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7249 Longleaf Rd
D- Composite 37.06
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.1/15.0
  • Cash flow +9.0/30.0
  • Condition / age +4.0/5.0
  • Schools +3.5/10.0
  • Livability +3.5/5.0
  • 1% rule +2.9/10.0
  • DSCR +2.5/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$216,300

7249 Longleaf Rd · Rocky Mount, NC 27804
3 bd · 2.5 ba · 1,418 sqft · SingleFamily · 22 Days on market
Built 2026 Good condition 2,178 sqft lot Garage $153/sqft · at area comps Est $225k · at est. $33/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come tour 7249 Longleaf Rd. ! One of our new homes at The Townes at Hunter Hill, located in Rocky Mount, NC. The Pearson is a two-story townhome showcased in The Townes at Hunter Hill, located in Rocky Mount, NC. As you step inside this 3-bedroom, 2.5 bath townhome you'll discover 1,418 sq. ft. of comfortable living space. The Pearson also features a 1-car garage, adding convenience and style, making it one of our most sought-after townhome floorplans. The first-floor living area is designed with an open-concept layout, seamlessly connecting the kitchen, living, and dining areas for a versatile space ideal for everyday living and entertaining. The kitchen boasts shaker-style cabinets, granite countertops with a tile backsplash, and stainless steel appliances. The spacious kitchen is perfect for meal prep, cooking, and entertaining. The living and dining areas are located next to the kitchen, keeping you close to the action. After dinner, relax and unwind on your back patio. Elevate your living experience with the second-floor's versatile rooms. Whether you need extra bedrooms, functional offices, or additional bonus spaces, this floor has it all. Indulge in the comfort of carpeted floors and spacious closets in every bedroom. Not to mention, the ideally located laundry area in the hallway makes chores a breeze. The primary bedroom has its own attached bathroom, featuring a 5' walk-in shower with a clear glass door, a double-bowl vanity with quartz countertops, and a spacious walk-in closet. With its thoughtful design, expansive layout, and modern features, the Pearson at The Townes at Hunter Hill is the perfect place to call home. * Photos are not of actual home or interior features and are representative of floor plan only.

Key facts

  • Granite countertops
  • Tile backsplash
  • Open-concept layout

Tags

OPEN-CONCEPT LAYOUTSHAKER-STYLE CABINETSGRANITE COUNTERTOPSTILE BACKSPLASHSTAINLESS STEEL APPLIANCESBACK PATIO

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $216k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-170 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $192k (11.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (20.5% below list).
  • Recommended offer: $172k (20.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#134 in NC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, employment F.
  • Nash-Rocky Mount Schools (rural): math 20% / reading 32% proficiency, ranked #155 of 178 in NC (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Benvenue Elementary (math 14% / reading 25%, grade F, #1,242 of 1,410 statewide, top 90%, 580 students, 88% FRL); Rocky Mount Middle (math 7% / reading 26%, grade F, #449 of 475 statewide, top 96%, 407 students, 97% FRL); Rocky Mount High (math 27% / reading 36%, grade F, #449 of 535 statewide, top 85%, 1,072 students, 76% FRL) — zoned schools average 87% FRL vs 59% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.2%/yr); 534 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 500 units permitted in Nash County in 2024 (0 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Nash County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 65% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $171,901 (20.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.35%
Cash-on-cash
-3.36%
DSCR
0.85
GRM
10.5

CMA / ARV

ARV (median comp)
$224,516
List price
$216,300
Delta
-3.66%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7265 Longleaf Rd 0.00mi 3/2.5 1,418 (0%) 0mo $192,000 $135 100
7253 Longleaf Rd 0.00mi 3/2.5 1,418 (0%) 1mo $195,000 $138 99
7249 Longleaf Rd 0.00mi 3/2.5 1,418 (0%) 1mo $208,300 $147 99
301 Wellspring Dr 0.35mi 3/2.5 1,497 (+6%) 0mo $265,490 $177 74
830 Brandywine Ln 0.42mi 3/2.0 1,442 (+2%) 7mo $212,500 $147 70
7021 Moss Creek Way 0.24mi 3/2.5 1,566 (+10%) 5mo $229,991 $147 68
7009 Moss Creek Walk 0.27mi 3/2.5 1,566 (+10%) 4mo $234,991 $150 66
7009 Moss Creek Way 0.27mi 3/2.5 1,566 (+10%) 4mo $234,991 $150 66
6938 Moss Creek Way 0.33mi 3/2.0 1,232 (-13%) 2mo $209,900 $170 59
305 Wellspring Dr 0.35mi 3/2.0 1,618 (+14%) 2mo $271,990 $168 56
313 Wellspring Dr 0.35mi 3/2.0 1,618 (+14%) 4mo $290,490 $180 54
333 Wellspring Dr 0.36mi 3/2.0 1,618 (+14%) 4mo $255,560 $158 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-25.4%
Equity multiple
0.16×
Total profit
$-50,855
Equity at exit
$32,251
10-year hold
IRR
-35.2%
Equity multiple
-0.28×
Total profit
$-77,489
Equity at exit
$18,702

