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120 Roxanne Dr
C Composite 56.28
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.9/30.0
  • ARV discount +12.8/15.0
  • DSCR +6.3/10.0
  • 1% rule +4.3/10.0
  • Livability +3.9/5.0
  • Schools +3.6/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$270,000

120 Roxanne Dr · Youngsville, LA 70592
3 bd · 2.0 ba · 1,815 sqft · SingleFamily public records · 11 Days on market
Built 1974 0.73 ac lot $149/sqft · 10% below area Est $306k · 12% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for country living yet still close to the amenities of the city? Then you definitely need to check out this beauty! Interior has been completely renovated in this 3 bedroom, 2 bath home situated on 3/4 of an acre. Walking through the front door you are greeting by lovely wood laminate flooring and an open floor plan perfect for entertaining. Your friends and family will enjoy congregating around the large kitchen island. The kitchen boasts gorgeous white cabinets, stainless steel appliances including the refrigerator and slab granite counter tops. There is even a large second living area that would make a great play area, craft area, TV room, or even home school room. The master suite includes a custom tiled shower plus dual closets.Outside is a large fenced yard, 3 car carport plus a large workshop. Flood insurance is currently $604 a year and is transferable to buyer. Motivated Seller!!! Schedule your appointment today! Up to $2,500 in closing cost assistance with preferred lender. Outside is a large fenced yard, 3 car carport plus a large workshop. Flood insurance is currently $604 a year and is transferable to buyer. Motivated Seller!!! Schedule your appointment today! Up to $2,500 in closing cost assistance with preferred lender.

Key facts

  • 0.73 acre lot
  • 3 parking spots
  • Built 1974

Property features AI

Exterior

  • Parking: Carport (covered, 3 spaces)
  • Utilities: Electric service: SLEMCO
  • Home design: Single family residence
  • Construction: Brick veneer and wood siding over frame construction; Composition roof
  • Exterior features: Open porch; Porch; Shed(s); Chain link and wood fencing with gate

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator; Electric stove/convection
  • Flooring: Tile; Wood laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Crown molding; Dual closets; Kitchen island; Walk-in closets; Granite counters; Lighting
  • Laundry & utility: Washer hookup; Electric dryer hookup; Water softener

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

  • At list price, monthly cash flow is $202 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $251k (7.0% below list).
  • Recommended offer: $251k (7.0% below list) — sets the bar for 1% rule.
  • Cap rate 7.7% vs local median 4.8% in Youngsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#8 in LA, #2,614 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Ernest Gallet Elementary School (math 74% / reading 68%, grade A-, #23 of 646 statewide, top 4%, 702 students, 40% FRL); Youngsville Middle School (math 42% / reading 52%, grade D+, #37 of 218 statewide, top 18%, 646 students, 49% FRL); Southside High School (math 52% / reading 53%, grade C-, #30 of 265 statewide, top 12%, 1,910 students, 39% FRL).
  • Zoned-school proficiency averages 57% at this address vs 42% district-wide (+15 pts) — the actual schools serving this property are materially stronger than the Lafayette Parish average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+1.6%/yr); 675 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 17y ago; this cycle's ask is 54% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $175k; list at $270k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $251,091 (7.0% below list)

Questions for the listing agent

  1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.75%
Cash-on-cash
5.19%
DSCR
1.23
GRM
9.0

CMA / ARV

ARV (median comp)
$306,306
List price
$270,000
Delta
-11.85%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
103 Santander Dr 0.49mi 3/2.0 1,871 (+3%) 8mo $340,000 $182 66
114 High Point Way 0.54mi 3/2.0 1,702 (-6%) 1mo $307,406 $181 64
210 Central Village Way 0.65mi 3/2.5 1,843 (+2%) 3mo $317,000 $172 62
226 Central Village Way 0.61mi 3/2.0 1,767 (-3%) 7mo $311,500 $176 62
204 Central Village Way 0.71mi 4/2.0 (+1) 1,874 (+3%) 1mo $318,600 $170 56
202 Central Village Way 0.72mi 3/2.0 1,719 (-5%) 2mo $302,200 $176 56
203 Central Village Way 0.73mi 4/2.0 (+1) 1,873 (+3%) 2mo $318,500 $170 54
228 Santander Dr 0.65mi 3/2.0 2,006 (+10%) 1mo $349,900 $174 52
210 San Sebastian Dr 0.54mi 3/2.0 1,597 (-12%) 5mo $302,000 $189 50
200 Central Village Way 0.73mi 3/2.0 1,639 (-10%) 0mo $294,500 $180 49
202 San Sebastian Dr 0.57mi 3/2.0 1,570 (-14%) 2mo $299,000 $190 49
208 San Marcos Dr 0.72mi 3/2.0 1,953 (+8%) 8mo $390,000 $200 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.65% rent growth · sell at horizon

