Duplex
2058 Woodley Rd · Montgomery, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.3/30.0
- DSCR +4.7/10.0
- ARV discount +3.8/15.0
- 1% rule +3.2/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$248,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
CALLING ALL INVESTORS!!! This well-maintained duplex is perfectly positioned in the heart of Cloverdale—an ideal location for strong rental demand and long-term value growth. Each unit features hardwood flooring, updated kitchens, and spacious layouts that attract quality tenants and ensure minimal vacancy. The backyard has mature trees and offers an brick exterior storage building that is perfect for lawn equipment. Its close proximity to Huntingdon College makes it a highly desirable option for student housing, providing consistent rental income year after year. The location also provides easy access to both I-85 and I-65. Each unit has been rented for $1200 per month. The roof and all kitchen appliances are less than 3 years old. Looking for your own residence? No problem! Reside in one side and rent the other for extra monthly income! Whether you’re an experienced investor or expanding your portfolio, this turnkey duplex delivers reliable returns, low maintenance, and excellent appreciation potential. Opportunities like this in Cloverdale don’t last long—schedule a viewing today!
Key facts
- Hardwood flooring
- Spacious layouts
- Updated kitchens
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.0-bath units multifamily listed at $249k.
Deal economics
- At list price, monthly cash flow is $92 ($1k/yr) — positive. Per door: $46/mo.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (18.2% below list).
- Recommended offer: $204k (18.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 65/100 on livability (#138 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D, crime F.
- Montgomery County (urban): math 9% / reading 31% proficiency, ranked #106 of 129 in AL (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 110 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 460 units permitted in Montgomery County in 2024 (37 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Montgomery County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 238 days — a 12% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 24y ago; this cycle's ask is 22527% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 238 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.74%
- Cash-on-cash
- 1.58%
- DSCR
- 1.07
- GRM
- 10.2
CMA / ARV
- ARV (median comp)
- $230,070
- List price
- $248,900
- Delta
- 8.18%
- Verdict
- FAIR
- Comps
- 2 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -13.8%
- Equity multiple
- 0.50×
- Total profit
- $-34,580
- Equity at exit
- $37,112
- IRR
- -5.1%
- Equity multiple
- 0.67×
- Total profit
- $-22,966
- Equity at exit
- $21,520
Cash invested: $69,692 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36111
- Home prices YoY
- -6.9%
- Active inventory
- 110
- Price-to-rent
- 20.4×
Monthly cashflow live
- Estimated rent
- $2,037 high interval (Pro) →
- Mortgage (P&I)
- −$1,305
- Tax from tax record
- −$108 /mo · $1,302/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$428
- Net cashflow
- $92
Break-even live
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,038 |
| #1 | 2 | 1 | $1,019 |
| #2 | 2 | 1 | $1,019 |
| Total (2 units) | $2,037 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,225
- Closing costs