Cash invested: $60,564 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
14 active · 9 under contract
Months of supply
6.0 mo (17%/mo absorbed)
Median asking
$267,945 ($169/sqft)
Median days on market
53 d
This list price
29% of active listings are priced below it
ARV vs active asking
-6.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 27804

Rents YoY
-0.2%
Active inventory
534
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,719 high interval (Pro) →
Mortgage (P&I)
$1,134
Tax est. 1.5%
$270 /mo · $3,244/yr
Insurance
$90
HOA
$33
Vacancy / Maint / Mgmt
$361
Net cashflow
$-170

Break-even live

Break-even rent $1,934
Max offer price $191,732
Occupancy floor

Sensitivity live

Price -10% $-20 -5% $-95 +0% $-170 +5% $-245 +10% $-319
Rent -10% $-306 -5% $-238 +0% $-170 +5% $-102 +10% $-34
Rate -1.0pp $-61 -0.5pp $-115 base $-170 +0.5pp $-226 +1.0pp $-283

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,075
Closing costs
$6,489
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7253 Longleaf Rd Rocky Mount, NC 3.0 2.5 1418 $1,795 $1.27 4d 1 0.04mi
1112 Strawbush Rd Rocky Mount, NC 3.0 2.0 1300 $1,600 $1.23 5d 1 0.27mi
2421 Sexton Rd Rocky Mount, NC 3.0 2.5 1328 $1,650 $1.24 5d 1 1.08mi
44 B P Ct Rocky Mount, NC 3.0 2.0 1455 $1,695 $1.16 5d 1 1.12mi
3430 Sunset Ave Rocky Mount, NC 3.0 1.5 1025 $1,230 $1.20 4d 2 1.37mi
3206 Sunset Ave Rocky Mount, NC 2.0 1.5 875 $972 $1.11 4d 2 1.44mi
4292 Dortches Blvd Rocky Mount, NC 3.0 1.0 1197 $1,450 $1.21 5d 1 1.47mi

Property features AI

Finance

Other
Private maintained road
HOA & community
HOA managed by Keystone Professional ManagementHOA covers grounds maintenance and managementAnnual association fee

Exterior

Parking
Attached garage with garage door openerConcrete driveway2 total parking spaces (1 garage space)
Utilities
Public waterPublic sewerElectricity available
Home design
Site-built townhouseTwo levelsBuilt by D.R. Horton (Pearson model)
Construction
Vinyl sidingArchitectural shingle roofSlab foundationBuilt in recent years by D.R. Horton
Exterior features
PatioNo fencing

Interior

Kitchen
DishwasherFree-standing electric range
Bedrooms
3 bedrooms
Flooring
Laminate flooringLuxury vinyl flooring
Bathrooms
2 full bathrooms1 half bathroom
Heating & cooling
Central heatingCentral air conditioningEnergy-efficient lighting and thermostat
Interior features
Granite and quartz countertopsKitchen islandOpen floorplanPantryWalk-in showerScreens on windowsSmart technology
Laundry & utility
Washer hookupElectric dryer hookupLaundry closet

