328 Tartan Rd · Hopkins, SC 29061

$235,000

3 bd · 2.5 ba · 1,648 sqft · SingleFamily · 61 Days on market

Built 2026 Excellent condition 3,920 sqft lot Est $269k · 13% under $44/mo HOA · 2% of rent ↓ 7% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.5/30.0
• ARV discount +13.1/15.0
• Condition / age +5.0/5.0
• DSCR +4.1/10.0
• 1% rule +4.0/10.0
• Livability +3.0/5.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Douglas plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen sleek white cabinets, stunning Miami Vena quartz white countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a shower/tub combination, a water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

Key facts

• Water closet
• Linen closet
• Private bathroom

Tags

• OPEN-CONCEPT GREAT ROOM
• ELECTRIC FIREPLACE
• SPACIOUS WALK-IN CLOSET
• PRIVATE BATHROOM
• WATER CLOSET
• LINEN CLOSET

Property features AI

Finance

• HOA & community: Homeowners association present; Association covers common area maintenance, playground, pool, and street light maintenance

Exterior

• Parking: Attached garage with 1 garage space
• Utilities: Public water; Public sewer
• Home design: Two-story home; Lot number 11
• Construction: Vinyl exterior; Slab foundation
• Exterior features: Covered front porch; Uncovered back porch; Sprinkler system; Paved road access

Interior

• Kitchen: Quartz countertops; Self-cleaning smooth-surface range
• Bedrooms: Master bedroom with tub/shower (second floor); Additional bedrooms located on the second floor
• Bathrooms: Two full bathrooms; One half bathroom; Two second full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Electric fireplace; Self-cleaning smooth-surface range; Quartz countertops

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $235k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $8 ($99/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (9.7% below list).
• Recommended offer: $212k (9.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#238 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+, housing B; Watch: employment D+, amenities F, commute F.
• Richland 01 (urban): math 26% / reading 36% proficiency, ranked #54 of 80 in SC (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Horrell Hill Elementary (math 17% / reading 17%, grade F, #515 of 597 statewide, top 89%, 562 students, 100% FRL); Southeast Middle (math 7% / reading 19%, grade F, #210 of 229 statewide, top 93%, 493 students, 100% FRL); Lower Richland High (math 5% / reading 64%, grade F, #185 of 196 statewide, top 94%, 1,244 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 335 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
• This rent runs 42% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 61 days — a 6% lower offer ($221k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $212,189 (9.7% below list)

Questions for the listing agent

1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.34%
• Cash-on-cash: 0.15%
• DSCR: 1.01
• GRM: 9.2

CMA / ARV

• ARV (on-the-fly): $268,624
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
972 Harvest Valley Ln	0.59mi	3/2.5	1,404 (-15%)	18mo	$228,900	$163	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.0%
• Equity multiple: 0.43×
• Total profit: $-37,495
• Equity at exit: $35,039

10-year hold

• IRR: -7.6%
• Equity multiple: 0.52×
• Total profit: $-31,732
• Equity at exit: $20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29061

• Home prices YoY: -22.8%
• Active inventory: 335
• Price-to-rent: 9.2×

Monthly cashflow live

• Estimated rent: $2,122 medium
• Mortgage (P&I): −$1,232
• Tax est. 1.5%: −$294 /mo · $3,525/yr
• Insurance: −$98
• HOA: −$44
• Vacancy / Maint / Mgmt: −$446
• Net cashflow: $8

Break-even live

Break-even rent $2,111

Max offer price $235,000

Occupancy floor 95%

Sensitivity live

Price	-10% $171	-5% $89	+0% $8	+5% $-73	+10% $-154
Rent	-10% $-159	-5% $-76	+0% $8	+5% $92	+10% $176
Rate	-1.0pp $127	-0.5pp $68	base $8	+0.5pp $-53	+1.0pp $-115

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,750
• Closing costs: $7,050
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
345 Bevington Brook Ln Hopkins, SC	3.0	2.0	1475	$2,195	$1.49	25d	1	0.97mi
455 Hunters Crossing Dr Hopkins, SC	3.0	2.0	1381	$1,699	$1.23	16d	1	1.03mi
1049 Crescent Moon Loop Hopkins, SC	3.0	2.5	1650	$2,100	$1.27	16d	1	1.13mi

