211 Jen St · East Stroudsburg, PA 18301

$80,000

3 bd · 2.0 ba · 1,120 sqft · Manufactured public records · 55 Days on market

Built 2003 Est $75k · 7% over $58/mo HOA · 3% of rent ↓ 11% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +5.0/5.0
• ARV discount +4.5/15.0
• Livability +4.2/5.0
• Schools +3.0/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome Home to 211 Jen St, East Stroudsburg, PA 18301! Discover the perfect blend of comfort and convenience with this charming 3-bedroom, 2-bathroom mobile home now available in the heart of the Pocono Mountains. Step inside to find a well-designed layout that makes everyday living effortless. Three bedrooms provide ample space for family, guests, or a dedicated home office, while two full bathrooms ensure everyone enjoys their own comfort and privacy. Central air conditioning keeps you cool during warm summer months, making this home a true year-round retreat. The outdoor spaces add genuine functionality to this property. A covered front porch creates a welcoming spot for morning coffee or evening relaxation, while a carport shields your vehicle from rain, snow, and sun exposure. Additional storage comes courtesy of an on-site shed, ideal for stowing tools, lawn equipment, and seasonal items that would otherwise clutter your living space. The location offers a strong mix of convenience and recreation. Downtown East Stroudsburg is nearby, putting shopping, dining, schools, hospitals, golf, and a variety of restaurants within easy reach. Nature lovers will appreciate the proximity to the Delaware River, Delaware Water Gap National Recreation Area, and the popular Levee Loop Trail, both perfect for weekend outings. For commuters, quick access to Route 80 simplifies travel to neighboring towns and beyond. Low taxes further enhance the affordability of this property, making it a smart choice for the savvy buyer. Contact today to schedule your private showing before this opportunity passes you by.

Key facts

• Covered front porch
• On-site shed
• Carport

Tags

• COVERED FRONT PORCH
• CARPORT
• ON-SITE SHED
• PROXIMITY TO DELAWARE RIVER
• PROXIMITY TO LEVEE LOOP TRAIL
• QUICK ACCESS TO ROUTE 80

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $80k.

Deal economics

• At list price, monthly cash flow is $615 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $80k).
• Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
• Cap rate 21.9% vs local median 3.6% in East Stroudsburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#108 in PA, #833 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+.
• East Stroudsburg Area SD (rural): math 25% / reading 43% proficiency, ranked #413 of 539 in PA (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+10.4%/yr); 196 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 88% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $77,600 (3.0% below list)

Questions for the listing agent

1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.58% ✓
• Cap rate: 21.92%
• Cash-on-cash: 55.81%
• DSCR: 3.48
• GRM: 3.2

CMA / ARV

• ARV (on-the-fly): $75,040
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
211 Jen St	0.00mi	3/2.0	1,120 (0%)	0mo	$75,000	$67	100

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 35.9%
• Equity multiple: 2.67×
• Total profit: $37,421
• Equity at exit: $11,928

10-year hold

• IRR: 46.0%
• Equity multiple: 6.98×
• Total profit: $133,869
• Equity at exit: $6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18301

• Rents YoY: 10.4%
• Active inventory: 196
• Price-to-rent: 3.2×

Monthly cashflow live

• Estimated rent: $2,060 high
• Mortgage (P&I): −$420
• Tax from tax record: −$75 /mo · $900/yr
• Insurance: −$33
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$58
• Vacancy / Maint / Mgmt: −$433
• Net cashflow: $615

Break-even live

Break-even rent $1,281

Max offer price $80,000

Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,000
• Closing costs: $2,400
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
106 Madison St Unit G3 East Stroudsburg, PA	2.0	1.0	700	$1,450	$2.07	44d	1	0.37mi
115 E 5th St East Stroudsburg, PA	2.0	1.0	950	$1,795	$1.89	2d	1	0.64mi
111 Lenox Ave Unit 3 & 4 East Stroudsburg, PA	4.0	2.0	1100	$1,850	$1.68	43d	1	0.76mi
118 Barnum St East Stroudsburg, PA	4.0	1.0	1094	$1,800	$1.65	43d	1	0.82mi
111 Fairview St East Stroudsburg, PA	3.0	1.0	1400	$2,100	$1.50	43d	1	1.18mi
175 Prospect St Unit 175-R East Stroudsburg, PA	3.0	2.0	1278	$2,500	$1.96	43d	1	1.28mi
175 Prospect St Unit 175-1 East Stroudsburg, PA	2.0	1.0	928	$2,000	$2.16	43d	1	1.28mi
106 Ridgeway St East Stroudsburg, PA	3.0	2.0	1326	$2,400	$1.81	43d	1	1.30mi

HOA detail

• Monthly dues: $58 · $696/yr
• Likely covers: water

Listing history 7 events

1. 2026-06-05
   statusdays on market $80,000 Pending 55 DOM
2. 2026-06-02
   days on market $80,000 Active 54 DOM
3. 2026-06-01
   days on market $80,000 Active 53 DOM
4. 2026-05-31
   days on market $80,000 Active 52 DOM
5. 2026-05-30
   days on market $80,000 Active 51 DOM
6. 2026-05-12
   price $80,000 1621-char remark

