1714 Hampton St · Jackson, MS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- 1% rule +9.9/10.0
- ARV discount +7.5/15.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
$75,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor Special - Income-Producing Property! This 3-bedroom, 1-bathroom home is a fantastic opportunity for investors looking for a property with built-in cash flow. Currently tenant-occupied and generating consistent rental income, this home offers a smart addition to any real estate portfolio. The interior features a practical layout with spacious bedrooms and a cozy living area, while the exterior offers a low-maintenance yard. Located in a rental-friendly area with strong demand, this property provides immediate income and long-term investment potential. Tenant in place Income from day one Great addition to your rental portfolio Don't miss out on this turnkey investment - schedule your showing today!
Key facts
- Low maintenance yard
- 0.28 acre lot
- 2 parking spots
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $387 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $75k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.5% vs local median 9.9% in Jackson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
- Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 165 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
- This rent runs 37% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $8k of equity ($519 loan paydown + $8k appreciation (10.0% local appreciation)).
- Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 426 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago; this cycle's ask has dropped $4k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 426 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.49% ✓
- Cap rate
- 12.48%
- Cash-on-cash
- 22.10%
- DSCR
- 1.98
- GRM
- 5.6
CMA / ARV
- ARV (median comp)
- $32,651
- List price
- $75,000
- Delta
- 129.71%
- Verdict
- OVERPRICED
- Comps
- 12 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1816 Kenmore Dr | 0.19mi | 3/2.0 | 1,000 (-12%) | 8mo | $85,000 | $85 | 60 |
| 3717 Faulk Blvd | 0.57mi | 3/1.0 | 1,259 (+10%) | 9mo | $49,500 | $39 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 40.8%
- Equity multiple
- 4.12×
- Total profit
- $65,489
- Equity at exit
- $67,566
- IRR
- 35.2%
- Equity multiple
- 9.26×
- Total profit
- $173,489
- Equity at exit
- $145,709
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39209
- Home prices YoY
- 7.7%
- Active inventory
- 165
- Price-to-rent
- 5.6×
Monthly cashflow live
- Estimated rent
- $1,120 high interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$74 /mo · $885/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$235
- Net cashflow
- $387
Break-even live
Sensitivity live
| Price | -10% $429 | -5% $408 | +0% $387 | +5% $366 | +10% $344 |
|---|---|---|---|---|---|
| Rent | -10% $298 | -5% $343 | +0% $387 | +5% $431 | +10% $475 |
| Rate | -1.0pp $425 | -0.5pp $406 | base $387 | +0.5pp $367 | +1.0pp $348 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1816 Kenmore Dr Jackson, MS | 3.0 | 2.0 | 1000 | $1,000 | $1.00 | 24d | 1 | 0.20mi |
| 3856 Noble St Jackson, MS | 3.0 | 2.0 | 1357 | $1,231 | $0.91 | 45d | 1 | 0.66mi |
| 3856 Noble St Jackson, MS | 3.0 | 2.0 | 1357 | $1,231 | $0.91 | 24d | 1 | 0.66mi |
| 2010 Chadwick Dr Jackson, MS | 3.0 | 2.0 | 1275 | $1,145 | $0.90 | 45d | 1 | 0.92mi |
| 2010 Chadwick Dr Jackson, MS | 2.0 | 2.0 | 1089 | $1,174 | $1.08 | 15d | 1 | 0.92mi |
| 723 Glenmont Dr Jackson, MS | 3.0 | 1.0 | 1018 | $1,000 | $0.98 | 45d | 1 | 1.01mi |
| 4567 Meadowmont Dr Jackson, MS | 3.0 | 1.0 | 912 | $800 | $0.88 | 45d | 1 | 1.02mi |
| 1805 Hospital Dr Jackson, MS | 3.0 | 2.0 | 1335 | $1,050 | $0.79 | 15d | 1 | 1.18mi |
| 1533 Raymond Rd Jackson, MS | 2.0 | 1.0 | 1135 | $1,010 | $0.89 | 45d | 1 | 1.41mi |
Listing history 25 events
-
2026-06-18days on market $75,000 Active 426 DOM
-
2026-06-17days on market $75,000 Active 425 DOM
-
2026-06-16days on market $75,000 Active 424 DOM
-
2026-06-15days on market $75,000 Active 423 DOM
-
2026-06-14days on market $75,000 Active 421 DOM
-
2026-06-13days on market $75,000 Active 420 DOM
-
2026-06-10days on market $75,000 Active 418 DOM
-
2026-06-09days on market $75,000 Active 417 DOM
-
2026-06-08days on market $75,000 Active 416 DOM
-
2026-06-07days on market $75,000 Active 415 DOM
-
2026-06-05days on market $75,000 Active 412 DOM
-
2026-06-03days on market $75,000 Active 411 DOM
-
2026-06-02days on market $75,000 Active 410 DOM
-
2026-06-01days on market $75,000 Active 409 DOM
-
2026-05-31days on market $75,000 Active 408 DOM
-
2026-05-30days on market $75,000 Active 407 DOM
-
2026-04-20price $75,000 717-char remark
Show marketing remark (717 chars)
Investor Special - Income-Producing Property! This 3-bedroom, 1-bathroom home is a fantastic opportunity for investors looking for a property with built-in cash flow. Currently tenant-occupied and generating consistent rental income, this home offers a smart addition to any real estate portfolio. The interior features a practical layout with spacious bedrooms and a cozy living area, while the exterior offers a low-maintenance yard. Located in a rental-friendly area with strong demand, this property provides immediate income and long-term investment potential. Tenant in place Income from day one Great addition to your rental portfolio Don't miss out on this turnkey investment - schedule your showing today!
