155 Boracay Cir · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.9/15.0
- Schools +7.8/10.0
- Livability +4.2/5.0
- Cash flow +4.1/30.0
- Condition / age +4.0/5.0
- 1% rule +3.9/10.0
- Rent growth +2.5/5.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$279,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
AMAZING VALUE!! Motivated Seller offers Ideally Situated Townhome in the highly sought after Beachwalk Community. Resort style amenities feature a 14-acre crystal lagoon with sugary-white sandy beaches, water slides, kayak & paddle board access, and a single swim-up bar. The private beachfront clubhouse offers dining, lounge areas and residential social events. Active-living perks include a 24-hr. fitness center and yoga studio, six Har-Tru tennis courts, sand volleyball, putting green, dog splash park and walking trails all with-in a golf cart community. This prime St. Johns County location puts you just minutes from major shopping centers, grocery stores and a variety of dining shops and everything you need right at your fingertips. The nearest international airport (JAX) only 30-40 min away! Enjoy the perfect blend of luxurious living and everyday convenience at 155 Boracay Circle.
Key facts
- 24-hr fitness center
- Sand volleyball
- Yoga studio
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $279k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-773 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $142k (49.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $248k (11.1% below list).
- Recommended offer: $142k (49.0% below list) — sets the bar for cash-flow.
- Cap rate 3.0% vs local median 4.0% in Jacksonville — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- St. Johns (rural): math 75% / reading 73% proficiency, ranked #2 of 73 in FL (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 20% free/reduced lunch — higher-income household profile.
- Zoned schools: Palencia Elementary School (math 82% / reading 80%, grade A+, #95 of 2,144 statewide, top 5%, 781 students, 15% FRL); Pacetti Bay Middle School (math 77% / reading 72%, grade A, #40 of 571 statewide, top 7%, 1,443 students, 18% FRL); Allen D Nease Senior High School (math 72% / reading 78%, grade A-, #40 of 667 statewide, top 6%, 2,214 students, 4% FRL).
- Market conditions: Rents flat; 1103 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 74d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 5,575 units permitted in St. Johns County in 2024 (584 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- St. Johns County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 155 days — a 12% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 24% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 155 days. Have you received any prior offers? Is the seller open to a 49% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 2.97%
- Cash-on-cash
- -11.88%
- DSCR
- 0.47
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $324,880
- List price
- $279,000
- Delta
- -14.12%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 76 Old Fort Trl | 0.31mi | 3/2.5 | 1,710 (-2%) | 11mo | $374,000 | $219 | 72 |
| 220 Killarney Ave | 0.31mi | 3/2.5 | 1,710 (-2%) | 13mo | $355,000 | $208 | 70 |
| 270 Clifton Bay Loop | 0.25mi | 3/2.5 | 1,928 (+10%) | 2mo | $414,900 | $215 | 70 |
| 248 Clifton Bay | 0.27mi | 3/2.5 | 1,943 (+11%) | 0mo | $420,000 | $216 | 69 |
| 101 Killarney Ave | 0.39mi | 3/2.5 | 1,710 (-2%) | 16mo | $425,000 | $249 | 65 |
| 72 Clifton Bay Loop | 0.43mi | 4/2.5 (+1) | 1,895 (+8%) | 1mo | $395,000 | $208 | 60 |
