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175 Carr Ln
D Composite 41.08
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.8/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.5/10.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • DSCR +3.5/10.0
  • Rent growth +2.6/5.0
  • Appreciation +0.0/10.0

$185,000

175 Carr Ln · Dentsville, SC 29223
3 bd · 2.5 ba · 1,288 sqft · Townhouse · 2 Days on market
Built 2025 Good condition 2,003 sqft lot $167/mo HOA · 9% of rent ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this beautiful three bedroom, two and one half bathroom townhouse nestled in the heart of Northeast Columbia, SC. With its spacious layout, modern finishes, and prime location, this home offers the perfect blend of comfort and convenience. Step inside to an open-concept living space filled with natural light, featuring a cozy living room, dining area, and a well-appointed kitchen with ample cabinet space and stainless steel appliances—perfect for everyday living or entertaining guests. Upstairs, you’ll find a generous primary suite complete with a private en-suite bathroom and walk-in closet, along with two additional bedrooms and a full bathroom. Enjoy the ease

Key facts

  • Outdoor storage
  • Private patio
  • $167 HOA

Tags

OPEN-CONCEPT LIVING SPACEPRIVATE PATIOOUTDOOR STORAGEWELL-APPOINTED KITCHENSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • HOA & community: Homeowners association in place; Association maintains backyard, front yard, exterior, sidewalks and common areas

Exterior

  • Parking: 2 parking spaces
  • Utilities: Public water; Public sewer; Electric service
  • Home design: Vinyl exterior finish; Slab foundation
  • Construction: Vinyl siding; Slab foundation
  • Exterior features: Patio; Sprinkler system; Partial fencing; Paved road access

Interior

  • Kitchen: Granite countertops; Pantry; Recessed lights; Dishwasher; Disposal; Microwave (above stove); Self-cleaning smooth-surface range
  • Bedrooms: Master bedroom with double vanity, walk-in closet and tub/shower (located on second level); Additional bedrooms located on second level
  • Flooring: Luxury vinyl plank
  • Bathrooms: Two full bathrooms; One partial bath; One half bath
  • Heating & cooling: Central cooling; Electric heating; Heat pumps on both first and second levels
  • Interior features: Luxury vinyl plank floors in the great room and kitchen; Recessed lighting; Pantry; Granite countertops; Electric water heater
  • Laundry & utility: Washer/dryer area on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $185k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-50 ($-600/yr) — negative.
  • To cash-flow at today's rent, offer at most $178k (3.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (4.5% below list).
  • Recommended offer: $177k (4.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Windsor Elementary (math 21% / reading 23%, grade F, #475 of 597 statewide, top 81%, 537 students, 100% FRL); Longleaf Middle (math 19% / reading 41%, grade F, #136 of 229 statewide, top 60%, 802 students, 69% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 78% FRL vs 38% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $176,642 (4.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
5.97%
Cash-on-cash
-1.16%
DSCR
0.95
GRM
8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-21.7%
Equity multiple
0.27×
Total profit
$-37,859
Equity at exit
$27,584
10-year hold
IRR
-25.7%
Equity multiple
-0.07×
Total profit
$-55,265
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,766 high interval (Pro) →
Mortgage (P&I)
$970
Tax est. 1.5%
$231 /mo · $2,775/yr
Insurance
$77
HOA
$167
Vacancy / Maint / Mgmt
$371
Net cashflow
$-50

Break-even live

Break-even rent $1,830
Max offer price $177,762
Occupancy floor 98%

Sensitivity live

Price -10% $78 -5% $14 +0% $-50 +5% $-114 +10% $-178
Rent -10% $-190 -5% $-120 +0% $-50 +5% $20 +10% $90
Rate -1.0pp $43 -0.5pp $-3 base $-50 +0.5pp $-98 +1.0pp $-147

