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133 Bauer Cir
D Composite 41.82
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.3/10.0
  • Livability +4.2/5.0
  • Appreciation +4.0/10.0
  • Rent growth +3.9/5.0
  • Schools +3.9/10.0
  • DSCR +2.5/10.0
  • Condition / age +2.5/5.0

$278,000

133 Bauer Cir · Daytona Beach, FL 32124
2 bd · 2.0 ba · 1,335 sqft · SingleFamily public records · 102 Days on market
Built 2006 2,613 sqft lot $242/mo HOA · 9% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fantastic 2- bedroom , 2 bath home directly across the street from a large lake, newly updated with a new range and microwave. The interior has been completely repainted an is move n ready. This location is in the desirable LPGA community where 2 world class golf courses, a restaurant, bar, and world head for tennis just accross from LPGA. The clubhouse features an Olympic-size swimming pool and fitness room. The roof was replaced 2019 and the exterior is painted every 5 years. This is a wonderful neighborhood to enjoy nature, convenience and an exceptional lifestyle. A shared paver-brick driveway adds to the homes welcoming charm.

Key facts

  • New range
  • Fitness room
  • New microwave

Tags

NEW RANGENEW MICROWAVEOLYMPIC SWIMMING POOLFITNESS ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $278k.

Deal economics

  • At list price, monthly cash flow is $-217 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $240k (13.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $259k (6.8% below list).
  • Recommended offer: $240k (13.8% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
  • Market conditions: Rents rising fast (+5.5%/yr); 335 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 102 days — a 9% lower offer ($253k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 20y ago; this cycle's ask has dropped $21k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $129k; list at $278k implies a 116% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $239,736 (13.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
5.36%
Cash-on-cash
-3.34%
DSCR
0.85
GRM
8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold
IRR
-12.8%
Equity multiple
0.48×
Total profit
$-40,103
Equity at exit
$54,131
10-year hold
IRR
-1.8%
Equity multiple
0.84×
Total profit
$-12,672
Equity at exit
$46,392

Cash invested: $77,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32124

Home prices YoY
-0.6%
Rents YoY
5.5%
Active inventory
335
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,592 medium interval (Pro) →
Mortgage (P&I)
$1,458
Tax from tax record
$448 /mo · $5,379/yr
Insurance
$116
HOA
$242
Vacancy / Maint / Mgmt
$544
Net cashflow
$-217

Break-even live

Break-even rent $2,866
Max offer price $239,736
Occupancy floor

Sensitivity live

Price -10% $-59 -5% $-138 +0% $-217 +5% $-295 +10% $-374
Rent -10% $-421 -5% $-319 +0% $-217 +5% $-114 +10% $-12
Rate -1.0pp $-77 -0.5pp $-146 base $-217 +0.5pp $-289 +1.0pp $-362

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,500
Closing costs
$8,340
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
136 Links Terrace Blvd Daytona Beach, FL 3.0 2.0 1483 $2,500 $1.69 20d 1 0.74mi
132 Lost Ball Dr Daytona Beach, FL 3.0 2.0 1484 $2,300 $1.55 25d 1 0.83mi
100 Integra TC Blvd Daytona Beach, FL 3.0 1.0–2.0 942 $2,184 $2.32 13d 28 1.10mi
402 Tiki Ter Daytona Beach, FL 2.0 2.0 1608 $2,800 $1.74 25d 1 1.15mi

HOA detail

Monthly dues
$242 · $2,904/yr
Likely covers
pool

Listing history 29 events

  1. 2026-06-22
    days on market $278,000 Active 102 DOM
  2. 2026-06-18
    days on market $278,000 Active 99 DOM
  3. 2026-06-17
    days on market $278,000 Active 98 DOM
  4. 2026-06-16
    days on market $278,000 Active 97 DOM
  5. 2026-06-15
    days on market $278,000 Active 96 DOM
  6. 2026-06-14
    days on market $278,000 Active 94 DOM
  7. 2026-06-10
    days on market $278,000 Active 91 DOM
  8. 2026-06-09
    days on market $278,000 Active 90 DOM
  9. 2026-06-08
    days on market $278,000 Active 89 DOM
  10. 2026-06-07
    days on market $278,000 Active 88 DOM
  11. 2026-06-05
    days on market $278,000 Active 85 DOM
  12. 2026-06-03
    days on market $278,000 Active 84 DOM
  13. 2026-06-03
    days on market $278,000 Active 83 DOM
  14. 2026-06-01
    days on market $278,000 Active 82 DOM
  15. 2026-05-31
    days on market $278,000 Active 81 DOM
  16. 2026-05-31
    days on market $278,000 Active 80 DOM
  17. 2026-04-06
    price $278,000 639-char remark
    Show marketing remark (639 chars)