5-year hold
IRR
-12.7%
Equity multiple
0.55×
Total profit
$-34,291
Equity at exit
$40,258
10-year hold
IRR
-5.8%
Equity multiple
0.65×
Total profit
$-26,821
Equity at exit
$23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70592

Home prices YoY
-23.4%
Rents YoY
1.6%
Active inventory
675
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,511 high interval (Pro) →
Mortgage (P&I)
$1,416
Tax from tax record
$128 /mo · $1,541/yr
Insurance
$112
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$527
Net cashflow
$202

Break-even live

Break-even rent $2,256
Max offer price $270,000
Occupancy floor 87%

Sensitivity live

Price -10% $354 -5% $278 +0% $202 +5% $125 +10% $49
Rent -10% $3 -5% $102 +0% $202 +5% $301 +10% $400
Rate -1.0pp $338 -0.5pp $270 base $202 +0.5pp $132 +1.0pp $60

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,500
Closing costs
$8,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 San Sebastian Dr Youngsville, LA 4.0 3.0 2128 $2,800 $1.32 44d 1 0.56mi
117 San Sebastian Dr Youngsville, LA 4.0 3.0 2239 $3,500 $1.56 14d 1 0.67mi
213 Garden Oaks Ave Youngsville, LA 4.0 3.0 2334 $2,600 $1.11 44d 1 1.14mi
106 Royal Oak St Youngsville, LA 3.0 2.0 1616 $1,895 $1.17 44d 1 1.15mi
111 Abbeywood Ct Youngsville, LA 3.0 2.0 1616 $1,800 $1.11 22d 1 1.28mi
102 Border Ct Youngsville, LA 4.0 2.0 1786 $2,100 $1.18 14d 1 1.29mi

Listing history 24 events

  1. 2026-06-18
    days on market $270,000 Active 11 DOM
  2. 2026-06-17
    days on market $270,000 Active 10 DOM
  3. 2026-06-16
    days on market $270,000 Active 9 DOM
  4. 2026-06-15
    days on market $270,000 Active 8 DOM
  5. 2026-06-14
    days on market $270,000 Active 6 DOM
  6. 2026-06-13
    days on market $270,000 Active 5 DOM
  7. 2026-06-10
    days on market $270,000 Active 3 DOM
  8. 2026-06-09
    days on market $270,000 Active 2 DOM
  9. 2026-06-09
    price $270,000 Active 1 DOM
  10. 2026-06-08
    statusdays on market $280,000 Active 1 DOM
  11. 2026-06-05
    days on market $280,000 Coming Soon 27 DOM
  12. 2026-06-03
    days on market $280,000 Coming Soon 26 DOM
  13. 2026-06-02
    days on market $280,000 Coming Soon 25 DOM
  14. 2026-06-01
    days on market $280,000 Coming Soon 24 DOM
  15. 2026-06-01
    remarks 699-char remark
  16. 2026-05-31
    days on market $280,000 Coming Soon 23 DOM
  17. 2026-05-30
    days on market $280,000 Coming Soon 22 DOM
  18. 2020-10-29
    soldstatus $175,000 1017-char remark
    Show marketing remark (1275 chars)

    Looking for country living yet still close to the amenities of the city? Then you definitely need to check out this beauty! Interior has been completely renovated in this 3 bedroom, 2 bath home situated on 3/4 of an acre. Walking through the front door you are greeting by lovely wood laminate flooring and an open floor plan perfect for entertaining. Your friends and family will enjoy congregating around the large kitchen island. The kitchen boasts gorgeous white cabinets, stainless steel appliances including the refrigerator and slab granite counter tops. There is even a large second living area that would make a great play area, craft area, TV room, or even home school room. The master suite includes a custom tiled shower plus dual closets.Outside is a large fenced yard, 3 car carport plus a large workshop. Flood insurance is currently $604 a year and is transferable to buyer. Motivated Seller!!! Schedule your appointment today! Up to $2,500 in closing cost assistance with preferred lender. Outside is a large fenced yard, 3 car carport plus a large workshop. Flood insurance is currently $604 a year and is transferable to buyer. Motivated Seller!!! Schedule your appointment today! Up to $2,500 in closing cost assistance with preferred lender.

  19. 2020-10-29
    soldstatus $175,000
    Show marketing remark (1275 chars)

    Looking for country living yet still close to the amenities of the city? Then you definitely need to check out this beauty! Interior has been completely renovated in this 3 bedroom, 2 bath home situated on 3/4 of an acre. Walking through the front door you are greeting by lovely wood laminate flooring and an open floor plan perfect for entertaining. Your friends and family will enjoy congregating around the large kitchen island. The kitchen boasts gorgeous white cabinets, stainless steel appliances including the refrigerator and slab granite counter tops. There is even a large second living area that would make a great play area, craft area, TV room, or even home school room. The master suite includes a custom tiled shower plus dual closets.Outside is a large fenced yard, 3 car carport plus a large workshop. Flood insurance is currently $604 a year and is transferable to buyer. Motivated Seller!!! Schedule your appointment today! Up to $2,500 in closing cost assistance with preferred lender. Outside is a large fenced yard, 3 car carport plus a large workshop. Flood insurance is currently $604 a year and is transferable to buyer. Motivated Seller!!! Schedule your appointment today! Up to $2,500 in closing cost assistance with preferred lender.

