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1714 Hampton St
B+ Composite 76.93
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • 1% rule +9.9/10.0
  • ARV discount +7.5/15.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0

$75,000

1714 Hampton St · Jackson, MS 39209
3 bd · 1.0 ba · 1,140 sqft · SingleFamily public records · 426 Days on market
Built 1958 0.28 ac lot $66/sqft · 148% above area ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor Special - Income-Producing Property! This 3-bedroom, 1-bathroom home is a fantastic opportunity for investors looking for a property with built-in cash flow. Currently tenant-occupied and generating consistent rental income, this home offers a smart addition to any real estate portfolio. The interior features a practical layout with spacious bedrooms and a cozy living area, while the exterior offers a low-maintenance yard. Located in a rental-friendly area with strong demand, this property provides immediate income and long-term investment potential. Tenant in place Income from day one Great addition to your rental portfolio Don't miss out on this turnkey investment - schedule your showing today!

Key facts

  • Low maintenance yard
  • 0.28 acre lot
  • 2 parking spots

Tags

INCOME PRODUCING PROPERTYCONSISTENT RENTAL INCOMELOW MAINTENANCE YARDLONG TERM INVESTMENT POTENTIAL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $387 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.5% vs local median 9.9% in Jackson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 165 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $8k of equity ($519 loan paydown + $8k appreciation (10.0% local appreciation)).
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 426 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $4k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 426 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.49%
Cap rate
12.48%
Cash-on-cash
22.10%
DSCR
1.98
GRM
5.6

CMA / ARV

ARV (median comp)
$32,651
List price
$75,000
Delta
129.71%
Verdict
OVERPRICED
Comps
12 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1816 Kenmore Dr 0.19mi 3/2.0 1,000 (-12%) 8mo $85,000 $85 60
3717 Faulk Blvd 0.57mi 3/1.0 1,259 (+10%) 9mo $49,500 $39 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
40.8%
Equity multiple
4.12×
Total profit
$65,489
Equity at exit
$67,566
10-year hold
IRR
35.2%
Equity multiple
9.26×
Total profit
$173,489
Equity at exit
$145,709

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39209

Home prices YoY
7.7%
Active inventory
165
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,120 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$74 /mo · $885/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$235
Net cashflow
$387

Break-even live

Break-even rent $631
Max offer price $75,000
Occupancy floor 60%

Sensitivity live

Price -10% $429 -5% $408 +0% $387 +5% $366 +10% $344
Rent -10% $298 -5% $343 +0% $387 +5% $431 +10% $475
Rate -1.0pp $425 -0.5pp $406 base $387 +0.5pp $367 +1.0pp $348

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1816 Kenmore Dr Jackson, MS 3.0 2.0 1000 $1,000 $1.00 24d 1 0.20mi
3856 Noble St Jackson, MS 3.0 2.0 1357 $1,231 $0.91 45d 1 0.66mi
3856 Noble St Jackson, MS 3.0 2.0 1357 $1,231 $0.91 24d 1 0.66mi
2010 Chadwick Dr Jackson, MS 3.0 2.0 1275 $1,145 $0.90 45d 1 0.92mi
2010 Chadwick Dr Jackson, MS 2.0 2.0 1089 $1,174 $1.08 15d 1 0.92mi
723 Glenmont Dr Jackson, MS 3.0 1.0 1018 $1,000 $0.98 45d 1 1.01mi
4567 Meadowmont Dr Jackson, MS 3.0 1.0 912 $800 $0.88 45d 1 1.02mi
1805 Hospital Dr Jackson, MS 3.0 2.0 1335 $1,050 $0.79 15d 1 1.18mi
1533 Raymond Rd Jackson, MS 2.0 1.0 1135 $1,010 $0.89 45d 1 1.41mi

