CashFlowRE
Sign in Sign up
3500 S Beryl Ave
B- Composite 66.2
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.7/10.0
  • 1% rule +6.9/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$150,000

3500 S Beryl Ave · Tucson Estates, AZ 85735
2 bd · 2.0 ba · 1,404 sqft · Manufactured public records · 70 Days on market
Built 1999 5,053 sqft lot $107/sqft · 32% below area Est $237k · 37% under $97/mo HOA · 5% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Priced to sell. Enjoy owning this lovely 2-bedroom home featuring carport parking and low-care desert landscape! Check out the inside to find an inviting living room that flows seamlessly into the dining area. Vaulted ceilings add to the airy feel, complemented by a blend of tile & carpet flooring, a neutral palette, and lots of natural light. In the kitchen, you will have matching appliances, a mosaic tile backsplash, plenty of cabinet space, and solid surface counters. The primary bedroom offers a sitting room, a walk-in closet, and a private bathroom for added comfort. Fantastic Arizona room adds extra space, perfect for entertaining guests, arts and crafts or relaxing year-round.

Key facts

  • Desert landscape
  • Dining area
  • Carport parking

Tags

CARPORT PARKINGDESERT LANDSCAPEINVITING LIVING ROOMDINING AREAVAULTED CEILINGSTILE FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $150k.

Deal economics

  • At list price, monthly cash flow is $368 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $141k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 4.4% in Tucson Estates — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#137 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, schools F, amenities F.
  • Tucson Unified District (4403) (urban): math 14% / reading 23% proficiency, ranked #190 of 249 in AZ (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 83 active listings in the ZIP; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $32k; list at $150k implies a 369% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $141,000 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
9.24%
Cash-on-cash
10.52%
DSCR
1.47
GRM
7.0

CMA / ARV

ARV (median comp)
$236,530
List price
$150,000
Delta
-36.58%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3524 S Beryl Ave 0.03mi 2/2.0 1,464 (+4%) 3mo $255,000 $174 89
3418 S Cadmium Loop 0.08mi 2/2.0 1,364 (-3%) 12mo $239,000 $175 82
3335 S Feldspar Ave 0.15mi 3/2.0 (+1) 1,477 (+5%) 4mo $285,000 $193 76
7496 W Bopp Rd 0.30mi 2/2.0 1,440 (+3%) 7mo $128,000 $89 76
3313 S Spectrum Ave 0.19mi 3/2.0 (+1) 1,344 (-4%) 10mo $323,000 $240 70
3478 S Goldleaf Loop 0.10mi 3/2.0 (+1) 1,508 (+7%) 11mo $222,000 $147 69
7707 W Copper Nugget Dr 0.17mi 2/2.0 1,568 (+12%) 7mo $260,000 $166 67
3650 S White Gold Ave 0.17mi 3/2.0 (+1) 1,568 (+12%) 5mo $192,700 $123 64
7751 W Gypsum St 0.18mi 2/2.0 1,232 (-12%) 11mo $207,500 $168 62
7730 W Edgestone St 0.22mi 3/2.0 (+1) 1,568 (+12%) 4mo $225,000 $143 62
7771 W Touchstone St 0.22mi 2/2.0 1,248 (-11%) 12mo $150,000 $120 61
4175 S Desert Spur Ln 0.60mi 2/2.0 1,300 (-7%) 8mo $115,000 $88 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-0.5%
Equity multiple
0.98×
Total profit
$-819
Equity at exit
$22,365
10-year hold
IRR
9.2%
Equity multiple
1.71×
Total profit
$29,624
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85735

Home prices YoY
-16.4%
Active inventory
83
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,792 medium interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$101 /mo · $1,217/yr
Insurance
$62
HOA
$97
Vacancy / Maint / Mgmt
$376
Net cashflow
$368

Break-even live

Break-even rent $1,326
Max offer price $150,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$97 · $1,164/yr

Listing history 22 events

  1. 2026-06-18
    days on market $150,000 Active 70 DOM
  2. 2026-06-17
    days on market $150,000 Active 69 DOM
  3. 2026-06-16
    days on market $150,000 Active 68 DOM
  4. 2026-06-15
    days on market $150,000 Active 67 DOM
  5. 2026-06-13
    days on market $150,000 Active 65 DOM
  6. 2026-06-10
    days on market $150,000 Active 62 DOM
  7. 2026-06-09
    days on market $150,000 Active 61 DOM
  8. 2026-06-08
    days on market $150,000 Active 60 DOM
  9. 2026-06-07
    pricedays on market $150,000 Active 59 DOM
  10. 2026-06-05
    days on market $160,000 Active 56 DOM
  11. 2026-06-03
    days on market $160,000 Active 55 DOM
  12. 2026-06-02
    days on market $160,000 Active 54 DOM
  13. 2026-06-01
    days on market $160,000 Active 53 DOM
  14. 2026-05-31
    days on market $160,000 Active 52 DOM
  15. 2026-04-24
    status Active 696-char remark
    Show marketing remark (696 chars)