HOA detail

• Monthly dues: $44 · $528/yr
• Likely covers: waterelectric

Listing history 19 events

1. 2026-06-21
   days on market $235,000 Active 61 DOM
2. 2026-06-18
   days on market $235,000 Active 58 DOM
3. 2026-06-17
   days on market $235,000 Active 57 DOM
4. 2026-06-16
   days on market $235,000 Active 56 DOM
5. 2026-06-15
   days on market $235,000 Active 55 DOM
6. 2026-06-14
   days on market $235,000 Active 53 DOM
7. 2026-06-10
   days on market $235,000 Active 50 DOM
8. 2026-06-09
   days on market $235,000 Active 49 DOM
9. 2026-06-08
   days on market $235,000 Active 48 DOM
10. 2026-06-07
    days on market $235,000 Active 47 DOM
11. 2026-06-03
    days on market $235,000 Active 43 DOM
12. 2026-06-03
    days on market $235,000 Active 42 DOM
13. 2026-06-01
    days on market $235,000 Active 41 DOM
14. 2026-05-31
    days on market $235,000 Active 40 DOM
15. 2026-05-21
    price $243,632
16. 2026-05-20
    price $243,632 755-char remark

    Show marketing remark (755 chars)

    The Douglas plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen sleek white cabinets, stunning Miami Vena quartz white countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a shower/tub combination, a water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

17. 2026-05-11
    listed $243,640 Active 755-char remark

    Show marketing remark (755 chars)

    The Douglas plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen sleek white cabinets, stunning Miami Vena quartz white countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a shower/tub combination, a water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

18. 2026-05-11
    price $243,641

    Show marketing remark (755 chars)

    The Douglas plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen sleek white cabinets, stunning Miami Vena quartz white countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a shower/tub combination, a water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

19. 2026-04-21
    listed $260,898 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $25,463
• − Mortgage interest: −$13,164
• − Property taxes: −$3,525
• − Insurance: −$1,175
• − Repairs & maintenance: −$2,037
• − Management: −$2,037
• − HOA: −$528
• − Depreciation: −$6,836
• Taxable loss: −$3,839
• Est. tax savings @ 24.0%: +$921
• After-tax cash flow: $1,021/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Excellent 100/100 None rehab

This two-story home is in excellent condition with no visible repairs or maintenance needed. It offers a bright, open-concept floor plan and is move-in ready.

Value-add opportunities

• Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
• Both Landscaping — Well-maintained landscaping can improve curb appeal and attract potential buyers
• Both Window treatments — Adding curtains or blinds can enhance the home's curb appeal and provide privacy

Renovation cost estimate screening

Value-add ROI direction

• Both Painting — Fresh paint can enhance curb appeal and interior aesthetics ↑
• Both Landscaping — Well-maintained landscaping can improve curb appeal and attract potential buyers ↑
• Both Window treatments — Adding curtains or blinds can enhance the home's curb appeal and provide privacy ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Richland 01
• NCES district ID: 4503360
• Math proficiency: 26% ▼ -7.00%
• Reading proficiency: 36% ▼ -5.00%
• Median HH income: $38,931
• Composite: 25.94/100
• National rank: #7335
• State rank: #54 of 80 in SC

Livability — Hopkins

• Score: 59/100
• State rank: #238
• US rank: #19825

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment D+ Housing B Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Richland County · 389,530 people
• City population: 12,538
• Metro: Columbia, SC
• Population (ZIP): 12,538
• Household income: $60,307
• Rent vs Own: 19.1% rent · 80.9% own
• Severe rent burden: 236.0

Population outlook (Richland County) Hauer SSP2

• Today (2025): 459,667 people
• By 2030: 487,524 · +6.1%
• By 2040: 542,035 · +17.9%
• By 2050: 595,371 · +29.5%
• By 2075: 732,998 · +59.5%
• By 2100: 820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (68%)
• Race & ethnicity: Black 68% White 23% Two or more races 6% Hispanic / Latino 4%
• Common ancestry: Italian 1% Lithuanian 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Richland

• 2024 margin: Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
• 2008→2024 swing: +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
• All cycles: 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.44%
• Current HPI: 194.8986
• Rent YoY: —
• Metro: Columbia, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

-6.6% since first listed

5 events — show timeline

• 2026-05-21 Price Changed $243,632 Consolidated MLS
• 2026-05-20 Price Changed $243,632 Zillow
• 2026-05-11 Listed $243,640 Zillow
• 2026-05-11 Price Changed $243,641 Consolidated MLS
• 2026-04-21 Listed $260,898 Consolidated MLS