874 Lytham Dr · Aiken, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +9.5/15.0
- Cash flow +6.9/30.0
- Condition / age +5.0/5.0
- Schools +4.1/10.0
- Rent growth +3.8/5.0
- Livability +3.4/5.0
- 1% rule +2.2/10.0
- DSCR +1.1/10.0
- Appreciation +0.0/10.0
$280,980
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This new construction home in The Abbey at Trolley Run Station offers the perfect opportunity to enjoy new home living without the wait. Featuring 4 bedrooms and 2 full bathrooms and a bonus powder room, this thoughtfully designed two-story home combines modern style with everyday functionality. This floorplan flows effortlessly between the kitchen, dining, and living areas, ideal for entertaining and daily living. The kitchen is equipped with contemporary cabinetry, spacious countertops, stainless steel appliances, and a large center island, creating a functional and inviting space for cooking and gathering. The primary suite provides a private retreat with a spacious bedroom, and well-appointed bathroom, offering comfort and relaxation. Secondary bedrooms are versatile and well-sized, perfect for guests, children, or a home office. This new construction home for sale includes professionally selected finishes, energy-efficient features, and modern design elements that enhance comfort and long-term value. Buyers will appreciate the attention to detail throughout, including quality flooring, modern lighting, and thoughtful storage solutions. Located in Aiken, SC, this home offers convenient access to shopping, dining, schools, and major highways. If you are searching for a move-in ready home in Aiken, this property delivers exceptional value and convenience. Schedule your private tour today and experience the benefits of owning a new construction quick move-in home.
Key facts
- 7,841 sq ft lot
- 2 garage spots
- Community pool
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $281k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-429 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $219k (22.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (28.0% below list).
- Recommended offer: $202k (28.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Graniteville Elementary (math 27%, 377 students, 100% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 72% FRL vs 54% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.1%/yr); 687 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
- This rent runs 41% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 111 days — a 9% lower offer ($256k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 111 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.72% ✗
- Cap rate
- 4.46%
- Cash-on-cash
- -6.54%
- DSCR
- 0.71
- GRM
- 11.6
CMA / ARV
- ARV (median comp)
- $294,182
- List price
- $280,980
- Delta
- -4.49%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 646 Lytham Dr | 0.21mi | 4/2.5 | 1,976 (0%) | 3mo | $279,170 | $141 | 88 |
| 597 Whitby Ct | 0.28mi | 4/2.5 | 1,976 (0%) | 6mo | $275,230 | $139 | 82 |
| 4673 Hartshorn Cir | 0.28mi | 4/2.0 | 1,933 (-2%) | 0mo | $279,900 | $145 | 81 |
| 4591 Hartshorn Cir | 0.26mi | 4/2.0 | 1,933 (-2%) | 2mo | $279,900 | $145 | 81 |
| 4699 Hartshorn Cir | 0.30mi | 4/2.0 | 1,860 (-6%) | 2mo | $305,000 | $164 | 72 |
| 4757 Hartshorn Cir | 0.33mi | 4/2.0 | 1,841 (-7%) | 1mo | $279,900 | $152 | 70 |
| 626 Lytham Dr | 0.19mi | 3/2.5 (-1) | 1,749 (-12%) | 3mo | $264,230 | $151 | 64 |
| 626 Lytham Dr | 0.19mi | 3/2.5 (-1) | 1,749 (-12%) | 3mo | $264,230 | $151 | 64 |
| 654 Lytham Dr | 0.22mi | 3/2.5 (-1) | 1,749 (-12%) | 3mo | $264,230 | $151 | 63 |
| 682 Lytham Dr | 0.26mi | 3/2.5 (-1) | 1,749 (-12%) | 3mo | $268,230 | $153 | 62 |
| 3056 Greymoor Cir | 0.56mi | 3/2.0 (-1) | 1,885 (-5%) | 0mo | $300,000 | $159 | 59 |
| 592 Whitby Ct | 0.28mi | 3/2.5 (-1) | 1,749 (-12%) | 6mo | $268,180 | $153 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.06% rent growth · sell at horizon
- IRR
- -25.2%
- Equity multiple
- 0.13×
- Total profit
- $-68,479
- Equity at exit
- $41,895
- IRR
- -15.8%
- Equity multiple
- 0.03×
- Total profit
- $-76,146
- Equity at exit
- $24,294
