1406 Pike St · Port Vue, PA 15133

$95,000

3 bd · 1.0 ba · 1,380 sqft · SingleFamily public records · 84 Days on market

Built 1948 7,065 sqft lot $69/sqft · 36% below area Est $148k · 36% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.7/10.0
• Appreciation +7.3/10.0
• Livability +3.7/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Investor opportunity with immediate income. This 3-bedroom home (with additional attic space currently used as a bedroom) features 2 full baths and offers strong rental potential with a long-term tenant. The property includes central heating and air conditioning, along with washer and dryer. Kitchen includes stove. A detached garage provides additional storage or utility. This property offers a solid footprint for investors seeking a performing rental with future flexibility.

Key facts

• Central heating
• Air conditioning
• Detached garage

Tags

• CENTRAL HEATING
• AIR CONDITIONING
• DETACHED GARAGE
• STRONG RENTAL POTENTIAL

🏷️ Possibly a rental listed for sale. The $95,000 price doesn't fit this home's estimated sale value (~$147,705) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $362 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $89k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 73/100 on livability (#545 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D+, amenities F, commute F.
• South Allegheny SD (suburban): math 23% / reading 44% proficiency, ranked #430 of 539 in PA (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 39 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($657 loan paydown + $4k appreciation (4.5% local appreciation)).
• At projected returns (4.5% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 84 days — a 6% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $35k; list at $95k implies a 171% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $89,300 (6.0% below list)

Questions for the listing agent

1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.37% ✓
• Cap rate: 10.86%
• Cash-on-cash: 16.32%
• DSCR: 1.73
• GRM: 6.1

CMA / ARV

• ARV (median comp): $147,705
• List price: $95,000
• Delta: -35.68%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1213 Mcclelland Dr	0.03mi	3/2.0	1,330 (-4%)	10mo	$125,000	$94	81
1120 Portsmouth Dr	0.42mi	3/1.5	1,400 (+1%)	6mo	$172,000	$123	71
1325 New York Ave	0.20mi	3/2.0	1,330 (-4%)	13mo	$120,000	$90	70
300 Marie St	0.57mi	3/1.0	1,333 (-3%)	2mo	$85,000	$64	66
1015 Pleasant Ave	0.30mi	3/2.0	1,469 (+6%)	9mo	$120,000	$82	64
1110 Portsmouth Dr	0.40mi	3/1.5	1,230 (-11%)	1mo	$194,500	$158	61
317 Gumbert St	0.46mi	3/2.0	1,434 (+4%)	9mo	$100,000	$70	60
1331 Coronado Rd	0.20mi	2/2.0 (-1)	1,512 (+10%)	9mo	$160,000	$106	58
1436 Huber St	0.52mi	3/2.0	1,308 (-5%)	9mo	$209,000	$160	56
331 Reynolds	0.73mi	3/1.0	1,392 (+1%)	13mo	$69,000	$50	54
317 N Monongahela Ave	0.62mi	2/1.0 (-1)	1,232 (-11%)	11mo	$89,900	$73	39
311 Fairview Ave	0.53mi	4/2.0 (+1)	1,184 (-14%)	11mo	$100,000	$84	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.52% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 26.0%
• Equity multiple: 2.59×
• Total profit: $42,392
• Equity at exit: $51,103

10-year hold

• IRR: 25.5%
• Equity multiple: 5.12×
• Total profit: $109,584
• Equity at exit: $86,016

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15133

• Home prices YoY: 2.1%
• Active inventory: 39
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,302 high
• Mortgage (P&I): −$498
• Tax from tax record: −$129 /mo · $1,552/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$273
• Net cashflow: $362

Break-even live

Break-even rent $844

Max offer price $95,000

Occupancy floor 67%

Sensitivity live

Price	-10% $415	-5% $389	+0% $362	+5% $335	+10% $308
Rent	-10% $259	-5% $310	+0% $362	+5% $413	+10% $465
Rate	-1.0pp $410	-0.5pp $386	base $362	+0.5pp $337	+1.0pp $312

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
306 Laredo St McKeesport, PA	2.0	1.0	928	$995	$1.07	44d	1	0.49mi
311 Harrison St Glassport, PA	4.0	1.0	1200	$1,500	$1.25	44d	1	0.63mi
1805 Gray St McKeesport, PA	3.0	1.0	1136	$1,600	$1.41	2d	1	0.63mi
1451 Jenny Lind St McKeesport, PA	3.0	1.5	1408	$1,150	$0.82	24d	1	1.03mi
6 4th St Dravosburg, PA	2.0	1.0	1250	$1,350	$1.08	24d	1	1.16mi
604 Shaw Ave McKeesport, PA	2.0	1.0–1.5	800	$900	$1.12	13d	3	1.22mi
604 Shaw Ave Unit 101 McKeesport, PA	2.0	1.5	1050	$900	$0.86	15d	1	1.22mi
1507 Carnegie Ave McKeesport, PA	3.0	1.5	1600	$1,699	$1.06	15d	1	1.26mi
833 Vermont Ave Glassport, PA	3.0	1.0	1290	$1,395	$1.08	24d	1	1.31mi
311-313 24th St McKeesport, PA	2.0	1.0	950	$900	$0.95	44d	1	1.43mi
1044 Delaware Ave Glassport, PA	3.0	1.0	1200	$1,350	$1.12	21d	1	1.49mi

