2101 74th St · Kenosha, WI 53143

$219,900

3 bd · 1.0 ba · 1,344 sqft · SingleFamily public records · 14 Days on market

Built 1921 4,356 sqft lot Est $271k · 19% under

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.3/30.0
• Livability +4.2/5.0
• DSCR +3.6/10.0
• 1% rule +3.1/10.0
• Rent growth +2.5/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

This beautiful home has just hit the market after being so very well-loved by the same owners for 60 years! So many wonderful memories were made here, and now it's your turn to make your own! You will first notice the gorgeous sprawling enclosed front porch, complete with built-in storage bench! Spacious LR with plenty of natural sunlight! (H/W floors UNDER carpet, per Seller) Large Formal DR is PERFECT for special gatherings! Eat-in kitchen complete with breakfast bar and large built-in pantry! 3 very spacious BR's upstairs, two of which have W/ I closets! Charming built-in linen closet in the upper hallway, adjacent to very large Main BA! The basement is BONE DRY (per Seller) and newer Su

Key facts

• Patio
• Enclosed front porch
• 4,356 sq ft lot

Tags

• ENCLOSED FRONT PORCH
• BUILT-IN STORAGE BENCH
• LARGE BUILT-IN PANTRY
• CHARMING BUILT-IN LINEN CLOSET
• PARTIALLY FENCED BACKYARD
• PATIO

Property features AI

Finance

• Other: Lot size less than 1/2 acre (approximately 0.1 acre); Zoning: RS-3; Inclusions: Oven/Range, Refrigerator, Washer, Dryer, all window treatments; Exclusions: Seller's other personal property not mentioned

Exterior

• Parking: 1 parking space
• Utilities: Municipal water; Municipal sewer; Natural gas
• Home design: Single-family home; 2-story
• Construction: Information source for year built: Assessor/Public Record
• Exterior features: Patio; Vinyl exterior; Sidewalks

Interior

• Kitchen: Kitchen 11 x 10; Oven/Range; Refrigerator
• Bedrooms: Primary bedroom 13 x 11 (Upper); Bedroom 2 11 x 11 (Upper); Bedroom 3 11 x 9 (Upper)
• Flooring: Wood floors; Ceramic tile (bathroom)
• Bathrooms: Full bath with tub and shower over tub; Ceramic tile
• Heating & cooling: Forced air heat (natural gas); Central air
• Interior features: Cable/Satellite available; Pantry; Walk-in closet(s); Wood floors
• Laundry & utility: Washer; Dryer; Basement with sump pump

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $-42 ($-499/yr) — negative.
• To cash-flow at today's rent, offer at most $213k (3.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (18.9% below list).
• Recommended offer: $178k (18.9% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 3.8% in Kenosha — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#31 in WI, #680 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-.
• Kenosha School District (suburban): math 26% / reading 31% proficiency, ranked #287 of 342 in WI (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Brass Community School (math 2% / reading 2%, grade F, #1,024 of 1,041 statewide, top 100%, 328 students, 94% FRL); Lincoln Middle (math 8% / reading 13%, grade F, #370 of 383 statewide, top 97%, 449 students, 82% FRL); Tremper High (math 13% / reading 25%, grade F, #395 of 483 statewide, top 82%, 1,540 students, 45% FRL) — zoned schools average 74% FRL vs 45% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 11% at this address vs 28% district-wide (-18 pts) — the specific schools serving this property underperform the Kenosha School District average; the district grade overstates school quality for this exact location.
• Market conditions: 34 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 259 units permitted in Kenosha County in 2024 (8 in 5+ unit buildings).
• This rent runs 31% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1921 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $178,424 (18.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1921 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.07%
• Cash-on-cash: -0.81%
• DSCR: 0.96
• GRM: 10.3