-
2025-10-20price $78,000 717-char remark
Show marketing remark (717 chars)
Investor Special - Income-Producing Property! This 3-bedroom, 1-bathroom home is a fantastic opportunity for investors looking for a property with built-in cash flow. Currently tenant-occupied and generating consistent rental income, this home offers a smart addition to any real estate portfolio. The interior features a practical layout with spacious bedrooms and a cozy living area, while the exterior offers a low-maintenance yard. Located in a rental-friendly area with strong demand, this property provides immediate income and long-term investment potential. Tenant in place Income from day one Great addition to your rental portfolio Don't miss out on this turnkey investment - schedule your showing today!
-
2025-04-18$79,000 Active 717-char remark
Show marketing remark (717 chars)
Investor Special - Income-Producing Property! This 3-bedroom, 1-bathroom home is a fantastic opportunity for investors looking for a property with built-in cash flow. Currently tenant-occupied and generating consistent rental income, this home offers a smart addition to any real estate portfolio. The interior features a practical layout with spacious bedrooms and a cozy living area, while the exterior offers a low-maintenance yard. Located in a rental-friendly area with strong demand, this property provides immediate income and long-term investment potential. Tenant in place Income from day one Great addition to your rental portfolio Don't miss out on this turnkey investment - schedule your showing today!
-
2024-09-11historical $950
-
2024-06-22$950
-
2023-06-28soldstatus
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2011-10-25soldstatus
-
1990-06-12soldstatus
-
1974-10-23soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $885 · $74/mo
- Projected year-2 tax
- $885 · $74/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,445
- − Mortgage interest
- −$4,201
- − Property taxes
- −$885
- − Insurance
- −$375
- − Repairs & maintenance
- −$1,076
- − Management
- −$1,076
- − Depreciation
- −$2,182
- Taxable income
- $3,651
- Est. tax owed @ 24.0%
- −$876
- After-tax cash flow
- $3,766/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jackson Public School District
- NCES district ID
- 2802190
- Math proficiency
- 9% ▼ -14.00%
- Reading proficiency
- 18% ▼ -7.00%
- Median HH income
- $33,234
- Composite
- 10.89/100
- National rank
- #9755
- State rank
- #112 of 130 in MS
Livability — Jackson
- Score
- 68/100
- State rank
- #66
- US rank
- #9695
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jackson, MS
- County
- Hinds County · 167,040 people
- City population
- 140,204
- Metro
- Jackson, MS
- Population (ZIP)
- 25,776
- Household income
- $36,344
- Rent vs Own
- Severe rent burden
- 1627.0
Population outlook (Hinds County) Hauer SSP2
- Today (2025)
- 242,528 people
- By 2030
- 241,113 · -0.6%
- By 2040
- 235,557 · -2.9%
- By 2050
- 226,946 · -6.4%
- By 2075
- 199,995 · -17.5%
- By 2100
- 164,165 · -32.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 7% Two or more races 2% Hispanic / Latino 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Hinds
- 2024 margin
- Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
- 2008→2024 swing
- +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
- All cycles
- 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 22.28%
- Current HPI
- 312.6754
- Rent YoY
- —
- Metro
- Jackson, MS
- State GDP YoY
- —
- F500 in state
- 0
Price history
-5.1% since first listed9 events — show timeline
- 2026-04-20 Price Changed $75,000 MLSU
- 2025-10-20 Price Changed $78,000 MLSU
- 2025-04-18 Listed $79,000 MLSU
- 2024-09-11 Rental Removed $950 BUILDIUM
- 2024-06-22 Listed for Rent $950 BUILDIUM
- 2023-06-28 Sold (Public Records) — Public Records
- 2011-10-25 Sold (Public Records) — Public Records
- 1990-06-12 Sold (Public Records) — Public Records
- 1974-10-23 Sold (Public Records) — Public Records
Property tax history
+0.9%/yrLatest (2025): $885 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…