1442 W High St · Davenport, IA 52804

$130,000

3 bd · 2.0 ba · 1,263 sqft · SingleFamily public records · 8 Days on market

Built 1910 8,712 sqft lot $103/sqft · 16% below area Est $154k · 16% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.5/15.0
• Cash flow +14.2/30.0
• 1% rule +4.3/10.0
• DSCR +4.3/10.0
• Livability +4.0/5.0
• Schools +3.9/10.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

2 bedroom 2 bath. Fenced in backyard. 1 car garage with car port. Newly remodeled upper bathroom. Seller is Licensed Real Estate Agent

Key facts

• Fenced in backyard
• 8,712 sq ft lot
• Garage

Tags

• FENCED IN BACKYARD

Property features AI

Finance

• Other: School bus service available
• HOA & community: No master association fee required

Exterior

• Parking: Detached garage (concrete) — 1 garage space, 1 total parking space; Garage is owned
• Utilities: Public water; Public sewer
• Home design: Detached single-family home; 2-story; Fee simple ownership; Property is currently leased; Approximately 100+ years old
• Construction: Vinyl siding; Asphalt roof; Stone foundation; Total finished area approx. 1,263 (main ~742, upper ~521); total finished/unfinshed area listed as 2,005; Unfinished basement approx. 742
• Exterior features: Patio; Porch; Fenced yard

Interior

• Kitchen: Range; Refrigerator; Ceramic tile flooring in kitchen (approx. 12 x 13)
• Bedrooms: Master bedroom on second level (approx. 11 x 12) with carpet; Second bedroom on second level (approx. 11 x 12) with carpet
• Flooring: Carpet in living areas and bedrooms; Laminate in dining room; Ceramic tile in kitchen
• Bathrooms: 2 full bathrooms
• Heating & cooling: Natural gas, forced air heating; Central air conditioning
• Interior features: Built-in bookcases; 5 total rooms; Full, unfinished basement
• Laundry & utility: Laundry room in basement (approx. 10 x 10)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $20 ($244/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $121k (7.3% below list).
• Recommended offer: $121k (7.3% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 4.4% in Davenport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#126 in IA, #2,312 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime F.
• Davenport Community School District (urban): math 43% / reading 50% proficiency, ranked #288 of 289 in IA (top 100%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Adams Elementary School (math 48% / reading 51%, grade D, #514 of 616 statewide, top 85%, 511 students, 54% FRL); Williams Intermediate (math 33% / reading 37%, grade F, #243 of 246 statewide, top 99%, 423 students, 63% FRL); North High School (math 45% / reading 59%, grade D+, #299 of 336 statewide, top 91%, 1,352 students, 50% FRL) — zoned schools at 56% FRL track the district average.
• Market conditions: Rents rising (+4.0%/yr); 162 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 805 units permitted in Scott County in 2024 (479 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Scott County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 21y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $120,561 (7.3% below list)

Questions for the listing agent

1. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 6.48%
• Cash-on-cash: 0.67%
• DSCR: 1.03
• GRM: 9.0

CMA / ARV

• ARV (median comp): $154,059
• List price: $130,000
• Delta: -15.62%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1442 W High St	0.00mi	2/2.0 (-1)	1,263 (0%)	1mo	$130,000	$103	94
2030 N Sturdevant St	0.18mi	2/1.5 (-1)	1,326 (+5%)	1mo	$40,000	$30	75
2323 Frances Pl	0.44mi	3/2.0	1,293 (+2%)	1mo	$240,000	$186	75
1341 W 14th St	0.52mi	3/1.5	1,244 (-2%)	1mo	$131,900	$106	70
1649 Florence Ln Ln	0.29mi	3/2.0	1,150 (-9%)	2mo	$120,000	$104	70
1324 Marquette St	0.55mi	3/2.0	1,302 (+3%)	1mo	$115,000	$88	68
1525 W High St St	0.11mi	2/1.5 (-1)	1,096 (-13%)	2mo	$148,000	$135	65
1024 Berg Pl	0.41mi	3/1.5	1,136 (-10%)	1mo	$192,000	$169	61
2102 W 18th St	0.67mi	3/1.0	1,236 (-2%)	2mo	$155,000	$125	60
1629 W Columbia Ave	0.43mi	3/2.5	1,400 (+11%)	0mo	$243,900	$174	60
911 W 16th St	0.58mi	3/1.0	1,356 (+7%)	2mo	$152,000	$112	55
734 W 17th St	0.62mi	3/1.0	1,389 (+10%)	2mo	$138,000	$99	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.99% rent growth · sell at horizon

5-year hold

• IRR: -14.0%
• Equity multiple: 0.49×
• Total profit: $-18,516
• Equity at exit: $19,383

10-year hold

• IRR: -3.6%
• Equity multiple: 0.75×
• Total profit: $-9,217
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Iowa: 83 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; mostly landlord-friendly statewide.

