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874 Lytham Dr
D- Composite 35.92
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.5/15.0
  • Cash flow +6.9/30.0
  • Condition / age +5.0/5.0
  • Schools +4.1/10.0
  • Rent growth +3.8/5.0
  • Livability +3.4/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.1/10.0
  • Appreciation +0.0/10.0

$280,980

874 Lytham Dr · Aiken, SC 29801
4 bd · 2.5 ba · 1,976 sqft · SingleFamily · 111 Days on market
Built 2026 Excellent condition 7,841 sqft lot 2-car garage $142/sqft · at area comps Est $294k · at est. $85/mo HOA · 4% of rent ↓ 1% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new construction home in The Abbey at Trolley Run Station offers the perfect opportunity to enjoy new home living without the wait. Featuring 4 bedrooms and 2 full bathrooms and a bonus powder room, this thoughtfully designed two-story home combines modern style with everyday functionality. This floorplan flows effortlessly between the kitchen, dining, and living areas, ideal for entertaining and daily living. The kitchen is equipped with contemporary cabinetry, spacious countertops, stainless steel appliances, and a large center island, creating a functional and inviting space for cooking and gathering. The primary suite provides a private retreat with a spacious bedroom, and well-appointed bathroom, offering comfort and relaxation. Secondary bedrooms are versatile and well-sized, perfect for guests, children, or a home office. This new construction home for sale includes professionally selected finishes, energy-efficient features, and modern design elements that enhance comfort and long-term value. Buyers will appreciate the attention to detail throughout, including quality flooring, modern lighting, and thoughtful storage solutions. Located in Aiken, SC, this home offers convenient access to shopping, dining, schools, and major highways. If you are searching for a move-in ready home in Aiken, this property delivers exceptional value and convenience. Schedule your private tour today and experience the benefits of owning a new construction quick move-in home.

Key facts

  • 7,841 sq ft lot
  • 2 garage spots
  • Community pool

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
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What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $281k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-429 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $219k (22.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (28.0% below list).
  • Recommended offer: $202k (28.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Graniteville Elementary (math 27%, 377 students, 100% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 72% FRL vs 54% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.1%/yr); 687 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 111 days — a 9% lower offer ($256k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $202,279 (28.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 111 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.46%
Cash-on-cash
-6.54%
DSCR
0.71
GRM
11.6

CMA / ARV

ARV (median comp)
$294,182
List price
$280,980
Delta
-4.49%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
646 Lytham Dr 0.21mi 4/2.5 1,976 (0%) 3mo $279,170 $141 88
597 Whitby Ct 0.28mi 4/2.5 1,976 (0%) 6mo $275,230 $139 82
4673 Hartshorn Cir 0.28mi 4/2.0 1,933 (-2%) 0mo $279,900 $145 81
4591 Hartshorn Cir 0.26mi 4/2.0 1,933 (-2%) 2mo $279,900 $145 81
4699 Hartshorn Cir 0.30mi 4/2.0 1,860 (-6%) 2mo $305,000 $164 72
4757 Hartshorn Cir 0.33mi 4/2.0 1,841 (-7%) 1mo $279,900 $152 70
626 Lytham Dr 0.19mi 3/2.5 (-1) 1,749 (-12%) 3mo $264,230 $151 64
626 Lytham Dr 0.19mi 3/2.5 (-1) 1,749 (-12%) 3mo $264,230 $151 64
654 Lytham Dr 0.22mi 3/2.5 (-1) 1,749 (-12%) 3mo $264,230 $151 63
682 Lytham Dr 0.26mi 3/2.5 (-1) 1,749 (-12%) 3mo $268,230 $153 62
3056 Greymoor Cir 0.56mi 3/2.0 (-1) 1,885 (-5%) 0mo $300,000 $159 59
592 Whitby Ct 0.28mi 3/2.5 (-1) 1,749 (-12%) 6mo $268,180 $153 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.06% rent growth · sell at horizon

5-year hold
IRR
-25.2%
Equity multiple
0.13×
Total profit
$-68,479
Equity at exit
$41,895
10-year hold
IRR
-15.8%
Equity multiple
0.03×
Total profit
$-76,146
Equity at exit
$24,294

Cash invested: $78,674 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
48 active · 41 under contract
Months of supply
9.6 mo (10%/mo absorbed)
Median asking
$285,750 ($140/sqft)
Median days on market
136 d
This list price
42% of active listings are priced below it
ARV vs active asking
+6.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 29801

Rents YoY
5.1%
Active inventory
687
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$2,023 high interval (Pro) →
Mortgage (P&I)
$1,473
Tax est. 1.5%
$351 /mo · $4,215/yr
Insurance
$117
HOA
$85
Vacancy / Maint / Mgmt
$425
Net cashflow
$-429

