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4562 Cadillac St 🏷️ Likely Rental
B+ Composite 76.36
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.7/5.0
  • Condition / age +2.8/5.0
  • Rent growth +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$25,000

4562 Cadillac St · Baton Rouge, LA 70811
1 bd · 1.0 ba · 635 sqft · SingleFamily · 63 Days on market
Built 1945 Average condition 4,791 sqft lot $39/sqft · 38% below area Est $40k · 38% under ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nice 1 bedroom, 1 bathroom home on a large Lot. Freshly painted interior and exterior, washer/dryer connections inside and in Flood Zone X. Tenant occupied month to month. Perfect for investors or first time home buyers.

Key facts

  • Large lot
  • Flood zone x
  • 4,791 sq ft lot

Tags

LARGE LOTFLOOD ZONE XWASHER AND DRYER CONNECTIONS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $25,000 price doesn't fit this home's estimated sale value (~$40,015) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $25k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $501 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($853 rent vs $25k).
  • Recommended offer: $24k (6.0% below list) — sets the bar for market timing.
  • Cap rate 30.4% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 123 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 63 days — a 6% lower offer ($24k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $7k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $23,500 (6.0% below list)

Questions for the listing agent

  1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.41%
Cap rate
30.35%
Cash-on-cash
85.93%
DSCR
4.82
GRM
2.4

CMA / ARV

ARV (median comp)
$40,015
List price
$25,000
Delta
-37.52%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
86.4%
Equity multiple
4.98×
Total profit
$27,887
Equity at exit
$3,728
10-year hold
IRR
89.5%
Equity multiple
10.35×
Total profit
$65,445
Equity at exit
$2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70811

Home prices YoY
-30.8%
Active inventory
123
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$853 high interval (Pro) →
Mortgage (P&I)
$131
Tax est. 1.5%
$31 /mo · $375/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$179
Net cashflow
$501

Break-even live

Break-even rent $219
Max offer price $25,000
Occupancy floor 36%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4540 Crown Ave Unit 93 Baton Rouge, LA 2.0 1.0 700 $900 $1.29 43d 1 0.22mi
4540 Crown Ave Unit 85 Baton Rouge, LA 2.0 1.0 700 $850 $1.21 43d 1 0.22mi
8210 Cypress Rd Baton Rouge, LA 1.0–2.0 1.0 765 $689 $0.90 14d 1 0.58mi
8280 Cypress Rd Baton Rouge, LA 1.0–2.0 1.0 745 $789 $1.06 14d 1 0.62mi
5665 McClelland Dr Baton Rouge, LA 1.0 1.0 545 $800 $1.47 14d 1 1.24mi
5665 McClelland Dr Unit 116 Baton Rouge, LA 1.0 1.0 545 $750 $1.38 43d 1 1.25mi

Listing history 17 events

  1. 2026-06-15
    status $25,000 Pending 63 DOM
  2. 2026-06-15
    days on market $25,000 Active 63 DOM
  3. 2026-06-14
    days on market $25,000 Active 61 DOM
  4. 2026-06-10
    days on market $25,000 Active 58 DOM
  5. 2026-06-09
    days on market $25,000 Active 57 DOM
  6. 2026-06-08
    days on market $25,000 Active 56 DOM
  7. 2026-06-07
    days on market $25,000 Active 55 DOM
  8. 2026-06-05
    days on market $25,000 Active 52 DOM
  9. 2026-06-03
    pricedays on market $25,000 Active 51 DOM
  10. 2026-06-02
    days on market $29,900 Active 50 DOM
  11. 2026-06-01
    days on market $29,900 Active 49 DOM
  12. 2026-05-31
    days on market $29,900 Active 48 DOM
  13. 2026-05-31
    days on market $29,900 Active 47 DOM
  14. 2026-05-06
    price $29,900 220-char remark
    Show marketing remark (220 chars)

    Nice 1 bedroom, 1 bathroom home on a large Lot. Freshly painted interior and exterior, washer/dryer connections inside and in Flood Zone X. Tenant occupied month to month. Perfect for investors or first time home buyers.

  15. 2026-05-06
    price $29,900 220-char remark
    Show marketing remark (220 chars)

    Nice 1 bedroom, 1 bathroom home on a large Lot. Freshly painted interior and exterior, washer/dryer connections inside and in Flood Zone X. Tenant occupied month to month. Perfect for investors or first time home buyers.

  16. 2026-04-13
    listed $32,000 Active 220-char remark
    Show marketing remark (220 chars)

    Nice 1 bedroom, 1 bathroom home on a large Lot. Freshly painted interior and exterior, washer/dryer connections inside and in Flood Zone X. Tenant occupied month to month. Perfect for investors or first time home buyers.

  17. 2026-04-13
    listed $32,000 Active 220-char remark
    Show marketing remark (220 chars)

    Nice 1 bedroom, 1 bathroom home on a large Lot. Freshly painted interior and exterior, washer/dryer connections inside and in Flood Zone X. Tenant occupied month to month. Perfect for investors or first time home buyers.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,238
− Mortgage interest
−$1,400
− Property taxes
−$375
− Insurance
−$125
− Repairs & maintenance
−$819
− Management
−$819
− Depreciation
−$727
Taxable income
$5,973
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,433
After-tax cash flow
$4,582/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Average 55/100 Cosmetic rehab

A 1-bedroom, 1-bathroom home with average condition, fresh paint, and basic updates. Potential for moderate cosmetic improvements to increase value.

Repairs flagged

  • Minor window treatments — basic window treatments
  • Minor kitchen cabinets — basic white cabinetry

Value-add opportunities

  • Both update kitchen cabinets — modernizing kitchen would appeal to both buyers and renters
  • Both update window treatments — modernizing windows would improve curb appeal and natural light
  • Both paint exterior — fresh paint would improve curb appeal and home value

Renovation cost estimate screening

Repair itemSeverityEst. cost
window treatments · basic window treatments Minor $500–3,000
kitchen cabinets · basic white cabinetry Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both update kitchen cabinets — modernizing kitchen would appeal to both buyers and renters
  • Both update window treatments — modernizing windows would improve curb appeal and natural light
  • Both paint exterior — fresh paint would improve curb appeal and home value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
12,154
Household income
$45,523
Rent vs Own
35.3% rent · 64.7% own
Severe rent burden
444.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (82%)
Race & ethnicity
Black 82% White 9% Hispanic / Latino 4% Two or more races 1%
Common ancestry
Lithuanian 2%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -64.98%
Current HPI
146.22
Rent YoY
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-6.6% since first listed
4 events — show timeline
  • 2026-05-06 Price Changed $29,900 AcadianaMLS
  • 2026-05-06 Price Changed $29,900 GBRMLS
  • 2026-04-13 Listed $32,000 GBRMLS
  • 2026-04-13 Listed $32,000 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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