   Show marketing remark (1621 chars)

   Welcome Home to 211 Jen St, East Stroudsburg, PA 18301! Discover the perfect blend of comfort and convenience with this charming 3-bedroom, 2-bathroom mobile home now available in the heart of the Pocono Mountains. Step inside to find a well-designed layout that makes everyday living effortless. Three bedrooms provide ample space for family, guests, or a dedicated home office, while two full bathrooms ensure everyone enjoys their own comfort and privacy. Central air conditioning keeps you cool during warm summer months, making this home a true year-round retreat. The outdoor spaces add genuine functionality to this property. A covered front porch creates a welcoming spot for morning coffee or evening relaxation, while a carport shields your vehicle from rain, snow, and sun exposure. Additional storage comes courtesy of an on-site shed, ideal for stowing tools, lawn equipment, and seasonal items that would otherwise clutter your living space. The location offers a strong mix of convenience and recreation. Downtown East Stroudsburg is nearby, putting shopping, dining, schools, hospitals, golf, and a variety of restaurants within easy reach. Nature lovers will appreciate the proximity to the Delaware River, Delaware Water Gap National Recreation Area, and the popular Levee Loop Trail, both perfect for weekend outings. For commuters, quick access to Route 80 simplifies travel to neighboring towns and beyond. Low taxes further enhance the affordability of this property, making it a smart choice for the savvy buyer. Contact today to schedule your private showing before this opportunity passes you by.

7. 2026-04-09
   listed $89,800 Active 1621-char remark

   Show marketing remark (1621 chars)

   Welcome Home to 211 Jen St, East Stroudsburg, PA 18301! Discover the perfect blend of comfort and convenience with this charming 3-bedroom, 2-bathroom mobile home now available in the heart of the Pocono Mountains. Step inside to find a well-designed layout that makes everyday living effortless. Three bedrooms provide ample space for family, guests, or a dedicated home office, while two full bathrooms ensure everyone enjoys their own comfort and privacy. Central air conditioning keeps you cool during warm summer months, making this home a true year-round retreat. The outdoor spaces add genuine functionality to this property. A covered front porch creates a welcoming spot for morning coffee or evening relaxation, while a carport shields your vehicle from rain, snow, and sun exposure. Additional storage comes courtesy of an on-site shed, ideal for stowing tools, lawn equipment, and seasonal items that would otherwise clutter your living space. The location offers a strong mix of convenience and recreation. Downtown East Stroudsburg is nearby, putting shopping, dining, schools, hospitals, golf, and a variety of restaurants within easy reach. Nature lovers will appreciate the proximity to the Delaware River, Delaware Water Gap National Recreation Area, and the popular Levee Loop Trail, both perfect for weekend outings. For commuters, quick access to Route 80 simplifies travel to neighboring towns and beyond. Low taxes further enhance the affordability of this property, making it a smart choice for the savvy buyer. Contact today to schedule your private showing before this opportunity passes you by.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $900 · $75/mo
• Projected year-2 tax: $1,082 · $90/mo
• Expected delta: +$182/yr (+$15/mo · 20.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone AE · 76% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,723
• − Mortgage interest: −$4,481
• − Property taxes: −$900
• − Insurance: −$5,518
• − Repairs & maintenance: −$1,978
• − Management: −$1,978
• − HOA: −$696
• − Depreciation: −$2,327
• Taxable income: $6,845
• Est. tax owed @ 24.0%: −$1,643
• After-tax cash flow: $5,740/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Stroudsburg Area SD
• NCES district ID: 4208670
• Math proficiency: 25% ▼ -11.00%
• Reading proficiency: 43% ▼ -18.00%
• Median HH income: $57,142
• Composite: 30.13/100
• National rank: #6332
• State rank: #413 of 539 in PA

Livability — East Stroudsburg

• Score: 84/100
• State rank: #108
• US rank: #833

Category grades

Amenities B- Commute A+ Cost of living A+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: East Stroudsburg, PA
• County: Monroe County · 59,057 people
• City population: 28,977
• Metro: East Stroudsburg, PA
• Population (ZIP): 28,977
• Household income: $90,522
• Rent vs Own: 26.0% rent · 74.0% own
• Severe rent burden: 672.0

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 53% Black 21% Hispanic / Latino 18% Two or more races 10% Asian 2%
• Hispanic origin (detail): Puerto Rican 8% Dominican 3%
• Common ancestry: Romanian 6% Lithuanian 3% Portuguese 1%
• Foreign-born: 12% · Canada, China, Jamaica
• Languages at home: 82% English-only · Spanish 9% Russian/Polish/Slavic 2% Other Indo-European 2%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -109.90%
• Current HPI: 154.4762
• Rent YoY: ▲ 10.44%
• Metro: East Stroudsburg, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-10.9% since first listed

2 events — show timeline

• 2026-05-12 Price Changed $80,000 PMAR
• 2026-04-09 Listed $89,800 PMAR

Property tax history

-2.8%/yr

Latest (2026): $900 · +3.6% YoY. Source: county tax records.