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130 Hampton Dr
B Composite 70.59
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.4/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$80,000

130 Hampton Dr · Pierre, SD 57501
3 bd · 2.0 ba · 1,456 sqft · Other · 10 Days on market
Built 1991

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nicely maintained home + 24X16 GARAGE conveniently located in the popular Regency Commons Mobile Home Park. Master Bdrm has walk-in closet & master bath with garden tub. Kitchen Pantry & Breakfast Nook. Lot rent is $210 & includes lawn mowing, watering, sprinkler system. Buyers will need to be pre-approved with Regency Commons prior to closing.

Key facts

  • Hvac
  • Newer roof
  • Garage

Tags

NEW KITCHEN APPLIANCESHVACNEWER ROOF

Property features AI

Exterior

  • Parking: Detached or attached garage with 1 parking space
  • Home design: Single-family residence; One story
  • Construction: Wood siding
  • Exterior features: Lot: Rented

Interior

  • Kitchen: Dishwasher; Range; Refrigerator; Disposal
  • Bedrooms: 7 total rooms
  • Flooring: Carpet; Linoleum
  • Heating & cooling: Forced air heating; Central air; Ceiling fan(s)
  • Interior features: Vaulted ceilings; Window coverings
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $80k.

Deal economics

  • At list price, monthly cash flow is $614 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Cap rate 15.5% vs local median 3.4% in Pierre — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#31 in SD, #4,502 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime F, amenities F.
  • Pierre School District 32-2 (town): math 47% / reading 54% proficiency, ranked #24 of 59 in SD (top 41%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 129 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 135 units permitted in Hughes County in 2024 (115 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hughes County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $52k; list at $80k implies a 54% gain — meaningful room to come down on a strong offer.
Recommended offer $80,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.85%
Cap rate
15.51%
Cash-on-cash
32.91%
DSCR
2.46
GRM
4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.1%
Equity multiple
2.17×
Total profit
$26,187
Equity at exit
$11,928
10-year hold
IRR
35.6%
Equity multiple
4.27×
Total profit
$73,278
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State South Dakota
83 Strongly Landlord-Friendly · R+16
County
— inherits STATE
City
— inherits STATE
3-day notice; mostly landlord-friendly.

ZIP-level market 57501

Active inventory
129
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,477 medium interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$310
Net cashflow
$614

Break-even live

Break-even rent $700
Max offer price $80,000
Occupancy floor 53%

Sensitivity live

Price -10% $670 -5% $642 +0% $614 +5% $587 +10% $559
Rent -10% $498 -5% $556 +0% $614 +5% $673 +10% $731
Rate -1.0pp $655 -0.5pp $635 base $614 +0.5pp $594 +1.0pp $573

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2511 E Irwin St Pierre, SD 1.0–3.0 1.0–1.5 888 $1,299 $1.46 45d 9 1.29mi

Listing history 8 events

  1. 2026-06-03
    status $80,000 Pending 10 DOM
  2. 2026-06-02
    days on market $80,000 Active 10 DOM
  3. 2026-06-01
    days on market $80,000 Active 9 DOM
  4. 2026-05-31
    days on market $80,000 Active 8 DOM
  5. 2026-05-31
    days on market $80,000 Active 7 DOM
  6. 2026-05-23
    listed $80,000 Active
  7. 2015-12-15
    soldstatus $52,000 364-char remark
    Show marketing remark (364 chars)

    Nicely maintained home + 24X16 GARAGE conveniently located in the popular Regency Commons Mobile Home Park. Master Bdrm has walk-in closet & master bath with garden tub. Kitchen Pantry & Breakfast Nook. Lot rent is $210 & includes lawn mowing, watering, sprinkler system. Buyers will need to be pre-approved with Regency Commons prior to closing.

  8. 2015-09-04
    listed $52,000 364-char remark
    Show marketing remark (364 chars)

    Nicely maintained home + 24X16 GARAGE conveniently located in the popular Regency Commons Mobile Home Park. Master Bdrm has walk-in closet & master bath with garden tub. Kitchen Pantry & Breakfast Nook. Lot rent is $210 & includes lawn mowing, watering, sprinkler system. Buyers will need to be pre-approved with Regency Commons prior to closing.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,730
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$1,418
− Management
−$1,418
− Depreciation
−$2,327
Taxable income
$6,485
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,556
After-tax cash flow
$5,816/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pierre School District 32-2
NCES district ID
4655260
Math proficiency
47% ▼ -6.00%
Reading proficiency
54% ▼ -4.00%
Median HH income
$57,931
Composite
43.93/100
National rank
#2909
State rank
#24 of 59 in SD

Livability — Pierre

Score
74/100
State rank
#31
US rank
#4502

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment A Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pierre, SD
County
Hughes County · 17,326 people
City population
17,326
Metro
Pierre, SD
Population (ZIP)
17,326
Household income
$81,791
Rent vs Own
28.0% rent · 72.0% own
Severe rent burden
226.0

Population outlook (Hughes County) Hauer SSP2

Today (2025)
18,429 people
By 2030
18,861 · +2.3%
By 2040
19,778 · +7.3%
By 2050
20,979 · +13.8%
By 2075
27,077 · +46.9%
By 2100
36,716 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Native American 11% Two or more races 6% Hispanic / Latino 3%
Common ancestry
Portuguese 12% Iranian 4% Romanian 2%
Foreign-born
1% · Vietnam, Canada
Languages at home
96% English-only · Spanish 2% Vietnamese 1%

Political lean MEDSL · Hughes

2024 margin
Solid R (+30.1) · D 33.6% · R 63.8% · Other 2.6%
2008→2024 swing
-3.4pp toward R · 2008: -26.7pp · 2024: -30.1pp
All cycles
2024: R+30.1 2020: R+29.4 2016: R+33.4 2012: R+29.8 2008: R+26.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -129.77%
Current HPI
198.7322
Rent YoY
Metro
Pierre, SD
State GDP YoY
▲ 0.70%
F500 in state
2

Industry mix (Fortune 500 HQ in SD)

Industry F500 HQs Revenue

Price history

+53.8% since first listed
3 events — show timeline
  • 2026-05-23 Listed $80,000 CSDBR
  • 2015-12-15 Sold (MLS) $52,000 CSDBR
  • 2015-09-04 Listed $52,000 CSDBR

Property tax history

+0.2%/yr

Latest (2019): $70 · +4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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