- $7,467
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3510 Bankhead Ave Montgomery, AL | 3.0 | 3.0 | 2210 | $2,250 | $1.02 | 43d | 1 | 0.54mi |
| 1450 Crenshaw Pl S Montgomery, AL | 3.0 | 2.0 | 1641 | $1,775 | $1.08 | 43d | 1 | 0.55mi |
| 1437 Beaumont Dr Montgomery, AL | 4.0 | 2.0 | 2029 | $1,500 | $0.74 | 43d | 1 | 0.62mi |
| 1425 Blairwood Montgomery, AL | 3.0 | 2.0 | 1700 | $1,850 | $1.09 | 13d | 1 | 0.66mi |
| 2727 Boultier St Montgomery, AL | 1.0–3.0 | 1.0–2.0 | 1070 | $1,582 | $1.48 | 13d | 3 | 0.78mi |
| 3369 Montezuma Rd Montgomery, AL | 3.0 | 1.0 | 1281 | $1,150 | $0.90 | 43d | 1 | 0.82mi |
| 1355 Magnolia Curv Montgomery, AL | 3.0 | 3.0 | 2260 | $1,800 | $0.80 | 13d | 1 | 0.83mi |
| 1388 Adrian Ln Montgomery, AL | 5.0 | 2.0 | 1701 | $1,600 | $0.94 | 13d | 1 | 0.84mi |
| 2045 Bullard St Unit 1043526P Montgomery, AL | 3.0 | 2.0 | 1797 | $2,198 | $1.22 | 43d | 1 | 0.85mi |
| 2053 Gorgas St Montgomery, AL | 3.0 | 1.0 | 1955 | $1,200 | $0.61 | 20d | 1 | 0.86mi |
| 1842 Gillespie Dr Montgomery, AL | 4.0 | 2.0 | 1620 | $1,650 | $1.02 | 43d | 1 | 0.87mi |
| 3256 Montezuma Rd Montgomery, AL | 3.0 | 2.0 | 1515 | $1,450 | $0.96 | 43d | 1 | 0.88mi |
| 3485 Wellington Rd Montgomery, AL | 3.0 | 2.0 | 2437 | $1,395 | $0.57 | 20d | 1 | 0.89mi |
| 2009 Bullard St Montgomery, AL | 5.0 | 2.0 | 1992 | $1,975 | $0.99 | 20d | 1 | 0.93mi |
| 2014 Commodore St Montgomery, AL | 3.0 | 2.0 | 1613 | $1,450 | $0.90 | 13d | 1 | 0.94mi |
| 1067 Roslyn Dr Montgomery, AL | 4.0 | 2.0 | 1760 | $1,125 | $0.64 | 20d | 1 | 0.95mi |
| 2988 Old Farm Rd Montgomery, AL | 3.0 | 2.5 | 2314 | $1,900 | $0.82 | 43d | 1 | 0.96mi |
| 3543 Berkley Dr Montgomery, AL | 4.0 | 2.0 | 2067 | $1,575 | $0.76 | 13d | 1 | 0.99mi |
| 2983 Old Farm Rd Montgomery, AL | 3.0 | 2.0 | 2000 | $1,725 | $0.86 | 20d | 1 | 1.00mi |
| 1839 Robison Hill Rd Montgomery, AL | 4.0 | 2.0 | 1370 | $1,550 | $1.13 | 20d | 1 | 1.00mi |
| 2929 Canterbury Ct Unit 1043474P Montgomery, AL | 4.0 | 2.5 | 2464 | $2,667 | $1.08 | 20d | 1 | 1.03mi |
| 3649 Princeton Rd Montgomery, AL | 3.0 | 1.0 | 1266 | $1,200 | $0.95 | 20d | 1 | 1.03mi |
| 3735 Bridlewood Dr Montgomery, AL | 3.0 | 1.0 | 1386 | $895 | $0.65 | 43d | 1 | 1.04mi |
| 1814 Sylvan Dr Montgomery, AL | 3.0 | 2.0 | 1785 | $1,400 | $0.78 | 20d | 1 | 1.06mi |
| 2043 Hazel Hedge Ln Montgomery, AL | 4.0 | 3.0 | 2001 | $1,650 | $0.82 | 13d | 1 | 1.07mi |
| 3235 Norman Bridge Rd Montgomery, AL | 3.0 | 1.0 | 1873 | $900 | $0.48 | 43d | 1 | 1.09mi |
| 2198 Beverly Dr Montgomery, AL | 4.0 | 2.5 | 2476 | $1,495 | $0.60 | 43d | 1 | 1.13mi |
| 1434 E Audubon Rd Montgomery, AL | 4.0 | 2.0 | 2237 | $1,475 | $0.66 | 43d | 1 | 1.15mi |
| 2440 Price St Unit C Montgomery, AL | 3.0 | 2.0 | 1800 | $1,050 | $0.58 | 43d | 1 | 1.15mi |
| 1827 Pinecrest Dr Montgomery, AL | 4.0 | 3.0 | 1893 | $1,550 | $0.82 | 13d | 1 | 1.16mi |
| 3720 Stanley Dr Montgomery, AL | 4.0 | 2.0 | 1719 | $1,650 | $0.96 | 20d | 1 | 1.17mi |
| 2441 Price St Unit D Montgomery, AL | 3.0 | 2.0 | 1264 | $900 | $0.71 | 20d | 1 | 1.19mi |
| 2633 Ashlawn Dr Montgomery, AL | 5.0 | 2.0 | 1681 | $1,600 | $0.95 | 43d | 1 | 1.22mi |
| 1919 Norman Bridge Ct Unit 1043838P Montgomery, AL | 4.0 | 3.0 | 1539 | $4,108 | $2.67 | 43d | 1 | 1.28mi |
| 3543 Carter Hill Rd Montgomery, AL | 1.0–3.0 | 1.0–2.0 | 1120 | $925 | $0.83 | 13d | 16 | 1.31mi |
| 2656 Fisk Rd Montgomery, AL | 4.0 | 2.0 | 1584 | $1,400 | $0.88 | 43d | 1 | 1.36mi |
| 3304 Gilmer Ave Montgomery, AL | 4.0 | 2.0 | 2009 | $1,400 | $0.70 | 20d | 1 | 1.36mi |
