133 Bauer Cir · Daytona Beach, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.0/30.0
- ARV discount +7.5/15.0
- 1% rule +4.3/10.0
- Livability +4.2/5.0
- Appreciation +4.0/10.0
- Rent growth +3.9/5.0
- Schools +3.9/10.0
- DSCR +2.5/10.0
- Condition / age +2.5/5.0
$278,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fantastic 2- bedroom , 2 bath home directly across the street from a large lake, newly updated with a new range and microwave. The interior has been completely repainted an is move n ready. This location is in the desirable LPGA community where 2 world class golf courses, a restaurant, bar, and world head for tennis just accross from LPGA. The clubhouse features an Olympic-size swimming pool and fitness room. The roof was replaced 2019 and the exterior is painted every 5 years. This is a wonderful neighborhood to enjoy nature, convenience and an exceptional lifestyle. A shared paver-brick driveway adds to the homes welcoming charm.
Key facts
- New range
- Fitness room
- New microwave
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $278k.
Deal economics
- At list price, monthly cash flow is $-217 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $240k (13.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $259k (6.8% below list).
- Recommended offer: $240k (13.8% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
- Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
- Market conditions: Rents rising fast (+5.5%/yr); 335 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
- This rent runs 34% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-2.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 102 days — a 9% lower offer ($253k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 20y ago; this cycle's ask has dropped $21k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $129k; list at $278k implies a 116% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 102 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 5.36%
- Cash-on-cash
- -3.34%
- DSCR
- 0.85
- GRM
- 8.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.99% appreciation · 5.46% rent growth · sell at horizon
- IRR
- -12.8%
- Equity multiple
- 0.48×
- Total profit
- $-40,103
- Equity at exit
- $54,131
- IRR
- -1.8%
- Equity multiple
- 0.84×
- Total profit
- $-12,672
- Equity at exit
- $46,392
Cash invested: $77,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32124
- Home prices YoY
- -0.6%
- Rents YoY
- 5.5%
- Active inventory
- 335
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $2,592 medium interval (Pro) →
- Mortgage (P&I)
- −$1,458
- Tax from tax record
- −$448 /mo · $5,379/yr
- Insurance
- −$116
- HOA
- −$242
- Vacancy / Maint / Mgmt
- −$544
- Net cashflow
- $-217
Break-even live
Sensitivity live
| Price | -10% $-59 | -5% $-138 | +0% $-217 | +5% $-295 | +10% $-374 |
|---|---|---|---|---|---|
| Rent | -10% $-421 | -5% $-319 | +0% $-217 | +5% $-114 | +10% $-12 |
| Rate | -1.0pp $-77 | -0.5pp $-146 | base $-217 | +0.5pp $-289 | +1.0pp $-362 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,500
- Closing costs
- $8,340
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 136 Links Terrace Blvd Daytona Beach, FL | 3.0 | 2.0 | 1483 | $2,500 | $1.69 | 20d | 1 | 0.74mi |
| 132 Lost Ball Dr Daytona Beach, FL | 3.0 | 2.0 | 1484 | $2,300 | $1.55 | 25d | 1 | 0.83mi |
| 100 Integra TC Blvd Daytona Beach, FL | 3.0 | 1.0–2.0 | 942 | $2,184 | $2.32 | 13d | 28 | 1.10mi |
| 402 Tiki Ter Daytona Beach, FL | 2.0 | 2.0 | 1608 | $2,800 | $1.74 | 25d | 1 | 1.15mi |
HOA detail
- Monthly dues
- $242 · $2,904/yr
- Likely covers
- pool
Listing history 29 events
-
2026-06-22days on market $278,000 Active 102 DOM
-
2026-06-18days on market $278,000 Active 99 DOM
-
2026-06-17days on market $278,000 Active 98 DOM
-
2026-06-16days on market $278,000 Active 97 DOM
-
2026-06-15days on market $278,000 Active 96 DOM
-
2026-06-14days on market $278,000 Active 94 DOM
-
2026-06-10days on market $278,000 Active 91 DOM
-
2026-06-09days on market $278,000 Active 90 DOM
-
2026-06-08days on market $278,000 Active 89 DOM
-
2026-06-07days on market $278,000 Active 88 DOM
-
2026-06-05days on market $278,000 Active 85 DOM
-
2026-06-03days on market $278,000 Active 84 DOM
-
2026-06-03days on market $278,000 Active 83 DOM
-
2026-06-01days on market $278,000 Active 82 DOM
-
2026-05-31days on market $278,000 Active 81 DOM
-
2026-05-31days on market $278,000 Active 80 DOM
-
2026-04-06price $278,000 639-char remark
Show marketing remark (639 chars)
Fantastic 2- bedroom , 2 bath home directly across the street from a large lake, newly updated with a new range and microwave. The interior has been completely repainted an is move n ready. This location is in the desirable LPGA community where 2 world class golf courses, a restaurant, bar, and world head for tennis just accross from LPGA. The clubhouse features an Olympic-size swimming pool and fitness room. The roof was replaced 2019 and the exterior is painted every 5 years. This is a wonderful neighborhood to enjoy nature, convenience and an exceptional lifestyle. A shared paver-brick driveway adds to the homes welcoming charm.
