633 E Archwood Dr Unit 44 · Eagle Point, OR
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.71%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $498 – $926
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 24 days/yr
- Unhealthy air days in 30 yrs
- 29 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +13.1/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.8/5.0
- Schools +3.3/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$70,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 3-bed, 2-bath home in Butte Crest Manufactured Park! This 1,080 sq ft home features beautiful laminate floors, a stylish updated kitchen with a corner pantry, and a desirable split floor plan for added privacy. The fully fenced backyard offers a tranquil corner water feature—perfect for relaxing outdoors. Enjoy springtime blooms with tulips lining the walkways and front yard. Extra-long storage shed under the carport provides ample space for tools and more. Move-in ready and located in a welcoming, well-kept community!
Key facts
- Corner pantry
- Updated kitchen
- Corner water feature
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath land listed at $70k.
Deal economics
- At list price, monthly cash flow is $1k ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $70k).
- Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
- Cap rate 23.7% vs local median 2.3% in Eagle Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#75 in OR, #3,362 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A, health & safety A; Watch: amenities F, commute F.
- Eagle Point SD 9 (suburban): math 26% / reading 45% proficiency, ranked #134 of 183 in OR (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 233 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 904 units permitted in Jackson County in 2024 (212 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Jackson County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 279 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 5y ago; this cycle's ask has dropped $12k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 279 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.65% ✓
- Cap rate
- 23.74%
- Cash-on-cash
- 62.31%
- DSCR
- 3.77
- GRM
- 3.1
CMA / ARV
- ARV (median comp)
- $80,000
- List price
- $70,000
- Delta
- -12.50%
- Verdict
- UNDERPRICED
- Comps
- 7 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 61.2%
- Equity multiple
- 3.73×
- Total profit
- $53,478
- Equity at exit
- $10,437
- IRR
- 65.8%
- Equity multiple
- 7.64×
- Total profit
- $130,048
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Oregon
- 28 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 97524
- Home prices YoY
- -27.7%
- Active inventory
- 233
- Price-to-rent
- 3.1×
Monthly cashflow live
- Estimated rent
- $1,852 high interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$49 /mo · $589/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$389
- Net cashflow
- $1,018
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 476 Teakwood Dr Eagle Point, OR | 3.0 | 2.0 | 1400 | $2,000 | $1.43 | 21d | 1 | 0.28mi |
| 118 N Shasta Ave Apt B Eagle Point, OR | 3.0 | 2.0 | 1110 | $1,695 | $1.53 | 21d | 1 | 0.52mi |
| 173 N Royal Ave Eagle Point, OR | 3.0 | 2.0 | 1400 | $1,950 | $1.39 | 13d | 1 | 0.54mi |
| 204 Fargo St Unit 204 Eagle Point, OR | 2.0 | 1.0 | 744 | $1,395 | $1.88 | 13d | 1 | 1.06mi |
| 113 Little Butte Dr Eagle Point, OR | 3.0 | 2.0 | 1336 | $2,400 | $1.80 | 13d | 1 | 1.19mi |
| 826 S Royal Ave Unit 828 Eagle Point, OR | 2.0 | 1.0 | 780 | $1,295 | $1.66 | 44d | 1 | 1.23mi |
Listing history 10 events
-
2026-05-11status Pending 539-char remark
Show marketing remark (539 chars)
Charming 3-bed, 2-bath home in Butte Crest Manufactured Park! This 1,080 sq ft home features beautiful laminate floors, a stylish updated kitchen with a corner pantry, and a desirable split floor plan for added privacy. The fully fenced backyard offers a tranquil corner water feature—perfect for relaxing outdoors. Enjoy springtime blooms with tulips lining the walkways and front yard. Extra-long storage shed under the carport provides ample space for tools and more. Move-in ready and located in a welcoming, well-kept community!