CMA / ARV

• ARV (on-the-fly): $271,488
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2101 74th St	0.00mi	3/1.0	1,344 (0%)	0mo	$210,000	$156	100
7836 23rd Ave	0.44mi	3/1.0	1,320 (-2%)	2mo	$240,000	$182	75
2575 Lincoln Rd	0.51mi	3/1.0	1,300 (-3%)	2mo	$330,000	$254	69
7515 25th Ave	0.25mi	2/1.5 (-1)	1,249 (-7%)	0mo	$311,000	$249	69
7411 11th Ave	0.56mi	3/1.5	1,300 (-3%)	1mo	$157,777	$121	65
918 74th St	0.63mi	3/1.0	1,380 (+3%)	2mo	$120,000	$87	64
6612 30th Ave	0.75mi	3/1.5	1,340 (-0%)	1mo	$275,000	$205	62
6901 13th Ave	0.50mi	4/2.0 (+1)	1,383 (+3%)	2mo	$177,000	$128	61
2540 Lincoln Rd	0.44mi	4/2.0 (+1)	1,270 (-6%)	1mo	$380,000	$299	60
6320 25th Ave	0.72mi	4/1.0 (+1)	1,375 (+2%)	2mo	$183,000	$133	56
7417 28th Ave	0.42mi	2/1.0 (-1)	1,186 (-12%)	1mo	$240,000	$202	55
7938 28th Ave	0.67mi	3/1.5	1,214 (-10%)	1mo	$345,000	$284	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -17.6%
• Equity multiple: 0.38×
• Total profit: $-38,299
• Equity at exit: $32,788

10-year hold

• IRR: -9.8%
• Equity multiple: 0.40×
• Total profit: $-36,824
• Equity at exit: $19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Wisconsin: 73 Landlord-Friendly · R+2
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; Madison / Milwaukee have some local enforcement.

Methodology + full state rankings →

ZIP-level market 53143

• Active inventory: 34
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $1,784 high
• Mortgage (P&I): −$1,153
• Tax from tax record: −$206 /mo · $2,476/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$375
• Net cashflow: $-42

Break-even live

Break-even rent $1,837

Max offer price $212,549

Occupancy floor 97%

Sensitivity live

Price	-10% $83	-5% $21	+0% $-42	+5% $-104	+10% $-166
Rent	-10% $-183	-5% $-112	+0% $-42	+5% $29	+10% $99
Rate	-1.0pp $69	-0.5pp $14	base $-42	+0.5pp $-99	+1.0pp $-157

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,975
• Closing costs: $6,597
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1506 70th St Kenosha, WI	2.0	1.0	1000	$1,400	$1.40	0d	1	0.36mi
6527 18th Ave Unit Lower Kenosha, WI	2.0	1.0	958	$1,095	$1.14	0d	1	0.55mi
2614 63rd St #2 Kenosha, WI	2.0	1.0	900	$1,295	$1.44	26d	1	0.83mi
1809 60th St Kenosha, WI	3.0	1.0	1100	$1,500	$1.36	45d	1	0.94mi
7733 37th Ave Kenosha, WI	2.0	1.0	1200	$2,000	$1.67	14d	1	0.99mi
5807 20th Ave Unit 2 Kenosha, WI	3.0	1.0	1064	$2,400	$2.26	20d	1	1.02mi
5807 20th Ave Unit 1 Kenosha, WI	2.0	1.0	1064	$2,000	$1.88	20d	1	1.02mi
1819 58th St Kenosha, WI	3.0	1.5	1065	$1,795	$1.69	0d	1	1.04mi
910 85th St Unit 920-306 Kenosha, WI	2.0	2.0	886	$1,200	$1.35	45d	1	1.14mi
1510 57th St Unit 2 Kenosha, WI	4.0	2.0	1700	$1,800	$1.06	45d	1	1.14mi
6018 8th Ave Apt 33 Kenosha, WI	2.0	1.5	975	$1,425	$1.46	9d	1	1.14mi
5947 7th Ave Kenosha, WI	2.0	2.0	900	$1,595	$1.77	0d	2	1.25mi
5432 23rd Ave Kenosha, WI	4.0	2.0	1400	$1,695	$1.21	5d	1	1.26mi
5945 6th Ave Kenosha, WI	2.0	1.0–2.0	800	$2,575	$3.22	0d	12	1.31mi
5900 4th Ave Unit 509 Kenosha, WI	2.0	2.0	1083	$2,035	$1.88	26d	1	1.38mi
5900 4th Ave Unit 212 Kenosha, WI	2.0	2.0	1224	$1,999	$1.63	45d	1	1.38mi
5900 4th Ave Apt 414 Kenosha, WI	2.0	2.0	1160	$2,675	$2.31	14d	1	1.38mi
5900 4th Ave Unit 217 Kenosha, WI	2.0	2.0	1083	$2,195	$2.03	20d	1	1.38mi
5900 4th Ave Unit 512 Kenosha, WI	2.0	2.0	1224	$2,495	$2.04	21d	1	1.38mi
5900 4th Ave Unit 309 Kenosha, WI	2.0	2.0	1083	$1,895	$1.75	21d	1	1.39mi
5522 7th Ave Kenosha, WI	2.0	1.0–2.0	858	$2,660	$3.10	4d	60	1.45mi