    Fantastic 2- bedroom , 2 bath home directly across the street from a large lake, newly updated with a new range and microwave. The interior has been completely repainted an is move n ready. This location is in the desirable LPGA community where 2 world class golf courses, a restaurant, bar, and world head for tennis just accross from LPGA. The clubhouse features an Olympic-size swimming pool and fitness room. The roof was replaced 2019 and the exterior is painted every 5 years. This is a wonderful neighborhood to enjoy nature, convenience and an exceptional lifestyle. A shared paver-brick driveway adds to the homes welcoming charm.

  18. 2026-03-08
    listed $299,000 Active 639-char remark
    Show marketing remark (639 chars)

    Fantastic 2- bedroom , 2 bath home directly across the street from a large lake, newly updated with a new range and microwave. The interior has been completely repainted an is move n ready. This location is in the desirable LPGA community where 2 world class golf courses, a restaurant, bar, and world head for tennis just accross from LPGA. The clubhouse features an Olympic-size swimming pool and fitness room. The roof was replaced 2019 and the exterior is painted every 5 years. This is a wonderful neighborhood to enjoy nature, convenience and an exceptional lifestyle. A shared paver-brick driveway adds to the homes welcoming charm.

  19. 2016-06-08
    soldstatus $129,000
  20. 2008-04-28
    listed $168,900
  21. 2008-01-28
    historical
  22. 2007-08-07
    listed $209,900
  23. 2007-07-29
    historical
  24. 2007-01-29
    listed $249,900
  25. 2006-10-24
    listed $249,900
  26. 2006-09-12
    historical
  27. 2006-08-21
    listed $225,000
  28. 2006-08-18
    historical
  29. 2006-03-28
    listed $225,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,379 · $448/mo
Projected year-2 tax
$5,379 · $448/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,099
− Mortgage interest
−$15,572
− Property taxes
−$5,379
− Insurance
−$1,390
− Repairs & maintenance
−$2,488
− Management
−$2,488
− HOA
−$2,904
− Depreciation
−$8,087
Taxable loss
−$7,210
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,730
After-tax cash flow
$-869/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Daytona Beach

Score
83/100
State rank
#46
US rank
#867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Daytona Beach, FL
County
Volusia County · 556,871 people
City population
67,539
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
11,409
Household income
$92,616
Rent vs Own
5.8% rent · 94.2% own
Severe rent burden
54.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
Common ancestry
Romanian 3% Italian 2% Portuguese 1%
Foreign-born
10% · Canada, Mexico, South Korea
Languages at home
91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.99%
Current HPI
311.7456
Rent YoY
▲ 5.46%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+23.6% since first listed
13 events — show timeline
  • 2026-04-06 Price Changed $278,000 Daytona MLS
  • 2026-03-08 Listed $299,000 Daytona MLS
  • 2016-06-08 Sold (Public Records) $129,000 Public Records
  • 2008-04-28 Listed $168,900 Daytona MLS
  • 2008-01-28 Listing Removed Daytona MLS
  • 2007-08-07 Listed $209,900 Daytona MLS
  • 2007-07-29 Listing Removed Daytona MLS
  • 2007-01-29 Listed $249,900 Daytona MLS
  • 2006-10-24 Listed $249,900 Daytona MLS
  • 2006-09-12 Listing Removed Daytona MLS
  • 2006-08-21 Listed $225,000 Daytona MLS
  • 2006-08-18 Listing Removed Daytona MLS
  • 2006-03-28 Listed $225,000 Daytona MLS

Property tax history

+5.1%/yr

Latest (2025): $5,379 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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