201 E Arlington Hts · North Augusta, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 66.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.4/30.0
- ARV discount +15.0/15.0
- DSCR +7.2/10.0
- 1% rule +4.6/10.0
- Livability +3.6/5.0
- Rent growth +3.5/5.0
- Schools +3.2/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Location, location, location. All brick home on a corner lot with a two car carport! Within walking distance of dining, shopping and SRP park this home offers potential to a first time home buyer or investor looking for the next rental or flip. The roof is new as of 2024 and there are original hardwood floors under the laminate. With a functional kitchen and bath this home is move in ready, allowing it to be lived in and updated at your convenience.
Key facts
- Brick home
- Corner lot
- Two car carport
Tags
Property features AI
Exterior
- Parking: Carport (2 spaces)
- Utilities: Public water; Public sewer; Electricity available; Natural gas available; Water available; Sewer available
- Home design: Single-family residence; One-level home; Residential property
- Construction: Brick construction; Brick/mortar foundation; Built on one level
- Exterior features: Screened porch; Shingle roof; Corner lot; Asphalt road access
Interior
- Kitchen: Dishwasher; Range; Refrigerator
- Bedrooms: Total of 6 rooms (includes bedrooms and living spaces)
- Flooring: Laminate; Hardwood
- Bathrooms: 1 full bathroom
- Heating & cooling: Has heating; Has cooling
- Interior features: Dishwasher; Range; Refrigerator; Laminate and hardwood flooring; Crawl space
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $251 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (3.5% below list).
- Recommended offer: $145k (3.5% below list) — sets the bar for 1% rule.
- Cap rate 8.3% vs local median 3.9% in North Augusta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#56 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, amenities F, commute F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.9%/yr); 361 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 8.30%
- Cash-on-cash
- 7.16%
- DSCR
- 1.32
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $224,634
- Comps found
- 8
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 110 Spring Oak Ln | 0.38mi | 2/2.0 | 1,201 (-7%) | 3mo | $225,000 | $187 | 66 |
| 114 W Woodlawn Ave | 0.25mi | 2/1.0 | 1,370 (+6%) | 13mo | $210,000 | $153 | 65 |
| 56 Woodlawn Ln | 0.19mi | 3/3.0 (+1) | 1,350 (+5%) | 10mo | $258,000 | $191 | 64 |
| 1018 Skyview Dr | 0.59mi | 2/1.0 | 1,280 (-1%) | 9mo | $156,000 | $122 | 62 |
| 411 Katherine Ave | 0.50mi | 3/1.5 (+1) | 1,275 (-1%) | 12mo | $185,000 | $145 | 60 |
| 1107 Terrace Cir | 0.72mi | 3/2.0 (+1) | 1,365 (+6%) | 1mo | $210,000 | $154 | 49 |
| 268 Spring Oak Ln | 0.52mi | 3/2.0 (+1) | 1,440 (+12%) | 8mo | $250,000 | $174 | 43 |
| 106 Sunview Dr | 0.74mi | 2/2.0 | 1,118 (-13%) | 1mo | $205,000 | $183 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.94% rent growth · sell at horizon
- IRR
- -4.4%
- Equity multiple
- 0.83×
- Total profit
- $-7,025
- Equity at exit
- $22,365
- IRR
- 6.2%
- Equity multiple
- 1.48×
- Total profit
- $19,951
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29841
- Rents YoY
- 3.9%
- Active inventory
- 361
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $1,447 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$44 /mo · $524/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$304
- Net cashflow
- $251
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1006 Skyview Dr North Augusta, SC | 2.0 | 1.0 | 960 | $1,400 | $1.46 | 21d | 1 | 0.48mi |
| 175 Assurance Ln North Augusta, SC | 2.0 | 1.0 | 965 | $970 | $1.01 | 21d | 4 | 0.64mi |
