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Fourplex
B- Composite 67.75
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +8.6/15.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$249,900

5125 Weston St · Baker, LA 70714
None bd · None ba · 4,000 sqft · MultiFamily · 368 Days on market
9,365 sqft lot Est $256k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 4 units. confirmed

Listing remarks MLS

Welcome to an exceptional investment opportunity! This incredible 4-plex offers four spacious units, each boasting 2 bedrooms and 2 FULL bathrooms. Ideal for both tenants and investors, this property is situated in an area known for its high demand and consistent rental market. This 4-plex is perfectly positioned to attract long-term, reliable tenants. Whether you're a seasoned investor or looking to enter the real estate market, this property is a lucrative opportunity not to be missed. Don't wait, this opportunity won't last long! 2 units are rented out at $750 per month! The other two units can rent for $850 per month!

Key facts

  • 9,365 sq ft lot
  • 8 parking spots
  • Listed 367 days

Property features AI

Exterior

  • Parking: Parking for 8 vehicles
  • Utilities: Public water
  • Home design: Residential income property; Quadruplex
  • Construction: Frame and brick construction; Slab foundation
  • Exterior features: Lot dimensions approximately 75 x 125; Lot area approximately 0.215 acres

Interior

  • Kitchen: Refrigerator
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Refrigerator included; Central heating; Central air conditioning

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4 × 2-bed/?-bath units multifamily listed at $250k.

Deal economics

  • At list price, monthly cash flow is $1k ($15k/yr) — positive. Per door: $315/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $250k).
  • Recommended offer: $220k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.3% vs local median 4.6% in Baker — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#131 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime D+, amenities F, commute F.
  • City Of Baker School District (suburban): math 5% / reading 15% proficiency, ranked #89 of 98 in LA (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Baker Middle School (math 2% / reading 8%, grade F, #216 of 218 statewide, top 100%, 176 students, 57% FRL); Baker High School (math 2% / reading 12%, grade F, #251 of 265 statewide, top 97%, 408 students, 65% FRL) — zoned schools average 61% FRL vs 82% district-wide (21 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 142 active listings in the ZIP; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • At $3,780/mo this rent would consume 79% of the median local household income ($58k/yr) (locally 417% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 368 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $219,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 368 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.51%
Cap rate
12.34%
Cash-on-cash
21.59%
DSCR
1.96
GRM
5.5

CMA / ARV

ARV (on-the-fly)
$256,000
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1119 Shilo Ave 0.08mi —/— 4,000 (0%) 3mo $250,000 $63 94
1005 Shilo St 0.04mi —/— 4,000 (0%) 15mo $265,000 $66 85
1150 Shilo Ave 0.13mi —/— 4,000 (0%) 16mo $255,000 $64 80

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
14.2%
Equity multiple
1.57×
Total profit
$39,761
Equity at exit
$37,261
10-year hold
IRR
23.0%
Equity multiple
2.97×
Total profit
$138,124
Equity at exit
$21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70714

Home prices YoY
-33.7%
Active inventory
142
Price-to-rent
22.0×

Monthly cashflow live

Estimated rent
$3,780 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax est. 1.5%
$312 /mo · $3,748/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$794
Net cashflow
$1,259

Break-even live

Break-even rent $2,186
Max offer price $249,900
Occupancy floor 62%

Sensitivity live

Price -10% $1,432 -5% $1,346 +0% $1,259 +5% $1,173 +10% $1,086
Rent -10% $961 -5% $1,110 +0% $1,259 +5% $1,409 +10% $1,558
Rate -1.0pp $1,385 -0.5pp $1,323 base $1,259 +0.5pp $1,194 +1.0pp $1,129

4-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (4 units) $3,780

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,475
Closing costs
$7,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 8 events

  1. 2026-05-31
    days on market $249,900 Active 368 DOM
  2. 2026-05-31
    days on market $249,900 Active 367 DOM
  3. 2025-06-08
    historical $750
  4. 2025-05-28
    listed $249,900 Active
    Show marketing remark (629 chars)

    Welcome to an exceptional investment opportunity! This incredible 4-plex offers four spacious units, each boasting 2 bedrooms and 2 FULL bathrooms. Ideal for both tenants and investors, this property is situated in an area known for its high demand and consistent rental market. This 4-plex is perfectly positioned to attract long-term, reliable tenants. Whether you're a seasoned investor or looking to enter the real estate market, this property is a lucrative opportunity not to be missed. Don't wait, this opportunity won't last long! 2 units are rented out at $750 per month! The other two units can rent for $850 per month!

  5. 2025-05-28
    listed $249,900 Active 629-char remark
    Show marketing remark (629 chars)

    Welcome to an exceptional investment opportunity! This incredible 4-plex offers four spacious units, each boasting 2 bedrooms and 2 FULL bathrooms. Ideal for both tenants and investors, this property is situated in an area known for its high demand and consistent rental market. This 4-plex is perfectly positioned to attract long-term, reliable tenants. Whether you're a seasoned investor or looking to enter the real estate market, this property is a lucrative opportunity not to be missed. Don't wait, this opportunity won't last long! 2 units are rented out at $750 per month! The other two units can rent for $850 per month!

  6. 2025-01-07
    listed $750
  7. 2025-01-07
    historical $750
  8. 2025-01-05
    listed $750

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$45,360
− Mortgage interest
−$13,998
− Property taxes
−$3,748
− Insurance
−$1,250
− Repairs & maintenance
−$3,629
− Management
−$3,629
− Depreciation
−$7,270
Taxable income
$11,836
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,841
After-tax cash flow
$12,270/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
City Of Baker School District
NCES district ID
2200040
Math proficiency
5% ▼ -32.00%
Reading proficiency
15% ▼ -28.00%
Median HH income
$41,765
Composite
8.8/100
National rank
#9891
State rank
#89 of 98 in LA

Livability — Baker

Score
66/100
State rank
#131
US rank
#12021

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment C Housing A Health & safety C+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baker, LA
County
East Baton Rouge Parish · 399,686 people
City population
17,433
Metro
Baton Rouge, LA
Population (ZIP)
17,433
Household income
$57,608
Rent vs Own
24.3% rent · 75.7% own
Severe rent burden
417.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (70%)
Race & ethnicity
Black 70% White 25% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Lithuanian 4%
Foreign-born
1% · Canada
Languages at home
98% English-only · Arabic 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.50%
Current HPI
158.1876
Rent YoY
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2025-06-08 Rental Removed $750 GBRMLS
  • 2025-05-28 Listed $249,900 AcadianaMLS
  • 2025-05-28 Listed $249,900 GBRMLS
  • 2025-01-07 Listed for Rent $750 GBRMLS
  • 2025-01-07 Rental Removed $750 GBRMLS
  • 2025-01-05 Listed for Rent $750 GBRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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