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10021 Baron Dr
B Composite 74.26
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.9/10.0
  • Rent growth +3.7/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +0.4/10.0

$30,000

10021 Baron Dr · Castle Point, MO 63136
2 bd · 1.0 ba · 780 sqft · SingleFamily public records · 116 Days on market
Built 1950 6,551 sqft lot $38/sqft · 60% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

**Package Deal – 63136 Investment Opportunity** Six single-family homes being sold as a package for **$399,000** in the 63136 zip code: 10423 Royal Dr, 10117 Royal Dr, 10429 Earl, 10149 Count Dr, 10308 Lord Dr, and 10021 Baron. All properties are **vacant** and offer strong value-add potential for investors. **Sold as-is. Package sale only.**

Key facts

  • 6,551 sq ft lot
  • Garage
  • Built 1950

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $30k.

Deal economics

  • At list price, monthly cash flow is $694 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $30k).
  • Recommended offer: $27k (9.0% below list) — sets the bar for market timing.
  • Cap rate 34.0% vs local median 13.0% in Castle Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#313 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime B; Watch: schools F, amenities F, commute F.
  • Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $1k of equity ($207 loan paydown + $1k appreciation (3.8% local appreciation)).
  • At projected returns (3.8% appreciation + 5.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 116 days — a 9% lower offer ($27k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $20k; list at $30k implies a 50% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $27,300 (9.0% below list)

Questions for the listing agent

  1. It's been on market 116 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.91%
Cap rate
34.05%
Cash-on-cash
99.12%
DSCR
5.41
GRM
2.1

CMA / ARV

ARV (median comp)
$75,245
List price
$30,000
Delta
-60.13%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10429 Earl Dr 0.64mi 2/1.0 770 (-1%) 1mo $35,000 $45 67
10040 Lord Dr 0.16mi 2/1.0 672 (-14%) 4mo $10,000 $15 66
10348 Earl Dr 0.56mi 3/1.0 (+1) 770 (-1%) 4mo $35,000 $45 64
2042 Kappel Dr 0.61mi 2/1.0 828 (+6%) 1mo $49,900 $60 61
10117 Royal Dr 0.34mi 3/1.0 (+1) 864 (+11%) 1mo $35,000 $41 61
10236 Monarch Dr 0.36mi 3/1.5 (+1) 850 (+9%) 1mo $35,000 $41 61
10117 Duke Dr 0.29mi 3/1.0 (+1) 864 (+11%) 4mo $119,900 $139 60
9840 Green Valley Dr 0.75mi 2/1.0 816 (+5%) 2mo $83,000 $102 56
10365 Lord Dr 0.54mi 3/1.0 (+1) 864 (+11%) 4mo $87,000 $101 49
10360 Baron Dr 0.52mi 3/— (+1) 888 (+14%) 6mo $44,900 $51 42
10501 Baron Dr 0.69mi 3/1.0 (+1) 888 (+14%) 2mo $99,000 $111 38
10512 Count Dr 0.72mi 3/1.0 (+1) 888 (+14%) 4mo $105,000 $118 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
7.13×
Total profit
$51,476
Equity at exit
$14,844
10-year hold
IRR
Equity multiple
15.71×
Total profit
$123,597
Equity at exit
$23,990

Cash invested: $8,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63136

Home prices YoY
0.9%
Rents YoY
5.0%
Active inventory
372
Price-to-rent
2.1×

Monthly cashflow live

Estimated rent
$1,172 high interval (Pro) →
Mortgage (P&I)
$157
Tax from tax record
$62 /mo · $743/yr
Insurance
$12
HOA
$0
Vacancy / Maint / Mgmt
$246
Net cashflow
$694

