3207 Baker St · Baltimore, MD 21216

$99,000

3 bd · 1.0 ba · 1,500 sqft · Townhouse public records · 199 Days on market

Built 1923 2,000 sqft lot $66/sqft · 19% above area Est $83k · 19% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +4.0/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 3207 Baker Street, a beautifully refreshed Baltimore home offering a perfect blend of comfort, practicality, and modern function. Whether you’re a first-time buyer, an investor adding to your portfolio, or someone seeking an affordable and move-in-ready property, this home delivers exceptional value in a convenient location close to major commuter routes, shopping, and city amenities. As you step inside, you are welcomed by a bright and inviting living space featuring fresh updates, neutral tones, and great natural light that enhances the open feel of the layout. The main level provides a comfortable flow from the living room to the dining area and kitchen—ideal for everyday living and easy entertaining. The kitchen offers generous cabinet storage, functional counter space, and flexibility for future upgrades depending on your style and needs. Upstairs, you will find well-proportioned bedrooms, each with ample closet space and positioned to maximize privacy. The bathroom is conveniently located and designed for easy daily use. The layout offers flexibility for families, roommates, or a home office setup. The lower level provides additional space that can be used as storage, a workshop, a fitness area, or the foundation for future finishing. The possibilities are unlimited and allow you to expand the livable square footage to suit your lifestyle. Outside, the property includes both front and rear areas that offer opportunities for gardening, outdoor seating, or personal customization. Whether you dream of creating a patio, a play area, or a low-maintenance yard, this outdoor space provides the freedom to make it your own. Location is a true highlight. 3207 Baker Street sits near public transportation, major highways, parks, local restaurants, and retail options. The position of the property makes daily commuting simple while offering easy access to downtown Baltimore, universities, employment centers, and medical facilities. Investors will appreciate the strong rental potential and steady demand in the area, while owner-occupants will enjoy the affordability and convenience of becoming a homeowner in an evolving community. This home offers an incredible opportunity to build equity rather than paying rent, giving buyers the chance to customize, improve, and grow with the property over time. Its practical layout, affordability, and potential make it a rare find in today’s market. Whether you are searching for your next home or your next investment, 3207 Baker Street provides comfort, functionality, and future value in one appealing package. Schedule your showing today and discover the possibilities waiting for you in this Baltimore home that combines convenience, potential, and opportunity in one address. Please note: Certain photos have been virtually staged to illustrate the potential use of the space. No physical staging or modifications were performed.

Key facts

• Built 1923
• Listed 199 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $99k.

Deal economics

• At list price, monthly cash flow is $892 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $99k).
• Recommended offer: $87k (12.0% below list) — sets the bar for market timing.
• Cap rate 17.1% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.1%/yr); 252 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• At $1,861/mo this rent would consume 53% of the median local household income ($42k/yr) (locally 2264% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 6.1% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 199 days — a 12% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 20y ago; this cycle's ask has dropped $50k (34%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1923 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $87,120 (12.0% below list)

Questions for the listing agent

1. It's been on market 199 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1923 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.88% ✓
• Cap rate: 17.11%
• Cash-on-cash: 38.63%
• DSCR: 2.72
• GRM: 4.4

