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2210 Utica St
A- Composite 82.46
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +7.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0

$62,000

2210 Utica St · Beaumont, TX 77703
3 bd · 1.0 ba · 864 sqft · SingleFamily public records · 130 Days on market
Built 1962 9,361 sqft lot $72/sqft · 37% below area Est $98k · 37% under ↓ 17% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Single-family home offering great potential. Property is being sold as-is. Home may require updates and repairs. Ideal opportunity for investors or buyers looking to renovate. Convenient location with easy access to major roads.

Key facts

  • 9,361 sq ft lot
  • Built 1962
  • Listed 130 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $62k.

Deal economics

  • At list price, monthly cash flow is $396 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $62k).
  • Recommended offer: $55k (12.0% below list) — sets the bar for market timing.
  • Cap rate 14.0% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Dr Mae E Jones-Clark El (math 8% / reading 9%, grade F, #4,298 of 4,322 statewide, top 99%, 569 students, 97% FRL, charter); Smith Middle (math 4% / reading 8%, grade F, #1,659 of 1,662 statewide, top 100%, 475 students, 90% FRL, charter) — zoned schools average 93% FRL vs 69% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 80 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($32k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $4k of equity ($429 loan paydown + $3k appreciation (5.4% local appreciation)).
  • At projected returns (5.4% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 9, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 130 days — a 12% lower offer ($55k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $13k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $54,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.74%
Cap rate
13.96%
Cash-on-cash
27.37%
DSCR
2.22
GRM
4.8

CMA / ARV

ARV (median comp)
$98,089
List price
$62,000
Delta
-36.79%
Verdict
UNDERPRICED
Comps
13 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3630 Steelton St 0.40mi 2/1.0 (-1) 856 (-1%) 3mo $115,000 $134 72
3975 Steelton St 0.34mi 3/1.0 908 (+5%) 14mo $99,900 $110 64
2435 Fillmore St 0.36mi 3/1.0 976 (+13%) 16mo $75,000 $77 48
3845 W Lynwood Dr 0.29mi 2/1.0 (-1) 734 (-15%) 20mo $35,000 $48 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.43% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
37.6%
Equity multiple
3.37×
Total profit
$41,095
Equity at exit
$36,785
10-year hold
IRR
35.4%
Equity multiple
6.87×
Total profit
$101,817
Equity at exit
$64,895

Cash invested: $17,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77703

Home prices YoY
3.7%
Active inventory
80
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,081 high interval (Pro) →
Mortgage (P&I)
$325
Tax from tax record
$107 /mo · $1,286/yr
Insurance
$26
HOA
$0
Vacancy / Maint / Mgmt
$227
Net cashflow
$396

Break-even live

Break-even rent $580
Max offer price $62,000
Occupancy floor 58%

Sensitivity live

Price -10% $431 -5% $414 +0% $396 +5% $378 +10% $361
Rent -10% $311 -5% $353 +0% $396 +5% $439 +10% $481
Rate -1.0pp $427 -0.5pp $412 base $396 +0.5pp $380 +1.0pp $364