Break-even live

Break-even rent $293
Max offer price $30,000
Occupancy floor 36%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,500
Closing costs
$900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2326 Chambers Rd Saint Louis, MO 2.0 1.0 1056 $1,050 $0.99 23d 1 0.12mi
10113 Count Dr Saint Louis, MO 2.0 1.0 882 $775 $0.88 43d 1 0.13mi
10112 Count Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 7d 1 0.15mi
2321 Noll Dr Saint Louis, MO 3.0 1.0 975 $1,320 $1.35 23d 1 0.23mi
10113 Duke Dr Saint Louis, MO 3.0 1.0 770 $1,325 $1.72 43d 1 0.26mi
10139 Royal Dr Saint Louis, MO 2.0 1.0 1016 $900 $0.89 43d 1 0.33mi
10322 Monarch Dr Saint Louis, MO 3.0 2.0 1073 $1,728 $1.61 23d 1 0.44mi
9744 Lanier Dr Saint Louis, MO 3.0 1.0 1014 $1,345 $1.33 43d 1 0.48mi
10365 Lord Dr Saint Louis, MO 3.0 1.0 864 $1,075 $1.24 1d 1 0.51mi
10129 Cavalier Ct Saint Louis, MO 3.0 1.5 912 $1,250 $1.37 23d 1 0.53mi
10409 Count Dr Saint Louis, MO 3.0 1.0 912 $1,100 $1.21 21d 1 0.54mi
10404 Earl Dr Saint Louis, MO 2.0 1.0 770 $1,100 $1.43 3d 1 0.57mi
9723 Portage Dr Saint Louis, MO 3.0 1.0 1014 $1,450 $1.43 7d 1 0.62mi
10128 Cloverdale Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 43d 1 0.66mi
10128 Cloverdale Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 23d 1 0.66mi
10421 Prince Dr Saint Louis, MO 3.0 2.0 1023 $1,275 $1.25 23d 1 0.66mi
10504 Baron Dr Saint Louis, MO 3.0 1.0 1000 $1,300 $1.30 7d 1 0.67mi
10512 Count Dr Saint Louis, MO 3.0 1.0 888 $1,195 $1.35 14d 1 0.69mi
10078 Green Valley Dr Saint Louis, MO 3.0 1.0 900 $1,325 $1.47 7d 1 0.70mi
2152 Nemnich Rd Saint Louis, MO 2.0 1.5 1030 $1,100 $1.07 43d 1 0.72mi
2008 Kappel Dr Saint Louis, MO 3.0 1.0 858 $1,175 $1.37 23d 1 0.73mi
1520 Attica Dr Saint Louis, MO 2.0 1.0 1062 $1,200 $1.13 23d 1 0.75mi
10124 Winkler Dr Saint Louis, MO 2.0 1.0 792 $1,400 $1.77 2d 1 0.77mi
13061 Lord Dr St. Louis, MO 2.0 1.0 900 $1,040 $1.16 21d 1 0.80mi
9827 Winkler Dr Saint Louis, MO 3.0 1.0 864 $1,450 $1.68 7d 1 0.86mi
9823 Winkler Dr Saint Louis, MO 2.0 1.0 788 $900 $1.14 43d 1 0.86mi
10239 Green Valley Dr Saint Louis, MO 3.0 1.0 1014 $1,395 $1.38 23d 1 0.87mi
10557 Castle Dr Saint Louis, MO 3.0 2.0 1023 $1,300 $1.27 14d 1 0.88mi
9709 Balboa Dr Saint Louis, MO 3.0 1.0 1000 $1,600 $1.60 43d 1 0.97mi
1255 Bosworth Dr Saint Louis, MO 3.0 1.0 1071 $1,575 $1.47 10d 1 0.99mi
1253 Avant Dr Saint Louis, MO 2.0 1.0 795 $1,295 $1.63 14d 1 1.12mi
1253 Avant Dr Saint Louis, MO 2.0 1.0 795 $1,295 $1.63 17d 1 1.12mi
1733 Kappel Ave Saint Louis, MO 3.0 1.0 912 $1,250 $1.37 23d 1 1.19mi
1130 Forest Home Dr Saint Louis, MO 3.0 1.0 1025 $1,275 $1.24 43d 1 1.22mi
10200 Tappan Dr Saint Louis, MO 3.0 1.0 912 $1,450 $1.59 16d 1 1.23mi
2257 Luxmore Dr Saint Louis, MO 3.0 3.0 1073 $1,495 $1.39 23d 1 1.23mi
1230 Roxton Dr Saint Louis, MO 3.0 1.0 912 $1,400 $1.54 21d 1 1.26mi
9840 Medford Dr Saint Louis, MO 3.0 1.0 912 $1,095 $1.20 43d 1 1.26mi
9839 Medford Dr Saint Louis, MO 3.0 1.0 912 $1,095 $1.20 43d 1 1.29mi
9868 Lorna Ln Saint Louis, MO 3.0 1.0 1032 $1,175 $1.14 43d 1 1.31mi