CMA / ARV

• ARV (median comp): $82,934
• List price: $99,000
• Delta: 19.37%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1625 N Rosedale St	0.15mi	3/1.0	1,396 (-7%)	2mo	$36,000	$26	80
2920 Brighton St	0.24mi	3/2.5	1,440 (-4%)	2mo	$247,500	$172	75
1528 N Ellamont St	0.03mi	3/2.5	1,328 (-12%)	1mo	$209,000	$157	73
3018 Presstman St	0.17mi	4/2.0 (+1)	1,400 (-7%)	1mo	$108,000	$77	71
3020 Brighton St	0.17mi	4/2.5 (+1)	1,406 (-6%)	2mo	$209,000	$149	69
3004 Brighton St	0.20mi	3/1.0	1,288 (-14%)	1mo	$44,000	$34	67
2829 Baker St	0.33mi	4/3.5 (+1)	1,460 (-3%)	2mo	$215,400	$148	63
2927 Ellicott Dr	0.34mi	4/3.5 (+1)	1,540 (+3%)	2mo	$230,000	$149	63
3707 Colborne Rd	0.69mi	3/2.0	1,400 (-7%)	1mo	$220,000	$157	52
2711 Riggs Ave	0.61mi	3/1.0	1,288 (-14%)	2mo	$134,000	$104	46
1000 Mount Holly St	0.67mi	3/1.5	1,290 (-14%)	1mo	$93,000	$72	43
743 Linnard St	0.67mi	4/2.0 (+1)	1,693 (+13%)	1mo	$199,000	$118	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.1% rent growth · sell at horizon

5-year hold

• IRR: 38.0%
• Equity multiple: 2.69×
• Total profit: $46,744
• Equity at exit: $14,761

10-year hold

• IRR: 46.0%
• Equity multiple: 6.05×
• Total profit: $139,920
• Equity at exit: $8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21216

• Rents YoY: 6.1%
• Active inventory: 252
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,861 high
• Mortgage (P&I): −$519
• Tax from tax record: −$18 /mo · $211/yr
• Insurance: −$41
• HOA: −$0
• Vacancy / Maint / Mgmt: −$391
• Net cashflow: $892

Break-even live

Break-even rent $732

Max offer price $99,000

Occupancy floor 47%

Sensitivity live

Price	-10% $948	-5% $920	+0% $892	+5% $864	+10% $718
Rent	-10% $745	-5% $819	+0% $892	+5% $966	+10% $1,039
Rate	-1.0pp $942	-0.5pp $918	base $892	+0.5pp $867	+1.0pp $841