Cash invested: $78,674 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 48 active · 41 under contract
- Months of supply
- 9.6 mo (10%/mo absorbed)
- Median asking
- $285,750 ($140/sqft)
- Median days on market
- 136 d
- This list price
- 42% of active listings are priced below it
- ARV vs active asking
- +6.6% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29801
- Rents YoY
- 5.1%
- Active inventory
- 687
- Price-to-rent
- 11.6×
Monthly cashflow live
- Estimated rent
- $2,023 high interval (Pro) →
- Mortgage (P&I)
- −$1,473
- Tax est. 1.5%
- −$351 /mo · $4,215/yr
- Insurance
- −$117
- HOA
- −$85
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$425
- Net cashflow
- $-429
Break-even live
Sensitivity live
| Price | -10% $-235 | -5% $-332 | +0% $-429 | +5% $-526 | +10% $-623 |
|---|---|---|---|---|---|
| Rent | -10% $-589 | -5% $-509 | +0% $-429 | +5% $-349 | +10% $-269 |
| Rate | -1.0pp $-287 | -0.5pp $-357 | base $-429 | +0.5pp $-502 | +1.0pp $-576 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $70,245
- Closing costs
- $8,429
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 433 Whitby Ct Aiken, SC | 5.0 | 3.0 | 2378 | $2,495 | $1.05 | 117d | 1 | 0.25mi |
| 430 Whitby Ct Aiken, SC | 3.0 | 2.5 | 1749 | $1,850 | $1.06 | 6d | 1 | 0.27mi |
| 6036 Beadlow St Aiken, SC | 3.0 | 2.0 | 1376 | $1,890 | $1.37 | 2d | 1 | 0.31mi |
| 1015 Tabor Pl Aiken, SC | 4.0 | 3.5 | 1892 | $1,999 | $1.06 | 5d | 1 | 0.39mi |
| 721 Grovebury Ct Aiken, SC | 3.0 | 2.5 | 1435 | $1,750 | $1.22 | 109d | 1 | 0.41mi |
| 811 Grovebury Ct Aiken, SC | 3.0 | 2.5 | 1435 | $1,699 | $1.18 | 6d | 1 | 0.45mi |
| 934 Manitou Cir Aiken, SC | 3.0 | 3.0 | 1551 | $1,800 | $1.16 | 6d | 1 | 0.51mi |
| 983 Manitou Cir Aiken, SC | 3.0 | 2.0 | 1551 | $1,980 | $1.28 | 119d | 1 | 0.52mi |
| 266 Mansell Park Aiken, SC | 3.0 | 2.5 | 1807 | $1,950 | $1.08 | 117d | 1 | 0.59mi |
| 293 Mansell Park Aiken, SC | 4.0 | 2.5 | 2386 | $2,250 | $0.94 | 117d | 1 | 0.59mi |
| 651 Manitou Cir Aiken, SC | 4.0 | 2.5 | 2046 | $1,895 | $0.93 | 3d | 1 | 0.61mi |
| 423 Tarsel Ct Aiken, SC | 3.0 | 2.0 | 1357 | $1,595 | $1.18 | 6d | 1 | 0.63mi |
| 8034 Macbean Loop Aiken, SC | 1.0–3.0 | 1.0–2.0 | 1034 | $1,505 | $1.46 | 0d | 37 | 0.65mi |
| 860 Delta Ln Unit 860 Aiken, SC | 4.0 | 4.0 | 2336 | $2,100 | $0.90 | 109d | 1 | 0.71mi |
| 3124 Saint Charles Ave Aiken, SC | 3.0 | 2.0 | 1550 | $1,985 | $1.28 | 6d | 1 | 0.71mi |
| 3124 Saint Charles Ave Aiken, SC | 3.0 | 2.0 | 1550 | $2,085 | $1.35 | 117d | 1 | 0.71mi |
| 203 Bobwhite Dr Aiken, SC | 3.0 | 2.0 | 1334 | $1,595 | $1.20 | 109d | 1 | 0.75mi |
| 212 Bobwhite Dr Aiken, SC | 3.0 | 2.0 | 1334 | $1,595 | $1.20 | 6d | 1 | 0.77mi |
| 598 Burnaby Ct Aiken, SC | 3.0 | 2.0 | 1748 | $2,000 | $1.14 | 6d | 1 | 0.88mi |
| 1034 Stockton St Aiken, SC | 4.0 | 2.5 | 2522 | $1,985 | $0.79 | 0d | 1 | 0.89mi |
Property features AI
Finance
- Other
- Subdivision: The Abbey At Trolley Run Station
- HOA & community
- Homeowners association with annual fee of $1,015 (approx. $84.58/month)Community poolStreet lights
Exterior
- Parking
- Attached 2-car garage2 parking spaces total
- Security
- Smoke detectors
- Utilities
- Public waterPublic sewerCable available
- Home design
- Single-family homeTwo levelsEntry level: 1st floorNew construction
- Construction
- Brick, fiber cement, and frame constructionComposition roofSlab foundationHome warranty includedBuilt as new construction
- Exterior features
- Front porchLandscaped lotPaved road accessHas a viewPool available in the communityStreet lights in the community
Interior
- Kitchen
- RangeDishwasherMicrowaveKitchen islandPantryEat-in kitchen
- Bedrooms
- Total of 7 rooms (includes bedrooms and living spaces)
- Flooring
- CarpetLaminateVinyl
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Natural gas heatingCentral airCeiling fans
- Interior features
- Walk-in closetsEntrance foyerKitchen islandPantryEat-in kitchenWindow coveringsInsulated windowsTankless water heater
- Laundry & utility
- Tankless water heater
Listing history 50 events
-
2026-09-24days on market $280,980 Active 111 DOM
-
2026-09-23days on market $280,980 Active 110 DOM
-
2026-09-22days on market $280,980 Active 109 DOM
-
2026-09-21days on market $280,980 Active 108 DOM
-