Break-even live

Break-even rent $2,566
Max offer price $218,934
Occupancy floor

Sensitivity live

Price -10% $-235 -5% $-332 +0% $-429 +5% $-526 +10% $-623
Rent -10% $-589 -5% $-509 +0% $-429 +5% $-349 +10% $-269
Rate -1.0pp $-287 -0.5pp $-357 base $-429 +0.5pp $-502 +1.0pp $-576

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$70,245
Closing costs
$8,429
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
433 Whitby Ct Aiken, SC 5.0 3.0 2378 $2,495 $1.05 117d 1 0.25mi
430 Whitby Ct Aiken, SC 3.0 2.5 1749 $1,850 $1.06 6d 1 0.27mi
6036 Beadlow St Aiken, SC 3.0 2.0 1376 $1,890 $1.37 2d 1 0.31mi
1015 Tabor Pl Aiken, SC 4.0 3.5 1892 $1,999 $1.06 5d 1 0.39mi
721 Grovebury Ct Aiken, SC 3.0 2.5 1435 $1,750 $1.22 109d 1 0.41mi
811 Grovebury Ct Aiken, SC 3.0 2.5 1435 $1,699 $1.18 6d 1 0.45mi
934 Manitou Cir Aiken, SC 3.0 3.0 1551 $1,800 $1.16 6d 1 0.51mi
983 Manitou Cir Aiken, SC 3.0 2.0 1551 $1,980 $1.28 119d 1 0.52mi
266 Mansell Park Aiken, SC 3.0 2.5 1807 $1,950 $1.08 117d 1 0.59mi
293 Mansell Park Aiken, SC 4.0 2.5 2386 $2,250 $0.94 117d 1 0.59mi
651 Manitou Cir Aiken, SC 4.0 2.5 2046 $1,895 $0.93 3d 1 0.61mi
423 Tarsel Ct Aiken, SC 3.0 2.0 1357 $1,595 $1.18 6d 1 0.63mi
8034 Macbean Loop Aiken, SC 1.0–3.0 1.0–2.0 1034 $1,505 $1.46 0d 37 0.65mi
860 Delta Ln Unit 860 Aiken, SC 4.0 4.0 2336 $2,100 $0.90 109d 1 0.71mi
3124 Saint Charles Ave Aiken, SC 3.0 2.0 1550 $1,985 $1.28 6d 1 0.71mi
3124 Saint Charles Ave Aiken, SC 3.0 2.0 1550 $2,085 $1.35 117d 1 0.71mi
203 Bobwhite Dr Aiken, SC 3.0 2.0 1334 $1,595 $1.20 109d 1 0.75mi
212 Bobwhite Dr Aiken, SC 3.0 2.0 1334 $1,595 $1.20 6d 1 0.77mi
598 Burnaby Ct Aiken, SC 3.0 2.0 1748 $2,000 $1.14 6d 1 0.88mi
1034 Stockton St Aiken, SC 4.0 2.5 2522 $1,985 $0.79 0d 1 0.89mi

Property features AI

Finance

Other
Subdivision: The Abbey At Trolley Run Station
HOA & community
Homeowners association with annual fee of $1,015 (approx. $84.58/month)Community poolStreet lights

Exterior

Parking
Attached 2-car garage2 parking spaces total
Security
Smoke detectors
Utilities
Public waterPublic sewerCable available
Home design
Single-family homeTwo levelsEntry level: 1st floorNew construction
Construction
Brick, fiber cement, and frame constructionComposition roofSlab foundationHome warranty includedBuilt as new construction
Exterior features
Front porchLandscaped lotPaved road accessHas a viewPool available in the communityStreet lights in the community

Interior

Kitchen
RangeDishwasherMicrowaveKitchen islandPantryEat-in kitchen
Bedrooms
Total of 7 rooms (includes bedrooms and living spaces)
Flooring
CarpetLaminateVinyl
Bathrooms
2 full bathrooms1 half bathroom
Heating & cooling
Natural gas heatingCentral airCeiling fans
Interior features
Walk-in closetsEntrance foyerKitchen islandPantryEat-in kitchenWindow coveringsInsulated windowsTankless water heater
Laundry & utility
Tankless water heater

