1396 Moravia Rd · S.N.P.J., PA 16120

$119,900

3 bd · 1.0 ba · 1,064 sqft · Manufactured public records · 3 Days on market

Built 1997 8.06 ac lot $113/sqft · 11% below area Est $135k · 11% under ↓ 3% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.6/30.0
• ARV discount +12.4/15.0
• DSCR +10.0/10.0
• 1% rule +8.0/10.0
• Appreciation +6.8/10.0
• Schools +4.4/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

1396 Moravia Road in Enon Valley, PA, a quiet scenic property offering outdoor space and opportunity. Set in a peaceful country location, this home provides a private setting with plenty of acreage to enjoy the outdoors. It's the perfect place to be close to nature and watch the deer and other wildlife that frequently visit. A standout feature is the very large one-car garage, offering generous space for storage, a workshop, or hobby use. The home is also equipped with a modern furnace that can use either electric or oil, allowing flexibility. The master bedroom is highlighted by elegant French doors that lead to an ensuite bathroom with a garden tub and separate shower. The kitchen has an island and a nearby laundry room for convenience. It's a great starter home with enough spacious rural property to be the perfect spot to build the larger home of your dreams as well. Only cash buyers. The property is being sold as-is. The buyer acknowledges they are purchasing the property in its current condition and waives any and all rights to inspections, inspection contingencies, and requests for repairs or allowances. Repairs will not be made and concessions will not be provided for any potential defects.

Key facts

• 8.06 acre property
• Existing mobile home
• Utility hookups

Tags

• 8.06 ACRE PROPERTY
• SPACIOUS 2-CAR GARAGE
• EXISTING MOBILE HOME
• UTILITY HOOKUPS

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath manufactured listed at $120k.

Deal economics

• At list price, monthly cash flow is $433 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Mohawk Area SD (rural): math 41% / reading 62% proficiency, ranked #159 of 539 in PA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 2 active listings in the ZIP; 51 units permitted in Lawrence County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($829 loan paydown + $4k appreciation (3.6% local appreciation)).
• Lawrence County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.6% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Recommended offer $119,900

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.30% ✓
• Cap rate: 10.63%
• Cash-on-cash: 15.49%
• DSCR: 1.69
• GRM: 6.4

CMA / ARV

• ARV (median comp): $134,670
• List price: $119,900
• Delta: 7.67%
• Verdict: FAIR
• Comps: 1 within 2.0 mi

Projected returns pro-forma

3.62% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.4%
• Equity multiple: 2.37×
• Total profit: $46,051
• Equity at exit: $58,164

10-year hold

• IRR: 23.8%
• Equity multiple: 4.59×
• Total profit: $120,445
• Equity at exit: $93,095

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 16120

• Home prices YoY: 1.8%
• Active inventory: 2
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $1,553 medium
• Mortgage (P&I): −$629
• Tax from tax record: −$115 /mo · $1,375/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$326
• Net cashflow: $433

Break-even live

Break-even rent $1,004

Max offer price $119,900

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Listing history 9 events

1. 2026-06-19
   days on market $119,900 Active 3 DOM
2. 2026-06-18
   days on market $119,900 Active 2 DOM
3. 2026-06-17
   pricedays on marketlisting id $119,900 Active 1 DOM
4. 2026-06-02
   days on market $145,000 Active 129 DOM
5. 2026-06-01
   days on market $145,000 Active 128 DOM
6. 2026-05-31
   days on market $145,000 Active 127 DOM
7. 2026-05-30
   days on market $145,000 Active 126 DOM
8. 2026-03-05
   price $145,000 1216-char remark

   Show marketing remark (1216 chars)

   1396 Moravia Road in Enon Valley, PA, a quiet scenic property offering outdoor space and opportunity. Set in a peaceful country location, this home provides a private setting with plenty of acreage to enjoy the outdoors. It's the perfect place to be close to nature and watch the deer and other wildlife that frequently visit. A standout feature is the very large one-car garage, offering generous space for storage, a workshop, or hobby use. The home is also equipped with a modern furnace that can use either electric or oil, allowing flexibility. The master bedroom is highlighted by elegant French doors that lead to an ensuite bathroom with a garden tub and separate shower. The kitchen has an island and a nearby laundry room for convenience. It's a great starter home with enough spacious rural property to be the perfect spot to build the larger home of your dreams as well. Only cash buyers. The property is being sold as-is. The buyer acknowledges they are purchasing the property in its current condition and waives any and all rights to inspections, inspection contingencies, and requests for repairs or allowances. Repairs will not be made and concessions will not be provided for any potential defects.

9. 2026-01-24
   listed $150,000 Active 1216-char remark

   Show marketing remark (1216 chars)

   1396 Moravia Road in Enon Valley, PA, a quiet scenic property offering outdoor space and opportunity. Set in a peaceful country location, this home provides a private setting with plenty of acreage to enjoy the outdoors. It's the perfect place to be close to nature and watch the deer and other wildlife that frequently visit. A standout feature is the very large one-car garage, offering generous space for storage, a workshop, or hobby use. The home is also equipped with a modern furnace that can use either electric or oil, allowing flexibility. The master bedroom is highlighted by elegant French doors that lead to an ensuite bathroom with a garden tub and separate shower. The kitchen has an island and a nearby laundry room for convenience. It's a great starter home with enough spacious rural property to be the perfect spot to build the larger home of your dreams as well. Only cash buyers. The property is being sold as-is. The buyer acknowledges they are purchasing the property in its current condition and waives any and all rights to inspections, inspection contingencies, and requests for repairs or allowances. Repairs will not be made and concessions will not be provided for any potential defects.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,375 · $115/mo
• Projected year-2 tax: $1,635 · $136/mo
• Expected delta: +$260/yr (+$22/mo · 18.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,635
• − Mortgage interest: −$6,716
• − Property taxes: −$1,375
• − Insurance: −$600
• − Repairs & maintenance: −$1,491
• − Management: −$1,491
• − Depreciation: −$3,488
• Taxable income: $3,474
• Est. tax owed @ 24.0%: −$834
• After-tax cash flow: $4,368/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mohawk Area SD
• NCES district ID: 4215540
• Math proficiency: 41% ▼ -14.00%
• Reading proficiency: 62% ▼ -6.00%
• Median HH income: $49,801
• Composite: 43.93/100
• National rank: #2908
• State rank: #159 of 539 in PA

Livability — S.N.P.J.

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 2,185

Population outlook (Lawrence County) Hauer SSP2

• Today (2025): 81,781 people
• By 2030: 77,978 · -4.7%
• By 2040: 69,522 · -15.0%
• By 2050: 61,344 · -25.0%
• By 2075: 45,027 · -44.9%
• By 2100: 31,305 · -61.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Two or more races 5%
• Common ancestry: Serbian 8% Romanian 5% Slovak 3%
• Foreign-born: 0% · Canada
• Languages at home: 98% English-only · German/W. Germanic 1%

Political lean MEDSL · Lawrence

• 2024 margin: Solid R (+33.8) · D 32.8% · R 66.5%
• 2008→2024 swing: -28.7pp toward R · 2008: -5.1pp · 2024: -33.8pp
• All cycles: 2024: R+33.8 2020: R+29.6 2016: R+28.1 2012: R+9.0 2008: R+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.62%
• Current HPI: 203.919
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-3.3% since first listed

2 events — show timeline

• 2026-03-05 Price Changed $145,000 ForSaleByOwner.com
• 2026-01-24 Listed $150,000 ForSaleByOwner.com

Property tax history

+1.3%/yr

Latest (2025): $1,375 · +0.0% YoY. Source: county tax records.