Listing history 22 events

1. 2026-06-21
   days on market $95,000 Active 84 DOM
2. 2026-06-18
   days on market $95,000 Active 81 DOM
3. 2026-06-17
   days on market $95,000 Active 80 DOM
4. 2026-06-16
   days on market $95,000 Active 79 DOM
5. 2026-06-15
   days on market $95,000 Active 78 DOM
6. 2026-06-13
   days on market $95,000 Active 76 DOM
7. 2026-06-13
   days on market $95,000 Active 75 DOM
8. 2026-06-09
   days on market $95,000 Active 72 DOM
9. 2026-06-08
   days on market $95,000 Active 71 DOM
10. 2026-06-07
    days on market $95,000 Active 70 DOM
11. 2026-06-05
    days on market $95,000 Active 67 DOM
12. 2026-06-03
    days on market $95,000 Active 66 DOM
13. 2026-06-02
    days on market $95,000 Active 65 DOM
14. 2026-06-01
    days on market $95,000 Active 64 DOM
15. 2026-05-31
    days on market $95,000 Active 63 DOM
16. 2026-03-29
    listed $95,000 Active 480-char remark

    Show marketing remark (480 chars)

    Investor opportunity with immediate income. This 3-bedroom home (with additional attic space currently used as a bedroom) features 2 full baths and offers strong rental potential with a long-term tenant. The property includes central heating and air conditioning, along with washer and dryer. Kitchen includes stove. A detached garage provides additional storage or utility. This property offers a solid footprint for investors seeking a performing rental with future flexibility.

17. 2012-04-05
    price $40,000 151-char remark

    Show marketing remark (151 chars)

    1 1/2 story nice cape cod in move in condition. stable neighborhood. 1 car oversized detached garage with a nice flat yard fenced for children or pets.

18. 2012-04-05
    soldstatus $35,000 151-char remark

    Show marketing remark (151 chars)

    1 1/2 story nice cape cod in move in condition. stable neighborhood. 1 car oversized detached garage with a nice flat yard fenced for children or pets.

19. 2011-10-21
    listed $35,000 151-char remark

    Show marketing remark (151 chars)

    1 1/2 story nice cape cod in move in condition. stable neighborhood. 1 car oversized detached garage with a nice flat yard fenced for children or pets.

20. 2001-02-09
    soldstatus $45,000
21. 2001-02-08
    soldstatus $44,900
22. 2000-11-20
    listed $47,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,552 · $129/mo
• Projected year-2 tax: $1,552 · $129/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,627
• − Mortgage interest: −$5,321
• − Property taxes: −$1,552
• − Insurance: −$475
• − Repairs & maintenance: −$1,250
• − Management: −$1,250
• − Depreciation: −$2,764
• Taxable income: $3,015
• Est. tax owed @ 24.0%: −$724
• After-tax cash flow: $3,617/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: South Allegheny SD
• NCES district ID: 4221910
• Math proficiency: 23% ▼ -10.00%
• Reading proficiency: 44% ▼ -13.00%
• Median HH income: $40,891
• Composite: 28.15/100
• National rank: #6815
• State rank: #430 of 539 in PA

Livability — Port Vue

• Score: 73/100
• State rank: #545
• US rank: #5090

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Vue, PA
• County: Allegheny County · 1,022,028 people
• Metro: Pittsburgh, PA
• Population (ZIP): 6,112
• Household income: $65,938
• Rent vs Own: 20.7% rent · 79.3% own
• Severe rent burden: 94.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Two or more races 7% Black 4% Hispanic / Latino 3%
• Common ancestry: Romanian 10% Slovene 2% Italian 2%
• Foreign-born: 0%
• Languages at home: 99% English-only · Other Indo-European 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.52%
• Current HPI: 214.5922
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+98.3% since first listed

7 events — show timeline

• 2026-03-29 Listed $95,000 West Penn MLS
• 2012-04-05 Sold (MLS) $35,000 West Penn MLS
• 2012-04-05 Price Changed $40,000 West Penn MLS
• 2011-10-21 Listed $35,000 West Penn MLS
• 2001-02-09 Sold (Public Records) $45,000 Public Records
• 2001-02-08 Sold (MLS) $44,900 West Penn MLS
• 2000-11-20 Listed $47,900 West Penn MLS

Property tax history

+3.8%/yr

Latest (2026): $1,552 · +6.0% YoY. Source: county tax records.