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,750
• Closing costs: $2,970
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1633 N Hilton St Baltimore, MD	4.0	2.5	1920	$2,600	$1.35	18d	1	0.07mi
1513 N Ellamont St Baltimore, MD	3.0	1.0	1700	$1,700	$1.00	24d	1	0.09mi
1530 N Rosedale St Baltimore, MD	3.0	2.0	1641	$1,895	$1.15	15d	1	0.10mi
3309 Brighton St Baltimore, MD	3.0	1.0	1134	$1,700	$1.50	44d	1	0.11mi
3003 Presstman St Unit 2 Baltimore, MD	2.0	1.0	1450	$1,300	$0.90	24d	1	0.22mi
3003 Presstman St Unit 1 Baltimore, MD	2.0	2.0	1450	$1,400	$0.97	45d	1	0.22mi
1402 Poplar Grove St Baltimore, MD	4.0	1.5	1540	$800	$0.52	44d	1	0.33mi
3238 Westmont Ave Baltimore, MD	3.0	1.0	1280	$1,600	$1.25	44d	1	0.33mi
2800 Presstman St Baltimore, MD	3.0	2.5	1460	$1,799	$1.23	24d	1	0.39mi
2917 Clifton Ave Baltimore, MD	4.0	4.0	1700	$2,150	$1.26	24d	1	0.42mi
3030 Windsor Ave Baltimore, MD	4.0	1.5	2124	$1,995	$0.94	5d	1	0.46mi
2812 Clifton Ave Baltimore, MD	3.0	1.5	1650	$1,850	$1.12	44d	1	0.51mi
3709 Nortonia Rd #2 Baltimore, MD	2.0	1.0	1289	$1,450	$1.12	18d	1	0.53mi
2728 Winchester St Baltimore, MD	3.0	1.5	1260	$1,800	$1.43	4d	1	0.54mi
2806 Riggs Ave Baltimore, MD	3.0	2.5	1412	$1,900	$1.35	4d	1	0.54mi
2636 W North Ave Baltimore, MD	2.0–3.0	1.0–2.0	975	$1,475	$1.51	5d	1	0.61mi
2744 W Mosher St Baltimore, MD	4.0	2.0	1412	$2,100	$1.49	24d	1	0.62mi
798 N Grantley St Baltimore, MD	3.0	2.0	1360	$2,295	$1.69	24d	1	0.62mi
2103 Chelsea Ter Unit 2 Baltimore, MD	3.0	1.5	1500	$2,100	$1.40	15d	1	0.63mi
2103 Chelsea Ter Unit 1 Baltimore, MD	2.0	2.0	1500	$2,200	$1.47	15d	1	0.63mi
787 N Grantley St Baltimore, MD	3.0	1.0	1116	$1,575	$1.41	24d	1	0.65mi
780 Linnard St Baltimore, MD	3.0	2.0	1224	$1,590	$1.30	44d	1	0.65mi
3015 Rayner Ave Baltimore, MD	3.0	1.0	1152	$1,350	$1.17	44d	1	0.70mi
3028 Hanlon Ave Baltimore, MD	3.0	2.0	1200	$1,711	$1.43	24d	1	0.71mi
3935 Stokes Dr #1 Baltimore, MD	2.0	1.0	1150	$1,400	$1.22	44d	1	0.72mi
3700 Woodridge Rd Baltimore, MD	3.0	1.5	1955	$1,950	$1.00	44d	1	0.73mi
730 Linnard St Unit 1 Baltimore, MD	4.0	1.0	1360	$1,750	$1.29	24d	1	0.74mi
3904 Gwynns Falls Pkwy Baltimore, MD	3.0	2.0	1772	$2,600	$1.47	44d	1	0.82mi
1617-A Moreland Ave Unit 2nd Flr Baltimore, MD	2.0	1.0	1500	$1,400	$0.93	44d	1	0.82mi
623 N Grantley St Baltimore, MD	4.0	2.0	1250	$2,000	$1.60	24d	1	0.82mi
2405 W North Ave Baltimore, MD	4.0	3.0	1826	$1,900	$1.04	5d	1	0.82mi
4113 Mountwood Rd Baltimore, MD	3.0	1.0	1520	$1,795	$1.18	44d	1	0.83mi
3712 Gelston Dr Baltimore, MD	3.0	2.0	1250	$2,500	$2.00	24d	1	0.83mi
2922 Edmondson Ave Baltimore, MD	3.0	2.0	1620	$1,900	$1.17	44d	1	0.84mi
3423 Edmondson Ave Baltimore, MD	2.0	1.5	1400	$1,710	$1.22	44d	1	0.86mi
3507 Edmondson Ave Baltimore, MD	4.0	2.0	1428	$2,300	$1.61	44d	1	0.88mi
1816 N Bentalou St Baltimore, MD	3.0	2.0	1350	$1,700	$1.26	11d	1	0.92mi
1816 N Bentalou St Baltimore, MD	3.0	2.0	1350	$1,700	$1.26	24d	1	0.92mi
3619 Edmondson Ave Baltimore, MD	4.0	3.5	1962	$2,800	$1.43	44d	1	0.92mi
3403 Carlisle Ave Apt 1 Baltimore, MD	2.0	1.0	1100	$1,600	$1.45	12d	1	0.93mi

Listing history 26 events

1. 2026-06-18
   days on market $99,000 Active 199 DOM
2. 2026-06-17
   days on market $99,000 Active 198 DOM
3. 2026-06-16
   pricedays on market $99,000 Active 197 DOM
4. 2026-06-15
   days on market $105,000 Active 196 DOM
5. 2026-06-13
   days on market $105,000 Active 194 DOM
6. 2026-06-09
   days on market $105,000 Active 190 DOM
7. 2026-06-08
   pricedays on market $105,000 Active 189 DOM
8. 2026-06-07
   days on market $119,000 Active 188 DOM
9. 2026-06-04
   days on market $119,000 Active 185 DOM
10. 2026-06-03
    days on market $119,000 Active 184 DOM
11. 2026-06-02
    days on market $119,000 Active 183 DOM
12. 2026-06-01
    days on market $119,000 Active 182 DOM
13. 2026-05-31
    days on market $119,000 Active 181 DOM
14. 2026-04-17
    price $119,000 2934-char remark