Methodology + full state rankings →

ZIP-level market 52804

• Home prices YoY: -25.3%
• Rents YoY: 4.0%
• Active inventory: 162
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,206 high
• Mortgage (P&I): −$682
• Tax from tax record: −$196 /mo · $2,354/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$253
• Net cashflow: $20

Break-even live

Break-even rent $1,180

Max offer price $130,000

Occupancy floor 93%

Sensitivity live

Price	-10% $94	-5% $57	+0% $20	+5% $-16	+10% $-53
Rent	-10% $-75	-5% $-27	+0% $20	+5% $68	+10% $116
Rate	-1.0pp $86	-0.5pp $53	base $20	+0.5pp $-13	+1.0pp $-48

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1723 W Locust St Davenport, IA	3.0	1.0	1690	$1,395	$0.83	45d	1	0.43mi
1455 W 12th St Davenport, IA	3.0	1.0	942	$1,095	$1.16	15d	1	0.66mi
915 W 14th St Davenport, IA	3.0	1.0	1390	$900	$0.65	45d	1	0.66mi
901 W 15th St Davenport, IA	1.0–2.0	1.0–2.0	950	$895	$0.94	15d	1	0.72mi
1318 1/2 Brown St Davenport, IA	2.0	1.0	900	$875	$0.97	22d	1	0.74mi
1607 W 12th St Davenport, IA	1.0–2.0	1.0	800	$740	$0.93	45d	3	0.76mi
1315 Brown St Unit 2 Davenport, IA	3.0	1.0	1300	$1,250	$0.96	22d	1	0.76mi
621 W 15th St Davenport, IA	4.0	2.0	1833	$1,500	$0.82	15d	1	0.78mi
537 W 16th St Davenport, IA	3.0	1.0	1311	$1,400	$1.07	45d	1	0.79mi
1323 N Gaines St Davenport, IA	4.0	2.0	1733	$1,350	$0.78	22d	1	0.82mi
1615 1/2 N Ripley St Davenport, IA	2.0	1.0	900	$825	$0.92	45d	1	0.92mi
1519 N Ripley St Davenport, IA	2.0	1.0	1144	$1,100	$0.96	15d	1	0.94mi
1511 N Ripley St Davenport, IA	4.0	2.0	1872	$1,450	$0.77	22d	1	0.95mi
1716 W 7th St Davenport, IA	4.0	1.0	1278	$1,712	$1.34	15d	1	1.01mi
730 Brown St Unit 3 Davenport, IA	2.0	1.0	1000	$800	$0.80	45d	1	1.06mi
1421 N Main St #2 Davenport, IA	3.0	1.0	1350	$1,095	$0.81	45d	1	1.12mi
2809 N Main St Davenport, IA	3.0	1.5	1000	$1,350	$1.35	22d	1	1.15mi
201 E Locust St Unit Sw Davenport, IA	2.0	1.0	1000	$875	$0.88	45d	1	1.19mi
1341 W 4th St Davenport, IA	3.0	1.5	979	$1,394	$1.42	45d	1	1.23mi
1812 Pershing Ave Unit 1 Davenport, IA	3.0	1.0	1000	$1,200	$1.20	22d	1	1.24mi
119 E 13th St Davenport, IA	3.0	1.0	1728	$1,495	$0.87	45d	1	1.26mi
2224 Iowa St Unit 2224 Davenport, IA	2.0	1.0	1214	$925	$0.76	45d	1	1.28mi
2224 Iowa St Davenport, IA	2.0	1.0	1214	$895	$0.74	45d	1	1.28mi
317 Kirkwood Blvd Davenport, IA	2.0	1.0	1300	$950	$0.73	45d	1	1.32mi
2925 Dubuque St Unit 5N Davenport, IA	2.0	2.0	895	$825	$0.92	15d	1	1.36mi
2638 N Clark St Unit 2 Davenport, IA	3.0	1.5	1200	$1,250	$1.04	15d	1	1.40mi
320 E 29th St Davenport, IA	2.0	2.5	1450	$1,750	$1.21	45d	1	1.44mi
2209 Farnam St Unit 2211 Davenport, IA	3.0	1.0	1138	$1,050	$0.92	22d	1	1.46mi
102 W 35th St Unit 128E_35R Davenport, IA	2.0	2.0	1200	$1,100	$0.92	22d	1	1.47mi
102 W 35th St Unit 104E_35R Davenport, IA	2.0	2.0	1200	$1,050	$0.88	22d	1	1.47mi
102 W 35th St Unit 119W_35R Davenport, IA	2.0	2.0	1200	$1,050	$0.88	45d	1	1.47mi
102 W 35th St Unit 130E_35R Davenport, IA	2.0	2.0	1200	$1,100	$0.92	15d	1	1.47mi
102 W 35th St Unit 105W_35 Davenport, IA	3.0	2.0	1500	$1,150	$0.77	45d	1	1.47mi

