7408 Fir Ave · Lubbock, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 5/10 · Moderate
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.7/30.0
- ARV discount +8.5/15.0
- DSCR +6.6/10.0
- Appreciation +6.6/10.0
- 1% rule +5.5/10.0
- Livability +4.0/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$147,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into this beautifully updated 3-bedroom, 2-bath home with a 1-car garage! a true gem that's ready to impress! With nearly 1,500 sq. ft. of living space, this home offers the perfect blend of modern updates and classic charm. The spacious interior boasts stylish finishes, a functional layout, and room for everyone to live, work, and play. But the real showstopper is outside! The huge backyard is a dream come true, offering endless possibilities for projects, gardening, or creating the outdoor oasis you've always wanted. The nice patio is perfect for relaxing evenings, weekend barbecues, or entertaining friends and family. This home is an excellent opportunity for first-time buyers looking to start their journey, savvy investors seeking a valuable addition to their portfolio, or families searching for a place to grow and make lasting memories. Rarely does a property with this much potential and character come along, so don't let it slip away and schedule your showing today!
Key facts
- One-car garage
- Natural light
- Updated flooring
Tags
Property features AI
Exterior
- Parking: Attached garage (1 car)
- Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Natural gas available
- Home design: Single-family residence; Updated/remodeled; Residential property
- Construction: Brick construction; Composition roof; Slab foundation; Built area above grade: 1,696
- Exterior features: Fenced backyard with wood fencing; Paved road frontage on a city street; Publicly maintained road
Interior
- Kitchen: Range; Electric oven; Electric range; Free-standing range; Microwave; Refrigerator
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air; Ceiling fan(s)
- Interior features: Breakfast bar; Ceiling fan(s)
- Laundry & utility: Laundry located in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $148k.
Deal economics
- At list price, monthly cash flow is $200 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $148k).
- Recommended offer: $143k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#37 in TX, #1,749 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, schools D+, crime F.
- Lubbock ISD (urban): math 36% / reading 39% proficiency, ranked #481 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 91 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,219 units permitted in Lubbock County in 2024 (252 in 5+ unit buildings).
- This rent runs 36% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (3.2% local appreciation)).
- Lubbock County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (3.2% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 43 days — a 3% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 7.92%
- Cash-on-cash
- 5.80%
- DSCR
- 1.26
- GRM
- 8.0
CMA / ARV
- ARV (median comp)
- $151,125
- List price
- $147,900
- Delta
- -2.13%
- Verdict
- FAIR
- Comps
- 2 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 707 77th St | 0.72mi | 3/1.0 | 1,394 (-6%) | 18mo | $137,464 | $99 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.22% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 13.5%
- Equity multiple
- 1.78×
- Total profit
- $32,351
- Equity at exit
- $68,371
- IRR
- 15.3%
- Equity multiple
- 3.30×
- Total profit
- $95,190
- Equity at exit
- $106,843
Cash invested: $41,412 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79404
- Home prices YoY
- 2.0%
- Active inventory
- 91
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $1,548 high interval (Pro) →