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
137 Carr Ln Columbia, SC 3.0 2.5 1250 $1,900 $1.52 5d 1 0.08mi
2058 Mapleton Dr Columbia, SC 3.0 2.5 1476 $1,995 $1.35 23d 1 0.29mi
237 Foxhunt Rd Columbia, SC 3.0 1.5 1008 $1,250 $1.24 16d 1 0.57mi
1659 Legrand Rd Columbia, SC 2.0–3.0 2.0–2.5 1450 $2,500 $1.72 5d 12 0.77mi
8100 Bayfield Rd Columbia, SC 3.0 1.0–2.0 773 $1,364 $1.76 25d 1 0.80mi
125 Charleswood Dr Columbia, SC 3.0 1.0 1074 $1,350 $1.26 25d 1 0.86mi
113 Charleswood Dr Columbia, SC 4.0 1.5 1196 $1,555 $1.30 5d 1 0.88mi
1152 Rabon Pond Dr Columbia, SC 3.0 2.5 1522 $1,799 $1.18 13d 1 0.96mi
381 Valley Heights Ln Columbia, SC 3.0 2.5 1471 $1,719 $1.17 25d 1 1.02mi
207 Weddell St Unit 1D Columbia, SC 2.0 2.0 1200 $1,100 $0.92 5d 1 1.04mi
712 Blazing Star Trl Columbia, SC 3.0 2.0 1100 $1,699 $1.54 5d 1 1.09mi
500 Rockhaven Dr Columbia, SC 3.0 2.0 1064 $1,649 $1.55 25d 1 1.10mi
1728 Springwoods Lake Dr Columbia, SC 2.0 1.5 1025 $1,200 $1.17 5d 1 1.10mi
2250 Hard Scrabble Rd Columbia, SC 1.0–3.0 1.0–2.0 1155 $2,311 $2.00 13d 18 1.12mi
261 Business Park Blvd Columbia, SC 1.0–3.0 1.0–2.0 1127 $1,599 $1.42 13d 2 1.20mi
1682 Horseshoe Dr Unit D Columbia, SC 2.0 2.0 1000 $895 $0.90 16d 1 1.21mi
109 Summer Vale Dr Columbia, SC 4.0 2.5 1800 $2,150 $1.19 5d 1 1.22mi
1718 Horseshoe Dr Apt B Columbia, SC 2.0 1.5 1050 $1,300 $1.24 13d 1 1.29mi
350 Powell Rd Columbia, SC 1.0–2.0 1.0–2.0 915 $1,333 $1.46 13d 26 1.50mi

HOA detail

Monthly dues
$167 · $2,004/yr

Listing history 4 events

  1. 2026-05-06
    status Pending
  2. 2026-05-04
    listed $185,000 Active
  3. 2026-04-23
    price $185,000
  4. 2025-12-17
    listed $198,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,197
− Mortgage interest
−$10,363
− Property taxes
−$2,775
− Insurance
−$925
− Repairs & maintenance
−$1,696
− Management
−$1,696
− HOA
−$2,004
− Depreciation
−$5,382
Taxable loss
−$3,643
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$874
After-tax cash flow
$274/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 None rehab

This move-in-ready townhouse in Northeast Columbia, SC, offers a spacious layout with modern finishes and prime location. It is in excellent condition with minimal maintenance required.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can boost curb appeal and attract more potential buyers/tenants.
  • Both Adding smart home features — Modern technology can increase the home's appeal and market value.
  • Both Upgrading the kitchen appliances — Modern, high-end appliances can attract more buyers and renters.
  • Both Adding a smart thermostat — Energy-efficient systems can reduce utility costs and appeal to eco-conscious buyers/tenants.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can boost curb appeal and attract more potential buyers/tenants.
  • Both Adding smart home features — Modern technology can increase the home's appeal and market value.
  • Both Upgrading the kitchen appliances — Modern, high-end appliances can attract more buyers and renters.
  • Both Adding a smart thermostat — Energy-efficient systems can reduce utility costs and appeal to eco-conscious buyers/tenants.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-6.6% since first listed
4 events — show timeline
  • 2026-05-06 Pending Consolidated MLS
  • 2026-05-04 Listed $185,000 Consolidated MLS
  • 2026-04-23 Price Changed $185,000 Consolidated MLS
  • 2025-12-17 Listed $198,000 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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