4049 Kona Cir · Spring Hill, FL 34608

$276,990

5 bd · 2.0 ba · 1,739 sqft · SingleFamily · 33 Days on market

Built 2026 Excellent condition 4,356 sqft lot $8/mo HOA

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.3/30.0
• ARV discount +7.5/15.0
• Condition / age +5.0/5.0
• Schools +4.2/10.0
• DSCR +3.7/10.0
• 1% rule +3.5/10.0
• Livability +3.2/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

Key facts

• Outdoor patio
• Center island
• 4,356 sq ft lot

Tags

• OPEN-CONCEPT LIVING SPACE
• SLEEK QUARTZ COUNTERTOPS
• CENTER ISLAND
• STAINLESS-STEEL APPLIANCES
• OUTDOOR PATIO
• PRIVATE ENSUITE BATHROOM

Property features AI

Finance

• Other: Home warranty included
• Financial info: CDD present; Lease restrictions apply
• HOA & community: HOA managed by Rizzetta and Company; HOA fee $100 annually (approx. $8.33/month); Association approval required; Association fee required

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer; Other utilities
• Home design: Single family residence; One story; Under construction (projected completion July 30, 2026); Faces south; Planned unit development (PUD)
• Construction: Block construction; Shingle roof; Slab foundation; New construction; Built by DR Horton INC (model: Alford)
• Exterior features: Paved road access; Irrigation equipment; Pets allowed

Interior

• Kitchen: Dishwasher; Microwave; Range
• Bedrooms: 5 bedrooms
• Flooring: Carpet
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Heat pump; Central air conditioning
• Interior features: Open floorplan; Laundry room
• Laundry & utility: Laundry room

🏗️ New construction. The $276,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $332,149.

What this means for you Summary

Snapshot

• This is a 5-bed/2.0-bath single-family listed at $277k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-60 ($-724/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $277k).
• Recommended offer: $269k (3.0% below list) — sets the bar for market timing.
• Cap rate 6.1% vs local median 4.4% in Spring Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#738 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D+, amenities F.
• Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Explorer K-8 (math 40% / reading 41%, grade F, #1,471 of 2,144 statewide, top 69%, 1,617 students, 69% FRL); Frank W. Springstead High School (math 45% / reading 55%, grade D+, #175 of 667 statewide, top 27%, 1,896 students, 49% FRL) — zoned schools at 59% FRL track the district average.
• Market conditions: Rents soft (-0.7%/yr); 389 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
• At $2,839/mo this rent would consume 53% of the median local household income ($64k/yr) (locally 647% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($269k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 5→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $268,680 (3.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.07%
• Cash-on-cash: -0.78%
• DSCR: 0.97
• GRM: 9.7

CMA / ARV

• ARV (on-the-fly): $332,149
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4706 Kona Cir	0.06mi	5/2.0	1,708 (-2%)	0mo	$299,990	$176	94
9309 Pinero St	0.38mi	4/2.0 (-1)	1,761 (+1%)	19mo	$350,000	$199	60
4358 Deltona Blvd	0.50mi	4/2.0 (-1)	1,828 (+5%)	9mo	$345,990	$189	56
9308 Pinero St	0.40mi	4/2.0 (-1)	1,852 (+6%)	12mo	$288,342	$156	56
4237 Parkhurst Ln	0.37mi	4/2.0 (-1)	1,665 (-4%)	21mo	$340,000	$204	53
3351 Lambert Ave	0.56mi	4/2.0 (-1)	1,640 (-6%)	9mo	$365,000	$223	52
9182 Patio Ct	0.71mi	4/2.0 (-1)	1,782 (+2%)	7mo	$340,000	$191	52
9258 Regatta Cir	0.54mi	4/2.0 (-1)	1,929 (+11%)	6mo	$325,000	$168	46
9143 Bay Dr	0.73mi	4/2.0 (-1)	1,768 (+2%)	16mo	$385,000	$218	44
4433 Azora Rd	0.73mi	4/2.0 (-1)	1,828 (+5%)	24mo	$334,990	$183	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -21.0%
• Equity multiple: 0.29×
• Total profit: $-65,940
• Equity at exit: $49,524

10-year hold

• IRR: -23.4%
• Equity multiple: -0.01×
• Total profit: $-94,332
• Equity at exit: $28,718

Cash invested: $93,002 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34608

• Home prices YoY: -24.7%
• Rents YoY: -0.7%
• Active inventory: 389
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $2,839 medium
• Mortgage (P&I): −$1,742
• Tax est. 1.5%: −$415 /mo · $4,982/yr
• Insurance: −$138
• HOA: −$8
• Vacancy / Maint / Mgmt: −$596
• Net cashflow: $-60

Break-even live

Break-even rent $2,916

Max offer price $323,415

Occupancy floor 97%

Sensitivity live

Price	-10% $169	-5% $54	+0% $-60	+5% $-175	+10% $-290
Rent	-10% $-285	-5% $-173	+0% $-60	+5% $52	+10% $164
Rate	-1.0pp $107	-0.5pp $24	base $-60	+0.5pp $-146	+1.0pp $-234

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $83,037
• Closing costs: $9,964
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3933 Antigua Way Spring Hill, FL	3.0–5.0	2.0–3.0	1975	$2,429	$1.23	6d	1	0.14mi
11228 Roman St Spring Hill, FL	4.0	2.5	2222	$2,400	$1.08	25d	1	1.49mi

HOA detail

• Monthly dues: $8 · $96/yr

Listing history 19 events

1. 2026-06-01
   statusdays on market $276,990 Pending 33 DOM
2. 2026-05-31
   days on market $276,990 Active 32 DOM
3. 2026-05-22
   price $278,070 1259-char remark