-
2026-03-08$299,000 Active 639-char remark
Show marketing remark (639 chars)
Fantastic 2- bedroom , 2 bath home directly across the street from a large lake, newly updated with a new range and microwave. The interior has been completely repainted an is move n ready. This location is in the desirable LPGA community where 2 world class golf courses, a restaurant, bar, and world head for tennis just accross from LPGA. The clubhouse features an Olympic-size swimming pool and fitness room. The roof was replaced 2019 and the exterior is painted every 5 years. This is a wonderful neighborhood to enjoy nature, convenience and an exceptional lifestyle. A shared paver-brick driveway adds to the homes welcoming charm.
-
2016-06-08soldstatus $129,000
-
2008-04-28$168,900
-
2008-01-28historical
-
2007-08-07$209,900
-
2007-07-29historical
-
2007-01-29$249,900
-
2006-10-24$249,900
-
2006-09-12historical
-
2006-08-21$225,000
-
2006-08-18historical
-
2006-03-28$225,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,379 · $448/mo
- Projected year-2 tax
- $5,379 · $448/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,099
- − Mortgage interest
- −$15,572
- − Property taxes
- −$5,379
- − Insurance
- −$1,390
- − Repairs & maintenance
- −$2,488
- − Management
- −$2,488
- − HOA
- −$2,904
- − Depreciation
- −$8,087
- Taxable loss
- −$7,210
- Est. tax savings @ 24.0%
- +$1,730
- After-tax cash flow
- $-869/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Volusia
- NCES district ID
- 1201920
- Math proficiency
- 44% ▼ -9.00%
- Reading proficiency
- 49% ▼ -3.00%
- Median HH income
- $42,946
- Composite
- 39.2/100
- National rank
- #4019
- State rank
- #47 of 73 in FL
Livability — Daytona Beach
- Score
- 83/100
- State rank
- #46
- US rank
- #867
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Daytona Beach, FL
- County
- Volusia County · 556,871 people
- City population
- 67,539
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- Population (ZIP)
- 11,409
- Household income
- $92,616
- Rent vs Own
- Severe rent burden
- 54.0
Population outlook (Volusia County) Hauer SSP2
- Today (2025)
- 572,749 people
- By 2030
- 598,695 · +4.5%
- By 2040
- 644,880 · +12.6%
- By 2050
- 681,451 · +19.0%
- By 2075
- 759,957 · +32.7%
- By 2100
- 778,902 · +36.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
- Common ancestry
- Romanian 3% Italian 2% Portuguese 1%
- Foreign-born
- 10% · Canada, Mexico, South Korea
- Languages at home
- 91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%
Political lean MEDSL · Volusia
- 2024 margin
- Strong R (+21.8) · D 38.7% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
- All cycles
- 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.99%
- Current HPI
- 311.7456
- Rent YoY
- ▲ 5.46%
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+23.6% since first listed13 events — show timeline
- 2026-04-06 Price Changed $278,000 Daytona MLS
- 2026-03-08 Listed $299,000 Daytona MLS
- 2016-06-08 Sold (Public Records) $129,000 Public Records
- 2008-04-28 Listed $168,900 Daytona MLS
- 2008-01-28 Listing Removed — Daytona MLS
- 2007-08-07 Listed $209,900 Daytona MLS
- 2007-07-29 Listing Removed — Daytona MLS
- 2007-01-29 Listed $249,900 Daytona MLS
- 2006-10-24 Listed $249,900 Daytona MLS
- 2006-09-12 Listing Removed — Daytona MLS
- 2006-08-21 Listed $225,000 Daytona MLS
- 2006-08-18 Listing Removed — Daytona MLS
- 2006-03-28 Listed $225,000 Daytona MLS
Property tax history
+5.1%/yrLatest (2025): $5,379 · +4.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…