1716 Maple Ave · Paris, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.1/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$69,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Recently remodeled 3–4 bedroom, 1 bath home with key updates already completed. New roof, updated paint, flooring, cabinets, and electrical and plumbing improvements. Affordable and well-suited for a first-time buyer or income-producing investment.
Key facts
- Updated cabinets
- Updated paint
- Updated flooring
Tags
Property features AI
Finance
- Other: Survey available
- Financial info: Listing terms: Cash or Conventional; No second mortgage
- HOA & community: No association
Exterior
- Parking: Attached carport; 1 covered/carport space
- Utilities: City water; City sewer; Electricity connected; Cable available
- Home design: Single family residence; Residential property; One story; Not attached; Deed restrictions
- Construction: Built in 1950; Wood construction; Composition roof; Pillar/post/pier foundation
- Exterior features: Partial fencing; Front porch; All-weather road access
Interior
- Kitchen: Eat-in kitchen
- Bedrooms: Primary bedroom (first floor) — 13 x 16; Bedroom (first floor) — 12 x 10; Bedroom (first floor) — 14 x 6
- Flooring: Vinyl flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: No heating; No cooling
- Interior features: Cable TV available; Decorative lighting; Eat-in kitchen; High-speed internet available; One living area; One dining area; 5 total rooms; One level
- Laundry & utility: No appliances listed
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $70k.
Deal economics
- At list price, monthly cash flow is $433 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $70k).
- Recommended offer: $63k (9.0% below list) — sets the bar for market timing.
- Cap rate 13.8% vs local median 3.6% in Paris — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#984 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Paris ISD (town): math 36% / reading 37% proficiency, ranked #521 of 826 in TX (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Justiss El (math 27% / reading 32%, grade F, #2,525 of 4,322 statewide, top 62%, 552 students, 90% FRL) — zoned schools average 90% FRL vs 70% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 274 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 119 units permitted in Lamar County in 2024 (71 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $481 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Lamar County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 113 days — a 9% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 4y ago; this cycle's ask has dropped $6k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.65% ✓
- Cap rate
- 13.76%
- Cash-on-cash
- 26.68%
- DSCR
- 2.19
- GRM
- 5.1
CMA / ARV
- ARV (on-the-fly)
- $99,720
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1837 W Houston St | 0.12mi | 2/1.0 (-1) | 1,120 (+1%) | 3mo | $55,000 | $49 | 85 |
| 1403 W Austin St | 0.27mi | 3/2.0 | 1,056 (-5%) | 2mo | $170,000 | $161 | 73 |
| 2275 Graham St | 0.38mi | 3/1.0 | 1,172 (+6%) | 2mo | $157,000 | $134 | 71 |
| 2225 Bonham St | 0.37mi | 3/1.0 | 1,196 (+8%) | 2mo | $49,000 | $41 | 68 |
| 227 24th St NW | 0.49mi | 3/2.0 | 1,044 (-6%) | 3mo | $29,900 | $29 | 61 |
| 320 16th St SW | 0.24mi | 3/1.0 | 952 (-14%) | 8mo | $75,000 | $79 | 59 |
| 560 26th St SW | 0.72mi | 3/1.5 | 1,072 (-3%) | 0mo | $94,900 | $89 | 59 |
| 2190 Shiloh St | 0.54mi | 3/1.5 | 1,224 (+10%) | 3mo | $109,900 | $90 | 53 |
| 525 19th St NW | 0.33mi | 2/2.0 (-1) | 950 (-14%) | 1mo | $130,000 | $137 | 51 |
| 2524 Graham | 0.58mi | 4/2.0 (+1) | 1,156 (+4%) | 10mo | $105,000 | $91 | 48 |
| 255 SW 7th St | 0.67mi | 3/2.0 | 1,222 (+10%) | 4mo | $129,900 | $106 | 44 |
| 715 W Kaufman St | 0.62mi | 2/2.0 (-1) | 1,243 (+12%) | 10mo | $35,000 | $28 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.5%
- Equity multiple
- 1.84×
- Total profit
- $16,303
- Equity at exit
- $10,363
- IRR
- 28.7%
- Equity multiple
- 3.56×
- Total profit
- $49,727
- Equity at exit
- $6,009
Cash invested: $19,460 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75460
- Active inventory
- 274
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,146 medium interval (Pro) →
- Mortgage (P&I)
- −$364
- Tax from tax record
- −$79 /mo · $950/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$241
- Net cashflow
- $433
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,375
- Closing costs
- $2,085
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 132 7th St SW Paris, TX | 2.0 | 1.0 | 800 | $900 | $1.12 | 44d | 1 | 0.61mi |
| 635 7th St SW Paris, TX | 1.0–4.0 | 1.0–2.0 | 903 | $1,250 | $1.38 | 44d | 16 | 0.65mi |
| 649 E Price St Paris, TX | 2.0 | 1.0 | 900 | $1,100 | $1.22 | 44d | 1 | 1.41mi |
Listing history 48 events
-
2026-06-19days on market $69,500 Active 113 DOM
-
2026-06-18days on market $69,500 Active 112 DOM
-