    Priced to sell. Enjoy owning this lovely 2-bedroom home featuring carport parking and low-care desert landscape! Check out the inside to find an inviting living room that flows seamlessly into the dining area. Vaulted ceilings add to the airy feel, complemented by a blend of tile & carpet flooring, a neutral palette, and lots of natural light. In the kitchen, you will have matching appliances, a mosaic tile backsplash, plenty of cabinet space, and solid surface counters. The primary bedroom offers a sitting room, a walk-in closet, and a private bathroom for added comfort. Fantastic Arizona room adds extra space, perfect for entertaining guests, arts and crafts or relaxing year-round.

  16. 2026-04-14
    historical Active Contingent 696-char remark
    Show marketing remark (696 chars)

    Priced to sell. Enjoy owning this lovely 2-bedroom home featuring carport parking and low-care desert landscape! Check out the inside to find an inviting living room that flows seamlessly into the dining area. Vaulted ceilings add to the airy feel, complemented by a blend of tile & carpet flooring, a neutral palette, and lots of natural light. In the kitchen, you will have matching appliances, a mosaic tile backsplash, plenty of cabinet space, and solid surface counters. The primary bedroom offers a sitting room, a walk-in closet, and a private bathroom for added comfort. Fantastic Arizona room adds extra space, perfect for entertaining guests, arts and crafts or relaxing year-round.

  17. 2026-04-09
    listed $160,000 Active 696-char remark
    Show marketing remark (696 chars)

    Priced to sell. Enjoy owning this lovely 2-bedroom home featuring carport parking and low-care desert landscape! Check out the inside to find an inviting living room that flows seamlessly into the dining area. Vaulted ceilings add to the airy feel, complemented by a blend of tile & carpet flooring, a neutral palette, and lots of natural light. In the kitchen, you will have matching appliances, a mosaic tile backsplash, plenty of cabinet space, and solid surface counters. The primary bedroom offers a sitting room, a walk-in closet, and a private bathroom for added comfort. Fantastic Arizona room adds extra space, perfect for entertaining guests, arts and crafts or relaxing year-round.

  18. 2026-03-24
    historical
  19. 2026-02-18
    price $240,000
  20. 2026-01-29
    price $245,000
  21. 2025-12-29
    listed $250,000 Active
  22. 1999-02-24
    soldstatus $31,950

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$1,217 · $101/mo
Projected year-2 tax
$1,217 · $101/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,506
− Mortgage interest
−$8,402
− Property taxes
−$1,217
− Insurance
−$750
− Repairs & maintenance
−$1,720
− Management
−$1,720
− HOA
−$1,164
− Depreciation
−$4,364
Taxable income
$2,168
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$520
After-tax cash flow
$3,899/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tucson Unified District (4403)
NCES district ID
0408800
Math proficiency
14% ▼ -17.00%
Reading proficiency
23% ▼ -11.00%
Median HH income
$40,962
Composite
15.78/100
National rank
#9270
State rank
#190 of 249 in AZ

Livability — Tucson Estates

Score
62/100
State rank
#137
US rank
#16650

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment C Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tucson Estates, AZ
Population (ZIP)
10,893

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
Hispanic / Latino 50% White 41% Two or more races 19% Native American 6%
Hispanic origin (detail)
Mexican 47%
Common ancestry
Lithuanian 2% Slovak 1% Romanian 1%
Foreign-born
9% · Canada
Languages at home
74% English-only · Spanish 25%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -59.03%
Current HPI
301.1413
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+400.8% since first listed
8 events — show timeline
  • 2026-04-24 Relisted MLSSAZ
  • 2026-04-14 Contingent MLSSAZ
  • 2026-04-09 Listed $160,000 MLSSAZ
  • 2026-03-24 Listing Removed MLSSAZ
  • 2026-02-18 Price Changed $240,000 MLSSAZ
  • 2026-01-29 Price Changed $245,000 MLSSAZ
  • 2025-12-29 Listed $250,000 MLSSAZ
  • 1999-02-24 Sold (Public Records) $31,950 Public Records

Property tax history

+0.4%/yr

Latest (2025): $1,217 · -0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…