Listing history 4 events

1. 2026-05-21
   status Pending
2. 2026-05-20
   status Active
3. 2026-05-10
   historical Contingent
4. 2026-05-07
   listed $219,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WI · Partial reset (capped growth)

• Current annual tax: $2,476 · $206/mo
• Projected year-2 tax: $3,272 · $273/mo
• Expected delta: +$796/yr (+$66/mo · 32.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,411
• − Mortgage interest: −$12,318
• − Property taxes: −$2,476
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,713
• − Management: −$1,713
• − Depreciation: −$6,397
• Taxable loss: −$4,306
• Est. tax savings @ 24.0%: +$1,033
• After-tax cash flow: $534/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Kenosha School District
• NCES district ID: 5507320
• Math proficiency: 26% ▼ -9.00%
• Reading proficiency: 31% ▼ -6.00%
• Median HH income: $52,407
• Composite: 25.17/100
• National rank: #7516
• State rank: #287 of 342 in WI

Livability — Kenosha

• Score: 84/100
• State rank: #31
• US rank: #680

Category grades

Amenities C Commute A+ Cost of living A+ Crime B Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kenosha, WI
• County: Kenosha County · 130,343 people
• City population: 85,271
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• Population (ZIP): 20,889
• Household income: $68,343
• Rent vs Own: 40.9% rent · 59.1% own
• Severe rent burden: 813.0

Population outlook (Kenosha County) Hauer SSP2

• Today (2025): 174,032 people
• By 2030: 174,923 · +0.5%
• By 2040: 173,895 · -0.1%
• By 2050: 170,102 · -2.3%
• By 2075: 162,952 · -6.4%
• By 2100: 154,781 · -11.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 59% Hispanic / Latino 21% Two or more races 18% Black 11% Asian 1%
• Hispanic origin (detail): Mexican 16% Puerto Rican 2%
• Common ancestry: Romanian 6% Portuguese 5% Lithuanian 2%
• Foreign-born: 6% · Canada, China
• Languages at home: 89% English-only · Spanish 10% Chinese 1%

Political lean MEDSL · Kenosha

• 2024 margin: Lean R (+6.2) · D 46.2% · R 52.5% · Other 1.3%
• 2008→2024 swing: -24.3pp toward R · 2008: 18.1pp · 2024: -6.2pp
• All cycles: 2024: R+6.2 2020: R+3.1 2016: R+0.3 2012: D+12.3 2008: D+18.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -220.75%
• Current HPI: 229.2067
• Rent YoY: —
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• State GDP YoY: ▲ 2.10%
• F500 in state: 20

Industry mix (Fortune 500 HQ in WI)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$23B
▸Industrial Technology	2	$36B
▸Insurance	1	$36B
▸Professional Services	1	$19B
▸Utilities	1	$9B
▸Consumer Goods	1	$3B

Price history

4 events — show timeline

• 2026-05-21 Pending — METROMLS
• 2026-05-20 Relisted — METROMLS
• 2026-05-10 Contingent — METROMLS
• 2026-05-07 Listed $219,900 METROMLS

Property tax history

+0.5%/yr

Latest (2025): $2,476 · +6.0% YoY. Source: county tax records.