Listing history 50 events

  1. 2026-08-20
    days on market $216,300 Active 22 DOM
  2. 2026-08-19
    days on market $216,300 Active 21 DOM
  3. 2026-08-18
    days on market $216,300 Active 20 DOM
  4. 2026-08-17
    days on market $216,300 Active 19 DOM
  5. 2026-08-16
    days on market $216,300 Active 18 DOM
  6. 2026-08-15
    days on market $216,300 Active 17 DOM
  7. 2026-08-14
    days on market $216,300 Active 16 DOM
  8. 2026-08-13
    days on market $216,300 Active 15 DOM
  9. 2026-08-12
    days on market $216,300 Active 14 DOM
  10. 2026-08-11
    days on market $216,300 Active 13 DOM
  11. 2026-08-10
    days on market $216,300 Active 12 DOM
  12. 2026-08-09
    days on market $216,300 Active 11 DOM
  13. 2026-08-08
    days on market $216,300 Active 10 DOM
  14. 2026-08-07
    days on market $216,300 Active 9 DOM
  15. 2026-08-06
    days on market $216,300 Active 8 DOM
  16. 2026-08-05
    days on market $216,300 Active 7 DOM
  17. 2026-08-04
    days on market $216,300 Active 6 DOM
  18. 2026-08-03
    days on market $216,300 Active 5 DOM
  19. 2026-07-31
    days on market $216,300 Active 2 DOM
  20. 2026-07-30
    days on marketlisting id $216,300 Active 1 DOM
  21. 2026-07-29
    days on market $216,300 Active 63 DOM
  22. 2026-07-27
    days on market $216,300 Active 61 DOM
  23. 2026-07-25
    days on market $216,300 Active 59 DOM
  24. 2026-07-24
    days on market $216,300 Active 58 DOM
  25. 2026-07-23
    days on market $216,300 Active 57 DOM
  26. 2026-07-22
    days on market $216,300 Active 56 DOM
  27. 2026-07-21
    days on market $216,300 Active 55 DOM
  28. 2026-07-18
    days on market $216,300 Active 52 DOM
  29. 2026-07-16
    days on market $216,300 Active 50 DOM
  30. 2026-07-16
    days on market $216,300 Active 49 DOM
  31. 2026-07-14
    days on market $216,300 Active 48 DOM
  32. 2026-07-13
    days on market $216,300 Active 47 DOM
  33. 2026-07-12
    days on market $216,300 Active 46 DOM
  34. 2026-07-11
    days on market $216,300 Active 45 DOM
  35. 2026-07-10
    days on market $216,300 Active 44 DOM
  36. 2026-07-09
    days on market $216,300 Active 43 DOM
  37. 2026-07-08
    days on market $216,300 Active 42 DOM
  38. 2026-07-07
    days on market $216,300 Active 41 DOM
  39. 2026-07-06
    days on market $216,300 Active 40 DOM
  40. 2026-07-05
    days on market $216,300 Active 39 DOM
  41. 2026-07-04
    days on market $216,300 Active 38 DOM
  42. 2026-07-03
    days on market $216,300 Active 37 DOM
  43. 2026-07-02
    days on market $216,300 Active 36 DOM
  44. 2026-07-01
    days on market $216,300 Active 35 DOM
  45. 2026-06-30
    days on market $216,300 Active 34 DOM
  46. 2026-06-29
    days on market $216,300 Active 33 DOM
  47. 2026-06-28
    days on market $216,300 Active 32 DOM
  48. 2026-06-28
    days on market $216,300 Active 31 DOM
  49. 2026-06-27
    days on market $216,300 Active 30 DOM
  50. 2026-06-26
    days on market $216,300 Active 29 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 65% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,628
− Mortgage interest
−$12,116
− Property taxes
−$3,244
− Insurance
−$1,082
− Repairs & maintenance
−$1,650
− Management
−$1,650
− HOA
−$396
− Depreciation
−$6,292
Taxable loss
−$5,803
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,393
After-tax cash flow
$-645/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This well-maintained townhouse is move-in ready with a good condition score and minimal updates needed to enhance its resale and rental value.

Value-add opportunities

  • Both Painting exterior siding — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Resale Kitchen backsplash — Modernizes kitchen and adds value.
  • Resale Bathroom vanity — Modernizes bathroom and adds value.
F Composite school gradezoned avg 35/100

Zoned Schools

Elementary Red Oak Elementary Middle Red Oak Middle F NC #326/475 Nat'l #8,646/14,009 High Northern Nash High F NC #402/535 Nat'l #8,724/17,239

Schools (NCES district)

District
Nash-Rocky Mount Schools
NCES district ID
3703270
Math proficiency
20% ▼ -3.00%
Reading proficiency
32% ▲ 1.00%
Median HH income
$41,553
Composite
22.04/100
National rank
#8198
State rank
#155 of 178 in NC
B Composite livability gradescore 70/100

Livability — Rocky Mount

Score
70/100
State rank
#134
US rank
#7692

Category grades

Amenities F Commute B+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rocky Mount, NC
County
Nash County · 91,107 people
City population
70,300
Metro
Rocky Mount, NC
Population (ZIP)
30,713
Household income
$61,359
Rent vs Own
46.0% rent · 54.0% own
Severe rent burden
6% of renters

Population outlook (Nash County) Hauer SSP2

Today (2025)
91,107 people
By 2030
89,193 · -2.1%
By 2040
84,959 · -6.7%
By 2050
80,517 · -11.6%
By 2075
72,941 · -19.9%
By 2100
63,602 · -30.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
Black 52% White 38% Hispanic / Latino 6% Two or more races 3% Asian 1%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Lithuanian 1% Italian 1% Slovak 1%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Nash

2024 margin
Toss-up / Even · D 48.7% · R 50.5%
2008→2024 swing
-0.4pp no change · 2008: -1.3pp · 2024: -1.8pp
All cycles
2024: R+1.8 2020: D+0.2 2016: R+0.2 2012: D+0.9 2008: R+1.3

Not yet ingested

Civics

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-28 Listed $216,300 Hive MLS
  • 2026-02-19 Listed $216,300 TMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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