107 23rd St · Ellijay, GA 30540

$110,000

1 bd · 1.0 ba · 5,062 sqft · Other · 112 Days on market

Built 1986 5,052 sqft lot $22/sqft · 13% below area Est $127k · 13% under $90/mo HOA · 6% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +13.4/15.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• Livability +3.6/5.0
• Schools +3.2/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort’s recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper, professionally installed retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay’s most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

Key facts

• Full gym
• Basketball court
• Putt-putt golf

Tags

• GATED COOSAWATTEE RIVER RESORT
• INDOOR OLYMPIC-SIZE POOL
• FULL GYM
• BASKETBALL COURT
• TENNIS PICKLEBALL COURTS
• PUTT-PUTT GOLF

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath other listed at $110k.

Deal economics

• At list price, monthly cash flow is $479 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $110k).
• Recommended offer: $100k (9.0% below list) — sets the bar for market timing.
• Cap rate 11.5% vs local median 1.8% in Ellijay — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#85 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, amenities F.
• Gilmer County (rural): math 39% / reading 36% proficiency, ranked #56 of 174 in GA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 971 active listings in the ZIP; 176 units permitted in Gilmer County in 2024 (74 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Gilmer County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 112 days — a 9% lower offer ($100k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $50k; list at $110k implies a 120% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $100,100 (9.0% below list)

Questions for the listing agent

1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 11.52%
• Cash-on-cash: 18.68%
• DSCR: 1.83
• GRM: 6.0

CMA / ARV

• ARV (median comp): $126,511
• List price: $110,000
• Delta: -13.05%
• Verdict: UNDERPRICED
• Comps: 1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 10.4%
• Equity multiple: 1.41×
• Total profit: $12,712
• Equity at exit: $16,401

10-year hold

• IRR: 19.5%
• Equity multiple: 2.64×
• Total profit: $50,411
• Equity at exit: $9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30540

• Home prices YoY: -11.0%
• Active inventory: 971
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,537 medium
• Mortgage (P&I): −$577
• Tax from tax record: −$22 /mo · $269/yr
• Insurance: −$46
• HOA: −$90
• Vacancy / Maint / Mgmt: −$323
• Net cashflow: $479

Break-even live

Break-even rent $931

Max offer price $110,000

Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $90 · $1,080/yr
• Likely covers: waterelectricpoolgymsecurity

Listing history 29 events

1. 2026-06-18
   days on market $110,000 Active 112 DOM
2. 2026-06-17
   days on market $110,000 Active 111 DOM
3. 2026-06-16
   days on market $110,000 Active 110 DOM
4. 2026-06-15
   days on market $110,000 Active 109 DOM
5. 2026-06-14
   days on market $110,000 Active 107 DOM
6. 2026-06-13
   days on market $110,000 Active 106 DOM
7. 2026-06-10
   days on market $110,000 Active 104 DOM
8. 2026-06-09
   days on market $110,000 Active 103 DOM
9. 2026-06-08
   days on market $110,000 Active 102 DOM
10. 2026-06-07
    days on market $110,000 Active 101 DOM
11. 2026-06-05
    days on market $110,000 Active 98 DOM
12. 2026-06-03
    days on market $110,000 Active 97 DOM
13. 2026-06-02
    days on market $110,000 Active 96 DOM
14. 2026-06-01
    days on market $110,000 Active 95 DOM
15. 2026-05-31
    days on market $110,000 Active 94 DOM
16. 2026-05-31
    days on market $110,000 Active 93 DOM
17. 2026-04-30
    price $110,000 1370-char remark

    Show marketing remark (1357 chars)

    Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort's recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper (2018 Jayco Jay Flight), retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay's most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

18. 2026-04-30
    price $110,000 1357-char remark

    Show marketing remark (1357 chars)

    Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort's recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper (2018 Jayco Jay Flight), retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay's most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

19. 2026-04-30
    price $110,000

    Show marketing remark (1357 chars)

    Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort's recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper (2018 Jayco Jay Flight), retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay's most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

20. 2026-03-06
    price $115,000 1370-char remark

    Show marketing remark (1357 chars)

    Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort's recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper (2018 Jayco Jay Flight), retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay's most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

21. 2026-03-06
    price $115,000 1357-char remark

    Show marketing remark (1357 chars)

    Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort's recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper (2018 Jayco Jay Flight), retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay's most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

22. 2026-03-06
    price $115,000

    Show marketing remark (1357 chars)

    Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort's recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper (2018 Jayco Jay Flight), retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay's most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

