CashFlowRE
Sign in Sign up
625 Boggy Bayou Rd
B- Composite 67.23
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +2.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$55,000

625 Boggy Bayou Rd · Marksville, LA 71351
2 bd · 1.0 ba · 1,150 sqft · Manufactured · 157 Days on market
Built 1993 0.34 ac lot ↓ 15% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • 0.34 acre lot
  • Built 1993
  • Listed 156 days

Property features AI

Exterior

  • Utilities: Electric service: Entergy
  • Home design: Single-family residence
  • Construction: Wood siding; Metal roof
  • Exterior features: Metal roof; Wood siding construction; Property includes acreage

Interior

  • Bathrooms: 1 full bathroom
  • Heating & cooling: Window unit(s) for cooling; Other heating (has heating)
  • Interior features: Bedroom 1; Dining room; Living room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $55k.

Deal economics

  • At list price, monthly cash flow is $328 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($990 rent vs $55k).
  • Recommended offer: $48k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.2% vs local median 6.5% in Marksville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 52/100 on livability (#415 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: health & safety C-, schools D, crime F.
  • Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 75 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 157 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $48,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 157 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.80%
Cap rate
16.18%
Cash-on-cash
35.30%
DSCR
2.57
GRM
4.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.2%
Equity multiple
1.78×
Total profit
$12,030
Equity at exit
$8,201
10-year hold
IRR
27.6%
Equity multiple
3.44×
Total profit
$37,610
Equity at exit
$4,755

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71351

Active inventory
75
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$990 medium interval (Pro) →
Mortgage (P&I)
$288
Tax from tax record
$18 /mo · $217/yr
Insurance
$23
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$208
Net cashflow
$328

Break-even live

Break-even rent $575
Max offer price $55,000
Occupancy floor 62%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,750
Closing costs
$1,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-19
    days on market $55,000 Active 157 DOM
  2. 2026-06-18
    days on market $55,000 Active 156 DOM
  3. 2026-06-17
    days on market $55,000 Active 155 DOM
  4. 2026-06-16
    days on market $55,000 Active 154 DOM
  5. 2026-06-15
    days on market $55,000 Active 153 DOM
  6. 2026-06-14
    days on market $55,000 Active 151 DOM
  7. 2026-06-13
    days on market $55,000 Active 150 DOM
  8. 2026-06-10
    days on market $55,000 Active 148 DOM
  9. 2026-06-09
    days on market $55,000 Active 147 DOM
  10. 2026-06-08
    days on market $55,000 Active 146 DOM
  11. 2026-06-07
    days on market $55,000 Active 145 DOM
  12. 2026-06-03
    days on market $55,000 Active 141 DOM
  13. 2026-06-02
    days on market $55,000 Active 140 DOM
  14. 2026-06-01
    days on market $55,000 Active 139 DOM
  15. 2026-05-31
    days on market $55,000 Active 138 DOM
  16. 2026-05-30
    days on market $55,000 Active 137 DOM
  17. 2026-04-15
    price $55,000
  18. 2026-01-13
    listed $65,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$217 · $18/mo
Projected year-2 tax
$302 · $25/mo
Expected delta
+$86/yr (+$7/mo · 39.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,886
− Mortgage interest
−$3,081
− Property taxes
−$217
− Insurance
−$1,778
− Repairs & maintenance
−$951
− Management
−$951
− Depreciation
−$1,600
Taxable income
$3,309
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$794
After-tax cash flow
$3,140/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Avoyelles Parish
NCES district ID
2200150
Math proficiency
22% ▼ -32.00%
Reading proficiency
30% ▼ -29.00%
Median HH income
$33,891
Composite
21.32/100
National rank
#8378
State rank
#56 of 98 in LA

Livability — Marksville

Score
52/100
State rank
#415
US rank
#25114

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B- Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
11,494

Population outlook (Avoyelles County) Hauer SSP2

Today (2025)
39,084 people
By 2030
37,784 · -3.3%
By 2040
35,049 · -10.3%
By 2050
32,225 · -17.5%
By 2075
25,695 · -34.3%
By 2100
18,985 · -51.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (62%)
Race & ethnicity
White 62% Black 25% Two or more races 8% Hispanic / Latino 2% Native American 2% Asian 1%
Common ancestry
Lithuanian 22% Iranian 1%
Foreign-born
2% · Canada, China, Vietnam
Languages at home
91% English-only · French/Haitian/Cajun 7% Spanish 1% Chinese 1%

Political lean MEDSL · Avoyelles

2024 margin
Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
2008→2024 swing
-20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
All cycles
2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -66.16%
Current HPI
95.5318
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-15.4% since first listed
2 events — show timeline
  • 2026-04-15 Price Changed $55,000 AcadianaMLS
  • 2026-01-13 Listed $65,000 AcadianaMLS

Property tax history

+3.1%/yr

Latest (2025): $217 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…