330 N 4th St · Beasley, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.4/30.0
- Appreciation +7.1/10.0
- DSCR +6.1/10.0
- 1% rule +5.6/10.0
- Schools +4.6/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +1.3/15.0
$309,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Schedule your private tour today to see 330 N 3rd Street, a move-in-ready home blending modern upgrades with timeless appeal! The split-bedroom layout offers privacy, with a spacious primary suite separate from secondary bedrooms, each with generous closet storage. A private, fenced backyard—perfect for entertaining—flows from the dining area and open-concept kitchen. A concrete shed provides extra storage or workshop space. Enjoy sleek quartz countertops, a stylish backsplash, updated wood floors, an efficient AC unit, a modern furnace, an updated hot water heater, and PEX plumbing throughout. A versatile family room creates additional space for relaxation. A striking stone wood-burning fireplace anchors the open living area, ideal for cozy evenings. This thoughtfully designed home is waiting for you! Property is located with no HOA in city of Beasley.
Key facts
- Split-bedroom layout
- Quartz countertops
- Stylish backsplash
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $310k.
Deal economics
- At list price, monthly cash flow is $346 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $310k).
- Recommended offer: $273k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 5.4% in Beasley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 57/100 on livability (#1,273 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: employment C-, schools D-, amenities F.
- Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 232 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
Forward outlook
- In year one you build about $15k of equity ($2k loan paydown + $13k appreciation (4.2% local appreciation)).
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (4.2% appreciation + 3.0% rent growth), your $87k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 212 days — a 12% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 212 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 7.63%
- Cash-on-cash
- 4.79%
- DSCR
- 1.21
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $272,329
- List price
- $309,900
- Delta
- 13.80%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 430 Tejas Village Pkwy | 0.39mi | 4/3.0 | 2,125 (-3%) | 4mo | $343,003 | $161 | 70 |
| 422 Tejas Village Pkwy | 0.39mi | 4/2.5 | 2,049 (-6%) | 2mo | $304,503 | $149 | 68 |
| 518 Tejas Village Pkwy | 0.41mi | 4/3.0 | 2,084 (-5%) | 6mo | $346,229 | $166 | 64 |
| 506 Tejas Village Pkwy | 0.40mi | 4/3.0 | 2,084 (-5%) | 9mo | $340,858 | $164 | 62 |
| 823 Tejas Village Pkwy | 0.57mi | 4/2.5 | 2,049 (-6%) | 1mo | $324,916 | $159 | 60 |
| 426 Tejas Village Pkwy | 0.39mi | 4/3.0 | 2,084 (-5%) | 14mo | $338,064 | $162 | 59 |
| 723 Tejas Village Pkwy | 0.52mi | 4/3.0 | 2,084 (-5%) | 8mo | $315,773 | $152 | 57 |
| 8011 Alamo Ct | 0.46mi | 4/2.5 | 2,049 (-6%) | 15mo | $318,266 | $155 | 54 |
| 502 Tejas Village Pkwy | 0.40mi | 5/2.5 (+1) | 2,416 (+11%) | 4mo | $358,172 | $148 | 53 |
| 8002 Jim Bowie Ct | 0.42mi | 5/2.5 (+1) | 2,416 (+11%) | 5mo | $345,140 | $143 | 52 |
| 514 Tejas Village Pkwy | 0.41mi | 5/2.5 (+1) | 2,416 (+11%) | 9mo | $350,000 | $145 | 49 |
| 418 Tejas Village Pkwy | 0.38mi | 5/2.5 (+1) | 2,416 (+11%) | 12mo | $358,047 | $148 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.15% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 14.9%
- Equity multiple
- 1.91×
- Total profit
- $78,827
- Equity at exit
- $159,908
- IRR
- 15.9%
- Equity multiple
- 3.62×
- Total profit
- $227,221
- Equity at exit
- $263,788
Cash invested: $86,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77417
- Home prices YoY
- 1.2%
- Active inventory
- 232
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $3,294 medium interval (Pro) →
- Mortgage (P&I)
- −$1,625
- Tax from tax record
- −$502 /mo · $6,021/yr
- Insurance
- −$129
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$692
- Net cashflow
- $346
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,475
- Closing costs
- $9,297
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 402 N 4th St Beasley, TX | 3.0 | 2.5 | 1700 | $3,750 | $2.21 | 1d | 1 | 0.01mi |
| 119 S 8th St Beasley, TX | 3.0 | 2.0 | 1680 | $1,680 | $1.00 | 24d | 1 | 0.35mi |
Listing history 32 events
-
2026-06-18days on market $309,900 Active 212 DOM
-
2026-06-17days on market $309,900 Active 211 DOM
-
2026-06-16days on market $309,900 Active 210 DOM
-
2026-06-15days on market $309,900 Active 209 DOM
-
2026-06-13days on market $309,900 Active 207 DOM
-
2026-06-10days on market $309,900 Active 203 DOM
-
2026-06-08days on market $309,900 Active 202 DOM
-
2026-06-07days on market $309,900 Active 201 DOM
-
2026-06-04days on market $309,900 Active 198 DOM
-
2026-06-03days on market $309,900 Active 197 DOM
-
2026-06-02days on market $309,900 Active 196 DOM
-
2026-06-01days on market $309,900 Active 195 DOM
-
2026-05-31days on market $309,900 Active 194 DOM
-
2026-02-24status Active 878-char remark
Show marketing remark (878 chars)
Schedule your private tour today to see 330 N 3rd Street, a move-in-ready home blending modern upgrades with timeless appeal! The split-bedroom layout offers privacy, with a spacious primary suite separate from secondary bedrooms, each with generous closet storage. A private, fenced backyard—perfect for entertaining—flows from the dining area and open-concept kitchen. A concrete shed provides extra storage or workshop space. Enjoy sleek quartz countertops, a stylish backsplash, updated wood floors, an efficient AC unit, a modern furnace, an updated hot water heater, and PEX plumbing throughout. A versatile family room creates additional space for relaxation. A striking stone wood-burning fireplace anchors the open living area, ideal for cozy evenings. This thoughtfully designed home is waiting for you! Property is located with no HOA in city of Beasley.