23. 2026-02-18
    listed $120,000 New 1357-char remark

    Show marketing remark (1370 chars)

    Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort’s recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper, professionally installed retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay’s most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

24. 2026-02-18
    listed $120,000 Active 1370-char remark

    Show marketing remark (1370 chars)

    Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort’s recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper, professionally installed retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay’s most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

25. 2026-02-18
    listed $120,000 Active

    Show marketing remark (1370 chars)

    Discover 107 23rd Street, a desirable RV lot located in the highly sought-after gated Coosawattee River Resort in Ellijay, GA. This peaceful lot offers the perfect setting for full-time living, a mountain getaway, or a comfortable base for seasonal stays. Enjoy access to the resort’s recreation center, which features an indoor Olympic-size pool, a full gym, arcade, basketball court, tennis/pickleball courts, and putt-putt golf, along with multiple outdoor pools, river access points, and community parks throughout the resort. This particular lot has been significantly improved with features that truly set it apart, including a fully covered deck surrounding the camper, professionally installed retaining walls, and an expanded usable lot area with a fire pit. The entire lot has been refreshed with new gravel for level, low-maintenance ground, and upgrades include a 100-amp electrical service panel, heated, insulated water-line wraps, and a storage building on-site for tools, gear, or seasonal items. Perfect for full-time living, a weekend retreat, or seasonal use, this RV-friendly lot delivers flexibility and comfort in one of Ellijay’s most popular mountain communities. Just minutes from downtown Ellijay, shopping, dining, wineries, and hiking, this property blends relaxation, recreation, and convenience in a prime North Georgia setting.

26. 2022-12-30
    soldstatus $50,000
27. 2022-12-29
    soldstatus $50,000 Sold
28. 2022-12-07
    status Pending
29. 2022-11-30
    listed $55,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $269 · $22/mo
• Projected year-2 tax: $1,012 · $84/mo
• Expected delta: +$743/yr (+$62/mo · 275.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,448
• − Mortgage interest: −$6,162
• − Property taxes: −$269
• − Insurance: −$550
• − Repairs & maintenance: −$1,476
• − Management: −$1,476
• − HOA: −$1,080
• − Depreciation: −$3,200
• Taxable income: $4,235
• Est. tax owed @ 24.0%: −$1,016
• After-tax cash flow: $4,736/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gilmer County
• NCES district ID: 1302340
• Math proficiency: 39% ▼ -7.00%
• Reading proficiency: 36% ▼ -6.00%
• Median HH income: $40,473
• Composite: 31.53/100
• National rank: #5961
• State rank: #56 of 174 in GA

Livability — Ellijay

• Score: 71/100
• State rank: #85
• US rank: #7087

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 20,145

Population outlook (Gilmer County) Hauer SSP2

• Today (2025): 31,466 people
• By 2030: 32,199 · +2.3%
• By 2040: 33,034 · +5.0%
• By 2050: 33,266 · +5.7%
• By 2075: 33,686 · +7.1%
• By 2100: 33,792 · +7.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 12% Two or more races 6% Native American 2%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Slovak 4% Lithuanian 2% Romanian 2%
• Foreign-born: 6% · Canada, Jamaica
• Languages at home: 91% English-only · Spanish 7% Other Indo-European 1%

Political lean MEDSL · Gilmer

• 2024 margin: Solid R (+62.6) · D 18.5% · R 81.0%
• 2008→2024 swing: -10.6pp toward R · 2008: -52.0pp · 2024: -62.6pp
• All cycles: 2024: R+62.6 2020: R+63.5 2016: R+66.9 2012: R+63.3 2008: R+52.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -33.49%
• Current HPI: 270.796
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+100.0% since first listed

13 events — show timeline

• 2026-04-30 Price Changed $110,000 FMLS
• 2026-04-30 Price Changed $110,000 GAMLS
• 2026-04-30 Price Changed $110,000 NEGBOR
• 2026-03-06 Price Changed $115,000 FMLS
• 2026-03-06 Price Changed $115,000 GAMLS
• 2026-03-06 Price Changed $115,000 NEGBOR
• 2026-02-18 Listed $120,000 NEGBOR
• 2026-02-18 Listed $120,000 FMLS
• 2026-02-18 Listed $120,000 GAMLS
• 2022-12-30 Sold (Public Records) $50,000 Public Records
• 2022-12-29 Sold (MLS) $50,000 NEGBOR
• 2022-12-07 Pending — NEGBOR
• 2022-11-30 Listed $55,000 NEGBOR

Property tax history

+20.4%/yr

Latest (2025): $269 · +38.0% YoY. Source: county tax records.