Listing history 25 events

  1. 2026-06-18
    days on market $75,000 Active 426 DOM
  2. 2026-06-17
    days on market $75,000 Active 425 DOM
  3. 2026-06-16
    days on market $75,000 Active 424 DOM
  4. 2026-06-15
    days on market $75,000 Active 423 DOM
  5. 2026-06-14
    days on market $75,000 Active 421 DOM
  6. 2026-06-13
    days on market $75,000 Active 420 DOM
  7. 2026-06-10
    days on market $75,000 Active 418 DOM
  8. 2026-06-09
    days on market $75,000 Active 417 DOM
  9. 2026-06-08
    days on market $75,000 Active 416 DOM
  10. 2026-06-07
    days on market $75,000 Active 415 DOM
  11. 2026-06-05
    days on market $75,000 Active 412 DOM
  12. 2026-06-03
    days on market $75,000 Active 411 DOM
  13. 2026-06-02
    days on market $75,000 Active 410 DOM
  14. 2026-06-01
    days on market $75,000 Active 409 DOM
  15. 2026-05-31
    days on market $75,000 Active 408 DOM
  16. 2026-05-30
    days on market $75,000 Active 407 DOM
  17. 2026-04-20
    price $75,000 717-char remark
    Show marketing remark (717 chars)

    Investor Special - Income-Producing Property! This 3-bedroom, 1-bathroom home is a fantastic opportunity for investors looking for a property with built-in cash flow. Currently tenant-occupied and generating consistent rental income, this home offers a smart addition to any real estate portfolio. The interior features a practical layout with spacious bedrooms and a cozy living area, while the exterior offers a low-maintenance yard. Located in a rental-friendly area with strong demand, this property provides immediate income and long-term investment potential. Tenant in place Income from day one Great addition to your rental portfolio Don't miss out on this turnkey investment - schedule your showing today!

  18. 2025-10-20
    price $78,000 717-char remark
    Show marketing remark (717 chars)

    Investor Special - Income-Producing Property! This 3-bedroom, 1-bathroom home is a fantastic opportunity for investors looking for a property with built-in cash flow. Currently tenant-occupied and generating consistent rental income, this home offers a smart addition to any real estate portfolio. The interior features a practical layout with spacious bedrooms and a cozy living area, while the exterior offers a low-maintenance yard. Located in a rental-friendly area with strong demand, this property provides immediate income and long-term investment potential. Tenant in place Income from day one Great addition to your rental portfolio Don't miss out on this turnkey investment - schedule your showing today!

  19. 2025-04-18
    listed $79,000 Active 717-char remark
    Show marketing remark (717 chars)

    Investor Special - Income-Producing Property! This 3-bedroom, 1-bathroom home is a fantastic opportunity for investors looking for a property with built-in cash flow. Currently tenant-occupied and generating consistent rental income, this home offers a smart addition to any real estate portfolio. The interior features a practical layout with spacious bedrooms and a cozy living area, while the exterior offers a low-maintenance yard. Located in a rental-friendly area with strong demand, this property provides immediate income and long-term investment potential. Tenant in place Income from day one Great addition to your rental portfolio Don't miss out on this turnkey investment - schedule your showing today!

  20. 2024-09-11
    historical $950
  21. 2024-06-22
    listed $950
  22. 2023-06-28
    soldstatus
  23. 2011-10-25
    soldstatus
  24. 1990-06-12
    soldstatus
  25. 1974-10-23
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$885 · $74/mo
Projected year-2 tax
$885 · $74/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,445
− Mortgage interest
−$4,201
− Property taxes
−$885
− Insurance
−$375
− Repairs & maintenance
−$1,076
− Management
−$1,076
− Depreciation
−$2,182
Taxable income
$3,651
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$876
After-tax cash flow
$3,766/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
25,776
Household income
$36,344
Rent vs Own
52.3% rent · 47.7% own
Severe rent burden
1627.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 7% Two or more races 2% Hispanic / Latino 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 22.28%
Current HPI
312.6754
Rent YoY
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

-5.1% since first listed
9 events — show timeline
  • 2026-04-20 Price Changed $75,000 MLSU
  • 2025-10-20 Price Changed $78,000 MLSU
  • 2025-04-18 Listed $79,000 MLSU
  • 2024-09-11 Rental Removed $950 BUILDIUM
  • 2024-06-22 Listed for Rent $950 BUILDIUM
  • 2023-06-28 Sold (Public Records) Public Records
  • 2011-10-25 Sold (Public Records) Public Records
  • 1990-06-12 Sold (Public Records) Public Records
  • 1974-10-23 Sold (Public Records) Public Records

Property tax history

+0.9%/yr

Latest (2025): $885 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…