    Show marketing remark (2934 chars)

    Welcome to 3207 Baker Street, a beautifully refreshed Baltimore home offering a perfect blend of comfort, practicality, and modern function. Whether you’re a first-time buyer, an investor adding to your portfolio, or someone seeking an affordable and move-in-ready property, this home delivers exceptional value in a convenient location close to major commuter routes, shopping, and city amenities. As you step inside, you are welcomed by a bright and inviting living space featuring fresh updates, neutral tones, and great natural light that enhances the open feel of the layout. The main level provides a comfortable flow from the living room to the dining area and kitchen—ideal for everyday living and easy entertaining. The kitchen offers generous cabinet storage, functional counter space, and flexibility for future upgrades depending on your style and needs. Upstairs, you will find well-proportioned bedrooms, each with ample closet space and positioned to maximize privacy. The bathroom is conveniently located and designed for easy daily use. The layout offers flexibility for families, roommates, or a home office setup. The lower level provides additional space that can be used as storage, a workshop, a fitness area, or the foundation for future finishing. The possibilities are unlimited and allow you to expand the livable square footage to suit your lifestyle. Outside, the property includes both front and rear areas that offer opportunities for gardening, outdoor seating, or personal customization. Whether you dream of creating a patio, a play area, or a low-maintenance yard, this outdoor space provides the freedom to make it your own. Location is a true highlight. 3207 Baker Street sits near public transportation, major highways, parks, local restaurants, and retail options. The position of the property makes daily commuting simple while offering easy access to downtown Baltimore, universities, employment centers, and medical facilities. Investors will appreciate the strong rental potential and steady demand in the area, while owner-occupants will enjoy the affordability and convenience of becoming a homeowner in an evolving community. This home offers an incredible opportunity to build equity rather than paying rent, giving buyers the chance to customize, improve, and grow with the property over time. Its practical layout, affordability, and potential make it a rare find in today’s market. Whether you are searching for your next home or your next investment, 3207 Baker Street provides comfort, functionality, and future value in one appealing package. Schedule your showing today and discover the possibilities waiting for you in this Baltimore home that combines convenience, potential, and opportunity in one address. Please note: Certain photos have been virtually staged to illustrate the potential use of the space. No physical staging or modifications were performed.

15. 2025-12-17
    price $129,000 2934-char remark

    Show marketing remark (2934 chars)

    Welcome to 3207 Baker Street, a beautifully refreshed Baltimore home offering a perfect blend of comfort, practicality, and modern function. Whether you’re a first-time buyer, an investor adding to your portfolio, or someone seeking an affordable and move-in-ready property, this home delivers exceptional value in a convenient location close to major commuter routes, shopping, and city amenities. As you step inside, you are welcomed by a bright and inviting living space featuring fresh updates, neutral tones, and great natural light that enhances the open feel of the layout. The main level provides a comfortable flow from the living room to the dining area and kitchen—ideal for everyday living and easy entertaining. The kitchen offers generous cabinet storage, functional counter space, and flexibility for future upgrades depending on your style and needs. Upstairs, you will find well-proportioned bedrooms, each with ample closet space and positioned to maximize privacy. The bathroom is conveniently located and designed for easy daily use. The layout offers flexibility for families, roommates, or a home office setup. The lower level provides additional space that can be used as storage, a workshop, a fitness area, or the foundation for future finishing. The possibilities are unlimited and allow you to expand the livable square footage to suit your lifestyle. Outside, the property includes both front and rear areas that offer opportunities for gardening, outdoor seating, or personal customization. Whether you dream of creating a patio, a play area, or a low-maintenance yard, this outdoor space provides the freedom to make it your own. Location is a true highlight. 3207 Baker Street sits near public transportation, major highways, parks, local restaurants, and retail options. The position of the property makes daily commuting simple while offering easy access to downtown Baltimore, universities, employment centers, and medical facilities. Investors will appreciate the strong rental potential and steady demand in the area, while owner-occupants will enjoy the affordability and convenience of becoming a homeowner in an evolving community. This home offers an incredible opportunity to build equity rather than paying rent, giving buyers the chance to customize, improve, and grow with the property over time. Its practical layout, affordability, and potential make it a rare find in today’s market. Whether you are searching for your next home or your next investment, 3207 Baker Street provides comfort, functionality, and future value in one appealing package. Schedule your showing today and discover the possibilities waiting for you in this Baltimore home that combines convenience, potential, and opportunity in one address. Please note: Certain photos have been virtually staged to illustrate the potential use of the space. No physical staging or modifications were performed.