   Show marketing remark (1259 chars)

   The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

4. 2026-05-22
   status Active 1259-char remark

   Show marketing remark (1259 chars)

   The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

5. 2026-05-21
   status Active 1259-char remark

   Show marketing remark (1259 chars)

   The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

6. 2026-05-21
   price $278,070 1259-char remark

   Show marketing remark (1259 chars)

   The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

7. 2026-05-21
   price $278,070

   Show marketing remark (1259 chars)

   The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

8. 2026-05-21
   status Active

   Show marketing remark (1259 chars)

   The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

9. 2026-05-08
   historical 1259-char remark

   Show marketing remark (1259 chars)

   The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

10. 2026-05-07
    status Pending 1259-char remark

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

11. 2026-05-07
    status Pending

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

12. 2026-05-07
    price $274,990 1259-char remark

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

13. 2026-04-21
    price $274,990 1259-char remark

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

14. 2026-04-21
    price $274,990

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

15. 2026-04-16
    listed $276,990 Active 1259-char remark

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

16. 2026-04-15
    price $276,990 1259-char remark

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

17. 2026-04-15
    price $276,990

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

18. 2026-04-15
    listed $278,070 Active 1259-char remark

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

19. 2026-04-15
    listed $278,070 Active

    Show marketing remark (1259 chars)

    The Aflord floorplan is a thoughtfully designed single-story home featuring 5 bedrooms, 2 full bathrooms, and over 1,700 square feet of open-concept living space. This plan features a bright and airy layout that blends functionality with modern style. At the heart of the home, the kitchen impresses with sleek quartz countertops, a center island, and stainless-steel appliances, creating a stylish and functional space for cooking and entertaining. The adjoining dining and living areas open up to the outdoor patio. The Owner's Suite features a private ensuite bathroom, with a double vanity sink and large walk-in closet. The 4 additional bedrooms share the spacious second bathroom, also with a double vanity sink and quartz countertops. The dedicated laundry room is conveniently situated near the bedrooms and kitchen. The Alford is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 5 d/yr ≥110°F today · 17 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,072
• − Mortgage interest: −$18,606
• − Property taxes: −$4,982
• − Insurance: −$1,661
• − Repairs & maintenance: −$2,726
• − Management: −$2,726
• − HOA: −$96
• − Depreciation: −$9,663
• Taxable loss: −$6,387
• Est. tax savings @ 24.0%: +$1,533
• After-tax cash flow: $809/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 100/100 None rehab

This single-story home is in excellent condition with modern finishes and a well-maintained exterior. It offers a bright and airy layout with a spacious kitchen and bathrooms. The property is ready for immediate occupancy and would benefit from minor aesthetic updates to further enhance its value.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
• Both Landscaping improvements — Enhances curb appeal and adds value to the property.
• Resale Kitchen appliances — Modern appliances improve the home's appeal to potential buyers.
• Resale Bathroom fixtures — Modern fixtures enhance the home's appeal to potential buyers.
• Resale Flooring — New flooring improves the home's overall appearance and appeal to potential buyers.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
• Resale Kitchen appliances — Modern appliances improve the home's appeal to potential buyers. ↑
• Resale Bathroom fixtures — Modern fixtures enhance the home's appeal to potential buyers. ↑
• Resale Flooring — New flooring improves the home's overall appearance and appeal to potential buyers. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Hernando
• NCES district ID: 1200810
• Math proficiency: 50% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $41,985
• Composite: 42.03/100
• National rank: #3329
• State rank: #38 of 73 in FL

Livability — Spring Hill

• Score: 63/100
• State rank: #738
• US rank: #15937

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Spring Hill, FL
• County: Hernando County · 169,677 people
• City population: 83,915
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 36,658
• Household income: $64,345
• Rent vs Own: 19.6% rent · 80.4% own
• Severe rent burden: 647.0

Population outlook (Hernando County) Hauer SSP2

• Today (2025): 189,218 people
• By 2030: 194,367 · +2.7%
• By 2040: 203,398 · +7.5%
• By 2050: 209,589 · +10.8%
• By 2075: 218,452 · +15.4%
• By 2100: 205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Hispanic / Latino 18% Two or more races 11% Black 4% Asian 2%
• Hispanic origin (detail): Puerto Rican 9% Cuban 3%
• Common ancestry: Slovak 4% Romanian 3% Lithuanian 3%
• Foreign-born: 9% · Canada, Jamaica, China
• Languages at home: 87% English-only · Spanish 9% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Hernando

• 2024 margin: Solid R (+37.0) · D 31.1% · R 68.2%
• 2008→2024 swing: -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
• All cycles: 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -99.94%
• Current HPI: 305.1933
• Rent YoY: ▼ -0.68%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+0.0% since first listed

17 events — show timeline

• 2026-05-22 Relisted — Zillow
• 2026-05-22 Price Changed $278,070 Zillow
• 2026-05-21 Relisted — HCAR
• 2026-05-21 Price Changed $278,070 HCAR
• 2026-05-21 Price Changed $278,070 Stellar MLS as Distributed by MLS Grid
• 2026-05-21 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-08 Delisted — Zillow
• 2026-05-07 Pending — HCAR
• 2026-05-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-07 Price Changed $274,990 Zillow
• 2026-04-21 Price Changed $274,990 HCAR
• 2026-04-21 Price Changed $274,990 Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Listed $276,990 Zillow
• 2026-04-15 Price Changed $276,990 HCAR
• 2026-04-15 Price Changed $276,990 Stellar MLS as Distributed by MLS Grid
• 2026-04-15 Listed $278,070 HCAR
• 2026-04-15 Listed $278,070 Stellar MLS as Distributed by MLS Grid