRS, Fort Eisenhower, and Savanah River, Graniteville is an excellent location call home. The Cade is a place to call your own, to find peace and your well-deserved retreat. Each home is built using energy efficient construction methods and are independently inspected and tested by The Home Energy Rating System (HERS) Index. * Photos are for illustrative purposes only actual finishes may vary * Homesite H20 CADE

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,945
− Mortgage interest
−$16,320
− Property taxes
−$4,370
− Insurance
−$1,457
− Repairs & maintenance
−$2,796
− Management
−$2,796
− HOA
−$396
− Depreciation
−$8,475
Taxable loss
−$1,665
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$400
After-tax cash flow
$3,449/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This single-family home is in excellent condition with no visible repairs needed. It offers a good ROI with updates focusing on curb appeal and rental appeal.

Value-add opportunities

  • Both Painting exterior siding — Enhances curb appeal and value
  • Both Landscaping front yard — Improves curb appeal and rental appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior siding — Enhances curb appeal and value
  • Both Landscaping front yard — Improves curb appeal and rental appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Burnettown

Score
64/100
State rank
#159
US rank
#14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-04-30 Listed $289,345 Hive MLS
  • 2026-04-30 Listed $289,345 AMLS
  • 2026-04-30 Listed $289,345 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…