16. 2025-12-09
    price $139,000 2934-char remark

    Show marketing remark (2934 chars)

    Welcome to 3207 Baker Street, a beautifully refreshed Baltimore home offering a perfect blend of comfort, practicality, and modern function. Whether you’re a first-time buyer, an investor adding to your portfolio, or someone seeking an affordable and move-in-ready property, this home delivers exceptional value in a convenient location close to major commuter routes, shopping, and city amenities. As you step inside, you are welcomed by a bright and inviting living space featuring fresh updates, neutral tones, and great natural light that enhances the open feel of the layout. The main level provides a comfortable flow from the living room to the dining area and kitchen—ideal for everyday living and easy entertaining. The kitchen offers generous cabinet storage, functional counter space, and flexibility for future upgrades depending on your style and needs. Upstairs, you will find well-proportioned bedrooms, each with ample closet space and positioned to maximize privacy. The bathroom is conveniently located and designed for easy daily use. The layout offers flexibility for families, roommates, or a home office setup. The lower level provides additional space that can be used as storage, a workshop, a fitness area, or the foundation for future finishing. The possibilities are unlimited and allow you to expand the livable square footage to suit your lifestyle. Outside, the property includes both front and rear areas that offer opportunities for gardening, outdoor seating, or personal customization. Whether you dream of creating a patio, a play area, or a low-maintenance yard, this outdoor space provides the freedom to make it your own. Location is a true highlight. 3207 Baker Street sits near public transportation, major highways, parks, local restaurants, and retail options. The position of the property makes daily commuting simple while offering easy access to downtown Baltimore, universities, employment centers, and medical facilities. Investors will appreciate the strong rental potential and steady demand in the area, while owner-occupants will enjoy the affordability and convenience of becoming a homeowner in an evolving community. This home offers an incredible opportunity to build equity rather than paying rent, giving buyers the chance to customize, improve, and grow with the property over time. Its practical layout, affordability, and potential make it a rare find in today’s market. Whether you are searching for your next home or your next investment, 3207 Baker Street provides comfort, functionality, and future value in one appealing package. Schedule your showing today and discover the possibilities waiting for you in this Baltimore home that combines convenience, potential, and opportunity in one address. Please note: Certain photos have been virtually staged to illustrate the potential use of the space. No physical staging or modifications were performed.

17. 2025-12-01
    listed $149,000 Active 2934-char remark

    Show marketing remark (2934 chars)

