2645 Chesterfield Ave · Baltimore, MD 21213

$187,500

3 bd · 1.5 ba · 1,432 sqft · Townhouse public records · 4 Days on market

Built 1931 2,178 sqft lot $131/sqft · at area comps Est $189k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.9/30.0
• ARV discount +7.8/15.0
• DSCR +5.2/10.0
• 1% rule +4.9/10.0
• Appreciation +4.7/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0

Listing remarks MLS

Price improvement!! Welcome to this wonderfully bright and tastefully renovated home, lovingly maintained by its owners. Located just steps away from Herring Run's expansive 375-acre park. As you approach the house, take a moment to relax on the inviting front porch and soak in the view. Step inside this charming 3-bedroom home and be greeted by an abundance of original details that add character and warmth. The gleaming hardwood floors, featuring maple strip edge, create an elegant and timeless ambiance throughout. The kitchen is a true highlight, boasting a stylish design that will inspire your inner chef. With ample space for meal preparation, the room adjacent to it offers the perfect spot for a cozy breakfast table, where you can savor your morning coffee while enjoying natural light streaming in through the back window. For those in need of extra space, the full basement with a walkout provides endless possibilities. Whether you have ambitious DIY projects in mind or require additional storage, this versatile area will accommodate all your needs.

Key facts

• Lake montebello
• Open green space
• Private yard

Tags

• HARDWOOD FLOORS
• PRIVATE YARD
• OPEN GREEN SPACE
• LAKE MONTEBELLO
• CLIFTON PARK GOLF COURSE

Property features AI

Finance

• Other: Total below-grade area 940; Above-grade finished area 1,432; Unfinished below-grade area 940; Year built (from assessor); Ownership interest: Fee simple; Pets allowed with no restrictions

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer
• Home design: Interior townhouse/rowhouse; Fee simple ownership
• Construction: Brick construction; Block foundation; Above-grade and below-grade structures
• Exterior features: No tidal water

Interior

• Bedrooms: Three bedrooms on the first upper level
• Flooring: Wood floors
• Bathrooms: One full bathroom
• Heating & cooling: Radiator heating (natural gas); Ceiling fan cooling with electric power; Natural gas hot water
• Interior features: Breakfast area; Ceiling fans; Dining area; Wood floors; Basement (other type)

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $188k.

Deal economics

• At list price, monthly cash flow is $122 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (0.6% below list).
• Recommended offer: $186k (0.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 44% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $231 of equity ($1k loan paydown + $-1k appreciation (-0.6% local appreciation)).
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-0.6% appreciation + 5.2% rent growth), your $52k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 7 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $113k; list at $188k implies a 66% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1931 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $186,463 (0.6% below list)

Questions for the listing agent

1. Built in 1931 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 7.07%
• Cash-on-cash: 2.79%
• DSCR: 1.12
• GRM: 8.4

CMA / ARV

• ARV (median comp): $188,881
• List price: $187,500
• Delta: -0.73%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2846 Lake Ave	0.27mi	4/2.5 (+1)	1,455 (+2%)	2mo	$235,000	$162	74
3114 Mareco Ave	0.48mi	3/2.0	1,410 (-2%)	2mo	$125,000	$89	72
2902 Clifton Park Ter	0.38mi	3/1.5	1,344 (-6%)	1mo	$66,000	$49	72
3406 Ramona Ave	0.63mi	3/2.0	1,408 (-2%)	0mo	$85,000	$60	65
4114 Moravia Rd	0.72mi	3/1.0	1,390 (-3%)	2mo	$169,990	$122	58
2821 Erdman Ave	0.33mi	2/2.0 (-1)	1,260 (-12%)	0mo	$75,000	$60	57
4215 Seidel Ave	0.61mi	3/2.0	1,528 (+7%)	2mo	$186,500	$122	57
3533 Elmley Ave	0.72mi	3/1.5	1,344 (-6%)	1mo	$70,000	$52	55
3914 Eierman Ave	0.45mi	3/2.0	1,628 (+14%)	0mo	$128,000	$79	54
4235 Seidel Ave	0.64mi	3/1.5	1,280 (-11%)	2mo	$91,000	$71	51
4323 Sheldon Ave	0.59mi	3/2.0	1,280 (-11%)	2mo	$245,000	$191	51
3620 Erdman Ave	0.75mi	3/2.0	1,600 (+12%)	2mo	$120,000	$75	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold

