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174 Daimler Dr #54
B- Composite 69.26
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.0/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$179,900

174 Daimler Dr #54 · Peppermill Village, MD 20743
3 bd · 2.0 ba · 1,896 sqft · Townhouse public records · 3 Days on market
Built 1972 $48/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • $48 HOA
  • 2 parking spots
  • Built 1972

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $180k.

Deal economics

  • At list price, monthly cash flow is $800 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $180k).

Location & tenants

  • Location reads 72/100 on livability (#142 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A; Watch: health & safety C-, amenities F, cost of living F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Central High (math 12% / reading 37%, grade F, #163 of 222 statewide, top 75%, 877 students, 74% FRL) — zoned schools average 74% FRL vs 53% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.9%/yr); 217 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 5.9% rent growth), your $50k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $30k; list at $180k implies a 506% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $179,900

Questions for the listing agent

  1. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
11.63%
Cash-on-cash
19.06%
DSCR
1.85
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$401,952
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
58 Daimler Dr #104 0.11mi 3/1.5 1,818 (-4%) 0mo $290,000 $160 86
178 Daimler Dr #44 0.04mi 3/2.0 1,896 (0%) 15mo $180,000 $95 85
86 Daimler Dr #90 0.11mi 3/2.5 1,896 (0%) 18mo $300,000 $158 78
1 Thomasson Ct 0.30mi 3/3.0 1,926 (+2%) 9mo $465,000 $241 72
8 Cindy Ln 0.23mi 3/2.5 1,730 (-9%) 4mo $452,000 $261 69
109 Gray St 0.26mi 3/3.0 1,710 (-10%) 3mo $450,000 $263 65
6706 Central Ave 0.26mi 4/2.5 (+1) 1,680 (-11%) 2mo $425,000 $253 60
114 Gray St 0.29mi 3/3.0 1,710 (-10%) 14mo $457,000 $267 55
442 Shady Glen Rd 0.59mi 3/2.5 1,700 (-10%) 8mo $360,000 $212 47
6916 Aquamarine Ct 0.72mi 4/2.5 (+1) 1,942 (+2%) 14mo $375,000 $193 44
406 Shady Glen Dr 0.66mi 3/3.0 1,700 (-10%) 9mo $320,000 $188 41
370 Shady Glen Dr 0.69mi 3/3.0 1,700 (-10%) 8mo $315,000 $185 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.9% rent growth · sell at horizon

5-year hold
IRR
14.4%
Equity multiple
1.60×
Total profit
$30,253
Equity at exit
$26,824
10-year hold
IRR
25.5%
Equity multiple
3.56×
Total profit
$128,703
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20743

Rents YoY
5.9%
Active inventory
217
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$2,769 high interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$321 /mo · $3,854/yr
Insurance
$75
HOA
$48
Vacancy / Maint / Mgmt
$582
Net cashflow
$800

Break-even live

Break-even rent $1,756
Max offer price $179,900
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7425 Drumlea Rd Capitol Heights, MD 4.0 3.5 1394 $2,500 $1.79 44d 1 0.48mi
6221 Addison Rd Capitol Heights, MD 3.0 1.5 1554 $3,000 $1.93 18d 1 0.73mi
6137 Hanlon St Capitol Heights, MD 3.0 2.5 2280 $3,162 $1.39 5d 1 0.93mi
6308 Santo Pl Capitol Heights, MD 3.0 2.5 2000 $2,900 $1.45 44d 1 0.93mi
6308 Santo Pl Capitol Heights, MD 3.0 2.5 2000 $2,900 $1.45 5d 1 0.93mi
7290 Mahogany Dr Hyattsville, MD 3.0 2.5 1300 $2,400 $1.85 4d 1 0.93mi
7727 Swan Ter Hyattsville, MD 3.0 2.5 1700 $2,200 $1.29 17d 1 1.00mi
522 70th St Capitol Heights, MD 4.0 1.5 1840 $3,000 $1.63 3d 1 1.09mi
522 70th St Capitol Heights, MD 4.0 1.5 1820 $3,000 $1.65 44d 1 1.09mi
8100 Gibbs Way Hyattsville, MD 1.0–3.0 1.0–2.5 1082 $2,825 $2.61 2d 58 1.13mi
8210 Goldstone Ct Hyattsville, MD 4.0 3.5 1696 $4,000 $2.36 18d 1 1.17mi
6801 James Farmer Way Capitol Heights, MD 3.0 1.5 1512 $2,150 $1.42 18d 1 1.23mi
6565 Ronald Rd Capitol Heights, MD 3.0 3.5 1350 $2,650 $1.96 44d 1 1.24mi
6957 Walker Mill Rd Capitol Heights, MD 3.0 2.5 1320 $2,650 $2.01 44d 1 1.28mi
6340 Southern Ave NE Washington, DC 4.0 2.0 1248 $4,200 $3.37 24d 1 1.31mi
7017 Migliori Ct District Heights, MD 3.0 2.5 1320 $2,650 $2.01 5d 1 1.33mi
8251 Ridgefield Blvd Landover, MD 2.0–4.0 1.5–2.5 1182 $2,643 $2.24 1d 54 1.34mi
6313 Field St Capitol Heights, MD 3.0 2.0 1700 $2,250 $1.32 18d 1 1.34mi

HOA detail

Monthly dues
$48 · $576/yr

Listing history 4 events

  1. 2026-04-26
    status Pending
  2. 2026-04-20
    historical
  3. 2026-04-17
    listed $179,900 Active
  4. 1973-08-01
    soldstatus $29,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,854 · $321/mo
Projected year-2 tax
$3,854 · $321/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,230
− Mortgage interest
−$10,077
− Property taxes
−$3,854
− Insurance
−$900
− Repairs & maintenance
−$2,658
− Management
−$2,658
− HOA
−$576
− Depreciation
−$5,233
Taxable income
$7,273
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,746
After-tax cash flow
$7,856/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Peppermill Village

Score
72/100
State rank
#142
US rank
#6113

Category grades

Amenities F Commute A+ Cost of living F Crime C+ Employment A Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Peppermill Village, MD
County
Prince Georges County · 919,866 people
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
41,093
Household income
$76,466
Rent vs Own
33.9% rent · 66.1% own
Severe rent burden
1418.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (78%)
Race & ethnicity
Black 78% Hispanic / Latino 16% Two or more races 4% White 3% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Foreign-born
16% · Canada
Languages at home
81% English-only · Spanish 13% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -311.97%
Current HPI
335.5152
Rent YoY
▲ 5.90%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+505.7% since first listed
4 events — show timeline
  • 2026-04-26 Pending BRIGHT MLS
  • 2026-04-20 Listing Removed BRIGHT MLS
  • 2026-04-17 Listed $179,900 BRIGHT MLS
  • 1973-08-01 Sold (Public Records) $29,700 Public Records

Property tax history

+8.4%/yr

Latest (2025): $3,854 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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