    Welcome to 3207 Baker Street, a beautifully refreshed Baltimore home offering a perfect blend of comfort, practicality, and modern function. Whether you’re a first-time buyer, an investor adding to your portfolio, or someone seeking an affordable and move-in-ready property, this home delivers exceptional value in a convenient location close to major commuter routes, shopping, and city amenities. As you step inside, you are welcomed by a bright and inviting living space featuring fresh updates, neutral tones, and great natural light that enhances the open feel of the layout. The main level provides a comfortable flow from the living room to the dining area and kitchen—ideal for everyday living and easy entertaining. The kitchen offers generous cabinet storage, functional counter space, and flexibility for future upgrades depending on your style and needs. Upstairs, you will find well-proportioned bedrooms, each with ample closet space and positioned to maximize privacy. The bathroom is conveniently located and designed for easy daily use. The layout offers flexibility for families, roommates, or a home office setup. The lower level provides additional space that can be used as storage, a workshop, a fitness area, or the foundation for future finishing. The possibilities are unlimited and allow you to expand the livable square footage to suit your lifestyle. Outside, the property includes both front and rear areas that offer opportunities for gardening, outdoor seating, or personal customization. Whether you dream of creating a patio, a play area, or a low-maintenance yard, this outdoor space provides the freedom to make it your own. Location is a true highlight. 3207 Baker Street sits near public transportation, major highways, parks, local restaurants, and retail options. The position of the property makes daily commuting simple while offering easy access to downtown Baltimore, universities, employment centers, and medical facilities. Investors will appreciate the strong rental potential and steady demand in the area, while owner-occupants will enjoy the affordability and convenience of becoming a homeowner in an evolving community. This home offers an incredible opportunity to build equity rather than paying rent, giving buyers the chance to customize, improve, and grow with the property over time. Its practical layout, affordability, and potential make it a rare find in today’s market. Whether you are searching for your next home or your next investment, 3207 Baker Street provides comfort, functionality, and future value in one appealing package. Schedule your showing today and discover the possibilities waiting for you in this Baltimore home that combines convenience, potential, and opportunity in one address. Please note: Certain photos have been virtually staged to illustrate the potential use of the space. No physical staging or modifications were performed.

18. 2018-10-25
    historical
19. 2018-10-15
    price $17,900
20. 2018-09-07
    price $19,900
21. 2018-08-09
    listed $22,000 Active
22. 2007-11-20
    soldstatus $115,000
23. 2006-09-14
    soldstatus $49,000
24. 2006-08-08
    soldstatus $49,000
25. 2006-07-25
    historical
26. 2006-03-27
    listed $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $211 · $18/mo
• Projected year-2 tax: $645 · $54/mo
• Expected delta: +$434/yr (+$36/mo · 205.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,336
• − Mortgage interest: −$5,546
• − Property taxes: −$211
• − Insurance: −$495
• − Repairs & maintenance: −$1,787
• − Management: −$1,787
• − Depreciation: −$2,880
• Taxable income: $9,630
• Est. tax owed @ 24.0%: −$2,311
• After-tax cash flow: $8,398/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 29,426
• Household income: $42,031
• Rent vs Own: 49.8% rent · 50.2% own
• Severe rent burden: 2264.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% Hispanic / Latino 4% Two or more races 3% White 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.42%
• Current HPI: 164.3933
• Rent YoY: ▲ 6.10%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+83.1% since first listed

13 events — show timeline

• 2026-04-17 Price Changed $119,000 BRIGHT MLS
• 2025-12-17 Price Changed $129,000 BRIGHT MLS
• 2025-12-09 Price Changed $139,000 BRIGHT MLS
• 2025-12-01 Listed $149,000 BRIGHT MLS
• 2018-10-25 Listing Removed — BRIGHT MLS
• 2018-10-15 Price Changed $17,900 BRIGHT MLS
• 2018-09-07 Price Changed $19,900 BRIGHT MLS
• 2018-08-09 Listed $22,000 BRIGHT MLS
• 2007-11-20 Sold (Public Records) $115,000 Public Records
• 2006-09-14 Sold (Public Records) $49,000 Public Records
• 2006-08-08 Sold (MLS) $49,000 MRIS
• 2006-07-25 Delisted — MRIS
• 2006-03-27 Listed $65,000 MRIS

Property tax history

-13.0%/yr

Latest (2025): $211 · +0.0% YoY. Source: county tax records.