| 3902 Wesley Dr Montgomery, AL | 5.0 | 2.0 | 1689 | $1,595 | $0.94 | 20d | 1 | 1.44mi |
| 334 Felder Ave Montgomery, AL | 3.0 | 2.0 | 2223 | $2,395 | $1.08 | 43d | 1 | 1.46mi |
| 3001 Sutton Dr Montgomery, AL | 3.0 | 3.0 | 2298 | $1,750 | $0.76 | 43d | 1 | 1.46mi |
Listing history 38 events
-
2026-06-18days on market $248,900 Active 238 DOM
-
2026-06-17days on market $248,900 Active 237 DOM
-
2026-06-16days on market $248,900 Active 236 DOM
-
2026-06-15days on market $248,900 Active 235 DOM
-
2026-06-14days on market $248,900 Active 233 DOM
-
2026-06-13days on market $248,900 Active 232 DOM
-
2026-06-10days on market $248,900 Active 230 DOM
-
2026-06-09days on market $248,900 Active 229 DOM
-
2026-06-08days on market $248,900 Active 228 DOM
-
2026-06-07days on market $248,900 Active 227 DOM
-
2026-06-03days on market $248,900 Active 223 DOM
-
2026-06-02days on market $248,900 Active 222 DOM
-
2026-06-01days on market $248,900 Active 221 DOM
-
2026-05-31days on market $248,900 Active 220 DOM
-
2026-05-30days on market $248,900 Active 219 DOM
-
2026-04-28$1,100
-
2026-04-20price $248,900 1130-char remark
Show marketing remark (1130 chars)
CALLING ALL INVESTORS!!! This well-maintained duplex is perfectly positioned in the heart of Cloverdale—an ideal location for strong rental demand and long-term value growth. Each unit features hardwood flooring, updated kitchens, and spacious layouts that attract quality tenants and ensure minimal vacancy. The backyard has mature trees and offers an brick exterior storage building that is perfect for lawn equipment. Its close proximity to Huntingdon College makes it a highly desirable option for student housing, providing consistent rental income year after year. The location also provides easy access to both I-85 and I-65. Each unit has been rented for $1200 per month. The roof and all kitchen appliances are less than 3 years old. Looking for your own residence? No problem! Reside in one side and rent the other for extra monthly income! Whether you’re an experienced investor or expanding your portfolio, this turnkey duplex delivers reliable returns, low maintenance, and excellent appreciation potential. Opportunities like this in Cloverdale don’t last long—schedule a viewing today!
-
2026-03-16status Active 1130-char remark
Show marketing remark (1130 chars)
CALLING ALL INVESTORS!!! This well-maintained duplex is perfectly positioned in the heart of Cloverdale—an ideal location for strong rental demand and long-term value growth. Each unit features hardwood flooring, updated kitchens, and spacious layouts that attract quality tenants and ensure minimal vacancy. The backyard has mature trees and offers an brick exterior storage building that is perfect for lawn equipment. Its close proximity to Huntingdon College makes it a highly desirable option for student housing, providing consistent rental income year after year. The location also provides easy access to both I-85 and I-65. Each unit has been rented for $1200 per month. The roof and all kitchen appliances are less than 3 years old. Looking for your own residence? No problem! Reside in one side and rent the other for extra monthly income! Whether you’re an experienced investor or expanding your portfolio, this turnkey duplex delivers reliable returns, low maintenance, and excellent appreciation potential. Opportunities like this in Cloverdale don’t last long—schedule a viewing today!