-
2026-04-13price $70,000 539-char remark
Show marketing remark (539 chars)
Charming 3-bed, 2-bath home in Butte Crest Manufactured Park! This 1,080 sq ft home features beautiful laminate floors, a stylish updated kitchen with a corner pantry, and a desirable split floor plan for added privacy. The fully fenced backyard offers a tranquil corner water feature—perfect for relaxing outdoors. Enjoy springtime blooms with tulips lining the walkways and front yard. Extra-long storage shed under the carport provides ample space for tools and more. Move-in ready and located in a welcoming, well-kept community!
-
2026-01-15price $73,000 539-char remark
Show marketing remark (539 chars)
Charming 3-bed, 2-bath home in Butte Crest Manufactured Park! This 1,080 sq ft home features beautiful laminate floors, a stylish updated kitchen with a corner pantry, and a desirable split floor plan for added privacy. The fully fenced backyard offers a tranquil corner water feature—perfect for relaxing outdoors. Enjoy springtime blooms with tulips lining the walkways and front yard. Extra-long storage shed under the carport provides ample space for tools and more. Move-in ready and located in a welcoming, well-kept community!
-
2025-11-25price $75,000 539-char remark
Show marketing remark (539 chars)
Charming 3-bed, 2-bath home in Butte Crest Manufactured Park! This 1,080 sq ft home features beautiful laminate floors, a stylish updated kitchen with a corner pantry, and a desirable split floor plan for added privacy. The fully fenced backyard offers a tranquil corner water feature—perfect for relaxing outdoors. Enjoy springtime blooms with tulips lining the walkways and front yard. Extra-long storage shed under the carport provides ample space for tools and more. Move-in ready and located in a welcoming, well-kept community!
-
2025-09-23price $77,000 539-char remark
Show marketing remark (539 chars)
Charming 3-bed, 2-bath home in Butte Crest Manufactured Park! This 1,080 sq ft home features beautiful laminate floors, a stylish updated kitchen with a corner pantry, and a desirable split floor plan for added privacy. The fully fenced backyard offers a tranquil corner water feature—perfect for relaxing outdoors. Enjoy springtime blooms with tulips lining the walkways and front yard. Extra-long storage shed under the carport provides ample space for tools and more. Move-in ready and located in a welcoming, well-kept community!
-
2025-08-05$82,000 Active 539-char remark
Show marketing remark (539 chars)
Charming 3-bed, 2-bath home in Butte Crest Manufactured Park! This 1,080 sq ft home features beautiful laminate floors, a stylish updated kitchen with a corner pantry, and a desirable split floor plan for added privacy. The fully fenced backyard offers a tranquil corner water feature—perfect for relaxing outdoors. Enjoy springtime blooms with tulips lining the walkways and front yard. Extra-long storage shed under the carport provides ample space for tools and more. Move-in ready and located in a welcoming, well-kept community!
-
2021-07-07soldstatus $100,000 Closed 678-char remark
Show marketing remark (678 chars)
So many upgrades in this freshly painted 3-Bedroom/2-Bathroom manufactured home nestled in Butte Crest Park. In the kitchen find lovely stone countertops, plank flooring and a gas range. The master bedroom is adorned with beautiful flooring and features a fully reimagined ensuite with new vanity, flooring and tile shower. Not wanting to be left out, the guest bathroom includes new flooring and a tile surround as well. The lack of carpet inside and generous fully fenced backyard outside, are the perfect match to this pet friendly community. With a clubhouse for members to enjoy and mere minutes from golf, shopping and medical come find your way home to Butte Crest Park.
-
2021-05-26status Pending 678-char remark
Show marketing remark (678 chars)
So many upgrades in this freshly painted 3-Bedroom/2-Bathroom manufactured home nestled in Butte Crest Park. In the kitchen find lovely stone countertops, plank flooring and a gas range. The master bedroom is adorned with beautiful flooring and features a fully reimagined ensuite with new vanity, flooring and tile shower. Not wanting to be left out, the guest bathroom includes new flooring and a tile surround as well. The lack of carpet inside and generous fully fenced backyard outside, are the perfect match to this pet friendly community. With a clubhouse for members to enjoy and mere minutes from golf, shopping and medical come find your way home to Butte Crest Park.