| 165 Killarney Ave | 0.38mi | 4/2.5 (+1) | 1,882 (+8%) | 7mo | $415,000 | $221 | 59 |
| 193 Killarney Ave | 0.35mi | 3/2.5 | 1,945 (+11%) | 9mo | $410,000 | $211 | 58 |
| 46 Killarney Ave | 0.32mi | 3/2.5 | 1,945 (+11%) | 14mo | $410,000 | $211 | 55 |
| 318 Rambling Brook Trl | 0.65mi | 3/2.0 | 1,648 (-6%) | 6mo | $405,000 | $246 | 53 |
| 117 Killarney Ave | 0.38mi | 3/2.5 | 1,943 (+11%) | 14mo | $400,000 | $206 | 52 |
| 108 Clifton Bay Loop | 0.40mi | 3/2.0 | 1,935 (+10%) | 14mo | $425,000 | $220 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -43.4%
- Equity multiple
- -0.30×
- Total profit
- $-101,190
- Equity at exit
- $41,600
- IRR
- —
- Equity multiple
- -1.27×
- Total profit
- $-177,454
- Equity at exit
- $24,123
Cash invested: $78,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 8 active · 9 under contract
- Months of supply
- 8.0 mo (12%/mo absorbed)
- Median asking
- $400,445 ($240/sqft)
- Median days on market
- 141 d
- This list price
- 12% of active listings are priced below it
- ARV vs active asking
- -22.5% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 32259
- Home prices YoY
- -28.8%
- Rents YoY
- 0.0%
- Active inventory
- 1103
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $2,480 high interval (Pro) →
- Mortgage (P&I)
- −$1,463
- Tax from tax record
- −$557 /mo · $6,688/yr
- Insurance
- −$116
- HOA
- −$596
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$521
- Net cashflow
- $-773
Break-even live
Sensitivity live
| Price | -10% $-615 | -5% $-694 | +0% $-773 | +5% $-852 | +10% $-931 |
|---|---|---|---|---|---|
| Rent | -10% $-969 | -5% $-871 | +0% $-773 | +5% $-675 | +10% $-577 |
| Rate | -1.0pp $-633 | -0.5pp $-702 | base $-773 | +0.5pp $-845 | +1.0pp $-919 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,750
- Closing costs
- $8,370
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 181 Boracay Cir Unit 181 St Johns, FL | 3.0 | 2.5 | 1631 | $2,450 | $1.50 | 119d | 1 | 0.01mi |
| 150 Boracay Cir Saint Johns, FL | 3.0 | 2.5 | 1631 | $2,400 | $1.47 | 7d | 1 | 0.05mi |
| 457 Boracay Cir Saint Johns, FL | 3.0 | 2.5 | 1751 | $2,595 | $1.48 | 99d | 1 | 0.06mi |
| 369 Boracay Cir Saint Johns, FL | 3.0 | 2.5 | 1750 | $2,350 | $1.34 | 3d | 1 | 0.06mi |
| 369 Boracay Cir Saint Johns, FL | 3.0 | 2.5 | 1750 | $2,350 | $1.34 | 5d | 1 | 0.06mi |
| 105 Boracay Cir St Johns, FL | 3.0 | 3.0 | 1750 | $2,545 | $1.45 | 73d | 1 | 0.08mi |
| 99 Boracay Cir Saint Johns, FL | 3.0 | 3.0 | 1631 | $2,200 | $1.35 | 7d | 1 | 0.08mi |
| 250 Boracay Cir Saint Johns, FL | 3.0 | 3.0 | 1631 | $2,200 | $1.35 | 7d | 1 | 0.08mi |
| 472 Boracay Cir Saint Johns, FL | 3.0 | 2.5 | 1750 | $2,600 | $1.49 | 119d | 1 | 0.08mi |
| 294 Boracay Cir Saint Johns, FL | 3.0 | 2.5 | 1631 | $2,350 | $1.44 | 7d | 1 | 0.11mi |
| 477 Albany Bay Blvd Saint Johns, FL | 3.0 | 2.5 | 1631 | $2,249 | $1.38 | 99d | 1 | 0.13mi |
| 75 Teigan Trl St Johns, FL | 3.0 | 1.0–2.0 | 1035 | $2,199 | $2.12 | 0d | 32 | 0.21mi |
| 409 Clifton Bay Loop St Johns, FL | 4.0 | 3.5 | 2260 | $3,500 | $1.55 | 73d | 1 | 0.24mi |
| 70 Killarney Ave Saint Johns, FL | 3.0 | 2.5 | 1710 | $2,900 | $1.70 | 7d | 1 | 0.37mi |
| 128 Peace River Rd Saint Johns, FL | 3.0 | 2.0 | 1638 | $2,395 | $1.46 | 119d | 1 | 0.59mi |
| 471 Rum Runner Way St Johns, FL | 4.0 | 4.0 | 2478 | $3,650 | $1.47 | 63d | 1 | 0.60mi |
| 310 Rambling Brook Trl Saint Johns, FL | 4.0 | 3.0 | 2387 | $2,700 | $1.13 | 119d | 1 | 0.62mi |
| 302 Rambling Brook Trl Saint Johns, FL | 4.0 | 2.5 | 2387 | $2,700 | $1.13 | 119d | 1 | 0.62mi |