• IRR: 0.7%
• Equity multiple: 1.03×
• Total profit: $1,726
• Equity at exit: $49,179

10-year hold

• IRR: 8.6%
• Equity multiple: 1.94×
• Total profit: $49,469
• Equity at exit: $55,063

Cash invested: $52,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21213

• Home prices YoY: -0.1%
• Rents YoY: 5.2%
• Active inventory: 319
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,865 high
• Mortgage (P&I): −$983
• Tax from tax record: −$289 /mo · $3,474/yr
• Insurance: −$78
• HOA: −$0
• Vacancy / Maint / Mgmt: −$392
• Net cashflow: $122

Break-even live

Break-even rent $1,710

Max offer price $187,500

Occupancy floor 88%

Sensitivity live

Price	-10% $228	-5% $175	+0% $122	+5% $69	+10% $16
Rent	-10% $-25	-5% $49	+0% $122	+5% $196	+10% $269
Rate	-1.0pp $217	-0.5pp $170	base $122	+0.5pp $74	+1.0pp $24

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,875
• Closing costs: $5,625
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2735 Chesterfield Ave Baltimore, MD	3.0	2.5	1536	$2,000	$1.30	11d	1	0.08mi
3515 Parklawn Ave Baltimore, MD	3.0	2.0	1240	$1,700	$1.37	3d	1	0.10mi
2817 Pelham Ave Baltimore, MD	3.0	2.0	1464	$1,950	$1.33	24d	1	0.16mi
2837 Pelham Ave Baltimore, MD	4.0	2.0	1164	$1,675	$1.44	44d	1	0.19mi
3436 Cardenas Ave Baltimore, MD	2.0	1.0	1146	$1,395	$1.22	44d	1	0.19mi
2848 Pelham Ave Baltimore, MD	3.0	2.0	1164	$1,700	$1.46	44d	1	0.21mi
2828 Lake Ave Baltimore, MD	3.0	2.0	1164	$1,850	$1.59	5d	1	0.23mi
3028 Kenyon Ave Baltimore, MD	2.0	2.0	1075	$1,395	$1.30	44d	1	0.36mi
4024 Eierman Ave Baltimore, MD	3.0	2.0	1136	$1,825	$1.61	44d	1	0.49mi
3305 Dudley Ave Baltimore, MD	3.0	2.0	1413	$1,950	$1.38	44d	1	0.55mi
3300 Dudley Ave Baltimore, MD	4.0	2.0	1724	$2,200	$1.28	44d	1	0.55mi
4400 Asbury Ave Baltimore, MD	3.0	2.0	1270	$1,995	$1.57	5d	1	0.61mi
4320 Sheldon Ave Baltimore, MD	3.0	1.5	1280	$1,800	$1.41	24d	1	0.62mi
3519 Kentucky Ave Baltimore, MD	3.0	2.0	1536	$2,100	$1.37	11d	1	0.70mi
3525 Kentucky Ave Baltimore, MD	3.0	1.5	1536	$1,950	$1.27	44d	1	0.71mi
3551 Elmley Ave Baltimore, MD	3.0	1.5	1872	$2,095	$1.12	24d	1	0.71mi
3610 Elmley Ave Baltimore, MD	2.0	1.5	1200	$1,550	$1.29	20d	1	0.72mi
3213 Elmley Ave Baltimore, MD	2.0	1.0	1188	$1,395	$1.17	44d	1	0.73mi
3544 Chesterfield Ave Baltimore, MD	3.0	1.5	1200	$1,635	$1.36	44d	1	0.74mi
3222 Lyndale Ave Unit 1 Baltimore, MD	3.0	1.5	1500	$2,200	$1.47	13d	1	0.74mi
3335 Lyndale Ave Baltimore, MD	2.0	2.0	1344	$1,600	$1.19	24d	1	0.74mi
3218 Lyndale Ave Baltimore, MD	3.0	1.5	1020	$1,500	$1.47	24d	1	0.75mi
3317 Lyndale Ave Baltimore, MD	3.0	1.0	900	$1,300	$1.44	44d	1	0.75mi
3315 Lyndale Ave Baltimore, MD	2.0	1.5	896	$1,650	$1.84	18d	1	0.75mi
3572 Juneway Unit 1 Baltimore, MD	2.0	1.0	1800	$1,200	$0.67	44d	1	0.76mi
3221 Lyndale Ave Baltimore, MD	2.0	2.0	1020	$1,700	$1.67	24d	1	0.76mi
3326 Elmora Ave Baltimore, MD	3.0	1.0	1200	$1,450	$1.21	24d	1	0.77mi
3512 Elmora Ave Baltimore, MD	3.0	1.5	1472	$1,900	$1.29	20d	1	0.77mi
3551 Shannon Dr Baltimore, MD	3.0	2.0	1485	$2,358	$1.59	24d	1	0.78mi
3339 Elmora Ave Baltimore, MD	3.0	2.0	896	$1,600	$1.79	44d	1	0.78mi
3566 Dudley Ave Baltimore, MD	2.0	1.0	896	$1,800	$2.01	24d	1	0.80mi
2113 Belair Rd Baltimore, MD	3.0	1.0	1344	$1,795	$1.34	44d	1	0.80mi
3322 Ravenwood Ave Baltimore, MD	3.0	2.0	932	$1,800	$1.93	24d	1	0.81mi
3573 Shannon Dr Baltimore, MD	4.0	2.0	1493	$2,300	$1.54	18d	1	0.81mi
3343 Ravenwood Ave Unit 3343 Baltimore, MD	2.0	2.0	948	$1,855	$1.96	18d	1	0.82mi
1832 E 28th St Baltimore, MD	3.0	1.0	1066	$1,495	$1.40	24d	1	0.87mi
4409 Moravia Rd Baltimore, MD	2.0	1.0	861	$1,385	$1.61	44d	3	0.87mi
3902 Erdman Ave Unit 1 Baltimore, MD	2.0	1.0	1000	$1,275	$1.27	24d	1	0.89mi
3603 Ravenwood Ave Unit 1 Baltimore, MD	4.0	1.0	1566	$1,600	$1.02	44d	1	0.89mi
1802 E 28th St Baltimore, MD	3.0	1.0	1300	$1,600	$1.23	24d	1	0.91mi