-
2021-05-20price $100,000 678-char remark
Show marketing remark (678 chars)
So many upgrades in this freshly painted 3-Bedroom/2-Bathroom manufactured home nestled in Butte Crest Park. In the kitchen find lovely stone countertops, plank flooring and a gas range. The master bedroom is adorned with beautiful flooring and features a fully reimagined ensuite with new vanity, flooring and tile shower. Not wanting to be left out, the guest bathroom includes new flooring and a tile surround as well. The lack of carpet inside and generous fully fenced backyard outside, are the perfect match to this pet friendly community. With a clubhouse for members to enjoy and mere minutes from golf, shopping and medical come find your way home to Butte Crest Park.
-
2021-04-30$110,000 Active 678-char remark
Show marketing remark (678 chars)
So many upgrades in this freshly painted 3-Bedroom/2-Bathroom manufactured home nestled in Butte Crest Park. In the kitchen find lovely stone countertops, plank flooring and a gas range. The master bedroom is adorned with beautiful flooring and features a fully reimagined ensuite with new vanity, flooring and tile shower. Not wanting to be left out, the guest bathroom includes new flooring and a tile surround as well. The lack of carpet inside and generous fully fenced backyard outside, are the perfect match to this pet friendly community. With a clubhouse for members to enjoy and mere minutes from golf, shopping and medical come find your way home to Butte Crest Park.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OR · Resets to sale price
- Current annual tax
- $589 · $49/mo
- Projected year-2 tax
- $679 · $57/mo
- Expected delta
- +$90/yr (+$7/mo · 15.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 24 unhealthy d/yr today · 29 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,223
- − Mortgage interest
- −$3,921
- − Property taxes
- −$589
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,778
- − Management
- −$1,778
- − Depreciation
- −$2,036
- Taxable income
- $11,771
- Est. tax owed @ 24.0%
- −$2,825
- After-tax cash flow
- $9,387/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Eagle Point SD 9
- NCES district ID
- 4104500
- Math proficiency
- 26% ▬ 0.00%
- Reading proficiency
- 45% ▬ 0.00%
- Median HH income
- $47,834
- Composite
- 33.13/100
- National rank
- #10630
- State rank
- #134 of 183 in OR
Livability — Eagle Point
- Score
- 76/100
- State rank
- #75
- US rank
- #3362
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Eagle Point, OR
- Population (ZIP)
- 15,072
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 234,433 people
- By 2030
- 243,834 · +4.0%
- By 2040
- 259,717 · +10.8%
- By 2050
- 273,269 · +16.6%
- By 2075
- 300,624 · +28.2%
- By 2100
- 305,256 · +30.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 10% Two or more races 6%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Italian 3% Portuguese 2% Slovak 2%
- Foreign-born
- 4% · Canada
- Languages at home
- 93% English-only · Spanish 6%
Political lean MEDSL · Jackson
- 2024 margin
- Lean R (+6.4) · D 45.5% · R 51.9% · Other 2.6%
- 2008→2024 swing
- -6.5pp toward R · 2008: 0.1pp · 2024: -6.4pp
- All cycles
- 2024: R+6.4 2020: R+3.5 2016: R+9.2 2012: R+5.0 2008: D+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -116.82%
- Current HPI
- 304.579
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in OR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 1 | $51B |
|
||
Price history
-36.4% since first listed10 events — show timeline
- 2026-05-11 Pending — MLSCO
- 2026-04-13 Price Changed $70,000 MLSCO
- 2026-01-15 Price Changed $73,000 MLSCO
- 2025-11-25 Price Changed $75,000 MLSCO
- 2025-09-23 Price Changed $77,000 MLSCO
- 2025-08-05 Listed $82,000 MLSCO
- 2021-07-07 Sold (MLS) $100,000 MLSCO
- 2021-05-26 Pending — MLSCO
- 2021-05-20 Price Changed $100,000 MLSCO
- 2021-04-30 Listed $110,000 MLSCO
Property tax history
+8.6%/yrLatest (2022): $589 · +35.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…