Listing history 18 events

1. 2026-05-08
   status Pending 136-char remark
2. 2026-05-05
   price $130,000 136-char remark
3. 2026-04-30
   listed $140,000 Active 136-char remark
4. 2022-03-16
   historical
5. 2021-08-06
   historical
6. 2020-11-20
   soldstatus $110,000
7. 2020-11-13
   soldstatus $110,000
8. 2020-10-13
   listed $115,000
9. 2014-09-09
   soldstatus $101,000
10. 2014-09-05
    soldstatus $101,000
11. 2014-09-05
    soldstatus $101,000
12. 2014-03-17
    listed $102,000
13. 2014-03-17
    listed $102,000
14. 2010-01-27
    soldstatus $92,500
15. 2007-03-09
    soldstatus $80,000
16. 2006-02-06
    soldstatus $82,500
17. 2006-01-31
    soldstatus $82,500
18. 2005-12-03
    listed $79,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IA · Partial reset (capped growth)

• Current annual tax: $2,354 · $196/mo
• Projected year-2 tax: $2,354 · $196/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,467
• − Mortgage interest: −$7,282
• − Property taxes: −$2,354
• − Insurance: −$650
• − Repairs & maintenance: −$1,157
• − Management: −$1,157
• − Depreciation: −$3,782
• Taxable loss: −$1,915
• Est. tax savings @ 24.0%: +$460
• After-tax cash flow: $704/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Davenport Community School District
• NCES district ID: 1908580
• Math proficiency: 43% ▼ -11.00%
• Reading proficiency: 50% ▼ -3.00%
• Median HH income: $46,157
• Composite: 39.49/100
• National rank: #3951
• State rank: #288 of 289 in IA

Livability — Davenport

• Score: 79/100
• State rank: #126
• US rank: #2312

Category grades

Amenities A Commute B+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Davenport, IA
• County: Scott County · 144,583 people
• City population: 103,319
• Metro: Davenport-Moline-Rock Island, IA-IL
• Population (ZIP): 26,835
• Household income: $65,849
• Rent vs Own: 32.9% rent · 67.1% own
• Severe rent burden: 830.0

Population outlook (Scott County) Hauer SSP2

• Today (2025): 188,878 people
• By 2030: 196,648 · +4.1%
• By 2040: 210,860 · +11.6%
• By 2050: 224,359 · +18.8%
• By 2075: 258,884 · +37.1%
• By 2100: 286,447 · +51.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 10% Hispanic / Latino 10% Two or more races 9% Asian 2%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Iranian 2% Romanian 2% Portuguese 1%
• Foreign-born: 4% · Canada, China, Vietnam
• Languages at home: 94% English-only · Spanish 3% Russian/Polish/Slavic 1% Chinese 1%

Political lean MEDSL · Scott

• 2024 margin: Toss-up / Even · D 47.3% · R 51.2% · Other 1.4%
• 2008→2024 swing: -18.4pp toward R · 2008: 14.6pp · 2024: -3.9pp
• All cycles: 2024: R+3.9 2020: D+3.5 2016: D+1.4 2012: D+13.8 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -66.50%
• Current HPI: 196.2267
• Rent YoY: ▲ 3.99%
• Metro: Davenport-Moline-Rock Island, IA-IL
• State GDP YoY: ▲ 2.48%
• F500 in state: 4

Industry mix (Fortune 500 HQ in IA)

Industry	F500 HQs	Revenue
▸Financial Services	1	$16B
▸Retail / Convenience	1	$15B

Price history

+62.7% since first listed

19 events — show timeline

• 2026-06-05 Sold (MLS) $130,000 MRED as Distributed by MLS Grid
• 2026-05-08 Pending — MRED as Distributed by MLS Grid
• 2026-05-05 Price Changed $130,000 MRED as Distributed by MLS Grid
• 2026-04-30 Listed $140,000 MRED as Distributed by MLS Grid
• 2022-03-16 Listing Removed — RMLSA as Distributed by MLS Grid
• 2021-08-06 Listing Removed — RMLSA as Distributed by MLS Grid
• 2020-11-20 Sold (Public Records) $110,000 Public Records
• 2020-11-13 Sold (MLS) $110,000 RMLSA as Distributed by MLS Grid
• 2020-10-13 Listed $115,000 RMLSA as Distributed by MLS Grid
• 2014-09-09 Sold (Public Records) $101,000 Public Records
• 2014-09-05 Sold (MLS) $101,000 MRED as Distributed by MLS Grid
• 2014-09-05 Sold (MLS) $101,000 RMLSA as Distributed by MLS Grid
• 2014-03-17 Listed $102,000 MRED as Distributed by MLS Grid
• 2014-03-17 Listed $102,000 RMLSA as Distributed by MLS Grid
• 2010-01-27 Sold (Public Records) $92,500 Public Records
• 2007-03-09 Sold (Public Records) $80,000 Public Records
• 2006-02-06 Sold (Public Records) $82,500 Public Records
• 2006-01-31 Sold (MLS) $82,500 RMLSA as Distributed by MLS Grid
• 2005-12-03 Listed $79,900 RMLSA as Distributed by MLS Grid

Property tax history

+2.8%/yr

Latest (2025): $2,354 · +2.5% YoY. Source: county tax records.