  20. 2020-08-19
    listed $175,000 1017-char remark
    Show marketing remark (1275 chars)

    Looking for country living yet still close to the amenities of the city? Then you definitely need to check out this beauty! Interior has been completely renovated in this 3 bedroom, 2 bath home situated on 3/4 of an acre. Walking through the front door you are greeting by lovely wood laminate flooring and an open floor plan perfect for entertaining. Your friends and family will enjoy congregating around the large kitchen island. The kitchen boasts gorgeous white cabinets, stainless steel appliances including the refrigerator and slab granite counter tops. There is even a large second living area that would make a great play area, craft area, TV room, or even home school room. The master suite includes a custom tiled shower plus dual closets.Outside is a large fenced yard, 3 car carport plus a large workshop. Flood insurance is currently $604 a year and is transferable to buyer. Motivated Seller!!! Schedule your appointment today! Up to $2,500 in closing cost assistance with preferred lender. Outside is a large fenced yard, 3 car carport plus a large workshop. Flood insurance is currently $604 a year and is transferable to buyer. Motivated Seller!!! Schedule your appointment today! Up to $2,500 in closing cost assistance with preferred lender.

  21. 2017-12-29
    soldstatus $152,000
  22. 2017-12-28
    soldstatus $152,000
    Show marketing remark (604 chars)

    THIS HOME IS A MUST SEE! Country living with city access, and a completely renovated interior! Brand new beautiful open kitchen, living, dining space; large second living space perfect for an office, tv room, play room or homework center; separate laundry; new master bathroom with large tiled shower. Yard is fenced with mature trees, boasts a 4 ton AC unit and 4 year old duct work. Entire electrical rewired during remodel, with new plumbing to all new bathroom fixtures. Brand new ceiling fans throughout as well as an abundance of recessed lighting in living areas. Come on out and fall in love!

  23. 2017-05-25
    listed $155,000
    Show marketing remark (604 chars)

    THIS HOME IS A MUST SEE! Country living with city access, and a completely renovated interior! Brand new beautiful open kitchen, living, dining space; large second living space perfect for an office, tv room, play room or homework center; separate laundry; new master bathroom with large tiled shower. Yard is fenced with mature trees, boasts a 4 ton AC unit and 4 year old duct work. Entire electrical rewired during remodel, with new plumbing to all new bathroom fixtures. Brand new ceiling fans throughout as well as an abundance of recessed lighting in living areas. Come on out and fall in love!

  24. 2009-12-07
    listed $166,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,541 · $128/mo
Projected year-2 tax
$1,541 · $128/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone A · 99% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,131
− Mortgage interest
−$15,124
− Property taxes
−$1,541
− Insurance
−$2,852
− Repairs & maintenance
−$2,410
− Management
−$2,410
− Depreciation
−$7,855
Taxable loss
−$2,062
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$495
After-tax cash flow
$2,914/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Youngsville

Score
78/100
State rank
#8
US rank
#2614

Category grades

Amenities F Commute F Cost of living B+ Crime B- Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lafayette Parish · 207,544 people
City population
32,167
Metro
Lafayette, LA
Population (ZIP)
32,167
Household income
$93,204
Rent vs Own
12.9% rent · 87.1% own
Severe rent burden
424.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 10% Two or more races 5% Hispanic / Latino 4% Asian 1%
Common ancestry
Lithuanian 24% Romanian 3% Italian 1%
Foreign-born
3% · Canada
Languages at home
94% English-only · French/Haitian/Cajun 3% Spanish 2%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -41.24%
Current HPI
135.2825
Rent YoY
▲ 1.65%
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+62.5% since first listed
9 events — show timeline
  • 2026-06-08 Price Changed $270,000 AcadianaMLS
  • 2026-06-08 Relisted AcadianaMLS
  • 2020-10-29 Sold (Public Records) $175,000 Public Records
  • 2020-10-29 Sold (MLS) $175,000 AcadianaMLS
  • 2020-08-19 Listed $175,000 AcadianaMLS
  • 2017-12-29 Sold (Public Records) $152,000 Public Records
  • 2017-12-28 Sold (MLS) $152,000 AcadianaMLS
  • 2017-05-25 Listed $155,000 AcadianaMLS
  • 2009-12-07 Listed $166,200 AcadianaMLS

Property tax history

+10.8%/yr

Latest (2025): $1,541 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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