1460 SW California Ave · Camden, AR
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.5/30.0
- ARV discount +15.0/15.0
- DSCR +6.8/10.0
- 1% rule +5.6/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +0.9/10.0
- Appreciation +0.0/10.0
$127,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.
Key facts
- 1.52 acre lot
- Built 1947
- Listed 759 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $127k.
Deal economics
- At list price, monthly cash flow is $189 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $127k).
- Recommended offer: $112k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.1% vs local median 4.9% in Camden — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 57/100 on livability (#364 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, crime F, amenities F.
- Camden Fairview School District (town): math 9% / reading 15% proficiency, ranked #229 of 238 in AR (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 131 active listings in the ZIP; 18 units permitted in Ouachita County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $878 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Ouachita County population projected at -33% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 760 days — a 12% lower offer ($112k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 6y ago; this cycle's ask has dropped $33k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 760 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 8.08%
- Cash-on-cash
- 6.39%
- DSCR
- 1.28
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $158,461
- List price
- $127,000
- Delta
- -19.85%
- Verdict
- UNDERPRICED
- Comps
- 7 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1270 Flagstaff Ave | 0.26mi | 3/1.0 | 1,882 (+14%) | 7mo | $10,000 | $5 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.4%
- Equity multiple
- 0.76×
- Total profit
- $-8,493
- Equity at exit
- $18,936
- IRR
- 3.2%
- Equity multiple
- 1.23×
- Total profit
- $8,225
- Equity at exit
- $10,981
Cash invested: $35,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71701
- Home prices YoY
- -20.5%
- Active inventory
- 131
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,351 medium interval (Pro) →
- Mortgage (P&I)
- −$666
- Tax est. 1.5%
- −$159 /mo · $1,905/yr
- Insurance
- −$53
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$284
- Net cashflow
- $189
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,750
- Closing costs
- $3,810
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 26 events
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2026-06-19days on market $127,000 Active 760 DOM
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2026-06-18days on market $127,000 Active 759 DOM
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2026-06-17days on market $127,000 Active 758 DOM
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2026-06-16days on market $127,000 Active 757 DOM
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2026-06-15days on market $127,000 Active 756 DOM
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2026-06-14days on market $127,000 Active 754 DOM
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2026-06-12days on market $127,000 Active 753 DOM
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2026-06-09days on market $127,000 Active 750 DOM
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2026-06-08days on market $127,000 Active 749 DOM
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2026-06-07days on market $127,000 Active 748 DOM
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2026-06-05statusdays on market $127,000 Active 746 DOM
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2026-06-04days on market $127,000 Price Change 744 DOM
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2026-06-02days on market $127,000 Price Change 743 DOM
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2026-06-01days on market $127,000 Price Change 742 DOM
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2026-05-31days on market $127,000 Price Change 741 DOM
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2026-05-31days on market $127,000 Price Change 740 DOM
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2025-12-01status Back on Market 432-char remark
Show marketing remark (432 chars)
LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.
-
2025-12-01historical 432-char remark
Show marketing remark (432 chars)
LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.
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2025-01-07price $139,500 432-char remark
Show marketing remark (432 chars)
LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.
-
2024-12-13price $160,000 432-char remark
Show marketing remark (432 chars)
LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.
-
2024-12-05status Back on Market 432-char remark
Show marketing remark (432 chars)
LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.
-
2024-12-01historical 432-char remark
Show marketing remark (432 chars)
LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.
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2024-08-28price $139,500 432-char remark
Show marketing remark (432 chars)
LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.
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2022-11-01$160,000 New Listing 432-char remark
Show marketing remark (432 chars)
LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.
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2021-12-27historical
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2020-05-31$350,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $16,209
- − Mortgage interest
- −$7,114
- − Property taxes
- −$1,905
- − Insurance
- −$635
- − Repairs & maintenance
- −$1,297
- − Management
- −$1,297
- − Depreciation
- −$3,695
- Taxable income
- $267
- Est. tax owed @ 24.0%
- −$64
- After-tax cash flow
- $2,209/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Camden Fairview School District
- NCES district ID
- 0506060
- Math proficiency
- 9% ▼ -16.00%
- Reading proficiency
- 15% ▼ -12.00%
- Median HH income
- $30,854
- Composite
- 9.43/100
- National rank
- #9853
- State rank
- #229 of 238 in AR
Livability — Camden
- Score
- 57/100
- State rank
- #364
- US rank
- #22245
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Camden, AR
- City population
- 17,883
- Population (ZIP)
- 17,883
Population outlook (Ouachita County) Hauer SSP2
- Today (2025)
- 21,485 people
- By 2030
- 19,947 · -7.2%
- By 2040
- 16,990 · -20.9%
- By 2050
- 14,431 · -32.8%
- By 2075
- 10,003 · -53.4%
- By 2100
- 7,418 · -65.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 53% Black 39% Hispanic / Latino 5% Two or more races 4%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Slovak 2% Iranian 1% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 3%
Political lean MEDSL · Ouachita
- 2024 margin
- R (+19.1) · D 39.5% · R 58.6% · Other 1.8%
- 2008→2024 swing
- -8.2pp toward R · 2008: -10.9pp · 2024: -19.1pp
- All cycles
- 2024: R+19.1 2020: R+13.5 2016: R+10.4 2012: R+8.6 2008: R+10.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -44.10%
- Current HPI
- 171.0106
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Price history
-60.1% since first listed10 events — show timeline
- 2025-12-01 Relisted — CARMLS
- 2025-12-01 Listing Removed — CARMLS
- 2025-01-07 Price Changed $139,500 CARMLS
- 2024-12-13 Price Changed $160,000 CARMLS
- 2024-12-05 Relisted — CARMLS
- 2024-12-01 Listing Removed — CARMLS
- 2024-08-28 Price Changed $139,500 CARMLS
- 2022-11-01 Listed $160,000 CARMLS
- 2021-12-27 Listing Removed — CARMLS
- 2020-05-31 Listed $350,000 CARMLS
Property tax history
-25.0%/yrLatest (2025): $16 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…