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633 E Archwood Dr Unit 130
B+ Composite 77.11
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.8/5.0
  • Schools +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$68,700

633 E Archwood Dr Unit 130 · Eagle Point, OR 97524
3 bd · 1.0 ba · 1,188 sqft · Land public records · 392 Days on market
Built 1998 $58/sqft · 25% below area Est $91k · 25% under ↓ 13% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

Key facts

  • Stylish cabinetry
  • Fresh paint
  • Brand new flooring

Tags

REMODELED HOMEBRAND NEW FLOORINGFRESH PAINTSTYLISH CABINETRYGLEAMING NEW APPLIANCESUPDATED FIXTURES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath land listed at $69k.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $69k).
  • Recommended offer: $60k (12.0% below list) — sets the bar for market timing.
  • Cap rate 24.3% vs local median 2.3% in Eagle Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#75 in OR, #3,362 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A, health & safety A; Watch: amenities F, commute F.
  • Eagle Point SD 9 (suburban): math 26% / reading 45% proficiency, ranked #134 of 183 in OR (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 233 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 904 units permitted in Jackson County in 2024 (212 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $475 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Jackson County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 392 days — a 12% lower offer ($60k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $27k (28%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $34k; list at $69k implies a 105% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $60,456 (12.0% below list)

Questions for the listing agent

  1. It's been on market 392 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.72%
Cap rate
24.32%
Cash-on-cash
64.39%
DSCR
3.87
GRM
3.1

CMA / ARV

ARV (median comp)
$91,448
List price
$68,700
Delta
-24.88%
Verdict
UNDERPRICED
Comps
10 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
63.5%
Equity multiple
3.84×
Total profit
$54,622
Equity at exit
$10,243
10-year hold
IRR
67.9%
Equity multiple
7.88×
Total profit
$132,262
Equity at exit
$5,940

Cash invested: $19,236 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Oregon
28 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
SB608 (2019): statewide rent cap (7% + CPI) and just-cause for tenancies > 1 yr. Portland has relocation assistance ordinance.

ZIP-level market 97524

Home prices YoY
-27.7%
Active inventory
233
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$1,871 high interval (Pro) →
Mortgage (P&I)
$360
Tax from tax record
$57 /mo · $687/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$393
Net cashflow
$1,032

Break-even live

Break-even rent $565
Max offer price $68,700
Occupancy floor 40%

Sensitivity live

Price -10% $1,071 -5% $1,052 +0% $1,032 +5% $1,013 +10% $993
Rent -10% $884 -5% $958 +0% $1,032 +5% $1,106 +10% $1,180
Rate -1.0pp $1,067 -0.5pp $1,050 base $1,032 +0.5pp $1,014 +1.0pp $996

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,175
Closing costs
$2,061
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
476 Teakwood Dr Eagle Point, OR 3.0 2.0 1400 $2,000 $1.43 21d 1 0.28mi
118 N Shasta Ave Apt B Eagle Point, OR 3.0 2.0 1110 $1,695 $1.53 21d 1 0.52mi
173 N Royal Ave Eagle Point, OR 3.0 2.0 1400 $1,950 $1.39 14d 1 0.54mi
204 Fargo St Unit 204 Eagle Point, OR 2.0 1.0 744 $1,395 $1.88 14d 1 1.06mi
113 Little Butte Dr Eagle Point, OR 3.0 2.0 1336 $2,400 $1.80 14d 1 1.19mi
826 S Royal Ave Unit 828 Eagle Point, OR 2.0 1.0 780 $1,295 $1.66 44d 1 1.23mi

