CashFlowRE
Sign in Sign up
1136 Woodville Dr
B- Composite 68.75
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +8.2/15.0
  • Rent growth +3.6/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$74,900

1136 Woodville Dr · Jackson, MS 39212
4 bd · 2.0 ba · 1,904 sqft · SingleFamily public records · 59 Days on market
Built 1962 0.28 ac lot $39/sqft · at area comps Est $76k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Traditional all-brick ranch located in the established Woodville Heights community. Built in 1962, this single-story residence is situated beautiful lot featuring mature trees and a spacious backyard. The home offers approximately 1,904 square feet of living space with a durable brick exterior. Perfectly positioned in the 39212 zip code, this property provides convenient access to Raymond Road and the I-20 corridor, allowing for an easy commute to downtown Jackson and nearby local amenities. This property represents a classic mid-century profile in a well-settled South Jackson neighborhood.

Key facts

  • All-brick ranch
  • Spacious backyard
  • Convenient access

Tags

ALL-BRICK RANCHMATURE TREESSPACIOUS BACKYARDCONVENIENT ACCESSMID-CENTURY PROFILEWELL-SETTLED NEIGHBORHOOD

Property features AI

Exterior

  • Parking: Driveway with space for 2 vehicles
  • Utilities: Public water; Public sewer; Electricity connected; Sewer connected; Water connected
  • Home design: Single-family house; One level; Entry level on main floor
  • Construction: Vinyl exterior; Asphalt shingle roof; Slab foundation; Built according to assessor records
  • Exterior features: Front yard; Level lot; Lot dimensions approximately 80 x 135; Residential Estate zoning

Interior

  • Kitchen: Electric cooktop; Microwave
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Eat-in kitchen; Electric cooktop; Microwave

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $539 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $73k (3.0% below list) — sets the bar for market timing.
  • Cap rate 14.9% vs local median 9.9% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Cardozo Middle School (math 5% / reading 10%, grade F, #168 of 179 statewide, top 94%, 625 students, 100% FRL); Forest Hill High School (math 5% / reading 15%, grade F, #168 of 197 statewide, top 86%, 991 students, 100% FRL).
  • Market conditions: Rents rising fast (+4.2%/yr); 302 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $518 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 4.2% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($73k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $72,653 (3.0% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.89%
Cap rate
14.93%
Cash-on-cash
30.86%
DSCR
2.37
GRM
4.4

CMA / ARV

ARV (median comp)
$76,091
List price
$74,900
Delta
11.58%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1157 Rosewood St 0.17mi 4/2.0 1,917 (+1%) 3mo $79,000 $41 88
1068 Westway St 0.23mi 4/2.5 1,927 (+1%) 2mo $179,000 $93 84
3343 Fleetwood Dr 0.36mi 3/2.0 (-1) 1,918 (+1%) 1mo $85,000 $44 76
3031 Longwood Dr 0.44mi 4/2.0 1,960 (+3%) 0mo $85,000 $43 74
3218 Meadow Forest Dr 0.63mi 4/2.0 1,898 (-0%) 3mo $59,000 $31 68
3320 Ridgeland Dr 0.42mi 3/1.5 (-1) 1,850 (-3%) 4mo $56,000 $30 66
1027 Autumn St 0.25mi 3/2.0 (-1) 1,694 (-11%) 2mo $84,900 $50 64
3110 Woodville Cir 0.16mi 3/2.5 (-1) 2,150 (+13%) 6mo $70,000 $33 59
3331 Cherrywood Dr 0.67mi 3/1.5 (-1) 1,912 (+0%) 4mo $57,000 $30 58
3317 Longwood Dr 0.73mi 3/2.0 (-1) 1,964 (+3%) 1mo $89,000 $45 55
3246 Longwood Dr 0.69mi 3/2.0 (-1) 1,835 (-4%) 6mo $150,000 $82 52
1244 Cooper Rd 0.55mi 3/2.0 (-1) 1,680 (-12%) 2mo $65,000 $39 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.23% rent growth · sell at horizon

5-year hold
IRR
27.1%
Equity multiple
2.15×
Total profit
$24,039
Equity at exit
$11,168
10-year hold
IRR
35.5%
Equity multiple
4.47×
Total profit
$72,840
Equity at exit
$6,476

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39212

Home prices YoY
-11.7%
Rents YoY
4.2%
Active inventory
302
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,412 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$152 /mo · $1,828/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$297
Net cashflow
$539

Break-even live

Break-even rent $730
Max offer price $74,900
Occupancy floor 57%

Sensitivity live

Price -10% $582 -5% $561 +0% $539 +5% $518 +10% $497
Rent -10% $428 -5% $484 +0% $539 +5% $595 +10% $651
Rate -1.0pp $577 -0.5pp $558 base $539 +0.5pp $520 +1.0pp $500

