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3000 Broadway St #16
C+ Composite 61.0
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.3/10.0
  • Schools +4.0/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$225,000

3000 Broadway St #16 · American Canyon, CA 94503
2 bd · 2.0 ba · 1,248 sqft · Manufactured · 18 Days on market
Built 1995 Est $176k · 28% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great 1995 Home in the sought after Las Casitas Mobile Home Park. This unit offers a generous amount of living space, as well as good size bedrooms. its in move-in ready condition and is complete with a refrigerator, and a washer and dryer. New interior paint, dual pane windows, storage shed and ample parking. This is a great mobile home and it won't last!

Key facts

  • Laundry area
  • Kitchen
  • Covered carport

Tags

LIVING ROOMDINING AREAKITCHENBREAKFAST AREALAUNDRY AREACOVERED CARPORT

Property features AI

Finance

  • Financial info: Monthly land lease: $750
  • HOA & community: No association; Senior community

Exterior

  • Parking: 2 parking spaces; Covered parking; Guest parking available
  • Security: Carbon monoxide detector; Smoke detector
  • Utilities: Individual electric meter; Natural gas connected; Public sewer; 220 volt outlet in laundry
  • Home design: Manufactured home (double wide) located in a park; Original condition; Land lease community
  • Construction: Composition roof; Wood skirt; Make: Oakmanor; Manufacturer: 90002 Skyline HM INC
  • Exterior features: Covered patio; Porch steps; Carport awning; Patio awning; Porch awning; Outbuilding, shed(s) and storage

Interior

  • Kitchen: Dishwasher; Disposal; Free-standing gas oven; Gas cooktop; Hood over range; Free-standing refrigerator; Breakfast area; Ceramic counter; Pantry cabinet; Dining/Living combo
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms; Tub with shower over
  • Heating & cooling: Central heating (gas); No cooling
  • Interior features: Cathedral ceiling; Carbon monoxide detector; Smoke detector; Accessibility features
  • Laundry & utility: Washer and dryer included; Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $225k.

Deal economics

  • At list price, monthly cash flow is $915 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $225k).
  • Recommended offer: $222k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.8% vs local median 3.2% in American Canyon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#133 in CA, #4,684 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, cost of living F.
  • Napa Valley Unified (urban): math 35% / reading 48% proficiency, ranked #599 of 1,400 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Canyon Oaks Elementary (708 students, 58% FRL); American Canyon Middle (1,007 students, 60% FRL); American Canyon High (1,722 students, 53% FRL) — zoned schools average 57% FRL vs 38% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 67 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 427 units permitted in Napa County in 2024 (189 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Napa County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $105k; list at $225k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $221,625 (1.5% below list)

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.33%
Cap rate
11.84%
Cash-on-cash
19.81%
DSCR
1.88
GRM
6.3

CMA / ARV

ARV (on-the-fly)
$175,968
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3000 Broadway St #5 0.00mi 3/2.0 (+1) 1,227 (-2%) 17mo $245,000 $200 78
244 American Canyon RD Spc 25 #25 0.20mi 2/2.0 1,325 (+6%) 3mo $180,000 $136 77
3000 Broadway St #93 0.07mi 2/2.0 1,344 (+8%) 14mo $160,000 $119 73
3000 3000 Broadway St Apt 92 St #92 0.00mi 2/2.0 1,080 (-14%) 7mo $145,000 $134 71
244 American Canyon Rd #193 0.20mi 2/2.0 1,392 (+12%) 4mo $137,000 $98 68
260 American Canyon Rd #93 0.32mi 3/2.0 (+1) 1,344 (+8%) 13mo $160,000 $119 56
244 American Canyon Rd #133 0.13mi 2/2.0 1,060 (-15%) 17mo $188,000 $177 55
2525 Flosden Rd #90 0.69mi 3/2.0 (+1) 1,306 (+5%) 1mo $240,000 $184 54
33 Flosden Rd 0.58mi 2/2.0 1,344 (+8%) 9mo $166,000 $124 53
2555 Flosden Rd #11 0.68mi 2/2.0 1,200 (-4%) 12mo $332,500 $277 51
260 American Canyon Rd #58 0.42mi 2/2.0 1,416 (+14%) 11mo $200,000 $141 49
2555 Flosden Rd #65 0.68mi 3/2.0 (+1) 1,400 (+12%) 2mo $304,500 $218 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.8%
Equity multiple
1.35×
Total profit
$21,768
Equity at exit
$33,548
10-year hold
IRR
18.0%
Equity multiple
2.49×
Total profit
$93,875
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94503

Home prices YoY
-21.0%
Active inventory
67
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$2,989 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$48 /mo · $578/yr
Insurance
$94
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$628
Net cashflow
$915

Break-even live

Break-even rent $1,832
Max offer price $225,000
Occupancy floor 64%

Sensitivity live

Price -10% $1,042 -5% $978 +0% $915 +5% $851 +10% $787
Rent -10% $678 -5% $796 +0% $915 +5% $1,033 +10% $1,151
Rate -1.0pp $1,028 -0.5pp $972 base $915 +0.5pp $856 +1.0pp $797