| 62 Gourd Island Way Saint Johns, FL | 4.0 | 2.0 | 1656 | $2,250 | $1.36 | 7d | 1 | 0.69mi |
| 35 Crystal Palm Dr St Johns, FL | 1.0–3.0 | 1.0–2.0 | 1115 | $2,462 | $2.21 | 0d | 17 | 0.71mi |
| 357 Rum Runner Way St Johns, FL | 4.0 | 3.5 | 2169 | $3,550 | $1.64 | 73d | 1 | 0.71mi |
| 55 Gourd Island Way Saint Johns, FL | 4.0 | 2.5 | 2091 | $2,600 | $1.24 | 119d | 1 | 0.72mi |
| 87 Tahiti Shores Ct Saint Augustine, FL | 3.0 | 1.5 | 1502 | $1,975 | $1.31 | 115d | 1 | 0.73mi |
| 168 Rambling Brook Trl Saint Johns, FL | 3.0 | 2.0 | 1700 | $3,000 | $1.76 | 119d | 1 | 0.74mi |
| 71 Tahiti Shores Ct Saint Augustine, FL | 3.0 | 2.5 | 1502 | $1,975 | $1.31 | 103d | 1 | 0.74mi |
| 60 Rum Runner Way St Johns, FL | 4.0 | 3.0 | 2503 | $4,000 | $1.60 | 73d | 1 | 0.76mi |
| 290 Rum Runner Way St Johns, FL | 3.0 | 2.5 | 2052 | $3,995 | $1.95 | 73d | 1 | 0.77mi |
| 171 Tamar Ct St Augustine, FL | 3.0 | 2.5 | 2081 | $2,600 | $1.25 | 63d | 1 | 0.77mi |
| 171 Tamar Ct Saint Augustine, FL | 3.0 | 3.0 | 2081 | $2,600 | $1.25 | 7d | 1 | 0.77mi |
| 59 Talulla Trl Saint Augustine, FL | 3.0 | 2.5 | 1502 | $1,895 | $1.26 | 0d | 1 | 0.79mi |
| 55 Tamar Ct Saint Augustine, FL | 3.0 | 2.5 | 2081 | $2,600 | $1.25 | 119d | 1 | 0.82mi |
| 32 Pasadena Dr Unit 1 St. Augustine, FL | 2.0 | 2.5 | 1442 | $2,100 | $1.46 | 119d | 1 | 0.82mi |
| 205 Talulla Trl St Augustine, FL | 3.0 | 2.5 | 1502 | $1,995 | $1.33 | 73d | 1 | 0.85mi |
| 64 Pasadena Dr Saint Augustine, FL | 3.0 | 2.5 | 1502 | $2,075 | $1.38 | 119d | 1 | 0.86mi |
| 35 Oarsman Crossing Dr St Augustine, FL | 3.0 | 2.5 | 1502 | $1,850 | $1.23 | 63d | 1 | 0.86mi |
| 35 Oarsman Crossing Dr Saint Augustine, FL | 3.0 | 2.5 | 1502 | $1,900 | $1.26 | 82d | 1 | 0.86mi |
| 70 Oarsman Crossing Dr Saint Augustine, FL | 3.0 | 2.5 | 1722 | $1,950 | $1.13 | 115d | 1 | 0.88mi |
| 70 Oarsman Crossing Dr Saint Augustine, FL | 3.0 | 2.5 | 1687 | $1,995 | $1.18 | 93d | 1 | 0.88mi |
| 298 Charlie Way Saint Augustine, FL | 3.0 | 2.5 | 1789 | $2,349 | $1.31 | 0d | 1 | 0.89mi |
| 44 Pomona Way St Augustine, FL | 3.0 | 2.5 | 1502 | $2,100 | $1.40 | 73d | 1 | 0.89mi |
HOA detail $596/mo · $7,152/yr
- Likely covers
- watergym
Listing history 16 events
-
2026-06-16days on market $279,000 Active 155 DOM
-
2026-06-15days on market $279,000 Active 154 DOM
-
2026-06-13days on market $279,000 Active 152 DOM
-
2026-06-13days on market $279,000 Active 151 DOM
-
2026-06-10days on market $279,000 Active 148 DOM
-
2026-06-08days on market $279,000 Active 147 DOM
-
2026-06-07days on market $279,000 Active 146 DOM
-
2026-06-03days on market $279,000 Active 142 DOM
-
2026-06-02days on market $279,000 Active 141 DOM
-
2026-06-01days on market $279,000 Active 140 DOM
-
2026-05-31days on market $279,000 Active 139 DOM
-
2026-03-16price $297,400 973-char remark
Show marketing remark (973 chars)
AMAZING VALUE!! Motivated Seller offers Ideally Situated Townhome in the highly sought after Beachwalk Community. Resort style amenities feature a 14-acre crystal lagoon with sugary-white sandy beaches, water slides, kayak & paddle board access, and a single swim-up bar. The private beachfront clubhouse offers dining, lounge areas and residential social events. Active-living perks include a 24-hr. fitness center and yoga studio, six Har-Tru tennis courts, sand volleyball, putting green, dog splash park and walking trails all with-in a golf cart community. This prime St. Johns County location puts you just minutes from major shopping centers, grocery stores and a variety of dining shops and everything you need right at your fingertips. The nearest international airport (JAX) only 30-40 min away! Enjoy the perfect blend of luxurious living and everyday convenience at 155 Boracay Circle. Ask about Lender Incentives when financed though Bayway Mortgage Group
