130 Hampton Dr · Pierre, SD
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nicely maintained home + 24X16 GARAGE conveniently located in the popular Regency Commons Mobile Home Park. Master Bdrm has walk-in closet & master bath with garden tub. Kitchen Pantry & Breakfast Nook. Lot rent is $210 & includes lawn mowing, watering, sprinkler system. Buyers will need to be pre-approved with Regency Commons prior to closing.
Key facts
- Hvac
- Newer roof
- Garage
Tags
Property features AI
Exterior
- Parking: Detached or attached garage with 1 parking space
- Home design: Single-family residence; One story
- Construction: Wood siding
- Exterior features: Lot: Rented
Interior
- Kitchen: Dishwasher; Range; Refrigerator; Disposal
- Bedrooms: 7 total rooms
- Flooring: Carpet; Linoleum
- Heating & cooling: Forced air heating; Central air; Ceiling fan(s)
- Interior features: Vaulted ceilings; Window coverings
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $80k.
Deal economics
- At list price, monthly cash flow is $614 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Cap rate 15.5% vs local median 3.4% in Pierre — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#31 in SD, #4,502 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime F, amenities F.
- Pierre School District 32-2 (town): math 47% / reading 54% proficiency, ranked #24 of 59 in SD (top 41%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 129 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 135 units permitted in Hughes County in 2024 (115 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Hughes County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $52k; list at $80k implies a 54% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.85% ✓
- Cap rate
- 15.51%
- Cash-on-cash
- 32.91%
- DSCR
- 2.46
- GRM
- 4.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 28.1%
- Equity multiple
- 2.17×
- Total profit
- $26,187
- Equity at exit
- $11,928
- IRR
- 35.6%
- Equity multiple
- 4.27×
- Total profit
- $73,278
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State South Dakota
- 83 Strongly Landlord-Friendly · R+16
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 57501
- Active inventory
- 129
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,477 medium interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax est. 1.5%
- −$100 /mo · $1,200/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$310
- Net cashflow
- $614
Break-even live
Sensitivity live
| Price | -10% $670 | -5% $642 | +0% $614 | +5% $587 | +10% $559 |
|---|---|---|---|---|---|
| Rent | -10% $498 | -5% $556 | +0% $614 | +5% $673 | +10% $731 |
| Rate | -1.0pp $655 | -0.5pp $635 | base $614 | +0.5pp $594 | +1.0pp $573 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2511 E Irwin St Pierre, SD | 1.0–3.0 | 1.0–1.5 | 888 | $1,299 | $1.46 | 45d | 9 | 1.29mi |
Listing history 8 events
-
2026-06-03status $80,000 Pending 10 DOM
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2026-06-02days on market $80,000 Active 10 DOM
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2026-06-01days on market $80,000 Active 9 DOM
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2026-05-31days on market $80,000 Active 8 DOM
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2026-05-31days on market $80,000 Active 7 DOM
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2026-05-23$80,000 Active
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2015-12-15soldstatus $52,000 364-char remark
Show marketing remark (364 chars)
Nicely maintained home + 24X16 GARAGE conveniently located in the popular Regency Commons Mobile Home Park. Master Bdrm has walk-in closet & master bath with garden tub. Kitchen Pantry & Breakfast Nook. Lot rent is $210 & includes lawn mowing, watering, sprinkler system. Buyers will need to be pre-approved with Regency Commons prior to closing.
-
2015-09-04$52,000 364-char remark
Show marketing remark (364 chars)
Nicely maintained home + 24X16 GARAGE conveniently located in the popular Regency Commons Mobile Home Park. Master Bdrm has walk-in closet & master bath with garden tub. Kitchen Pantry & Breakfast Nook. Lot rent is $210 & includes lawn mowing, watering, sprinkler system. Buyers will need to be pre-approved with Regency Commons prior to closing.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,730
- − Mortgage interest
- −$4,481
- − Property taxes
- −$1,200
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,418
- − Management
- −$1,418
- − Depreciation
- −$2,327
- Taxable income
- $6,485
- Est. tax owed @ 24.0%
- −$1,556
- After-tax cash flow
- $5,816/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pierre School District 32-2
- NCES district ID
- 4655260
- Math proficiency
- 47% ▼ -6.00%
- Reading proficiency
- 54% ▼ -4.00%
- Median HH income
- $57,931
- Composite
- 43.93/100
- National rank
- #2909
- State rank
- #24 of 59 in SD
Livability — Pierre
- Score
- 74/100
- State rank
- #31
- US rank
- #4502
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pierre, SD
- County
- Hughes County · 17,326 people
- City population
- 17,326
- Metro
- Pierre, SD
- Population (ZIP)
- 17,326
- Household income
- $81,791
- Rent vs Own
- Severe rent burden
- 226.0
Population outlook (Hughes County) Hauer SSP2
- Today (2025)
- 18,429 people
- By 2030
- 18,861 · +2.3%
- By 2040
- 19,778 · +7.3%
- By 2050
- 20,979 · +13.8%
- By 2075
- 27,077 · +46.9%
- By 2100
- 36,716 · +99.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Native American 11% Two or more races 6% Hispanic / Latino 3%
- Common ancestry
- Portuguese 12% Iranian 4% Romanian 2%
- Foreign-born
- 1% · Vietnam, Canada
- Languages at home
- 96% English-only · Spanish 2% Vietnamese 1%
Political lean MEDSL · Hughes
- 2024 margin
- Solid R (+30.1) · D 33.6% · R 63.8% · Other 2.6%
- 2008→2024 swing
- -3.4pp toward R · 2008: -26.7pp · 2024: -30.1pp
- All cycles
- 2024: R+30.1 2020: R+29.4 2016: R+33.4 2012: R+29.8 2008: R+26.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -129.77%
- Current HPI
- 198.7322
- Rent YoY
- —
- Metro
- Pierre, SD
- State GDP YoY
- ▲ 0.70%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Utilities | 1 | $1B |
|
||
Price history
+53.8% since first listed3 events — show timeline
- 2026-05-23 Listed $80,000 CSDBR
- 2015-12-15 Sold (MLS) $52,000 CSDBR
- 2015-09-04 Listed $52,000 CSDBR
Property tax history
+0.2%/yrLatest (2019): $70 · +4.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…