- Mortgage (P&I)
- −$776
- Tax from tax record
- −$185 /mo · $2,221/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$325
- Net cashflow
- $200
Break-even live
Sensitivity live
| Price | -10% $284 | -5% $242 | +0% $200 | +5% $158 | +10% $117 |
|---|---|---|---|---|---|
| Rent | -10% $78 | -5% $139 | +0% $200 | +5% $261 | +10% $323 |
| Rate | -1.0pp $275 | -0.5pp $238 | base $200 | +0.5pp $162 | +1.0pp $123 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,975
- Closing costs
- $4,437
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 320 E 76th St Lubbock, TX | 3.0 | 2.0 | 1310 | $1,599 | $1.22 | 14d | 1 | 0.10mi |
| 312 E 76th St Lubbock, TX | 3.0 | 2.0 | 1430 | $1,599 | $1.12 | 14d | 1 | 0.12mi |
| 7702 Elm Ave Lubbock, TX | 3.0 | 2.0 | 1470 | $1,600 | $1.09 | 14d | 1 | 0.12mi |
| 7704 Elm Ave Lubbock, TX | 3.0 | 2.0 | 1310 | $1,599 | $1.22 | 14d | 1 | 0.13mi |
| 312 E 77th St Lubbock, TX | 3.0 | 2.0 | 1310 | $1,619 | $1.24 | 44d | 1 | 0.15mi |
| 7715 Date Ave Lubbock, TX | 3.0 | 2.0 | 1430 | $1,599 | $1.12 | 22d | 1 | 0.19mi |
| 7717 Date Ave Lubbock, TX | 3.0 | 2.0 | 1430 | $1,899 | $1.33 | 14d | 1 | 0.19mi |
| 7723 Date Ave Lubbock, TX | 3.0 | 2.0 | 1310 | $1,599 | $1.22 | 22d | 1 | 0.22mi |
| 8011 Date Ave Lubbock, TX | 3.0 | 2.0 | 1310 | $1,599 | $1.22 | 22d | 1 | 0.33mi |
| 8015 Date Ave Lubbock, TX | 3.0 | 2.0 | 1310 | $1,599 | $1.22 | 22d | 1 | 0.35mi |
| 8017 Date Ave Lubbock, TX | 3.0 | 2.0 | 1382 | $1,599 | $1.16 | 14d | 1 | 0.36mi |
| 8030 Elm Ave Lubbock, TX | 3.0 | 2.0 | 1310 | $1,599 | $1.22 | 14d | 1 | 0.40mi |
| 110 E 82nd St Unit 2 Lubbock, TX | 3.0 | 2.0 | 1113 | $1,150 | $1.03 | 44d | 1 | 0.53mi |
| 914 82nd St Unit B Lubbock, TX | 2.0 | 1.0 | 932 | $900 | $0.97 | 44d | 1 | 0.96mi |
| 1106 82nd St Unit B Lubbock, TX | 3.0 | 2.0 | 1243 | $950 | $0.76 | 44d | 1 | 1.02mi |
| 1108 82nd St Unit A Lubbock, TX | 3.0 | 2.0 | 1243 | $950 | $0.76 | 44d | 1 | 1.02mi |
| 1113 80th St Unit A Lubbock, TX | 3.0 | 2.0 | 1443 | $1,250 | $0.87 | 44d | 1 | 1.04mi |
| 1112 82nd St Unit B Lubbock, TX | 3.0 | 2.0 | 1243 | $950 | $0.76 | 44d | 1 | 1.04mi |
| 1115 80th St Unit A Lubbock, TX | 3.0 | 2.0 | 1443 | $1,250 | $0.87 | 44d | 1 | 1.05mi |
| 1116 82nd St Unit B Lubbock, TX | 3.0 | 2.0 | 1243 | $950 | $0.76 | 44d | 1 | 1.06mi |
| 1118 82nd St Unit A Lubbock, TX | 3.0 | 2.0 | 1243 | $950 | $0.76 | 44d | 1 | 1.07mi |
| 5614 Avenue A Unit A Lubbock, TX | 3.0 | 1.0 | 1129 | $695 | $0.62 | 22d | 1 | 1.21mi |
| 1508 82nd St Unit A Lubbock, TX | 2.0 | 1.0 | 960 | $750 | $0.78 | 44d | 1 | 1.25mi |
| 1512 82nd St Unit B Lubbock, TX | 2.0 | 1.0 | 900 | $750 | $0.83 | 22d | 1 | 1.27mi |
| 1307 61st St Lubbock, TX | 3.0 | 1.0 | 1073 | $1,150 | $1.07 | 14d | 1 | 1.37mi |
| 1341 65th Dr Unit C Lubbock, TX | 2.0 | 1.5 | 1000 | $695 | $0.69 | 22d | 1 | 1.38mi |
| 5512 Avenue G Unit G Lubbock, TX | 3.0 | 1.0 | 1117 | $1,000 | $0.90 | 44d | 1 | 1.40mi |
| 1625 79th Pl Lubbock, TX | 3.0 | 2.0 | 1541 | $1,650 | $1.07 | 45d | 1 | 1.43mi |
| 1606 82nd St Lubbock, TX | 1.0–2.0 | 1.0–2.0 | 843 | $1,580 | $1.87 | 14d | 16 | 1.44mi |
| 1805 79th Pl Lubbock, TX | 3.0 | 2.0 | 1284 | $1,375 | $1.07 | 44d | 1 | 1.47mi |
| 6130 Avenue P Lubbock, TX | 4.0 | 2.0 | 1387 | $1,100 | $0.79 | 44d | 1 | 1.47mi |
| 7006 Avenue S Lubbock, TX | 4.0 | 2.0 | 1498 | $1,800 | $1.20 | 44d | 1 | 1.47mi |
| 313 52nd St Lubbock, TX | 4.0 | 1.0 | 1044 | $975 | $0.93 | 22d | 1 | 1.49mi |
Listing history 29 events
-
2026-06-18days on market $147,900 Active 43 DOM
-
2026-06-17days on market $147,900 Active 42 DOM
-
2026-06-16days on market $147,900 Active 41 DOM
-
2026-06-15days on market $147,900 Active 40 DOM
-
2026-06-14days on market $147,900 Active 38 DOM
-
2026-06-13days on market $147,900 Active 37 DOM
-