Listing history 22 events

1. 2026-06-13
   status $187,500 Pending 4 DOM
2. 2026-05-15
   listed $187,500 Active 1047-char remark
3. 2023-09-06
   soldstatus $180,000
4. 2023-09-02
   historical $1,650
5. 2023-08-30
   listed $1,650
6. 2023-08-17
   historical $1,700
7. 2023-08-16
   listed $1,700
8. 2023-07-21
   soldstatus $180,000 Closed 1070-char remark

   Show marketing remark (1070 chars)

   Price improvement!! Welcome to this wonderfully bright and tastefully renovated home, lovingly maintained by its owners. Located just steps away from Herring Run's expansive 375-acre park. As you approach the house, take a moment to relax on the inviting front porch and soak in the view. Step inside this charming 3-bedroom home and be greeted by an abundance of original details that add character and warmth. The gleaming hardwood floors, featuring maple strip edge, create an elegant and timeless ambiance throughout. The kitchen is a true highlight, boasting a stylish design that will inspire your inner chef. With ample space for meal preparation, the room adjacent to it offers the perfect spot for a cozy breakfast table, where you can savor your morning coffee while enjoying natural light streaming in through the back window. For those in need of extra space, the full basement with a walkout provides endless possibilities. Whether you have ambitious DIY projects in mind or require additional storage, this versatile area will accommodate all your needs.

9. 2023-06-20
   price $180,000 1070-char remark

   Show marketing remark (1070 chars)

   Price improvement!! Welcome to this wonderfully bright and tastefully renovated home, lovingly maintained by its owners. Located just steps away from Herring Run's expansive 375-acre park. As you approach the house, take a moment to relax on the inviting front porch and soak in the view. Step inside this charming 3-bedroom home and be greeted by an abundance of original details that add character and warmth. The gleaming hardwood floors, featuring maple strip edge, create an elegant and timeless ambiance throughout. The kitchen is a true highlight, boasting a stylish design that will inspire your inner chef. With ample space for meal preparation, the room adjacent to it offers the perfect spot for a cozy breakfast table, where you can savor your morning coffee while enjoying natural light streaming in through the back window. For those in need of extra space, the full basement with a walkout provides endless possibilities. Whether you have ambitious DIY projects in mind or require additional storage, this versatile area will accommodate all your needs.

