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1460 SW California Ave
C Composite 57.72
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.8/10.0
  • 1% rule +5.6/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$127,000

1460 SW California Ave · Camden, AR 71701
3 bd · 1.5 ba · 1,652 sqft · SingleFamily public records · 760 Days on market
Built 1947 1.52 ac lot $77/sqft · 20% below area Est $158k · 20% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.

Key facts

  • 1.52 acre lot
  • Built 1947
  • Listed 759 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $127k.

Deal economics

  • At list price, monthly cash flow is $189 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $127k).
  • Recommended offer: $112k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 4.9% in Camden — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#364 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, crime F, amenities F.
  • Camden Fairview School District (town): math 9% / reading 15% proficiency, ranked #229 of 238 in AR (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 131 active listings in the ZIP; 18 units permitted in Ouachita County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $878 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Ouachita County population projected at -33% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 760 days — a 12% lower offer ($112k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 6y ago; this cycle's ask has dropped $33k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $111,760 (12.0% below list)

Questions for the listing agent

  1. It's been on market 760 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
8.08%
Cash-on-cash
6.39%
DSCR
1.28
GRM
7.8

CMA / ARV

ARV (median comp)
$158,461
List price
$127,000
Delta
-19.85%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1270 Flagstaff Ave 0.26mi 3/1.0 1,882 (+14%) 7mo $10,000 $5 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.4%
Equity multiple
0.76×
Total profit
$-8,493
Equity at exit
$18,936
10-year hold
IRR
3.2%
Equity multiple
1.23×
Total profit
$8,225
Equity at exit
$10,981

Cash invested: $35,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 71701

Home prices YoY
-20.5%
Active inventory
131
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,351 medium interval (Pro) →
Mortgage (P&I)
$666
Tax est. 1.5%
$159 /mo · $1,905/yr
Insurance
$53
HOA
$0
Vacancy / Maint / Mgmt
$284
Net cashflow
$189

Break-even live

Break-even rent $1,111
Max offer price $127,000
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,750
Closing costs
$3,810
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-19
    days on market $127,000 Active 760 DOM
  2. 2026-06-18
    days on market $127,000 Active 759 DOM
  3. 2026-06-17
    days on market $127,000 Active 758 DOM
  4. 2026-06-16
    days on market $127,000 Active 757 DOM
  5. 2026-06-15
    days on market $127,000 Active 756 DOM
  6. 2026-06-14
    days on market $127,000 Active 754 DOM
  7. 2026-06-12
    days on market $127,000 Active 753 DOM
  8. 2026-06-09
    days on market $127,000 Active 750 DOM
  9. 2026-06-08
    days on market $127,000 Active 749 DOM
  10. 2026-06-07
    days on market $127,000 Active 748 DOM
  11. 2026-06-05
    statusdays on market $127,000 Active 746 DOM
  12. 2026-06-04
    days on market $127,000 Price Change 744 DOM
  13. 2026-06-02
    days on market $127,000 Price Change 743 DOM
  14. 2026-06-01
    days on market $127,000 Price Change 742 DOM
  15. 2026-05-31
    days on market $127,000 Price Change 741 DOM
  16. 2026-05-31
    days on market $127,000 Price Change 740 DOM
  17. 2025-12-01
    status Back on Market 432-char remark
    Show marketing remark (432 chars)

    LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.

  18. 2025-12-01
    historical 432-char remark
    Show marketing remark (432 chars)

    LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.

  19. 2025-01-07
    price $139,500 432-char remark
    Show marketing remark (432 chars)

    LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.

  20. 2024-12-13
    price $160,000 432-char remark
    Show marketing remark (432 chars)

    LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.

  21. 2024-12-05
    status Back on Market 432-char remark
    Show marketing remark (432 chars)

    LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.

  22. 2024-12-01
    historical 432-char remark
    Show marketing remark (432 chars)

    LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.

  23. 2024-08-28
    price $139,500 432-char remark
    Show marketing remark (432 chars)

    LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.

  24. 2022-11-01
    listed $160,000 New Listing 432-char remark
    Show marketing remark (432 chars)

    LOCATION IS EVERYTHING. 1.52-acre commercial lot on US 79, at prime, high-traffic intersection in Camden, Arkansas; 1 mile from US Hwy 278 & US Hwy 79 bypass. High school is 1/2 mile away; other schools within 3 miles; hospital/police within 2 miles. 25 minutes from Camden Industrial Park; 30-40 minutes from lithium projects. All mineral rights convey. Square footage, lot size, and acreage is taken from courthouse records.

  25. 2021-12-27
    historical
  26. 2020-05-31
    listed $350,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,209
− Mortgage interest
−$7,114
− Property taxes
−$1,905
− Insurance
−$635
− Repairs & maintenance
−$1,297
− Management
−$1,297
− Depreciation
−$3,695
Taxable income
$267
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$64
After-tax cash flow
$2,209/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Camden Fairview School District
NCES district ID
0506060
Math proficiency
9% ▼ -16.00%
Reading proficiency
15% ▼ -12.00%
Median HH income
$30,854
Composite
9.43/100
National rank
#9853
State rank
#229 of 238 in AR

Livability — Camden

Score
57/100
State rank
#364
US rank
#22245

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Camden, AR
City population
17,883
Population (ZIP)
17,883

Population outlook (Ouachita County) Hauer SSP2

Today (2025)
21,485 people
By 2030
19,947 · -7.2%
By 2040
16,990 · -20.9%
By 2050
14,431 · -32.8%
By 2075
10,003 · -53.4%
By 2100
7,418 · -65.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 53% Black 39% Hispanic / Latino 5% Two or more races 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 2% Iranian 1% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Ouachita

2024 margin
R (+19.1) · D 39.5% · R 58.6% · Other 1.8%
2008→2024 swing
-8.2pp toward R · 2008: -10.9pp · 2024: -19.1pp
All cycles
2024: R+19.1 2020: R+13.5 2016: R+10.4 2012: R+8.6 2008: R+10.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.10%
Current HPI
171.0106
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-60.1% since first listed
10 events — show timeline
  • 2025-12-01 Relisted CARMLS
  • 2025-12-01 Listing Removed CARMLS
  • 2025-01-07 Price Changed $139,500 CARMLS
  • 2024-12-13 Price Changed $160,000 CARMLS
  • 2024-12-05 Relisted CARMLS
  • 2024-12-01 Listing Removed CARMLS
  • 2024-08-28 Price Changed $139,500 CARMLS
  • 2022-11-01 Listed $160,000 CARMLS
  • 2021-12-27 Listing Removed CARMLS
  • 2020-05-31 Listed $350,000 CARMLS

Property tax history

-25.0%/yr

Latest (2025): $16 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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