-
2026-02-20price $298,700 973-char remark
Show marketing remark (973 chars)
AMAZING VALUE!! Motivated Seller offers Ideally Situated Townhome in the highly sought after Beachwalk Community. Resort style amenities feature a 14-acre crystal lagoon with sugary-white sandy beaches, water slides, kayak & paddle board access, and a single swim-up bar. The private beachfront clubhouse offers dining, lounge areas and residential social events. Active-living perks include a 24-hr. fitness center and yoga studio, six Har-Tru tennis courts, sand volleyball, putting green, dog splash park and walking trails all with-in a golf cart community. This prime St. Johns County location puts you just minutes from major shopping centers, grocery stores and a variety of dining shops and everything you need right at your fingertips. The nearest international airport (JAX) only 30-40 min away! Enjoy the perfect blend of luxurious living and everyday convenience at 155 Boracay Circle. Ask about Lender Incentives when financed though Bayway Mortgage Group
-
2026-02-09status Active 973-char remark
Show marketing remark (973 chars)
AMAZING VALUE!! Motivated Seller offers Ideally Situated Townhome in the highly sought after Beachwalk Community. Resort style amenities feature a 14-acre crystal lagoon with sugary-white sandy beaches, water slides, kayak & paddle board access, and a single swim-up bar. The private beachfront clubhouse offers dining, lounge areas and residential social events. Active-living perks include a 24-hr. fitness center and yoga studio, six Har-Tru tennis courts, sand volleyball, putting green, dog splash park and walking trails all with-in a golf cart community. This prime St. Johns County location puts you just minutes from major shopping centers, grocery stores and a variety of dining shops and everything you need right at your fingertips. The nearest international airport (JAX) only 30-40 min away! Enjoy the perfect blend of luxurious living and everyday convenience at 155 Boracay Circle. Ask about Lender Incentives when financed though Bayway Mortgage Group
-
2026-02-06status Pending 973-char remark
Show marketing remark (973 chars)
AMAZING VALUE!! Motivated Seller offers Ideally Situated Townhome in the highly sought after Beachwalk Community. Resort style amenities feature a 14-acre crystal lagoon with sugary-white sandy beaches, water slides, kayak & paddle board access, and a single swim-up bar. The private beachfront clubhouse offers dining, lounge areas and residential social events. Active-living perks include a 24-hr. fitness center and yoga studio, six Har-Tru tennis courts, sand volleyball, putting green, dog splash park and walking trails all with-in a golf cart community. This prime St. Johns County location puts you just minutes from major shopping centers, grocery stores and a variety of dining shops and everything you need right at your fingertips. The nearest international airport (JAX) only 30-40 min away! Enjoy the perfect blend of luxurious living and everyday convenience at 155 Boracay Circle. Ask about Lender Incentives when financed though Bayway Mortgage Group
-
2026-01-09$289,994 Active 973-char remark
Show marketing remark (973 chars)