Listing history 32 events

  1. 2026-06-19
    days on market $68,700 Active 392 DOM
  2. 2026-06-18
    days on market $68,700 Active 391 DOM
  3. 2026-06-17
    days on market $68,700 Active 390 DOM
  4. 2026-06-16
    days on market $68,700 Active 389 DOM
  5. 2026-06-15
    days on market $68,700 Active 388 DOM
  6. 2026-06-14
    days on market $68,700 Active 386 DOM
  7. 2026-06-13
    days on market $68,700 Active 385 DOM
  8. 2026-06-10
    days on market $68,700 Active 383 DOM
  9. 2026-06-08
    days on market $68,700 Active 381 DOM
  10. 2026-06-07
    days on market $68,700 Active 380 DOM
  11. 2026-06-05
    days on market $68,700 Active 377 DOM
  12. 2026-06-03
    days on market $68,700 Active 376 DOM
  13. 2026-06-02
    days on market $68,700 Active 375 DOM
  14. 2026-06-01
    days on market $68,700 Active 374 DOM
  15. 2026-05-31
    days on market $68,700 Active 373 DOM
  16. 2026-05-30
    days on market $68,700 Active 372 DOM
  17. 2026-05-14
    price $68,700 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  18. 2025-12-11
    price $70,000 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  19. 2025-09-03
    price $77,500 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  20. 2025-07-09
    price $84,500 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  21. 2025-07-09
    status Active 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  22. 2025-04-15
    price $89,900 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  23. 2025-03-07
    status Active 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  24. 2025-02-26
    status Pending 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  25. 2025-02-26
    historical 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  26. 2025-01-09
    listed $96,000 Active 506-char remark
    Show marketing remark (506 chars)

    Step into this beautifully remodeled home with so much to show! This home offers 3 bedrooms and 2 full bathrooms with almost 1,200 sq. ft. with a sizable lot with lots of room for activities! It features brand-new flooring, fresh paint inside and out, stylish cabinetry, gleaming new appliances, and updated fixtures, a sleek sink, and a new bathroom vanity, and more! The landscape has also been revamped to a clean slate! This is more than a home; it's a fresh start, waiting for you to make it your own!

  27. 2024-06-07
    soldstatus $33,500 Closed 714-char remark
    Show marketing remark (714 chars)

    Welcome home to comfort and affordability! Step into this charming Eagle Point manufactured home nestled in an all-age park, offering the perfect blend of space and coziness. Boasting 3 bedrooms and 2 baths across 1188 sqft, this gem features a spacious fenced backyard, a convenient storage shed and carport with plenty of parking. Built in 1998, features vaulted ceilings and a practical split floor plan, providing privacy and functionality. Newer washer and dryer included, water heater recently replaced. While the home may need some TLC, envision the endless possibilities to personalize and make it your own. Located close to shopping amenities, clubhouse and park. Your dream of home ownership starts here!

  28. 2024-05-09
    status Pending 714-char remark
    Show marketing remark (714 chars)

    Welcome home to comfort and affordability! Step into this charming Eagle Point manufactured home nestled in an all-age park, offering the perfect blend of space and coziness. Boasting 3 bedrooms and 2 baths across 1188 sqft, this gem features a spacious fenced backyard, a convenient storage shed and carport with plenty of parking. Built in 1998, features vaulted ceilings and a practical split floor plan, providing privacy and functionality. Newer washer and dryer included, water heater recently replaced. While the home may need some TLC, envision the endless possibilities to personalize and make it your own. Located close to shopping amenities, clubhouse and park. Your dream of home ownership starts here!

  29. 2024-04-01
    price $59,000 714-char remark
    Show marketing remark (714 chars)

    Welcome home to comfort and affordability! Step into this charming Eagle Point manufactured home nestled in an all-age park, offering the perfect blend of space and coziness. Boasting 3 bedrooms and 2 baths across 1188 sqft, this gem features a spacious fenced backyard, a convenient storage shed and carport with plenty of parking. Built in 1998, features vaulted ceilings and a practical split floor plan, providing privacy and functionality. Newer washer and dryer included, water heater recently replaced. While the home may need some TLC, envision the endless possibilities to personalize and make it your own. Located close to shopping amenities, clubhouse and park. Your dream of home ownership starts here!

  30. 2024-03-21
    price $65,000 714-char remark
    Show marketing remark (714 chars)

    Welcome home to comfort and affordability! Step into this charming Eagle Point manufactured home nestled in an all-age park, offering the perfect blend of space and coziness. Boasting 3 bedrooms and 2 baths across 1188 sqft, this gem features a spacious fenced backyard, a convenient storage shed and carport with plenty of parking. Built in 1998, features vaulted ceilings and a practical split floor plan, providing privacy and functionality. Newer washer and dryer included, water heater recently replaced. While the home may need some TLC, envision the endless possibilities to personalize and make it your own. Located close to shopping amenities, clubhouse and park. Your dream of home ownership starts here!

