8 Klondike Rd · Robie Creek, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 10/10 · Severe
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 3/10 · Minor
- Hot days now (above 93°F)
- 8 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 16 days/yr
- Unhealthy air days in 30 yrs
- 20 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.7/30.0
- ARV discount +7.5/15.0
- DSCR +6.2/10.0
- Schools +4.7/10.0
- 1% rule +4.0/10.0
- Rent growth +3.7/5.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$219,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This stunning wooded property borders the Boise National Forest with a bubbling natural stream running through. Look over the hillside by the home and enjoy the tall ponderosa pine trees all around. The owner is selling "as is". The current home needs some maintenance, so bring your vision and tools or start fresh with a new build. This home sits about a half mile from Clear Creek Lodge and to the volunteer fire department. Come and enjoy the natural landscape this property offers.
Key facts
- Natural landscape
- Wooded property
- 2.5 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath land listed at $219k.
Deal economics
- At list price, monthly cash flow is $255 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (10.3% below list).
- Recommended offer: $196k (10.3% below list) — sets the bar for 1% rule.
- Cap rate 7.7% vs local median 1.9% in Robie Creek — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#111 in ID) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, schools F, amenities F.
- Basin School District (rural): math 50% / reading 55% proficiency, ranked #37 of 133 in ID (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+4.8%/yr); 328 active listings in the ZIP; high-income renter base; 82 units permitted in Boise County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Boise County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 80 days — a 6% lower offer ($206k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 80 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 7.69%
- Cash-on-cash
- 5.00%
- DSCR
- 1.22
- GRM
- 9.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.78% rent growth · sell at horizon
- IRR
- -6.8%
- Equity multiple
- 0.74×
- Total profit
- $-15,751
- Equity at exit
- $32,654
- IRR
- 4.6%
- Equity multiple
- 1.36×
- Total profit
- $22,035
- Equity at exit
- $18,935
Cash invested: $61,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83716
- Home prices YoY
- -22.8%
- Rents YoY
- 4.8%
- Active inventory
- 328
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $1,964 medium interval (Pro) →
- Mortgage (P&I)
- −$1,148
- Tax from tax record
- −$57 /mo · $680/yr
- Insurance
- −$91
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$412
- Net cashflow
- $255
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,750
- Closing costs
- $6,570
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-18days on market $219,000 Active 80 DOM
-
2026-06-17days on market $219,000 Active 79 DOM
-
2026-06-16days on market $219,000 Active 78 DOM
-
2026-06-15days on market $219,000 Active 77 DOM
-
2026-06-13days on market $219,000 Active 75 DOM
-
2026-06-10days on market $219,000 Active 72 DOM
-
2026-06-09days on market $219,000 Active 71 DOM
-
2026-06-08days on market $219,000 Active 70 DOM
-
2026-06-07days on market $219,000 Active 69 DOM
-
2026-06-05days on market $219,000 Active 66 DOM
-
2026-06-03days on market $219,000 Active 65 DOM
-
2026-06-03days on market $219,000 Active 64 DOM
-
2026-06-01days on market $219,000 Active 63 DOM
-
2026-05-31days on market $219,000 Active 62 DOM
-
2026-05-04price $219,000 496-char remark
Show marketing remark (496 chars)
This stunning wooded property borders the Boise National Forest with a bubbling natural stream running through. Look over the hillside by the home and enjoy the tall ponderosa pine trees all around. The owner is selling "as is". The current home needs some maintenance, so bring your vision and tools or start fresh with a new build. This home sits about a half mile from Clear Creek Lodge and to the volunteer fire department. Come and enjoy the natural landscape this property offers.
-
2026-03-30$223,000 Active 496-char remark
Show marketing remark (496 chars)
This stunning wooded property borders the Boise National Forest with a bubbling natural stream running through. Look over the hillside by the home and enjoy the tall ponderosa pine trees all around. The owner is selling "as is". The current home needs some maintenance, so bring your vision and tools or start fresh with a new build. This home sits about a half mile from Clear Creek Lodge and to the volunteer fire department. Come and enjoy the natural landscape this property offers.
-
2026-02-24historical
-
2025-11-14historical
-
2025-11-14$223,000 Active
-
2025-10-22price $223,000
-
2025-09-19$229,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast ID · Resets to sale price
- Current annual tax
- $680 · $57/mo
- Projected year-2 tax
- $1,511 · $126/mo
- Expected delta
- +$831/yr (+$69/mo · 122.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 10/10 Extreme
- Heat 3/10 Moderate 8 d/yr ≥93°F today · 21 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 16 unhealthy d/yr today · 20 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,570
- − Mortgage interest
- −$12,267
- − Property taxes
- −$680
- − Insurance
- −$1,095
- − Repairs & maintenance
- −$1,886
- − Management
- −$1,886
- − Depreciation
- −$6,371
- Taxable loss
- −$615
- Est. tax savings @ 24.0%
- +$148
- After-tax cash flow
- $3,211/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Basin School District
- NCES district ID
- 1600180
- Math proficiency
- 50% ▲ 15.00%
- Reading proficiency
- 55% ▲ 10.00%
- Median HH income
- $54,071
- Composite
- 47.15/100
- National rank
- #5102
- State rank
- #37 of 133 in ID
Livability — Robie Creek
- Score
- 66/100
- State rank
- #111
- US rank
- #11899
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Ada County · 522,161 people
- Metro
- Boise City, ID
- Population (ZIP)
- 21,402
- Household income
- $128,822
- Rent vs Own
- Severe rent burden
- 408.0
Population outlook (Boise County) Hauer SSP2
- Today (2025)
- 7,220 people
- By 2030
- 7,208 · -0.2%
- By 2040
- 6,925 · -4.1%
- By 2050
- 6,384 · -11.6%
- By 2075
- 5,967 · -17.4%
- By 2100
- 6,222 · -13.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Asian 9% Two or more races 7% Hispanic / Latino 6%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Italian 6% Portuguese 2% Slovak 2%
- Foreign-born
- 11% · Canada, China, South Korea
- Languages at home
- 87% English-only · Spanish 4% Chinese 2% Other Asian/Pacific 2%
Political lean MEDSL · Boise
- 2024 margin
- Solid R (+54.2) · D 21.7% · R 75.9% · Other 2.4%
- 2008→2024 swing
- -22.6pp toward R · 2008: -31.6pp · 2024: -54.2pp
- All cycles
- 2024: R+54.2 2020: R+47.3 2016: R+49.7 2012: R+39.8 2008: R+31.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -97.80%
- Current HPI
- 332.0696
- Rent YoY
- ▲ 4.78%
- Metro
- Boise City, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
-4.4% since first listed7 events — show timeline
- 2026-05-04 Price Changed $219,000 IMLS
- 2026-03-30 Listed $223,000 IMLS
- 2026-02-24 Listing Removed — IMLS
- 2025-11-14 Listing Removed — IMLS
- 2025-11-14 Listed $223,000 IMLS
- 2025-10-22 Price Changed $223,000 IMLS
- 2025-09-19 Listed $229,000 IMLS
Property tax history
+13.0%/yrLatest (2025): $680 · +6.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…