2026-06-10days on market $147,900 Active 35 DOM
-
2026-06-09days on market $147,900 Active 34 DOM
-
2026-06-08days on market $147,900 Active 33 DOM
-
2026-06-07days on market $147,900 Active 32 DOM
-
2026-06-05days on market $147,900 Active 29 DOM
-
2026-06-03days on market $147,900 Active 28 DOM
-
2026-06-02days on market $147,900 Active 27 DOM
-
2026-06-01days on market $147,900 Active 26 DOM
-
2026-05-31days on market $147,900 Active 25 DOM
-
2026-05-30days on market $147,900 Active 24 DOM
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2026-05-04$147,900 Active 1257-char remark
-
2025-07-17soldstatus Closed 991-char remark
Show marketing remark (991 chars)
Step into this beautifully updated 3-bedroom, 2-bath home with a 1-car garage! a true gem that's ready to impress! With nearly 1,500 sq. ft. of living space, this home offers the perfect blend of modern updates and classic charm. The spacious interior boasts stylish finishes, a functional layout, and room for everyone to live, work, and play. But the real showstopper is outside! The huge backyard is a dream come true, offering endless possibilities for projects, gardening, or creating the outdoor oasis you've always wanted. The nice patio is perfect for relaxing evenings, weekend barbecues, or entertaining friends and family. This home is an excellent opportunity for first-time buyers looking to start their journey, savvy investors seeking a valuable addition to their portfolio, or families searching for a place to grow and make lasting memories. Rarely does a property with this much potential and character come along, so don't let it slip away and schedule your showing today!
-
2025-06-08status Pending 991-char remark
Show marketing remark (991 chars)
Step into this beautifully updated 3-bedroom, 2-bath home with a 1-car garage! a true gem that's ready to impress! With nearly 1,500 sq. ft. of living space, this home offers the perfect blend of modern updates and classic charm. The spacious interior boasts stylish finishes, a functional layout, and room for everyone to live, work, and play. But the real showstopper is outside! The huge backyard is a dream come true, offering endless possibilities for projects, gardening, or creating the outdoor oasis you've always wanted. The nice patio is perfect for relaxing evenings, weekend barbecues, or entertaining friends and family. This home is an excellent opportunity for first-time buyers looking to start their journey, savvy investors seeking a valuable addition to their portfolio, or families searching for a place to grow and make lasting memories. Rarely does a property with this much potential and character come along, so don't let it slip away and schedule your showing today!
-
2025-05-24price $140,000 991-char remark
Show marketing remark (991 chars)
Step into this beautifully updated 3-bedroom, 2-bath home with a 1-car garage! a true gem that's ready to impress! With nearly 1,500 sq. ft. of living space, this home offers the perfect blend of modern updates and classic charm. The spacious interior boasts stylish finishes, a functional layout, and room for everyone to live, work, and play. But the real showstopper is outside! The huge backyard is a dream come true, offering endless possibilities for projects, gardening, or creating the outdoor oasis you've always wanted. The nice patio is perfect for relaxing evenings, weekend barbecues, or entertaining friends and family. This home is an excellent opportunity for first-time buyers looking to start their journey, savvy investors seeking a valuable addition to their portfolio, or families searching for a place to grow and make lasting memories. Rarely does a property with this much potential and character come along, so don't let it slip away and schedule your showing today!