  31. 2024-03-07
    price $72,000 714-char remark
    Show marketing remark (714 chars)

    Welcome home to comfort and affordability! Step into this charming Eagle Point manufactured home nestled in an all-age park, offering the perfect blend of space and coziness. Boasting 3 bedrooms and 2 baths across 1188 sqft, this gem features a spacious fenced backyard, a convenient storage shed and carport with plenty of parking. Built in 1998, features vaulted ceilings and a practical split floor plan, providing privacy and functionality. Newer washer and dryer included, water heater recently replaced. While the home may need some TLC, envision the endless possibilities to personalize and make it your own. Located close to shopping amenities, clubhouse and park. Your dream of home ownership starts here!

  32. 2024-02-08
    listed $79,000 Active 714-char remark
    Show marketing remark (714 chars)

    Welcome home to comfort and affordability! Step into this charming Eagle Point manufactured home nestled in an all-age park, offering the perfect blend of space and coziness. Boasting 3 bedrooms and 2 baths across 1188 sqft, this gem features a spacious fenced backyard, a convenient storage shed and carport with plenty of parking. Built in 1998, features vaulted ceilings and a practical split floor plan, providing privacy and functionality. Newer washer and dryer included, water heater recently replaced. While the home may need some TLC, envision the endless possibilities to personalize and make it your own. Located close to shopping amenities, clubhouse and park. Your dream of home ownership starts here!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OR · Resets to sale price

Current annual tax
$687 · $57/mo
Projected year-2 tax
$687 · $57/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 24 unhealthy d/yr today · 29 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,456
− Mortgage interest
−$3,848
− Property taxes
−$687
− Insurance
−$344
− Repairs & maintenance
−$1,797
− Management
−$1,797
− Depreciation
−$1,999
Taxable income
$11,986
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,877
After-tax cash flow
$9,510/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eagle Point SD 9
NCES district ID
4104500
Math proficiency
26% ▬ 0.00%
Reading proficiency
45% ▬ 0.00%
Median HH income
$47,834
Composite
33.13/100
National rank
#10630
State rank
#134 of 183 in OR

Livability — Eagle Point

Score
76/100
State rank
#75
US rank
#3362

Category grades

Amenities F Commute F Cost of living C Crime B Employment A Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eagle Point, OR
Population (ZIP)
15,072

Population outlook (Jackson County) Hauer SSP2

Today (2025)
234,433 people
By 2030
243,834 · +4.0%
By 2040
259,717 · +10.8%
By 2050
273,269 · +16.6%
By 2075
300,624 · +28.2%
By 2100
305,256 · +30.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 10% Two or more races 6%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Italian 3% Portuguese 2% Slovak 2%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 6%

Political lean MEDSL · Jackson

2024 margin
Lean R (+6.4) · D 45.5% · R 51.9% · Other 2.6%
2008→2024 swing
-6.5pp toward R · 2008: 0.1pp · 2024: -6.4pp
All cycles
2024: R+6.4 2020: R+3.5 2016: R+9.2 2012: R+5.0 2008: D+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -116.82%
Current HPI
304.579
Rent YoY
Metro
State GDP YoY
▲ 2.05%
F500 in state
2

Industry mix (Fortune 500 HQ in OR)

Industry F500 HQs Revenue

Price history

-13.0% since first listed
16 events — show timeline
  • 2026-05-14 Price Changed $68,700 MLSCO
  • 2025-12-11 Price Changed $70,000 MLSCO
  • 2025-09-03 Price Changed $77,500 MLSCO
  • 2025-07-09 Price Changed $84,500 MLSCO
  • 2025-07-09 Relisted MLSCO
  • 2025-04-15 Price Changed $89,900 MLSCO
  • 2025-03-07 Relisted MLSCO
  • 2025-02-26 Pending MLSCO
  • 2025-02-26 Listing Removed MLSCO
  • 2025-01-09 Listed $96,000 MLSCO
  • 2024-06-07 Sold (MLS) $33,500 MLSCO
  • 2024-05-09 Pending MLSCO
  • 2024-04-01 Price Changed $59,000 MLSCO
  • 2024-03-21 Price Changed $65,000 MLSCO
  • 2024-03-07 Price Changed $72,000 MLSCO
  • 2024-02-08 Listed $79,000 MLSCO

Property tax history

+11.5%/yr

Latest (2022): $687 · +50.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…