10. 2023-06-20
    historical Active Under Contract 1070-char remark

    Show marketing remark (1070 chars)

    Price improvement!! Welcome to this wonderfully bright and tastefully renovated home, lovingly maintained by its owners. Located just steps away from Herring Run's expansive 375-acre park. As you approach the house, take a moment to relax on the inviting front porch and soak in the view. Step inside this charming 3-bedroom home and be greeted by an abundance of original details that add character and warmth. The gleaming hardwood floors, featuring maple strip edge, create an elegant and timeless ambiance throughout. The kitchen is a true highlight, boasting a stylish design that will inspire your inner chef. With ample space for meal preparation, the room adjacent to it offers the perfect spot for a cozy breakfast table, where you can savor your morning coffee while enjoying natural light streaming in through the back window. For those in need of extra space, the full basement with a walkout provides endless possibilities. Whether you have ambitious DIY projects in mind or require additional storage, this versatile area will accommodate all your needs.

11. 2023-06-17
    price $177,500 1070-char remark

    Show marketing remark (1070 chars)

    Price improvement!! Welcome to this wonderfully bright and tastefully renovated home, lovingly maintained by its owners. Located just steps away from Herring Run's expansive 375-acre park. As you approach the house, take a moment to relax on the inviting front porch and soak in the view. Step inside this charming 3-bedroom home and be greeted by an abundance of original details that add character and warmth. The gleaming hardwood floors, featuring maple strip edge, create an elegant and timeless ambiance throughout. The kitchen is a true highlight, boasting a stylish design that will inspire your inner chef. With ample space for meal preparation, the room adjacent to it offers the perfect spot for a cozy breakfast table, where you can savor your morning coffee while enjoying natural light streaming in through the back window. For those in need of extra space, the full basement with a walkout provides endless possibilities. Whether you have ambitious DIY projects in mind or require additional storage, this versatile area will accommodate all your needs.

12. 2023-06-15
    price $175,000 1070-char remark

    Show marketing remark (1070 chars)

    Price improvement!! Welcome to this wonderfully bright and tastefully renovated home, lovingly maintained by its owners. Located just steps away from Herring Run's expansive 375-acre park. As you approach the house, take a moment to relax on the inviting front porch and soak in the view. Step inside this charming 3-bedroom home and be greeted by an abundance of original details that add character and warmth. The gleaming hardwood floors, featuring maple strip edge, create an elegant and timeless ambiance throughout. The kitchen is a true highlight, boasting a stylish design that will inspire your inner chef. With ample space for meal preparation, the room adjacent to it offers the perfect spot for a cozy breakfast table, where you can savor your morning coffee while enjoying natural light streaming in through the back window. For those in need of extra space, the full basement with a walkout provides endless possibilities. Whether you have ambitious DIY projects in mind or require additional storage, this versatile area will accommodate all your needs.

13. 2023-06-08
    status Active 1070-char remark

    Show marketing remark (1070 chars)

    Price improvement!! Welcome to this wonderfully bright and tastefully renovated home, lovingly maintained by its owners. Located just steps away from Herring Run's expansive 375-acre park. As you approach the house, take a moment to relax on the inviting front porch and soak in the view. Step inside this charming 3-bedroom home and be greeted by an abundance of original details that add character and warmth. The gleaming hardwood floors, featuring maple strip edge, create an elegant and timeless ambiance throughout. The kitchen is a true highlight, boasting a stylish design that will inspire your inner chef. With ample space for meal preparation, the room adjacent to it offers the perfect spot for a cozy breakfast table, where you can savor your morning coffee while enjoying natural light streaming in through the back window. For those in need of extra space, the full basement with a walkout provides endless possibilities. Whether you have ambitious DIY projects in mind or require additional storage, this versatile area will accommodate all your needs.