-
2025-05-08price $145,000 991-char remark
Show marketing remark (991 chars)
Step into this beautifully updated 3-bedroom, 2-bath home with a 1-car garage! a true gem that's ready to impress! With nearly 1,500 sq. ft. of living space, this home offers the perfect blend of modern updates and classic charm. The spacious interior boasts stylish finishes, a functional layout, and room for everyone to live, work, and play. But the real showstopper is outside! The huge backyard is a dream come true, offering endless possibilities for projects, gardening, or creating the outdoor oasis you've always wanted. The nice patio is perfect for relaxing evenings, weekend barbecues, or entertaining friends and family. This home is an excellent opportunity for first-time buyers looking to start their journey, savvy investors seeking a valuable addition to their portfolio, or families searching for a place to grow and make lasting memories. Rarely does a property with this much potential and character come along, so don't let it slip away and schedule your showing today!
-
2025-04-01price $150,000 991-char remark
Show marketing remark (991 chars)
Step into this beautifully updated 3-bedroom, 2-bath home with a 1-car garage! a true gem that's ready to impress! With nearly 1,500 sq. ft. of living space, this home offers the perfect blend of modern updates and classic charm. The spacious interior boasts stylish finishes, a functional layout, and room for everyone to live, work, and play. But the real showstopper is outside! The huge backyard is a dream come true, offering endless possibilities for projects, gardening, or creating the outdoor oasis you've always wanted. The nice patio is perfect for relaxing evenings, weekend barbecues, or entertaining friends and family. This home is an excellent opportunity for first-time buyers looking to start their journey, savvy investors seeking a valuable addition to their portfolio, or families searching for a place to grow and make lasting memories. Rarely does a property with this much potential and character come along, so don't let it slip away and schedule your showing today!
-
2025-03-06price $155,000 991-char remark
Show marketing remark (991 chars)
Step into this beautifully updated 3-bedroom, 2-bath home with a 1-car garage! a true gem that's ready to impress! With nearly 1,500 sq. ft. of living space, this home offers the perfect blend of modern updates and classic charm. The spacious interior boasts stylish finishes, a functional layout, and room for everyone to live, work, and play. But the real showstopper is outside! The huge backyard is a dream come true, offering endless possibilities for projects, gardening, or creating the outdoor oasis you've always wanted. The nice patio is perfect for relaxing evenings, weekend barbecues, or entertaining friends and family. This home is an excellent opportunity for first-time buyers looking to start their journey, savvy investors seeking a valuable addition to their portfolio, or families searching for a place to grow and make lasting memories. Rarely does a property with this much potential and character come along, so don't let it slip away and schedule your showing today!
-
2025-02-06price $165,000 991-char remark
Show marketing remark (991 chars)
Step into this beautifully updated 3-bedroom, 2-bath home with a 1-car garage! a true gem that's ready to impress! With nearly 1,500 sq. ft. of living space, this home offers the perfect blend of modern updates and classic charm. The spacious interior boasts stylish finishes, a functional layout, and room for everyone to live, work, and play. But the real showstopper is outside! The huge backyard is a dream come true, offering endless possibilities for projects, gardening, or creating the outdoor oasis you've always wanted. The nice patio is perfect for relaxing evenings, weekend barbecues, or entertaining friends and family. This home is an excellent opportunity for first-time buyers looking to start their journey, savvy investors seeking a valuable addition to their portfolio, or families searching for a place to grow and make lasting memories. Rarely does a property with this much potential and character come along, so don't let it slip away and schedule your showing today!