Listing history 50 events

  1. 2026-09-24
    days on market $280,980 Active 111 DOM
  2. 2026-09-23
    days on market $280,980 Active 110 DOM
  3. 2026-09-22
    days on market $280,980 Active 109 DOM
  4. 2026-09-21
    days on market $280,980 Active 108 DOM
  5. 2026-09-20
    days on market $280,980 Active 107 DOM
  6. 2026-09-19
    days on market $280,980 Active 106 DOM
  7. 2026-09-18
    days on market $280,980 Active 105 DOM
  8. 2026-09-17
    days on market $280,980 Active 104 DOM
  9. 2026-09-16
    days on market $280,980 Active 103 DOM
  10. 2026-09-15
    days on market $280,980 Active 102 DOM
  11. 2026-09-14
    days on market $280,980 Active 101 DOM
  12. 2026-09-13
    days on market $280,980 Active 100 DOM
  13. 2026-09-12
    days on market $280,980 Active 99 DOM
  14. 2026-09-11
    days on market $280,980 Active 98 DOM
  15. 2026-09-05
    days on market $280,980 Active 92 DOM
  16. 2026-09-04
    days on market $280,980 Active 91 DOM
  17. 2026-09-03
    days on market $280,980 Active 90 DOM
  18. 2026-08-31
    days on market $280,980 Active 87 DOM
  19. 2026-08-30
    days on market $280,980 Active 86 DOM
  20. 2026-08-29
    days on market $280,980 Active 85 DOM
  21. 2026-08-28
    days on market $280,980 Active 84 DOM
  22. 2026-08-27
    days on market $280,980 Active 83 DOM
  23. 2026-08-26
    days on market $280,980 Active 82 DOM
  24. 2026-08-25
    days on market $280,980 Active 81 DOM
  25. 2026-08-24
    days on market $280,980 Active 80 DOM
  26. 2026-08-23
    days on market $280,980 Active 79 DOM
  27. 2026-08-22
    days on market $280,980 Active 78 DOM
  28. 2026-08-21
    days on market $280,980 Active 77 DOM
  29. 2026-08-20
    days on market $280,980 Active 76 DOM
  30. 2026-08-19
    days on market $280,980 Active 75 DOM
  31. 2026-08-18
    days on market $280,980 Active 74 DOM
  32. 2026-08-17
    days on market $280,980 Active 73 DOM
  33. 2026-08-16
    days on market $280,980 Active 72 DOM
  34. 2026-08-15
    days on market $280,980 Active 71 DOM
  35. 2026-08-14
    days on market $280,980 Active 70 DOM
  36. 2026-08-13
    days on market $280,980 Active 69 DOM
  37. 2026-08-12
    days on market $280,980 Active 68 DOM
  38. 2026-08-11
    days on market $280,980 Active 67 DOM
  39. 2026-08-10
    days on market $280,980 Active 66 DOM
  40. 2026-08-09
    days on market $280,980 Active 65 DOM
  41. 2026-08-08
    days on market $280,980 Active 64 DOM
  42. 2026-08-07
    days on market $280,980 Active 63 DOM
  43. 2026-08-06
    days on market $280,980 Active 62 DOM
  44. 2026-08-05
    days on market $280,980 Active 61 DOM
  45. 2026-08-04
    days on market $280,980 Active 60 DOM
  46. 2026-08-03
    pricedays on market $280,980 Active 59 DOM
  47. 2026-07-31
    days on market $278,170 Active 56 DOM
  48. 2026-07-29
    days on market $278,170 Active 54 DOM
  49. 2026-07-27
    days on market $278,170 Active 52 DOM
  50. 2026-07-25
    days on market $278,170 Active 50 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,273
− Mortgage interest
−$15,739
− Property taxes
−$4,215
− Insurance
−$1,405
− Repairs & maintenance
−$1,942
− Management
−$1,942
− HOA
−$1,020
− Depreciation
−$8,174
Taxable loss
−$10,163
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,439
After-tax cash flow
$-2,706/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 27 photos

Excellent 100/100 None rehab

This new construction home in The Abbey at Trolley Run Station is move-in ready with excellent condition and modern finishes.

Value-add opportunities

  • Both Painting the exterior — Enhances curb appeal and value
  • Both Landscaping improvements — Enhances curb appeal and value
  • Both New flooring in bathrooms — Improves aesthetics and functionality
  • Both New kitchen appliances — Enhances functionality and appeal
F Composite school gradezoned avg 41/100

Zoned Schools

Elementary Graniteville Elementary Middle Leavelle Mccampbell Middle F SC #162/229 Nat'l #10,204/14,009 High Midland Valley High C SC #120/196 Nat'l #4,077/17,239

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC
C Composite livability gradescore 67/100

Livability — Aiken

Score
67/100
State rank
#93
US rank
#10443

Category grades

Amenities B Commute F Cost of living A Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 178,003 people
City population
71,807
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
31,108
Household income
$59,573
Rent vs Own
33.2% rent · 66.8% own
Severe rent burden
13% of renters

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 50% Black 42% Hispanic / Latino 5% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
3% · Canada, Jamaica
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Price history

-1.4% since first listed
4 events — show timeline
  • 2026-06-09 Price Changed $286,230 Zillow
  • 2026-06-05 Listed $286,230 Hive MLS
  • 2026-06-05 Listed $286,230 AMLS
  • 2026-05-23 Listed $290,230 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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