-
2026-01-12historical $1,250
-
2026-01-10$1,250
-
2025-12-04historical Contingent 1130-char remark
Show marketing remark (1130 chars)
CALLING ALL INVESTORS!!! This well-maintained duplex is perfectly positioned in the heart of Cloverdale—an ideal location for strong rental demand and long-term value growth. Each unit features hardwood flooring, updated kitchens, and spacious layouts that attract quality tenants and ensure minimal vacancy. The backyard has mature trees and offers an brick exterior storage building that is perfect for lawn equipment. Its close proximity to Huntingdon College makes it a highly desirable option for student housing, providing consistent rental income year after year. The location also provides easy access to both I-85 and I-65. Each unit has been rented for $1200 per month. The roof and all kitchen appliances are less than 3 years old. Looking for your own residence? No problem! Reside in one side and rent the other for extra monthly income! Whether you’re an experienced investor or expanding your portfolio, this turnkey duplex delivers reliable returns, low maintenance, and excellent appreciation potential. Opportunities like this in Cloverdale don’t last long—schedule a viewing today!
-
2025-10-23$250,000 Active 1130-char remark
Show marketing remark (1130 chars)
CALLING ALL INVESTORS!!! This well-maintained duplex is perfectly positioned in the heart of Cloverdale—an ideal location for strong rental demand and long-term value growth. Each unit features hardwood flooring, updated kitchens, and spacious layouts that attract quality tenants and ensure minimal vacancy. The backyard has mature trees and offers an brick exterior storage building that is perfect for lawn equipment. Its close proximity to Huntingdon College makes it a highly desirable option for student housing, providing consistent rental income year after year. The location also provides easy access to both I-85 and I-65. Each unit has been rented for $1200 per month. The roof and all kitchen appliances are less than 3 years old. Looking for your own residence? No problem! Reside in one side and rent the other for extra monthly income! Whether you’re an experienced investor or expanding your portfolio, this turnkey duplex delivers reliable returns, low maintenance, and excellent appreciation potential. Opportunities like this in Cloverdale don’t last long—schedule a viewing today!
-
2024-05-02soldstatus $229,500 Closed 696-char remark
Show marketing remark (696 chars)
DARLING DUPLEX DONE RIGHT!! This Cloverdale area duplex is PERFECT for the investor who wants to live on one side and rent out the other, or for the investor who wants to rent out both sides and make a killing! Based on area rental comps each side should rent easily between $1000-1200/mo. Think ASU/Huntingdon students (parents sign the lease) and they split the rent making it super affordable. Stainless steel ranges, range hoods and fridges are coming. There are washer/dryer connections in both units. Gorgeous hardwoods are in both units, as are quartz counters. A BRAND NEW ROOF was just installed too! Plenty of off street parking makes it very appealing to tenants. Scoop it up quickly!
-
2024-03-23historical Contingent 696-char remark
Show marketing remark (696 chars)
DARLING DUPLEX DONE RIGHT!! This Cloverdale area duplex is PERFECT for the investor who wants to live on one side and rent out the other, or for the investor who wants to rent out both sides and make a killing! Based on area rental comps each side should rent easily between $1000-1200/mo. Think ASU/Huntingdon students (parents sign the lease) and they split the rent making it super affordable. Stainless steel ranges, range hoods and fridges are coming. There are washer/dryer connections in both units. Gorgeous hardwoods are in both units, as are quartz counters. A BRAND NEW ROOF was just installed too! Plenty of off street parking makes it very appealing to tenants. Scoop it up quickly!
-
2024-03-16price $249,900 696-char remark
Show marketing remark (696 chars)
DARLING DUPLEX DONE RIGHT!! This Cloverdale area duplex is PERFECT for the investor who wants to live on one side and rent out the other, or for the investor who wants to rent out both sides and make a killing! Based on area rental comps each side should rent easily between $1000-1200/mo. Think ASU/Huntingdon students (parents sign the lease) and they split the rent making it super affordable. Stainless steel ranges, range hoods and fridges are coming. There are washer/dryer connections in both units. Gorgeous hardwoods are in both units, as are quartz counters. A BRAND NEW ROOF was just installed too! Plenty of off street parking makes it very appealing to tenants. Scoop it up quickly!
-
2024-03-15$24,900 Active 696-char remark
Show marketing remark (696 chars)
DARLING DUPLEX DONE RIGHT!! This Cloverdale area duplex is PERFECT for the investor who wants to live on one side and rent out the other, or for the investor who wants to rent out both sides and make a killing! Based on area rental comps each side should rent easily between $1000-1200/mo. Think ASU/Huntingdon students (parents sign the lease) and they split the rent making it super affordable. Stainless steel ranges, range hoods and fridges are coming. There are washer/dryer connections in both units. Gorgeous hardwoods are in both units, as are quartz counters. A BRAND NEW ROOF was just installed too! Plenty of off street parking makes it very appealing to tenants. Scoop it up quickly!