14. 2023-05-23
    status Pending 1070-char remark

    Show marketing remark (1070 chars)

    Price improvement!! Welcome to this wonderfully bright and tastefully renovated home, lovingly maintained by its owners. Located just steps away from Herring Run's expansive 375-acre park. As you approach the house, take a moment to relax on the inviting front porch and soak in the view. Step inside this charming 3-bedroom home and be greeted by an abundance of original details that add character and warmth. The gleaming hardwood floors, featuring maple strip edge, create an elegant and timeless ambiance throughout. The kitchen is a true highlight, boasting a stylish design that will inspire your inner chef. With ample space for meal preparation, the room adjacent to it offers the perfect spot for a cozy breakfast table, where you can savor your morning coffee while enjoying natural light streaming in through the back window. For those in need of extra space, the full basement with a walkout provides endless possibilities. Whether you have ambitious DIY projects in mind or require additional storage, this versatile area will accommodate all your needs.

15. 2023-05-18
    listed $190,000 Active 1070-char remark

    Show marketing remark (1070 chars)

    Price improvement!! Welcome to this wonderfully bright and tastefully renovated home, lovingly maintained by its owners. Located just steps away from Herring Run's expansive 375-acre park. As you approach the house, take a moment to relax on the inviting front porch and soak in the view. Step inside this charming 3-bedroom home and be greeted by an abundance of original details that add character and warmth. The gleaming hardwood floors, featuring maple strip edge, create an elegant and timeless ambiance throughout. The kitchen is a true highlight, boasting a stylish design that will inspire your inner chef. With ample space for meal preparation, the room adjacent to it offers the perfect spot for a cozy breakfast table, where you can savor your morning coffee while enjoying natural light streaming in through the back window. For those in need of extra space, the full basement with a walkout provides endless possibilities. Whether you have ambitious DIY projects in mind or require additional storage, this versatile area will accommodate all your needs.

16. 2005-09-20
    soldstatus $150,000
17. 2003-10-09
    soldstatus $74,000
18. 2003-09-11
    soldstatus $74,000
19. 2003-08-19
    historical
20. 2003-04-01
    listed $74,900
21. 2003-04-01
    historical
22. 2002-07-12
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,474 · $289/mo
• Projected year-2 tax: $3,474 · $289/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,376
• − Mortgage interest: −$10,503
• − Property taxes: −$3,474
• − Insurance: −$938
• − Repairs & maintenance: −$1,790
• − Management: −$1,790
• − Depreciation: −$5,455
• Taxable loss: −$1,573
• Est. tax savings @ 24.0%: +$378
• After-tax cash flow: $1,844/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 28,058
• Household income: $51,344
• Rent vs Own: 48.0% rent · 52.0% own
• Severe rent burden: 1868.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (86%)
• Race & ethnicity: Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.57%
• Current HPI: 427.4453
• Rent YoY: ▲ 5.25%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+50.9% since first listed

24 events — show timeline

• 2026-06-10 Pending — BRIGHT MLS
• 2026-05-27 Sold (Public Records) $113,000 Public Records
• 2026-05-19 Contingent — BRIGHT MLS
• 2026-05-15 Listed $187,500 BRIGHT MLS
• 2023-09-06 Sold (Public Records) $180,000 Public Records
• 2023-09-02 Rental Removed $1,650 BRIGHTMLS
• 2023-08-30 Listed for Rent $1,650 BRIGHTMLS
• 2023-08-17 Rental Removed $1,700 BRIGHTMLS
• 2023-08-16 Listed for Rent $1,700 BRIGHTMLS
• 2023-07-21 Sold (MLS) $180,000 BRIGHT MLS
• 2023-06-20 Price Changed $180,000 BRIGHT MLS
• 2023-06-20 Contingent — BRIGHT MLS
• 2023-06-17 Price Changed $177,500 BRIGHT MLS
• 2023-06-15 Price Changed $175,000 BRIGHT MLS
• 2023-06-08 Relisted — BRIGHT MLS
• 2023-05-23 Pending — BRIGHT MLS
• 2023-05-18 Listed $190,000 BRIGHT MLS
• 2005-09-20 Sold (Public Records) $150,000 Public Records
• 2003-10-09 Sold (Public Records) $74,000 Public Records
• 2003-09-11 Sold (MLS) $74,000 MRIS
• 2003-08-19 Delisted — MRIS
• 2003-04-01 Delisted — MRIS
• 2003-04-01 Listed $74,900 MRIS
• 2002-07-12 Listed — MRIS

Property tax history

+1.9%/yr

Latest (2025): $3,474 · +6.6% YoY. Source: county tax records.