2026-06-17days on market $69,500 Active 111 DOM
-
2026-06-16days on market $69,500 Active 110 DOM
-
2026-06-15days on market $69,500 Active 109 DOM
-
2026-06-14days on market $69,500 Active 107 DOM
-
2026-06-12pricedays on market $69,500 Active 106 DOM
-
2026-06-09days on market $76,000 Active 103 DOM
-
2026-06-08days on market $76,000 Active 102 DOM
-
2026-06-07days on market $76,000 Active 101 DOM
-
2026-06-03days on market $76,000 Active 97 DOM
-
2026-06-02days on market $76,000 Active 96 DOM
-
2026-06-01days on market $76,000 Active 95 DOM
-
2026-05-31days on market $76,000 Active 94 DOM
-
2026-05-31days on market $76,000 Active 93 DOM
-
2026-02-26$76,000 Active
-
2026-02-13historical
-
2025-07-13price $79,900
-
2025-06-23price $82,000
-
2024-10-03price $85,000
-
2024-08-15$90,000 Active
-
2024-05-31historical
-
2024-05-16status Active
-
2024-05-16price $83,000
-
2024-05-15historical
-
2024-04-19price $84,000
-
2024-03-18$85,000 Active
-
2024-01-31historical
-
2024-01-16price $77,000
-
2023-12-07price $79,000
-
2023-11-29price $80,000
-
2023-11-09price $83,000
-
2023-10-06price $85,000
-
2023-09-20price $88,000
-
2023-08-17price $90,000
-
2023-07-26price $92,000
-
2023-07-07price $93,000
-
2023-06-08$95,000 Active
-
2023-05-30historical
-
2023-03-18price $95,000
-
2023-01-14$99,000 Active
-
2022-07-12soldstatus Closed
-
2022-07-12soldstatus
-
2022-06-28status Pending
-
2022-06-02status Active
-
2022-04-25status Pending
-
2022-04-14$39,000 Active
-
2007-05-02soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $950 · $79/mo
- Projected year-2 tax
- $1,272 · $106/mo
- Expected delta
- +$321/yr (+$27/mo · 33.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
- Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,750
- − Mortgage interest
- −$3,893
- − Property taxes
- −$950
- − Insurance
- −$348
- − Repairs & maintenance
- −$1,100
- − Management
- −$1,100
- − Depreciation
- −$2,022
- Taxable income
- $4,337
- Est. tax owed @ 24.0%
- −$1,041
- After-tax cash flow
- $4,150/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Paris ISD
- NCES district ID
- 4834290
- Math proficiency
- 36% ▼ -11.00%
- Reading proficiency
- 37% ▼ -1.00%
- Median HH income
- $31,515
- Composite
- 29.83/100
- National rank
- #6419
- State rank
- #521 of 826 in TX
Livability — Paris
- Score
- 61/100
- State rank
- #984
- US rank
- #17535
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Paris, TX
- County
- Lamar County · 23,426 people
- City population
- 23,426
- Metro
- Paris, TX
- Population (ZIP)
- 23,426
- Household income
- $46,473
- Rent vs Own
- Severe rent burden
- 1355.0
Population outlook (Lamar County) Hauer SSP2
- Today (2025)
- 48,319 people
- By 2030
- 47,160 · -2.4%
- By 2040
- 44,621 · -7.7%
- By 2050
- 42,024 · -13.0%
- By 2075
- 36,577 · -24.3%
- By 2100
- 30,580 · -36.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 58% Black 22% Hispanic / Latino 13% Two or more races 8%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Lithuanian 1% Slovak 1% Italian 1%
- Foreign-born
- 3% · Canada, China
- Languages at home
- 92% English-only · Spanish 7%
Political lean MEDSL · Lamar
- 2024 margin
- Solid R (+61.0) · D 19.2% · R 80.3%
- 2008→2024 swing
- -19.1pp toward R · 2008: -42.0pp · 2024: -61.0pp
- All cycles
- 2024: R+61.0 2020: R+57.4 2016: R+59.2 2012: R+50.3 2008: R+42.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -201.50%
- Current HPI
- 145.3511
- Rent YoY
- —
- Metro
- Paris, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
+94.9% since first listed33 events — show timeline
- 2026-02-26 Listed $76,000 NTREIS
- 2026-02-13 Listing Removed — NTREIS
- 2025-07-13 Price Changed $79,900 NTREIS
- 2025-06-23 Price Changed $82,000 NTREIS
- 2024-10-03 Price Changed $85,000 NTREIS
- 2024-08-15 Listed $90,000 NTREIS
- 2024-05-31 Listing Removed — NTREIS
- 2024-05-16 Relisted — NTREIS
- 2024-05-16 Price Changed $83,000 NTREIS
- 2024-05-15 Listing Removed — NTREIS
- 2024-04-19 Price Changed $84,000 NTREIS
- 2024-03-18 Listed $85,000 NTREIS
- 2024-01-31 Listing Removed — NTREIS
- 2024-01-16 Price Changed $77,000 NTREIS
- 2023-12-07 Price Changed $79,000 NTREIS
- 2023-11-29 Price Changed $80,000 NTREIS
- 2023-11-09 Price Changed $83,000 NTREIS
- 2023-10-06 Price Changed $85,000 NTREIS
- 2023-09-20 Price Changed $88,000 NTREIS
- 2023-08-17 Price Changed $90,000 NTREIS
- 2023-07-26 Price Changed $92,000 NTREIS
- 2023-07-07 Price Changed $93,000 NTREIS
- 2023-06-08 Listed $95,000 NTREIS
- 2023-05-30 Listing Removed — NTREIS
- 2023-03-18 Price Changed $95,000 NTREIS
- 2023-01-14 Listed $99,000 NTREIS
- 2022-07-12 Sold (Public Records) — Public Records
- 2022-07-12 Sold (MLS) — NTREIS
- 2022-06-28 Pending — NTREIS
- 2022-06-02 Relisted — NTREIS
- 2022-04-25 Pending — NTREIS
- 2022-04-14 Listed $39,000 NTREIS
- 2007-05-02 Sold (Public Records) — Public Records
Property tax history
+10.2%/yrLatest (2025): $950 · +21.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…