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2023-09-20soldstatus $122,000
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2023-09-18status Pending
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2023-09-15soldstatus $122,000 Closed
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2023-08-29historical Contingent
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2023-08-22status Active
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2023-08-12historical Contingent
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2023-08-01$125,000 Active
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2021-05-04soldstatus $95,000
-
2006-10-24soldstatus $113,000
-
2005-07-07$119,500
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2002-05-28soldstatus $80,000
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2002-04-15$85,700
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,302 · $108/mo
- Projected year-2 tax
- $1,302 · $108/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,444
- − Mortgage interest
- −$13,942
- − Property taxes
- −$1,302
- − Insurance
- −$1,244
- − Repairs & maintenance
- −$1,956
- − Management
- −$1,956
- − Depreciation
- −$7,241
- Taxable loss
- −$3,196
- Est. tax savings @ 24.0%
- +$767
- After-tax cash flow
- $1,869/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Montgomery County
- NCES district ID
- 0102430
- Math proficiency
- 9% ▼ -21.00%
- Reading proficiency
- 31% ▼ -1.00%
- Median HH income
- $43,902
- Composite
- 17.24/100
- National rank
- #9093
- State rank
- #106 of 129 in AL
Livability — Montgomery
- Score
- 65/100
- State rank
- #138
- US rank
- #13416
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Montgomery, AL
- City population
- 175,913
- Population (ZIP)
- 12,196
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 224,008 people
- By 2030
- 221,460 · -1.1%
- By 2040
- 214,179 · -4.4%
- By 2050
- 204,912 · -8.5%
- By 2075
- 177,821 · -20.6%
- By 2100
- 145,134 · -35.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (60%)
- Race & ethnicity
- Black 60% White 34% Asian 3% Hispanic / Latino 2% Two or more races 2%
- Common ancestry
- Slovak 2% Serbian 2% Italian 1%
- Foreign-born
- 3% · China, Canada
- Languages at home
- 95% English-only · Other Indo-European 2% Spanish 1% Chinese 1%
Political lean MEDSL · Montgomery
- 2024 margin
- Solid D (+30.7) · D 64.8% · R 34.1% · Other 1.1%
- 2008→2024 swing
- +11.5pp toward D · 2008: 19.2pp · 2024: 30.7pp
- All cycles
- 2024: D+30.7 2020: D+31.5 2016: D+26.2 2012: D+24.3 2008: D+19.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -11.63%
- Current HPI
- 156.4412
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
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| Healthcare | 1 | $5B |
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Price history
-98.7% since first listed23 events — show timeline
- 2026-04-28 Listed for Rent $1,100 MAAR
- 2026-04-20 Price Changed $248,900 MAAR
- 2026-03-16 Relisted — MAAR
- 2026-01-12 Rental Removed $1,250 MAAR
- 2026-01-10 Listed for Rent $1,250 MAAR
- 2025-12-04 Contingent — MAAR
- 2025-10-23 Listed $250,000 MAAR
- 2024-05-02 Sold (MLS) $229,500 MAAR
- 2024-03-23 Contingent — MAAR
- 2024-03-16 Price Changed $249,900 MAAR
- 2024-03-15 Listed $24,900 MAAR
- 2023-09-20 Sold (Public Records) $122,000 Public Records
- 2023-09-18 Pending — MAAR
- 2023-09-15 Sold (MLS) $122,000 MAAR
- 2023-08-29 Contingent — MAAR
- 2023-08-22 Relisted — MAAR
- 2023-08-12 Contingent — MAAR
- 2023-08-01 Listed $125,000 MAAR
- 2021-05-04 Sold (Public Records) $95,000 Public Records
- 2006-10-24 Sold (MLS) $113,000 MAAR
- 2005-07-07 Listed $119,500 MAAR
- 2002-05-28 Sold (MLS) $80,000 MAAR
- 2002-04-15 Listed $85,700 MAAR
Property tax history
+5.7%/yrLatest (2025): $1,302 · +20.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…