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,500
Closing costs
$1,860
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2270 Johnson St Beaumont, TX 2.0 1.0 700 $800 $1.14 25d 1 0.13mi
2450 N Lynwood Dr Beaumont, TX 3.0 1.0 1015 $1,175 $1.16 25d 1 0.27mi
2125 Earl St Beaumont, TX 2.0 1.0 785 $995 $1.27 45d 1 0.29mi
2125 Earl St Beaumont, TX 2.0 1.0 785 $900 $1.15 25d 1 0.29mi
2530 Pierce St Beaumont, TX 2.0 1.0 950 $1,000 $1.05 45d 1 0.39mi
2550 Pierce St Beaumont, TX 2.0 1.0 1044 $1,050 $1.01 45d 1 0.40mi
2575 Primrose St Unit 3 Beaumont, TX 2.0 1.0 800 $900 $1.12 25d 1 0.45mi
2420 Wilson St Beaumont, TX 2.0 1.0 840 $1,200 $1.43 45d 1 0.46mi
4565 Detroit St Beaumont, TX 2.0 1.0 880 $995 $1.13 46d 1 0.65mi
255 Pollard St Unit A Beaumont, TX 2.0 1.0 678 $750 $1.11 45d 1 0.91mi
255 Pollard St Unit A Beaumont, TX 2.0 1.0 678 $750 $1.11 25d 1 0.91mi
255 Pollard St Unit B Beaumont, TX 2.0 1.0 679 $850 $1.25 45d 1 0.91mi
2020 Cottonwood St Beaumont, TX 2.0–4.0 1.0 928 $1,238 $1.33 15d 9 1.01mi
5070 Wilshire St Beaumont, TX 2.0 1.0 1042 $1,295 $1.24 15d 1 1.04mi
5080 Helbig Rd Beaumont, TX 2.0–3.0 1.0 775 $750 $0.97 15d 1 1.25mi
2570 Sweetgum Ln Beaumont, TX 1.0–2.0 1.0–1.5 876 $1,599 $1.82 15d 15 1.27mi
3155 French Rd Beaumont, TX 1.0–3.0 1.0–2.0 905 $999 $1.10 15d 9 1.34mi

Listing history 9 events

  1. 2026-06-02
    status $62,000 Pending 130 DOM
  2. 2026-06-01
    days on market $62,000 Active 130 DOM
  3. 2026-05-31
    days on market $62,000 Active 129 DOM
  4. 2026-05-30
    days on market $62,000 Active 128 DOM
  5. 2026-03-10
    price $62,000 228-char remark
    Show marketing remark (228 chars)

    Single-family home offering great potential. Property is being sold as-is. Home may require updates and repairs. Ideal opportunity for investors or buyers looking to renovate. Convenient location with easy access to major roads.

  6. 2026-02-03
    status Active 228-char remark
    Show marketing remark (228 chars)

    Single-family home offering great potential. Property is being sold as-is. Home may require updates and repairs. Ideal opportunity for investors or buyers looking to renovate. Convenient location with easy access to major roads.

  7. 2026-01-30
    status Pending 228-char remark
    Show marketing remark (228 chars)

    Single-family home offering great potential. Property is being sold as-is. Home may require updates and repairs. Ideal opportunity for investors or buyers looking to renovate. Convenient location with easy access to major roads.

  8. 2026-01-26
    status Pending 228-char remark
    Show marketing remark (228 chars)

    Single-family home offering great potential. Property is being sold as-is. Home may require updates and repairs. Ideal opportunity for investors or buyers looking to renovate. Convenient location with easy access to major roads.

  9. 2026-01-17
    listed $75,000 Active 228-char remark
    Show marketing remark (228 chars)

    Single-family home offering great potential. Property is being sold as-is. Home may require updates and repairs. Ideal opportunity for investors or buyers looking to renovate. Convenient location with easy access to major roads.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,286 · $107/mo
Projected year-2 tax
$1,286 · $107/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X · 71% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,974
− Mortgage interest
−$3,473
− Property taxes
−$1,286
− Insurance
−$310
− Repairs & maintenance
−$1,038
− Management
−$1,038
− Depreciation
−$1,804
Taxable income
$4,025
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$966
After-tax cash flow
$3,785/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
11,004
Household income
$31,803
Rent vs Own
55.9% rent · 44.1% own
Severe rent burden
657.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (60%)
Race & ethnicity
Black 60% Hispanic / Latino 31% Two or more races 7% White 5%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Serbian 1%
Foreign-born
13% · Canada
Languages at home
70% English-only · Spanish 29% French/Haitian/Cajun 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.43%
Current HPI
151.9888
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-17.3% since first listed
5 events — show timeline
  • 2026-03-10 Price Changed $62,000 HARMLS
  • 2026-02-03 Relisted HARMLS
  • 2026-01-30 Pending HARMLS
  • 2026-01-26 Pending HARMLS
  • 2026-01-17 Listed $75,000 HARMLS

Property tax history

+5.4%/yr

Latest (2025): $1,286 · +5.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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