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1006 Johns Ct
D Composite 41.94
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • ARV discount +7.5/15.0
  • Rent growth +5.0/5.0
  • DSCR +4.0/10.0
  • Livability +4.0/5.0
  • Schools +3.0/10.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$170,000

1006 Johns Ct · Huntington, WV 25701
3 bd · 1.5 ba · 1,365 sqft · SingleFamily public records · 3 Days on market
Built 1940 3,485 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Well-maintained 3-bedroom, 1.5-bath home in a desirable Southside neighborhood, located on a quiet street just minutes from Ritter Park. This property offers a fenced backyard, a spacious front porch perfect for relaxing, and the potential for beautiful hardwood floors beneath the existing carpet. Recent updates include newer windows, roof, and HVAC system, providing added comfort and peace of mind. The home's convenient location offers easy access to parks, schools, shopping, dining, and other local amenities.

Key facts

  • Spacious front porch
  • Newer windows
  • Fenced backyard

Tags

FENCED BACKYARDSPACIOUS FRONT PORCHHARDWOOD FLOORSNEWER WINDOWSNEW ROOFNEW HVAC SYSTEM

Property features AI

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; 2-story
  • Construction: Brick construction; Shingle roof
  • Exterior features: Porch; Wood fencing; Level and sloped lot

Interior

  • Flooring: Carpet
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central air conditioning
  • Interior features: Carpet flooring; Full unfinished basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $-3 ($-34/yr) — negative.
  • To cash-flow at today's rent, offer at most $170k (0.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $132k (22.1% below list).
  • Recommended offer: $132k (22.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 79/100 on livability (#16 in WV, #2,045 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Cabell County Schools (urban): math 31% / reading 42% proficiency, ranked #13 of 55 in WV (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Southside Elementary (math 37% / reading 42%, grade F, #108 of 377 statewide, top 33%, 400 students, 0% FRL); Huntington Middle School (math 21% / reading 35%, grade F, #66 of 109 statewide, top 63%, 647 students, 0% FRL); Huntington High School (math 26% / reading 50%, grade F, #31 of 110 statewide, top 28%, 1,704 students, 0% FRL) — zoned schools average 0% FRL vs 47% district-wide (47 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+10.6%/yr); 127 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 61 units permitted in Cabell County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $100k; list at $170k implies a 69% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,451 (22.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.27%
Cash-on-cash
-0.07%
DSCR
1.00
GRM
10.7

CMA / ARV

ARV (on-the-fly)
$111,930
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
824 2nd Street St W 0.26mi 3/1.5 1,346 (-1%) 16mo $65,000 $48 72
317 W 5th Ave 0.48mi 3/1.5 1,392 (+2%) 8mo $22,500 $16 67
148 S Edgemont Rd 0.34mi 3/2.0 1,494 (+10%) 3mo $83,000 $56 64
749 3rd St 0.51mi 3/2.0 1,300 (-5%) 7mo $179,000 $138 60
328 7th Ave. Ave W 0.35mi 3/1.5 1,505 (+10%) 10mo $95,000 $63 58
618 Madison Ave 0.44mi 4/2.0 (+1) 1,316 (-4%) 12mo $160,900 $122 56
501 South Blvd 0.73mi 3/1.5 1,275 (-7%) 4mo $185,000 $145 52
215 6th Avenue West Ave 0.45mi 3/1.0 1,272 (-7%) 18mo $20,000 $16 51
699 W Whitaker Blvd #203 0.27mi 2/2.0 (-1) 1,517 (+11%) 16mo $265,000 $175 49
413 5th Ave West 0.47mi 3/1.5 1,560 (+14%) 13mo $128,000 $82 43
2202 Johnstown Rd 0.64mi 3/1.0 1,200 (-12%) 10mo $174,000 $145 40
522 9th Street West St 0.72mi 2/1.0 (-1) 1,478 (+8%) 20mo $16,000 $11 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-11.6%
Equity multiple
0.56×
Total profit
$-20,784
Equity at exit
$25,348
10-year hold
IRR
3.2%
Equity multiple
1.28×
Total profit
$13,297
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25701

Home prices YoY
-8.7%
Rents YoY
10.6%
Active inventory
127
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,325 medium interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$87 /mo · $1,042/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$278
Net cashflow
$-3

Break-even live

Break-even rent $1,328
Max offer price $169,502
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
457 Overby Rd Huntington, WV 3.0 1.5 1724 $1,250 $0.73 43d 1 1.09mi

Listing history 4 events

  1. 2026-06-13
    status $170,000 Pending 3 DOM
  2. 2026-06-12
    days on market $170,000 Active 3 DOM
  3. 2026-06-09
    remarks 516-char remark
  4. 2026-06-09
    listed $170,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$1,042 · $87/mo
Projected year-2 tax
$1,042 · $87/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,894
− Mortgage interest
−$9,523
− Property taxes
−$1,042
− Insurance
−$850
− Repairs & maintenance
−$1,272
− Management
−$1,272
− Depreciation
−$4,945
Taxable loss
−$3,009
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$722
After-tax cash flow
$688/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cabell County Schools
NCES district ID
5400180
Math proficiency
31% ▼ -7.00%
Reading proficiency
42% ▼ -6.00%
Median HH income
$36,426
Composite
30.26/100
National rank
#6285
State rank
#13 of 55 in WV

Livability — Huntington

Score
79/100
State rank
#16
US rank
#2045

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Huntington, WV
County
Cabell County · 30,893 people
City population
25,795
Metro
Huntington-Ashland, WV-KY-OH
Population (ZIP)
21,197
Household income
$56,292
Rent vs Own
41.2% rent · 58.8% own
Severe rent burden
1186.0

Population outlook (Cabell County) Hauer SSP2

Today (2025)
97,574 people
By 2030
98,060 · +0.5%
By 2040
98,817 · +1.3%
By 2050
100,185 · +2.7%
By 2075
105,895 · +8.5%
By 2100
105,948 · +8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 6% Hispanic / Latino 2% Asian 2%
Common ancestry
Slovak 4% Italian 2% Serbian 2%
Foreign-born
2% · China
Languages at home
96% English-only · Spanish 2% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Cabell

2024 margin
Strong R (+21.9) · D 38.0% · R 59.9% · Other 2.0%
2008→2024 swing
-11.8pp toward R · 2008: -10.1pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.0 2016: R+25.5 2012: R+13.9 2008: R+10.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -19.39%
Current HPI
202.9629
Rent YoY
▲ 10.58%
Metro
Huntington-Ashland, WV-KY-OH
State GDP YoY
F500 in state
0

Price history

+69.2% since first listed
2 events — show timeline
  • 2026-06-09 Listed $170,000 HBRMLS
  • 2007-05-02 Sold (Public Records) $100,500 Public Records

Property tax history

+2.8%/yr

Latest (2025): $1,042 · +1.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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