2026-09-20days on market $280,980 Active 107 DOM
-
2026-09-19days on market $280,980 Active 106 DOM
-
2026-09-18days on market $280,980 Active 105 DOM
-
2026-09-17days on market $280,980 Active 104 DOM
-
2026-09-16days on market $280,980 Active 103 DOM
-
2026-09-15days on market $280,980 Active 102 DOM
-
2026-09-14days on market $280,980 Active 101 DOM
-
2026-09-13days on market $280,980 Active 100 DOM
-
2026-09-12days on market $280,980 Active 99 DOM
-
2026-09-11days on market $280,980 Active 98 DOM
-
2026-09-05days on market $280,980 Active 92 DOM
-
2026-09-04days on market $280,980 Active 91 DOM
-
2026-09-03days on market $280,980 Active 90 DOM
-
2026-08-31days on market $280,980 Active 87 DOM
-
2026-08-30days on market $280,980 Active 86 DOM
-
2026-08-29days on market $280,980 Active 85 DOM
-
2026-08-28days on market $280,980 Active 84 DOM
-
2026-08-27days on market $280,980 Active 83 DOM
-
2026-08-26days on market $280,980 Active 82 DOM
-
2026-08-25days on market $280,980 Active 81 DOM
-
2026-08-24days on market $280,980 Active 80 DOM
-
2026-08-23days on market $280,980 Active 79 DOM
-
2026-08-22days on market $280,980 Active 78 DOM
-
2026-08-21days on market $280,980 Active 77 DOM
-
2026-08-20days on market $280,980 Active 76 DOM
-
2026-08-19days on market $280,980 Active 75 DOM
-
2026-08-18days on market $280,980 Active 74 DOM
-
2026-08-17days on market $280,980 Active 73 DOM
-
2026-08-16days on market $280,980 Active 72 DOM
-
2026-08-15days on market $280,980 Active 71 DOM
-
2026-08-14days on market $280,980 Active 70 DOM
-
2026-08-13days on market $280,980 Active 69 DOM
-
2026-08-12days on market $280,980 Active 68 DOM
-
2026-08-11days on market $280,980 Active 67 DOM
-
2026-08-10days on market $280,980 Active 66 DOM
-
2026-08-09days on market $280,980 Active 65 DOM
-
2026-08-08days on market $280,980 Active 64 DOM
-
2026-08-07days on market $280,980 Active 63 DOM
-
2026-08-06days on market $280,980 Active 62 DOM
-
2026-08-05days on market $280,980 Active 61 DOM
-
2026-08-04days on market $280,980 Active 60 DOM
-
2026-08-03pricedays on market $280,980 Active 59 DOM
-
2026-07-31days on market $278,170 Active 56 DOM
-
2026-07-29days on market $278,170 Active 54 DOM
-
2026-07-27days on market $278,170 Active 52 DOM
-
2026-07-25days on market $278,170 Active 50 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $24,273
- − Mortgage interest
- −$15,739
- − Property taxes
- −$4,215
- − Insurance
- −$1,405
- − Repairs & maintenance
- −$1,942
- − Management
- −$1,942
- − HOA
- −$1,020
- − Depreciation
- −$8,174
- Taxable loss
- −$10,163
- Est. tax savings @ 24.0%
- +$2,439
- After-tax cash flow
- $-2,706/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 27 photos
This new construction home in The Abbey at Trolley Run Station is move-in ready with excellent condition and modern finishes.
Value-add opportunities
- Both Painting the exterior — Enhances curb appeal and value ↑
- Both Landscaping improvements — Enhances curb appeal and value ↑
- Both New flooring in bathrooms — Improves aesthetics and functionality ↑
- Both New kitchen appliances — Enhances functionality and appeal ↑
Zoned Schools
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Aiken
- Score
- 67/100
- State rank
- #93
- US rank
- #10443
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 178,003 people
- City population
- 71,807
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 31,108
- Household income
- $59,573
- Rent vs Own
- Severe rent burden
- 13% of renters
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 50% Black 42% Hispanic / Latino 5% Two or more races 4% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Slovak 2% Italian 1% Serbian 1%
- Foreign-born
- 3% · Canada, Jamaica
- Languages at home
- 95% English-only · Spanish 3% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -278.52%
- Current HPI
- 173.7944
- Rent YoY
- ▲ 5.06%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
-1.4% since first listed4 events — show timeline
- 2026-06-09 Price Changed $286,230 Zillow
- 2026-06-05 Listed $286,230 Hive MLS
- 2026-06-05 Listed $286,230 AMLS
- 2026-05-23 Listed $290,230 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…