Listing history 22 events

  1. 2026-06-18
    days on market $30,000 Active 116 DOM
  2. 2026-06-17
    days on market $30,000 Active 115 DOM
  3. 2026-06-16
    days on market $30,000 Active 114 DOM
  4. 2026-06-15
    days on market $30,000 Active 113 DOM
  5. 2026-06-13
    days on market $30,000 Active 111 DOM
  6. 2026-06-13
    days on market $30,000 Active 110 DOM
  7. 2026-06-09
    days on market $30,000 Active 107 DOM
  8. 2026-06-08
    days on market $30,000 Active 106 DOM
  9. 2026-06-07
    days on market $30,000 Active 105 DOM
  10. 2026-06-05
    pricedays on market $30,000 Active 102 DOM
  11. 2026-06-03
    days on market $35,000 Active 101 DOM
  12. 2026-06-02
    days on market $35,000 Active 100 DOM
  13. 2026-06-01
    days on market $35,000 Active 99 DOM
  14. 2026-05-31
    days on market $35,000 Active 98 DOM
  15. 2026-04-17
    price $35,000 353-char remark
    Show marketing remark (353 chars)

    **Package Deal – 63136 Investment Opportunity** Six single-family homes being sold as a package for **$399,000** in the 63136 zip code: 10423 Royal Dr, 10117 Royal Dr, 10429 Earl, 10149 Count Dr, 10308 Lord Dr, and 10021 Baron. All properties are **vacant** and offer strong value-add potential for investors. **Sold as-is. Package sale only.**

  16. 2026-02-22
    listed $39,000 Active 353-char remark
    Show marketing remark (353 chars)

    **Package Deal – 63136 Investment Opportunity** Six single-family homes being sold as a package for **$399,000** in the 63136 zip code: 10423 Royal Dr, 10117 Royal Dr, 10429 Earl, 10149 Count Dr, 10308 Lord Dr, and 10021 Baron. All properties are **vacant** and offer strong value-add potential for investors. **Sold as-is. Package sale only.**

  17. 2018-03-19
    soldstatus $20,000
  18. 2017-12-11
    soldstatus $11,000
  19. 1999-08-04
    soldstatus $36,500
  20. 1999-08-04
    soldstatus $36,500
  21. 1995-12-29
    soldstatus $6,200
  22. 1995-11-27
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$743 · $62/mo
Projected year-2 tax
$743 · $62/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,059
− Mortgage interest
−$1,680
− Property taxes
−$743
− Insurance
−$150
− Repairs & maintenance
−$1,125
− Management
−$1,125
− Depreciation
−$873
Taxable income
$8,363
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,007
After-tax cash flow
$6,318/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Riverview Gardens
NCES district ID
2926670
Math proficiency
2% ▼ -6.00%
Reading proficiency
9% ▼ -6.00%
Median HH income
$32,759
Composite
4.22/100
National rank
#10058
State rank
#324 of 324 in MO

Livability — Castle Point

Score
64/100
State rank
#313
US rank
#14373

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing C+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Castle Point, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
40,929
Household income
$41,154
Rent vs Own
53.1% rent · 46.9% own
Severe rent burden
3085.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 5% Two or more races 3%
Foreign-born
1% · Canada

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.79%
Current HPI
420.28
Rent YoY
▲ 4.97%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+464.5% since first listed
8 events — show timeline
  • 2026-04-17 Price Changed $35,000 MARIS as Distributed by MLS Grid
  • 2026-02-22 Listed $39,000 MARIS as Distributed by MLS Grid
  • 2018-03-19 Sold (Public Records) $20,000 Public Records
  • 2017-12-11 Sold (Public Records) $11,000 Public Records
  • 1999-08-04 Sold (Public Records) $36,500 Public Records
  • 1999-08-04 Sold (Public Records) $36,500 Public Records
  • 1995-12-29 Sold (Public Records) $6,200 Public Records
  • 1995-11-27 Sold (Public Records) Public Records

Property tax history

+6.3%/yr

Latest (2022): $743 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…