-
2026-02-19status Pending 878-char remark
Show marketing remark (878 chars)
Schedule your private tour today to see 330 N 3rd Street, a move-in-ready home blending modern upgrades with timeless appeal! The split-bedroom layout offers privacy, with a spacious primary suite separate from secondary bedrooms, each with generous closet storage. A private, fenced backyard—perfect for entertaining—flows from the dining area and open-concept kitchen. A concrete shed provides extra storage or workshop space. Enjoy sleek quartz countertops, a stylish backsplash, updated wood floors, an efficient AC unit, a modern furnace, an updated hot water heater, and PEX plumbing throughout. A versatile family room creates additional space for relaxation. A striking stone wood-burning fireplace anchors the open living area, ideal for cozy evenings. This thoughtfully designed home is waiting for you! Property is located with no HOA in city of Beasley.
-
2025-11-18$309,900 Active 878-char remark
Show marketing remark (878 chars)
Schedule your private tour today to see 330 N 3rd Street, a move-in-ready home blending modern upgrades with timeless appeal! The split-bedroom layout offers privacy, with a spacious primary suite separate from secondary bedrooms, each with generous closet storage. A private, fenced backyard—perfect for entertaining—flows from the dining area and open-concept kitchen. A concrete shed provides extra storage or workshop space. Enjoy sleek quartz countertops, a stylish backsplash, updated wood floors, an efficient AC unit, a modern furnace, an updated hot water heater, and PEX plumbing throughout. A versatile family room creates additional space for relaxation. A striking stone wood-burning fireplace anchors the open living area, ideal for cozy evenings. This thoughtfully designed home is waiting for you! Property is located with no HOA in city of Beasley.
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2025-11-14historical
-
2025-06-11$319,900 Active
-
2025-05-23historical
-
2022-09-22soldstatus Sold
-
2022-09-22soldstatus
-
2022-07-22status Pending
-
2022-07-16status Option Pending
-
2022-07-12status Active
-
2022-07-07status Option Pending
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2022-06-08$299,000 Active
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2022-06-08historical
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2022-06-07price $2,540
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2022-05-29price $299,000
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2022-04-29price $315,000
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2022-04-08price $329,000
-
2022-03-21$339,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,021 · $502/mo
- Projected year-2 tax
- $6,021 · $502/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,526
- − Mortgage interest
- −$17,359
- − Property taxes
- −$6,021
- − Insurance
- −$1,550
- − Repairs & maintenance
- −$3,162
- − Management
- −$3,162
- − Depreciation
- −$9,015
- Taxable loss
- −$743
- Est. tax savings @ 24.0%
- +$178
- After-tax cash flow
- $4,332/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lamar CISD
- NCES district ID
- 4826580
- Math proficiency
- 50% ▼ -12.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $75,213
- Composite
- 46.43/100
- National rank
- #2452
- State rank
- #116 of 826 in TX
Livability — Beasley
- Score
- 57/100
- State rank
- #1273
- US rank
- #22130
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beasley, TX
- Population (ZIP)
- 3,232
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (67%)
- Race & ethnicity
- Hispanic / Latino 67% Two or more races 49% White 22% Black 8%
- Hispanic origin (detail)
- Mexican 54%
- Common ancestry
- Italian 2% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 76% English-only · Spanish 24%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.15%
- Current HPI
- 337.8236
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
-8.6% since first listed19 events — show timeline
- 2026-02-24 Relisted — HARMLS
- 2026-02-19 Pending — HARMLS
- 2025-11-18 Listed $309,900 HARMLS
- 2025-11-14 Listing Removed — HARMLS
- 2025-06-11 Listed $319,900 HARMLS
- 2025-05-23 Coming Soon — HARMLS
- 2022-09-22 Sold (Public Records) — Public Records
- 2022-09-22 Sold (MLS) — HARMLS
- 2022-07-22 Pending — HARMLS
- 2022-07-16 Pending — HARMLS
- 2022-07-12 Relisted — HARMLS
- 2022-07-07 Pending — HARMLS
- 2022-06-08 Listing Removed — HARMLS
- 2022-06-08 Listed $299,000 HARMLS
- 2022-06-07 Price Changed $2,540 RENT.
- 2022-05-29 Price Changed $299,000 HARMLS
- 2022-04-29 Price Changed $315,000 HARMLS
- 2022-04-08 Price Changed $329,000 HARMLS
- 2022-03-21 Listed $339,000 HARMLS
Property tax history
+3.4%/yrLatest (2025): $6,021 · +1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…