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6639 Tony Roy Rd
A- Composite 81.59
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0

$65,000

6639 Tony Roy Rd · Mansura, LA 71350
3 bd · 1.0 ba · 1,204 sqft · SingleFamily · 94 Days on market
Built 1960 1.00 ac lot Est $111k · 41% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Don't miss out on this opportunity to add this investment property to your portfolio. This home features wood burning fireplace, 30x20 shed/workshop, and central ac and heat.

Key facts

  • Central ac and heat
  • 30x20 shed
  • 1 acre lot

Tags

WOOD BURNING FIREPLACE30X20 SHEDCENTRAL AC AND HEAT

Property features AI

Finance

  • HOA & community: Acreage

Exterior

  • Parking: Carport
  • Utilities: Propane
  • Home design: Single family residence
  • Construction: Brick construction; Composition roof
  • Exterior features: Brick exterior; Composition roof; Workshop on the property; No fencing

Interior

  • Kitchen: Refrigerator
  • Bedrooms: Bedroom 1; Bedroom 2; Bedroom 3
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heat; Central air
  • Interior features: Living room; Dining room; Kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $65k.

Deal economics

  • At list price, monthly cash flow is $415 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Recommended offer: $59k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#256 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, schools A-, crime B; Watch: health & safety C-, amenities F, commute F.
  • Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 41 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($449 loan paydown + $2k appreciation (2.9% local appreciation)).
  • Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.9% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 94 days — a 9% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 13y ago; this cycle's ask has dropped $5k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,150 (9.0% below list)

Questions for the listing agent

  1. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.57%
Cap rate
13.96%
Cash-on-cash
27.37%
DSCR
2.22
GRM
5.3

CMA / ARV

ARV (on-the-fly)
$110,768
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6617 Nothofer St 0.66mi 2/1.0 (-1) 1,087 (-10%) 0mo $99,900 $92 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.92% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
33.2%
Equity multiple
2.87×
Total profit
$33,963
Equity at exit
$28,923
10-year hold
IRR
33.5%
Equity multiple
5.63×
Total profit
$84,185
Equity at exit
$44,338

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71350

Home prices YoY
3.2%
Active inventory
41
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,017 medium interval (Pro) →
Mortgage (P&I)
$341
Tax from tax record
$21 /mo · $249/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$214
Net cashflow
$415

Break-even live

Break-even rent $492
Max offer price $65,000
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-19
    days on market $65,000 Active 94 DOM
  2. 2026-06-18
    days on market $65,000 Active 93 DOM
  3. 2026-06-18
    price $65,000 Active 92 DOM
  4. 2026-06-17
    days on market $70,000 Active 92 DOM
  5. 2026-06-16
    days on market $70,000 Active 91 DOM
  6. 2026-06-15
    days on market $70,000 Active 90 DOM
  7. 2026-06-14
    days on market $70,000 Active 88 DOM
  8. 2026-06-13
    days on market $70,000 Active 87 DOM
  9. 2026-06-10
    days on market $70,000 Active 85 DOM
  10. 2026-06-09
    days on market $70,000 Active 84 DOM
  11. 2026-06-08
    days on market $70,000 Active 83 DOM
  12. 2026-06-07
    days on market $70,000 Active 82 DOM
  13. 2026-06-03
    days on market $70,000 Active 78 DOM
  14. 2026-06-02
    days on market $70,000 Active 77 DOM
  15. 2026-06-01
    days on market $70,000 Active 76 DOM
  16. 2026-05-31
    days on market $70,000 Active 75 DOM
  17. 2026-05-30
    days on market $70,000 Active 74 DOM
  18. 2026-03-17
    listed $70,000 Active
  19. 2020-08-29
    listed $100,000
  20. 2013-04-11
    listed $41,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$249 · $21/mo
Projected year-2 tax
$358 · $30/mo
Expected delta
+$109/yr (+$9/mo · 43.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,210
− Mortgage interest
−$3,641
− Property taxes
−$249
− Insurance
−$325
− Repairs & maintenance
−$977
− Management
−$977
− Depreciation
−$1,891
Taxable income
$4,151
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$996
After-tax cash flow
$3,985/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Avoyelles Parish
NCES district ID
2200150
Math proficiency
22% ▼ -32.00%
Reading proficiency
30% ▼ -29.00%
Median HH income
$33,891
Composite
21.32/100
National rank
#8378
State rank
#56 of 98 in LA

Livability — Mansura

Score
60/100
State rank
#256
US rank
#19103

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing F Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mansura, LA
Population (ZIP)
4,556

Population outlook (Avoyelles County) Hauer SSP2

Today (2025)
39,084 people
By 2030
37,784 · -3.3%
By 2040
35,049 · -10.3%
By 2050
32,225 · -17.5%
By 2075
25,695 · -34.3%
By 2100
18,985 · -51.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Black 25% Two or more races 5% Hispanic / Latino 2% Asian 2%
Common ancestry
Lithuanian 18% Subsaharan African 1% Scottish 1%
Foreign-born
2% · Canada
Languages at home
93% English-only · French/Haitian/Cajun 4% Spanish 3%

Political lean MEDSL · Avoyelles

2024 margin
Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
2008→2024 swing
-20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
All cycles
2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.92%
Current HPI
94.876
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+67.1% since first listed
3 events — show timeline
  • 2026-03-17 Listed $70,000 AcadianaMLS
  • 2020-08-29 Listed $100,000 AcadianaMLS
  • 2013-04-11 Listed $41,900 AcadianaMLS

Property tax history

-1.3%/yr

Latest (2025): $249 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…