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Toscana Dr American Canyon, CA 2.0–3.0 2.5–3.5 1466 $3,244 $2.21 16d 5 0.25mi
300 Swan Way Vallejo, CA 3.0 2.0 1134 $2,775 $2.45 23d 1 0.55mi
2525 Flosden Rd #16 American Canyon, CA 3.0 2.0 1244 $2,795 $2.25 16d 1 0.67mi
137 Imelda St Unit 3BR/1BA Vallejo, CA 3.0 1.0 1080 $3,250 $3.01 16d 1 0.73mi
123 David Ct Vallejo, CA 3.0 2.0 1323 $3,149 $2.38 16d 1 0.83mi
424 Corcoran Ave Vallejo, CA 2.0 1.0 1200 $2,300 $1.92 16d 1 0.96mi
125 Hibiscus Ct Vallejo, CA 3.0 1.0 1000 $2,709 $2.71 45d 1 1.24mi
165 Georgetown Ct Vallejo, CA 3.0 2.0 1144 $2,695 $2.36 25d 1 1.33mi

Listing history 19 events

  1. 2026-06-10
    days on market $225,000 Active 18 DOM
  2. 2026-06-09
    days on market $225,000 Active 17 DOM
  3. 2026-06-08
    days on market $225,000 Active 16 DOM
  4. 2026-06-07
    days on market $225,000 Active 15 DOM
  5. 2026-06-05
    days on market $225,000 Active 12 DOM
  6. 2026-06-03
    days on market $225,000 Active 11 DOM
  7. 2026-06-02
    days on market $225,000 Active 10 DOM
  8. 2026-06-01
    days on market $225,000 Active 9 DOM
  9. 2026-05-31
    days on market $225,000 Active 8 DOM
  10. 2026-05-30
    days on market $225,000 Active 7 DOM
  11. 2026-03-07
    listed $225,000 Active
  12. 2025-11-12
    status Active
  13. 2025-11-12
    price $235,000
  14. 2025-10-07
    historical Contingent (Show)
  15. 2025-09-07
    price $245,000
  16. 2025-08-01
    listed $254,900 Active
  17. 2017-12-06
    soldstatus $105,000 Sold 359-char remark
    Show marketing remark (359 chars)

    Great 1995 Home in the sought after Las Casitas Mobile Home Park. This unit offers a generous amount of living space, as well as good size bedrooms. its in move-in ready condition and is complete with a refrigerator, and a washer and dryer. New interior paint, dual pane windows, storage shed and ample parking. This is a great mobile home and it won't last!

  18. 2017-11-10
    status Pending 359-char remark
    Show marketing remark (359 chars)

    Great 1995 Home in the sought after Las Casitas Mobile Home Park. This unit offers a generous amount of living space, as well as good size bedrooms. its in move-in ready condition and is complete with a refrigerator, and a washer and dryer. New interior paint, dual pane windows, storage shed and ample parking. This is a great mobile home and it won't last!

  19. 2017-10-14
    listed $109,000 Active 359-char remark
    Show marketing remark (359 chars)

    Great 1995 Home in the sought after Las Casitas Mobile Home Park. This unit offers a generous amount of living space, as well as good size bedrooms. its in move-in ready condition and is complete with a refrigerator, and a washer and dryer. New interior paint, dual pane windows, storage shed and ample parking. This is a great mobile home and it won't last!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$578 · $48/mo
Projected year-2 tax
$1,710 · $142/mo
Expected delta
+$1,132/yr (+$94/mo · 195.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥94°F today · 12 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 13 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,873
− Mortgage interest
−$12,603
− Property taxes
−$578
− Insurance
−$2,628
− Repairs & maintenance
−$2,870
− Management
−$2,870
− Depreciation
−$6,545
Taxable income
$7,779
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,867
After-tax cash flow
$9,108/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Napa Valley Unified
NCES district ID
0626640
Math proficiency
35% ▲ 1.00%
Reading proficiency
48% ▲ 2.00%
Median HH income
$72,007
Composite
40.18/100
National rank
#7827
State rank
#599 of 1400 in CA

Livability — American Canyon

Score
74/100
State rank
#133
US rank
#4684

Category grades

Amenities F Commute C+ Cost of living F Crime C+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
American Canyon, CA
County
Napa County · 120,669 people
City population
21,841
Metro
Napa, CA
Population (ZIP)
21,841
Household income
$121,088
Rent vs Own
25.7% rent · 74.3% own
Severe rent burden
486.0

Population outlook (Napa County) Hauer SSP2

Today (2025)
153,987 people
By 2030
159,490 · +3.6%
By 2040
168,796 · +9.6%
By 2050
176,213 · +14.4%
By 2075
190,113 · +23.5%
By 2100
190,528 · +23.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
Asian 33% Hispanic / Latino 31% White 21% Two or more races 15% Black 6% Pacific Islander 1%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Italian 2% Lithuanian 1% Romanian 1%
Foreign-born
31% · Canada, China, Vietnam
Languages at home
57% English-only · Spanish 22% Tagalog/Filipino 15% Other Indo-European 3%

Political lean MEDSL · Napa

2024 margin
Solid D (+34.9) · D 65.9% · R 31.1% · Other 3.0%
2008→2024 swing
+2.4pp toward D · 2008: 32.5pp · 2024: 34.9pp
All cycles
2024: D+34.9 2020: D+40.4 2016: D+35.2 2012: D+25.7 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -97.47%
Current HPI
366.9139
Rent YoY
Metro
Napa, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+106.4% since first listed
9 events — show timeline
  • 2026-03-07 Listed $225,000 BAREIS
  • 2025-11-12 Relisted BAREIS
  • 2025-11-12 Price Changed $235,000 BAREIS
  • 2025-10-07 Contingent BAREIS
  • 2025-09-07 Price Changed $245,000 BAREIS
  • 2025-08-01 Listed $254,900 BAREIS
  • 2017-12-06 Sold (MLS) $105,000 BAREIS
  • 2017-11-10 Pending BAREIS
  • 2017-10-14 Listed $109,000 BAREIS

Property tax history

+0.2%/yr

Latest (2025): $578 · +13.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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