57 Ridgewood Cir · The Hideout, PA 18436

$275,000

2 bd · 2.0 ba · 1,835 sqft · SingleFamily public records · 6 Days on market

Built 1992 0.42 ac lot $150/sqft · 14% below area Est $279k · at est. $188/mo HOA · 9% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +8.1/15.0
• Cash flow +7.5/30.0
• Schools +4.4/10.0
• Livability +3.6/5.0
• 1% rule +2.5/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.7/10.0

Listing remarks

Spacious and bright ranch home in the Poconos featuring a beautiful open floor plan and soaring vaulted ceilings! This inviting home offers easy one-level living with plenty of natural light and a layout perfect for everyday comfort or entertaining. A 1-car attached garage adds convenience, while the lower level family room provides additional living space ideal for relaxing, hosting guests, or creating a media or game area. Located in the amenity-rich, gated recreational community of The Hideout, enjoy access to lakes, pools, beaches, golf course, ski hill, restaurant, bar, fitness center, and tiki bar. Whether you're searching for a full-time residence or a weekend getaway, this home offe

Key facts

• Access to lakes
• Open floor plan
• One-level living

Tags

• OPEN FLOOR PLAN
• VAULTED CEILINGS
• ONE-LEVEL LIVING
• LOWER LEVEL FAMILY ROOM
• GATED RECREATIONAL COMMUNITY
• ACCESS TO LAKES

Property features AI

Finance

• HOA & community: Part of The Hideout homeowners association; Annual association fee; Association amenities include clubhouse, pool, tennis courts, fitness center, playground, park, lake access, golf, marina/boat access, RV/boat storage, picnic areas, barbecue, walking/jogging paths, game courts, billiard room, game room, dog park, security, maintenance, trash service and other recreation facilities

Exterior

• Parking: Driveway; Garage (1 space); Gravel parking areas
• Security: Gated community
• Utilities: Public sewer
• Home design: Single family residence; Two levels
• Construction: Asphalt roof; Full, partially finished basement
• Exterior features: Front porch; Screened porch; Side porch; Cleared lot; View of Roamingwood Lake; Paved road access; Private road with private maintenance

Interior

• Kitchen: Dishwasher; Gas oven; Gas range; Microwave; Refrigerator
• Flooring: Carpet; Tile; Linoleum; Hardwood
• Bathrooms: Three full bathrooms
• Heating & cooling: Hot water heating; Propane heating; Ductless cooling
• Interior features: Open floorplan; Vaulted ceilings; Living room propane fireplace (1)
• Laundry & utility: Laundry closet on main level; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $275k.

Deal economics

• At list price, monthly cash flow is $-338 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $215k (21.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (24.8% below list).
• Recommended offer: $207k (24.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#668 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools D, amenities F, commute F.
• Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 337 active listings in the ZIP; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $29k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 2, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $151k; list at $275k implies a 82% gain — meaningful room to come down on a strong offer.

Recommended offer $206,728 (24.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 4.82%
• Cash-on-cash: -5.27%
• DSCR: 0.77
• GRM: 11.1

CMA / ARV

• ARV (median comp): $278,845
• List price: $275,000
• Delta: -1.38%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
102 Oak Cir	0.31mi	3/3.0 (+1)	1,820 (-1%)	13mo	$270,000	$148	64
145 Lakeview Dr W	0.67mi	3/2.0 (+1)	1,806 (-2%)	4mo	$310,000	$172	58
138 Oak Circle Cir	0.44mi	3/2.5 (+1)	1,750 (-5%)	11mo	$308,750	$176	55
248 Parkwood Dr	0.42mi	3/2.0 (+1)	1,697 (-8%)	10mo	$255,000	$150	55
122 Ridgewood Cir Lot 201	0.14mi	3/3.5 (+1)	2,008 (+9%)	15mo	$285,000	$142	54
53 Cedarwood Ter	0.38mi	3/3.0 (+1)	2,046 (+12%)	0mo	$380,000	$186	54
13 Lakewood Ct Lot 396	0.55mi	3/2.0 (+1)	1,928 (+5%)	14mo	$292,500	$152	49
83 Oak Cir	0.36mi	3/1.5 (+1)	1,570 (-14%)	4mo	$258,000	$164	49
67 Cedarwood Ter	0.44mi	3/2.5 (+1)	2,064 (+12%)	10mo	$299,000	$145	44
6 Greenview Court Ct	0.53mi	3/2.0 (+1)	1,593 (-13%)	9mo	$315,000	$198	40
582 Lakeview Dr W	0.70mi	3/3.0 (+1)	1,692 (-8%)	9mo	$275,000	$163	38
152 Lakeview Dr W	0.69mi	3/2.5 (+1)	2,055 (+12%)	14mo	$364,000	$177	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 20.6%
• Equity multiple: 2.67×
• Total profit: $128,296
• Equity at exit: $247,742

10-year hold

• IRR: 18.7%
• Equity multiple: 6.13×
• Total profit: $394,908
• Equity at exit: $534,265

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18436

• Home prices YoY: 16.9%
• Active inventory: 337
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $2,067 medium
• Mortgage (P&I): −$1,442
• Tax from tax record: −$227 /mo · $2,722/yr
• Insurance: −$115
• HOA: −$188
• Vacancy / Maint / Mgmt: −$434
• Net cashflow: $-338

Break-even live

Break-even rent $2,496

Max offer price $215,226

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,750
• Closing costs: $8,250
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $188 · $2,256/yr
• Likely covers: poolgymsecurity

Listing history 4 events

1. 2026-05-04
   status Pending 745-char remark
2. 2026-04-27
   listed $275,000 Active 745-char remark
3. 2005-09-27
   soldstatus $151,000
4. 1992-03-07
   soldstatus $18,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,722 · $227/mo
• Projected year-2 tax: $3,533 · $294/mo
• Expected delta: +$812/yr (+$68/mo · 29.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,807
• − Mortgage interest: −$15,404
• − Property taxes: −$2,722
• − Insurance: −$1,375
• − Repairs & maintenance: −$1,985
• − Management: −$1,985
• − HOA: −$2,256
• − Depreciation: −$8,000
• Taxable loss: −$8,919
• Est. tax savings @ 24.0%: +$2,140
• After-tax cash flow: $-1,920/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Western Wayne SD
• NCES district ID: 4226070
• Math proficiency: 39% ▼ -12.00%
• Reading proficiency: 63% ▼ -6.00%
• Median HH income: $51,358
• Composite: 43.65/100
• National rank: #2964
• State rank: #165 of 539 in PA

Livability — The Hideout

• Score: 72/100
• State rank: #668
• US rank: #6516

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: The Hideout, PA
• Population (ZIP): 13,225

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 47,924 people
• By 2030: 46,191 · -3.6%
• By 2040: 42,815 · -10.7%
• By 2050: 39,873 · -16.8%
• By 2075: 34,556 · -27.9%
• By 2100: 28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Romanian 9% Scotch-Irish 2% Iranian 2%
• Foreign-born: 4%
• Languages at home: 95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Wayne

• 2024 margin: Solid R (+37.1) · D 31.1% · R 68.2%
• 2008→2024 swing: -24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
• All cycles: 2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 47.95%
• Current HPI: 331.9645
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+1427.8% since first listed

4 events — show timeline

• 2026-05-04 Pending — PWMLS
• 2026-04-27 Listed $275,000 PWMLS
• 2005-09-27 Sold (Public Records) $151,000 Public Records
• 1992-03-07 Sold (Public Records) $18,000 Public Records

Property tax history

+2.1%/yr

Latest (2026): $2,722 · +3.1% YoY. Source: county tax records.