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2025-01-03$170,000 Active 991-char remark
Show marketing remark (991 chars)
Step into this beautifully updated 3-bedroom, 2-bath home with a 1-car garage! a true gem that's ready to impress! With nearly 1,500 sq. ft. of living space, this home offers the perfect blend of modern updates and classic charm. The spacious interior boasts stylish finishes, a functional layout, and room for everyone to live, work, and play. But the real showstopper is outside! The huge backyard is a dream come true, offering endless possibilities for projects, gardening, or creating the outdoor oasis you've always wanted. The nice patio is perfect for relaxing evenings, weekend barbecues, or entertaining friends and family. This home is an excellent opportunity for first-time buyers looking to start their journey, savvy investors seeking a valuable addition to their portfolio, or families searching for a place to grow and make lasting memories. Rarely does a property with this much potential and character come along, so don't let it slip away and schedule your showing today!
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2019-11-21soldstatus
Show marketing remark (121 chars)
Don't miss this beautiful UPDATED 3 bedroom 2 bath 1 car garage home! Rare find listed at $97,000 and nearly 1,500 Sq Ft!
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2019-10-07$97,000
Show marketing remark (121 chars)
Don't miss this beautiful UPDATED 3 bedroom 2 bath 1 car garage home! Rare find listed at $97,000 and nearly 1,500 Sq Ft!
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2019-04-02$98,000
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2019-02-25soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,221 · $185/mo
- Projected year-2 tax
- $2,707 · $226/mo
- Expected delta
- +$485/yr (+$40/mo · 21.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥100°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,571
- − Mortgage interest
- −$8,285
- − Property taxes
- −$2,221
- − Insurance
- −$740
- − Repairs & maintenance
- −$1,486
- − Management
- −$1,486
- − Depreciation
- −$4,303
- Taxable income
- $52
- Est. tax owed @ 24.0%
- −$12
- After-tax cash flow
- $2,391/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lubbock ISD
- NCES district ID
- 4828500
- Math proficiency
- 36% ▼ -8.00%
- Reading proficiency
- 39% ▼ -1.00%
- Median HH income
- $39,820
- Composite
- 31.44/100
- National rank
- #5984
- State rank
- #481 of 826 in TX
Livability — Lubbock
- Score
- 80/100
- State rank
- #37
- US rank
- #1749
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lubbock, TX
- County
- Lubbock County · 293,542 people
- City population
- 283,030
- Metro
- Lubbock, TX
- Population (ZIP)
- 8,529
- Household income
- $51,630
- Rent vs Own
- Severe rent burden
- 366.0
Population outlook (Lubbock County) Hauer SSP2
- Today (2025)
- 345,960 people
- By 2030
- 371,449 · +7.4%
- By 2040
- 424,539 · +22.7%
- By 2050
- 481,150 · +39.1%
- By 2075
- 633,467 · +83.1%
- By 2100
- 746,853 · +115.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Hispanic / Latino 55% Black 22% White 20% Two or more races 17% Native American 2%
- Hispanic origin (detail)
- Mexican 46%
- Common ancestry
- Romanian 1% Lithuanian 0%
- Foreign-born
- 5% · Canada
- Languages at home
- 64% English-only · Spanish 36%
Political lean MEDSL · Lubbock
- 2024 margin
- Solid R (+39.5) · D 29.7% · R 69.2% · Other 1.0%
- 2008→2024 swing
- -2.8pp toward R · 2008: -36.7pp · 2024: -39.5pp
- All cycles
- 2024: R+39.5 2020: R+32.2 2016: R+38.4 2012: R+40.9 2008: R+36.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.22%
- Current HPI
- 163.854
- Rent YoY
- —
- Metro
- Lubbock, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+50.9% since first listed13 events — show timeline
- 2026-05-04 Listed $147,900 LARMLS
- 2025-07-17 Sold (MLS) — LARMLS
- 2025-06-08 Pending — LARMLS
- 2025-05-24 Price Changed $140,000 LARMLS
- 2025-05-08 Price Changed $145,000 LARMLS
- 2025-04-01 Price Changed $150,000 LARMLS
- 2025-03-06 Price Changed $155,000 LARMLS
- 2025-02-06 Price Changed $165,000 LARMLS
- 2025-01-03 Listed $170,000 LARMLS
- 2019-11-21 Sold (MLS) — LARMLS
- 2019-10-07 Listed $97,000 LARMLS
- 2019-04-02 Listed $98,000 LARMLS
- 2019-02-25 Sold (Public Records) — Public Records
Property tax history
+6.4%/yrLatest (2025): $2,221 · -1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…