| 735 Old Edgefield Rd North Augusta, SC | 3.0 | 1.5 | 1150 | $1,450 | $1.26 | 13d | 1 | 0.67mi |
| 204-1/2 W Buena Vista Ave Unit 1 North Augusta, SC | 2.0 | 1.5 | 1024 | $1,375 | $1.34 | 13d | 1 | 0.74mi |
| 208 W Buena Vista Ave Unit 1 North Augusta, SC | 2.0 | 1.5 | 1024 | $1,375 | $1.34 | 13d | 1 | 0.75mi |
| 327 Meridian Ave North Augusta, SC | 1.0 | 1.0 | 1000 | $1,350 | $1.35 | 23d | 1 | 0.77mi |
| 327 Meridian Ave North Augusta, SC | 1.0 | 1.0 | 1000 | $1,350 | $1.35 | 21d | 1 | 0.77mi |
| 325 Meridian Ave North Augusta, SC | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 23d | 1 | 0.77mi |
| 325 Meridian Ave North Augusta, SC | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 21d | 1 | 0.77mi |
| 913 Old Edgefield Rd North Augusta, SC | 2.0 | 1.0 | 1020 | $1,400 | $1.37 | 23d | 1 | 0.81mi |
| 306 W Buena Vista Ave North Augusta, SC | 2.0 | 1.5 | 1000 | $1,300 | $1.30 | 21d | 1 | 0.81mi |
| 160 Breckenridge Dr North Augusta, SC | 2.0 | 2.0 | 952 | $1,300 | $1.37 | 13d | 1 | 1.10mi |
| 164 Railroad Ave North Augusta, SC | 1.0–2.0 | 1.0–2.0 | 968 | $3,119 | $3.22 | 13d | 23 | 1.15mi |
| 29 Pheasant Ct North Augusta, SC | 2.0 | 2.5 | 1200 | $1,450 | $1.21 | 13d | 1 | 1.16mi |
| 111 Railroad Ave Unit 406 North Augusta, SC | 2.0 | 2.0 | 1155 | $2,399 | $2.08 | 23d | 1 | 1.20mi |
| 111 Railroad Ave Unit 701 North Augusta, SC | 2.0 | 2.0 | 1188 | $2,599 | $2.19 | 23d | 1 | 1.20mi |
| 111 Railroad Ave Unit 702 North Augusta, SC | 2.0 | 2.0 | 1155 | $2,195 | $1.90 | 23d | 1 | 1.20mi |
| 560 Hardy Pt North Augusta, SC | 2.0 | 2.0 | 1170 | $1,400 | $1.20 | 21d | 1 | 1.20mi |
| 339 Railroad Ave North Augusta, SC | 1.0–2.0 | 1.0–2.0 | 956 | $1,990 | $2.08 | 13d | 27 | 1.26mi |
| 1842 Crossland Ave North Augusta, SC | 2.0 | 1.0 | 1200 | $1,000 | $0.83 | 13d | 1 | 1.47mi |
| 400 Swiss St North Augusta, SC | 1.0–2.0 | 1.0 | 845 | $999 | $1.18 | 23d | 1 | 1.47mi |
Listing history 5 events
-
2026-06-13statusdays on market $150,000 Pending 4 DOM
-
2026-06-10$150,000 Active 2 DOM
-
2026-06-09days on market $150,000 Active 2 DOM
-
2026-06-08remarks 455-char remark
-
2026-06-08$150,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $524 · $44/mo
- Projected year-2 tax
- $855 · $71/mo
- Expected delta
- +$331/yr (+$28/mo · 63.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 66% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,369
- − Mortgage interest
- −$8,402
- − Property taxes
- −$524
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,390
- − Management
- −$1,390
- − Depreciation
- −$4,364
- Taxable income
- $550
- Est. tax owed @ 24.0%
- −$132
- After-tax cash flow
- $2,876/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — North Augusta
- Score
- 71/100
- State rank
- #56
- US rank
- #7190
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- North Augusta, SC
- County
- Aiken County · 116,534 people
- City population
- 50,543
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 32,342
- Household income
- $71,606
- Rent vs Own
- Severe rent burden
- 870.0
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Black 17% Hispanic / Latino 7% Two or more races 7%
- Hispanic origin (detail)
- Puerto Rican 2%
- Common ancestry
- Italian 3% Lithuanian 3% Serbian 2%
- Foreign-born
- 3% · Canada, Guatemala, Jamaica
- Languages at home
- 93% English-only · Spanish 5% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -180.37%
- Current HPI
- 237.1442
- Rent YoY
- ▲ 3.94%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
1 event — show timeline
- 2026-06-08 Listed $150,000 AMLS
Property tax history
+2.3%/yrLatest (2025): $524 · -71.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…