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,725
Closing costs
$2,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3341 Suncrest Dr Jackson, MS 4.0 1.0 1292 $1,225 $0.95 45d 1 0.35mi
2808 Ridgeland Dr Jackson, MS 3.0 2.0 1606 $1,600 $1.00 45d 1 0.44mi
2915 Longwood Dr Jackson, MS 3.0 2.0 1800 $1,400 $0.78 25d 1 0.51mi
2904 Marwood Dr Jackson, MS 3.0 2.0 1554 $1,250 $0.80 25d 1 0.73mi
3020 Lakewood Dr Jackson, MS 4.0 2.0 1600 $1,150 $0.72 25d 1 0.77mi
1641 Woodburn St Jackson, MS 5.0 2.0 1300 $1,812 $1.39 15d 1 0.78mi
3162 Oak Forest Dr Jackson, MS 3.0 1.5 1280 $1,236 $0.97 45d 1 0.90mi
3122 Oak Forest Dr Jackson, MS 3.0 2.0 1421 $1,100 $0.77 45d 1 0.90mi
427 McDowell Park Cir Jackson, MS 3.0 1.5 1308 $1,200 $0.92 15d 1 0.98mi
3147 Shirley Dr Jackson, MS 4.0 2.0 2137 $1,425 $0.67 15d 1 1.02mi
3147 Shirley Dr Jackson, MS 4.0 2.0 2137 $1,425 $0.67 45d 1 1.02mi
3151 Shirley Dr Jackson, MS 4.0 2.0 1474 $1,306 $0.89 15d 1 1.02mi
1223 Marydale Dr Jackson, MS 3.0 1.0 1300 $950 $0.73 45d 1 1.17mi
2732 Woodside Dr Jackson, MS 4.0 2.0 1566 $1,050 $0.67 25d 1 1.28mi
2694 Woodside Dr Jackson, MS 3.0 1.0 1509 $1,075 $0.71 25d 1 1.33mi
2694 Woodside Dr Jackson, MS 3.0 1.0 1509 $1,075 $0.71 15d 1 1.33mi
2729 Carleton St Jackson, MS 4.0 2.0 1666 $1,575 $0.95 15d 1 1.38mi
1126 Barbara Ann Dr Jackson, MS 3.0 1.0 1343 $1,000 $0.74 15d 1 1.39mi
1126 Barbara Ann Dr Jackson, MS 3.0 1.0 1343 $1,000 $0.74 45d 1 1.39mi
3147 Bilgray Dr Jackson, MS 3.0 2.0 1850 $1,306 $0.71 45d 1 1.42mi
103 Sykes Park Cir Jackson, MS 3.0 2.0 1500 $1,250 $0.83 45d 1 1.44mi
3511 Sykes Park Dr Jackson, MS 3.0 2.0 1225 $1,426 $1.16 15d 1 1.45mi

Listing history 21 events

  1. 2026-06-22
    pricedays on market $74,900 Active 59 DOM
  2. 2026-06-18
    days on market $84,900 Active 56 DOM
  3. 2026-06-17
    days on market $84,900 Active 55 DOM
  4. 2026-06-16
    days on market $84,900 Active 54 DOM
  5. 2026-06-15
    days on market $84,900 Active 53 DOM
  6. 2026-06-14
    days on market $84,900 Active 51 DOM
  7. 2026-06-13
    days on market $84,900 Active 50 DOM
  8. 2026-06-10
    days on market $84,900 Active 48 DOM
  9. 2026-06-09
    days on market $84,900 Active 47 DOM
  10. 2026-06-08
    days on market $84,900 Active 46 DOM
  11. 2026-06-07
    days on market $84,900 Active 45 DOM
  12. 2026-06-05
    days on market $84,900 Active 42 DOM
  13. 2026-06-03
    days on market $84,900 Active 41 DOM
  14. 2026-06-02
    days on market $84,900 Active 40 DOM
  15. 2026-06-01
    days on market $84,900 Active 39 DOM
  16. 2026-05-31
    days on market $84,900 Active 38 DOM
  17. 2026-05-30
    days on market $84,900 Active 37 DOM
  18. 2026-04-23
    listed $84,900 Active 597-char remark
  19. 2021-03-09
    soldstatus
  20. 2014-05-16
    soldstatus
  21. 1963-11-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$1,828 · $152/mo
Projected year-2 tax
$1,828 · $152/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,947
− Mortgage interest
−$4,196
− Property taxes
−$1,828
− Insurance
−$374
− Repairs & maintenance
−$1,356
− Management
−$1,356
− Depreciation
−$2,179
Taxable income
$5,658
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,358
After-tax cash flow
$5,114/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
25,659
Household income
$50,722
Rent vs Own
37.8% rent · 62.2% own
Severe rent burden
1314.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 9% Hispanic / Latino 3% Two or more races 3%
Common ancestry
Serbian 1% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.01%
Current HPI
174.4025
Rent YoY
▲ 4.23%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

4 events — show timeline
  • 2026-04-23 Listed $84,900 MLSU
  • 2021-03-09 Sold (Public Records) Public Records
  • 2014-05-16 Sold (Public Records) Public Records
  • 1963-11-08 Sold (Public Records) Public Records

Property tax history

+2.3%/yr

Latest (2025): $1,828 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…