AMAZING VALUE!! Motivated Seller offers Ideally Situated Townhome in the highly sought after Beachwalk Community. Resort style amenities feature a 14-acre crystal lagoon with sugary-white sandy beaches, water slides, kayak & paddle board access, and a single swim-up bar. The private beachfront clubhouse offers dining, lounge areas and residential social events. Active-living perks include a 24-hr. fitness center and yoga studio, six Har-Tru tennis courts, sand volleyball, putting green, dog splash park and walking trails all with-in a golf cart community. This prime St. Johns County location puts you just minutes from major shopping centers, grocery stores and a variety of dining shops and everything you need right at your fingertips. The nearest international airport (JAX) only 30-40 min away! Enjoy the perfect blend of luxurious living and everyday convenience at 155 Boracay Circle. Ask about Lender Incentives when financed though Bayway Mortgage Group
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $6,688 · $557/mo
- Projected year-2 tax
- $6,688 · $557/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $29,765
- − Mortgage interest
- −$15,628
- − Property taxes
- −$6,688
- − Insurance
- −$1,395
- − Repairs & maintenance
- −$2,381
- − Management
- −$2,381
- − HOA
- −$7,152
- − Depreciation
- −$8,116
- Taxable loss
- −$13,977
- Est. tax savings @ 24.0%
- +$3,354
- After-tax cash flow
- $-5,923/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained townhome in the Beachwalk Community is move-in ready with a good condition score and minimal repairs needed.
Value-add opportunities
- Resale Paint exterior trim — Enhances curb appeal and can increase property value. ↑
- Rental Clean gutters — Keeps property in good condition and reduces maintenance costs for tenants. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- St. Johns
- NCES district ID
- 1201740
- Math proficiency
- 75% ▼ -5.00%
- Reading proficiency
- 73% ▼ -2.00%
- Median HH income
- $66,842
- Composite
- 64.31/100
- National rank
- #556
- State rank
- #2 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Saint Johns County · 303,941 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 75,016
- Household income
- $150,736
- Rent vs Own
- Severe rent burden
- 8% of renters
Population outlook (St. Johns County) Hauer SSP2
- Today (2025)
- 303,941 people
- By 2030
- 342,590 · +12.7%
- By 2040
- 417,328 · +37.3%
- By 2050
- 487,011 · +60.2%
- By 2075
- 635,395 · +109.1%
- By 2100
- 717,469 · +136.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Two or more races 11% Hispanic / Latino 9% Black 6% Asian 6%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 1%
- Common ancestry
- Romanian 2% Lithuanian 2% Slovak 2%
- Foreign-born
- 13% · Canada, Jamaica, China
- Languages at home
- 86% English-only · Spanish 5% Other Indo-European 4% Other Asian/Pacific 2%
Political lean MEDSL · St. Johns
- 2024 margin
- Solid R (+31.4) · D 33.9% · R 65.2%
- 2008→2024 swing
- +0.2pp no change · 2008: -31.6pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+26.7 2016: R+33.4 2012: R+37.8 2008: R+31.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -105.54%
- Current HPI
- 261.2552
- Rent YoY
- ▬ 0.00%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+2.6% since first listed5 events — show timeline
- 2026-03-16 Price Changed $297,400 realMLS
- 2026-02-20 Price Changed $298,700 realMLS
- 2026-02-09 Relisted — realMLS
- 2026-02-06 Pending — realMLS
- 2026-01-09 Listed $289,994 realMLS
Property tax history
+26.7%/yrLatest (2025): $6,688 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…